Compare car insurance policies online - There are around 28 general insurance companies in India, most of which offer car insurance as well. Since the customer has a wide range of options available, he/she can benefit largely if the purchase of the policy is backed by a good amount of research.It is understood that each insurer decides the premium for a vehicle based on its Insured Declared Value (IDV) and the rating of the car's model. The latter may vary based on the insurer; hence the same model may attract different premiums, depending on the insurance provider.In order to get the most optimum rates on your auto insurance, it is advisable to compare quotes from different companies. Several neutral third-party financial websites enable you to compare policies online. You should make use of this service to narrow down on a car insurance plan that best suits your needs.