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  • PNB MetLife Rural Plans

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    PNB MetLife Rural Plans offer protection to you and your loved ones, from financial worries and obligations. With plans such as the MetLife Bachat Yojana, MetLife Bhavishya Plus and the MetLife Grameen Ashray, a policy holder can save a considerable amount of money while securing the future of his/her family. The PNB MetLife Rural Plans are offered at reasonably priced insurance premiums.

    PNB MetLife Rural Plans

    1. MetLife Bachat Yojana

      The MetLife Bachat Yojana helps the policy holder to build a steady savings portfolio that will assist in the growth of future long term savings. This will help the insured to meet their financial obligations easily.


      1. Death Benefit: Life is unpredictable and in the unfortunate and unforeseen event of death of the insured his/her family has to be financially secure. This plan helps to ensure this by providing a Death Sum Assured along with Bonus to the policy holder’s family.
      2. Premium Payment Tenure: The insured has to make a payment only for a period of 10 years and he/she will be covered under this policy for a period of 15 years.
      3. Terminal Bonus and Simple Reversionary Bonus: Bonus payable, if any, will be added to the existing policy from the 3rd year onwards, till the policy expires. This bonus will be paid out to the policy holder’s family when the insured passes away or when the policy term ends.
      4. Maturity Benefit: Upon maturity of the policy, you will receive the Base Sum Assured as well as bonus, if any.
    2. MetLife Bhavishya Plus

      This is a traditional life insurance plan that falls under the PNB MetLife Rural Plans that comes with unique benefits and coverage for the policy holder. It ensures the financial security of the policyholder and his/her family in the face of any unforeseen circumstances. By availing this plan you can also get tax benefits.


      1. Helps meet long-term financial obligations - The MetLife Bhavishya Plus plan ensures that at the end of each policy year, you are paid at least 20% of the Base Sum Assured. This is paid out in 3 years before the time of maturity of the policy. The policy also pays out 40% of the Base Sum Assured and bonuses accumulated on the policy (if any), to the insured at the time of maturity of the policy.
      2. Bonus - Bonus will be paid out to the policy holder from the third year from when the policy comes into effect and this will continue till the maturity of the policy. The Base Sum Assured is equal to your annual premium amount X the multiplying factor mentioned in the policy schedule.
      3. Death Benefits - In the unfortunate event of your death, the financial security of your children and other family members is assured under this policy plan.
    3. MetLife Grameen Ashray

      The MetLife Grameen Ashray plan is a micro-insurance plan offered by PNB MetLife under the PNB MetLife Rural Plans. This is a short term policy that provides protection at an affordable premium.

    4. Benefits
      1. Documentation - The documentation required for availing this plan is very little. Thus, you can quickly and easily avail the plan and its benefits.
      2. Process - The process of availing this plan as well as claiming the benefits available under this plan is simple and convenient.
      3. Death Benefits - The MetLife Grameen Ashray plan offers death benefits if the policy holder passes away. The family/ nominee/ legal heirs of the policy holder will receive the Sum Assured under the policy, when the death occurs while the policy is in effect.

    GST of 18% is applicable on life insurance effective from the 1st of July, 2017

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