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  • Religare Assure Health Insurance Plan

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    Religare Assure health insurance is a critical insurance plan for individuals that provides a lumpsum benefit against diagnosis of any of the 20 critical illnesses covered along with accidental death benefits.

    Features & Benefits of Religare Assure:

    Entry Age 18 years to 65 years
    Basis Individual / Family floater health insurance
    Policy Period One/ Two or Three Years
    Renewability Lifelong
    Sum Assured Starting from Rs. 3 lakh to Rs. 1.20 crore
    Premium Starting from Rs. 1,522 for 5 lakh sum assured for 18-25 year old male
    Discount 10%discount on 3 year policy term and 7.5% Discount on 2 year policy terms.
    Co-Payments No co-payment since lump sum benefit is paid on diagnosis
    Coverage Critical illness cover is a benefit plan where you get a lump sum amount when diagnosed or operated for any of the below specified critical illness: Cancer, Heart Valve Replacement, Coronary Artery Bypass Graft, Bacterial Meningitis, Aplastic Anemia, End Stage Renal Failure, Multiple Sclerosis, Benign Brain Tumor, Major Organ Transplant Stroke, Paralysis, Myocardial Infarction, Major Burns, Coma, Blindness, Parkinson’s Disease before the age of 50 years, Motor Neuron Disorder, End Stage Lung Disease, Alzheimer’s Disease before the age of 50 years, End Stage Liver Disease. Accidental death cover Zero day survival period
    Benefits A lump sum 10% of Benefit 1 or Benefit 2 Sum Insured towards the education of your child (of age 24 years or less) if you suffer from any Claim is payable under Benefit 1 or Benefit 2 Benefit 1: Payout of sum assured in case of diagnosis of any of 20 critical illnesses anytime during policy term Benefit 2: Death or permanent disability benefit if within 12 months of injury No TPA; direct claim settlement Second doctor opinion of an expert/doctor can be availed at no extra cost. Tax exemption under laws of the Income Tax Act, 1961 (u/s 80D).
    Exclusions Any pre-existing illness. Any diagnosis of undergoing of surgery / diseases / occurrence of event, whose signs or symptoms first occur within 90 days of Policy Period Start date. Self-inflicted injury (resulting from suicide, attempted suicide) Cosmetic & aesthetic and obesity related treatment Tests and treatment relating to infertility and in vitro fertilization. Expenses arising out of or attributable to alcohol or drug use/misuse/abuse Treatment of HIV/AIDS Miscarriage, Abortion, Pregnancy and childbirth and its consequences Congenital disease War, riot, strike, nuclear weapons induced hospitalization.

    Find cashless network hospitals nearby: RELIGARE Cashless Network Hospitals

    Other Health Insurance Plans from Religare Health Insurance:

    GST rate of 18% applicable for all financial services effective July 1, 2017.

    Disclaimer: Premiums may vary depending upon factors like age, location and prevailing taxes/GST.

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