• Religare Secure Personal Accident Insurance Plan

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    Cashless Treatment

    Customer Service

    Medical Coverage

    Claim Experience

    Responsiveness

    Religare Secure is an accident insurance product from Religare Health Insurance that provides a broad range of features and benefits with top of the line service.

    Features & Benefits of Religare Secure:

    Entry age
    • 18 years to 70 years for proposer.
    • 91 days old to 24 years for children.
         
    Renewal Lifetime renewability.      
    Sum insured options and policy options. Plan Details Secure 2 Secure 3 Secure 4
      Sum insured Rs.15 lakh, Rs.20 lakh, Rs.25 lakh, Rs.30 lakh. Rs.50 lakh, Rs.1 Crore, Rs.2 Crore, Rs.3 Crore. Above Rs.3 crore to Rs.25 crore.
      Fracture benefit Up to Rs.1,00,000. Up to Rs.2,00,000. Up to Rs.3,00,000.
      Major diagnostic tests Up to Rs.15,000. Up to Rs.25,000. Up to Rs.50,000.
      Mobility Cover Up to Rs.15,000. Up to Rs.25,000. Up to Rs.50,000.
      Burns Up to Rs.10,00,000. Up to Rs.20,00,000. Up to Rs.25,00,000.
      Domestic road ambulance No support. Up to Rs.5,000. Up to Rs.5,000.
      Nursing care No support. Rs.1,000 per day, for a maximum of 15 days. Rs.1,500 per day, for a maximum of 15 days.
      Reconstructive surgery No support. Up to Rs.10,00,000. Up to Rs.20,00,000.
      Repatriation of mortal remains No support. 2% of sum insured or max Rs.1,00,000 – whichever is lower. 2% of sum insured or max Rs.1,00,000 – whichever is lower.
      Hospitalization expenses Up to Rs.1,00,000. Up to Rs.5,00,000. Up to Rs.10,00,000.
      Compassionate Visit Up to Rs.15,000. Up to Rs.25,000. Up to Rs.50,000.
    Other benefits In addition to the above plan-wise coverage and benefits, Religare Secure also provides the following benefits regardless of which plan you choose:
    • Accidental death cover.
    • Permanent Total Disablement (PTD).
    • Permanent Partial Disablement (PPD).
    • Reconstructive surgery that’s required and advised by a medical professional in case of accidents that lead to PTD or PPD.
    • Child education for 10% of the sum insured.
    • Disappearance for 100% of the sum insured. In case the event leaves the insured missing (due to forced landing, stranding, sinking, wreckage, etc.) for more than 1 year and the demise of the insured person has been reasonably established.
    • Mobility cover in case the PTD of the insured person requires the use of prosthetic devices or artificial limbs, orthopaedic braces and medical equipment like wheelchairs, hospital beds, etc.
    • Daily allowance of Rs.500 per day for a maximum of 5 days.
         
    Exclusions
    • Any pre-existing injury, physical or medical condition.
    • Intentional self-injury. Suicide or attempted suicide.
    • Alcohol and/or drug abuse.
    • STDs like HIV / AIDS.
    • Mental or nervous conditions – insanity, disorder, anxiety, stress, depression, etc.
    • Insured person flying in an aircraft in any other capacity than as a fare paying passenger in a scheduled airline.
    • Engaging in sporting activities that involve training and participation in professional sporting competitions, unless declared and agreed upon beforehand. This is subject to additional premium being paid and incorporated in the policy.
    • Service in the armed forces, navy, air force or paramilitary forces.
    • Hazardous activities where the insured places themselves at a higher level of risk.
    • Other activities like working in underground mines, working with explosives, racing on horseback or motor vehicle racing, dangerous water sports like rafting, canoeing in white water rapids and any sport involving bodily contact.
    • Medical expenses for any illness arising within 30 days of the start date of the policy, except those expenses that are a result of injury.
         
    Claim process
    • Cashless service in over 3,100 leading hospitals across India.
    • Direct call number and dedicated service lines.
    • Direct interaction with the company meaning a hassle-free claims process.
         

    Humans are fragile creatures in a tough world. No matter what a person’s daily activities are, they expose themselves to a certain amount of risk every day. With industrial advancements resulting in heavier machinery, bigger cars, faster lifestyles and more dangerous situations, a policy to cover your finances and secure your family’s future is vital. Religare Secure enables easy claims and cashless hospitalization in 3,100 hospitals across the country and has an in-house claims-processing team.

    *Disclaimer: Please chose your policy wisely after careful consideration of all policy documents and literature therein. Diligent examination and scrutiny of terms and conditions, exclusions (if any) and conditions on premium payments is strongly advised. This article is purely informational and is not designed to influence your decision in any way.

    Find cashless network hospitals nearby: RELIGARE Cashless Network Hospitals

    Other Health Insurance Plans from Religare Health Insurance:

    GST rate of 18% applicable for all financial services effective July 1, 2017.

    Disclaimer: Premiums may vary depending upon factors like age, location and prevailing taxes/GST.

    Religare Secure Personal Accident Insurance Plan Reviews

  • Page 1 of 10 1 2 3 4 5
    • Religare Health Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I was using health insurance policy with Religare from last 2 years, i am happy with the coverage value of this insurance policy. I am satisfied with the claim experience and it was a cashless treatment. I have a coverage value of Rs 3 lakhs for this insurance policy.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Jun 19, 2018
    • Religare Health Insurance
      "BEST"
      0.5 4.0/5 "Great!"
      From past 7months i am using this health insurance. Documents i have done through the on line. The coverage is for 10k. Per annual i pay of rupees 7-8k. Disease coverage is there. Free medical checkup once in a year is also available in my insurance.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 17, 2018
    • Religare Health Insurance
      "Good Policy"
      0.5 3.0/5 "Satisfactory"
      I have my health insured with Religare from last 1.5 years and it is a good insurance policy. I have a coverage value of Rs 3 lakhs which is satisfactory for this insurance policy. I pay a premium of Rs 4800 and i have no claim experience so far from this insurance.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 28, 2018
    • Religare Health Insurance
      "Good Service"
      0.5 4.0/5 "Great!"
      I've a health insurance from Religare. I pay a premium of 15000 per year and been using the policy for the past 3 years. I never had any claim experience with the policy. The policy renewal was really comfortable even after expiry. Overal it was a good experience.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 15, 2018
    • Religare Health Insurance
      "Good policy to use"
      0.5 5.0/5 "Blown Away!"
      Got the health insurance policy from the RELIGARE HEALTH company around 2months ago. The customer support service is good with the Reliance and they give good service to the customers. This policy covers 4mmebers in my family . This policy has a medical coverage amount of Rs,5,00,000 per head. I have paid Rs,9000 to get this policy and this policy and it has good benefits in it.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 02, 2018
    • Religare Health Insurance
      "Good Service"
      0.5 4.0/5 "Great!"
      I bought the Religare Health Insurance and I pay a premium of 7200 Per Annually. I dont have any claim experience. My friend had the experience and their Customer support was good. I make the premium payment Online and I've been a customer for the past three years.
      Was this review helpful? 0
      , new delhi
      Reviewed on Apr 29, 2018
    • Religare Health Insurance
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      Religare Health Insurance service is good. The payments are through Ecs. The offers of Religare covers the top hospitals,it was very much helpful for me. The benefits is for the whole family. It was an good experience with Religare Health Insurance service.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 23, 2018
    • Religare Health Insurance
      "Best policy"
      0.5 5.0/5 "Blown Away!"
      I have my health insured with Religare health 4 months back, i am happy with the coverage value of this insurance policy. A premium of Rs 8000 has to be paid every year for this health insurance. I do not have claim experience so far with this insurance and they cover Rs 5 lakhs for this insurance.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Apr 20, 2018
    • Religare Health Insurance
      "Good policy"
      0.5 4.0/5 "Great!"
      From RELIGARE Health i have taken the health insurance. They provide cashless facility. There is no claim experience with them. There is health check up available on the insurance policy. Its an individual policy.The customer service and response is good.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 20, 2018
    • Religare Health Insurance
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I have an health Insurance with Religare. The benefits is for the whole family. Their offers covers me for the top hospitals. The payments will be regularly deducted through Ecs. As it is an cashless process. I never claimed any service from Religare till now. It is an excellent experience with Religare health insurance service.
      Was this review helpful? 0
      , kolkata
      Reviewed on Apr 04, 2018
    • Religare Health Insurance
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I use the Health insurance policy from the RELIGARE HEALTH for the past 3 years. I pay Rs,7600 to renew the policy every year. This policy covers 2members in the policy and it has the policy medical coverage amount of Rs,600000 and I am satisfied with it.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Mar 31, 2018
    • Religare Health Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I hold a health insurance with Religare from last 2 years and it is a good policy to use. This policy has to be renewed every year and i pay a premium of Rs 10000 for this insurance. I do not have claim experience so far and i have not taken any cashless treatment. I have a coverage of Rs 5 lakhs and i am satisfied with it.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 13, 2018
    • Religare Health Insurance
      "Good policy for Health"
      0.5 5.0/5 "Blown Away!"
      I have taken a health insurance from RELIGARE HEALTH. The premium i have to pay on a yearly basis. I have not yet experienced the insurance policy. They provide reimbursement and the policy would be given to all the family members. And they even proved free health checkup for all the members.
      Was this review helpful? 0
      , jaipur
      Reviewed on Mar 07, 2018
    • Religare Health Insurance
      "Good Service"
      0.5 4.0/5 "Great!"
      I have a health insurance with Religare. The benefits is for the whole family. The offers from Religare health insurance service covers the top hospitals. The payments will deducted through ECS. The customer support is prompt with Religare. It is a good experience with Religare Health insurance service.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Mar 03, 2018
    • Religare Health Insurance
      "Not satisfied"
      0.5 1.0/5 "Really Bad"
      I have taken the health insurance policy with the Religare and the response is not really up to the mark. I would like to say that the customer service could be get improvised with the Religare health insurance company.
      Was this review helpful? 0
      , mumbai
      Reviewed on Mar 03, 2018
    • Religare Health Insurance
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      I have taken a health insurance service with Religare,the benefit is for single benefit. The offers cover top hospitals which is good with Religare health insurance service. The payments will be deducted from my credit card,still I have not claimed any service till now from Religare health insurance service.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Mar 02, 2018
    • Religare Health Insurance
      "Better service"
      0.5 4.0/5 "Great!"
      I have taken a Health insurance with Religare,the insurance was taken six months ago,the procedure was too simple as i submitted limited documents.I have no claim experience with them.I need not pay any premium amount as it is taken by the company,the policy was taken for my family members too.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 26, 2018
    • Religare Health Insurance
      "Its Good"
      0.5 4.0/5 "Great!"
      RBL gave me the Health insurance from Religare , without my knowledge they have charged me Rs. 3000 of premium, for the tenure of one year. Religare premium was converted into EMI. Religare gave me the medical cover around Rs. 1.5 lakh with cash less treatment facility and they got tie up around 1000 hospital in India.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 20, 2018
    • Religare Health Insurance
      "Its Best"
      0.5 5.0/5 "Blown Away!"
      I have corporate insurance from Religare Health, I didn't check the benefits, I believe I got medical cover upto Rs. 3 lakhs for my entire family. I got Religare e card. If in case of any emergency if I admit more than 24 hours I can get the reimbursement. I would suggest to enable daily check on insurance.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 16, 2018
    • Religare Health Insurance
      "Bad Experience"
      0.5 1.0/5 "Really Bad"
      This is my first term with Religare Mediclaim plan. 7 months down my Insurance my Brother had an accident, and consequently they didn't cover me up during this time. I had to pay more than Rs.1 Lakhs for the treatment. I applied for it thrice and all the three times it got rejected, they said accidents aren't covered in this Insurance.
      Was this review helpful? 0
      , mumbai
      Reviewed on Feb 16, 2018
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