Insurance is like a spare tyre. You may not require it, but not having one is not an option.
  • Important Things To Know When Applying For Car Insurance Online

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    According to the Motor Vehicle Act 1988, any four-wheeler vehicle that is driven on Indian roads should be insured. A car insurance policy acts like a safety net for your car. This basically means that any expenses that you incur if you meet with an accident or if your car is stolen are covered by your car insurance policy. Generally, automobile dealers will offer insurance covers when you pick up your new vehicle. But, there are times when you will find a better car insurance package at an insurance agency or online.

    Physically running from one insurance company to another can be quite stressful and tiring. In this age where most of us purchase a number of different products online, insurance agencies have now begun to offer car insurance policies online. This proves to be quite beneficial for insurance companies as this move allows the agencies to reach out to a larger group of people to sell their products to. We also end up saving a lot of our valuable time as we do not end up spending a lot of time stuck in traffic or queues at banks.

    Let us take a look at some of the benefits of picking up a car insurance policy online:

    • No payments to broker: As you are procuring your car insurance online, you do not have to pay any broker charges as there is no broker involved in the purchase of the policy. This is one of the best advantages for people looking to pick up a good car insurance policy and save money at the same time. Therefore, dealing with the insurance agency directly will help save money that would have gone towards unnecessary costs.
    • Time saving: One of the major benefits of picking up a car insurance online is the use of the internet to do so. This means that you can get all the information that you will require and pick up the best suited policy for you which meets your every need and requirement. You can also visit an insurance portal like bankbazaar.com which provides a vast ocean of information related to different car insurance policies offered by various insurance agencies. You can also renew your policy online without running to an insurance company to do so. A lot of time gets saved on travel and talking to an agent about the right policy that you desire.
    • Compare and manage: There is a large variety of different car insurance policies that are offered to people with cars. Now, with this plethora of information that has been made readily available on the internet, it is wise to compare different insurance policies before purchasing a car insurance policy. An individual does not have to visit every insurance agency and find out about the car insurance policies that they offer. Instead, an individual would only have to go online and visit the official website of an insurance agency.
    • Exciting deals and offers: Car insurance agencies tend to offer attractive offers and riders along with their products to draw a larger customer base online. You can also research and find the best suited insurance plan that meets all your requirements. Insurance portals that have tied up with car insurance companies also offer attractive offers and deals online.
    • One minute policy: After you have chosen a policy and you have completed filling and submit all documents that have been asked for, the policy documents will reach your email within a minute. You can take a print out of the policy to keep a physical copy with you. Physical copies of the policy will also be mailed to your registered address.

    There are a lot of people who are sceptical about picking up a car insurance policy online. You need not worry. There are a lot of security features that have been implemented in insurance websites and insurance portals partner with well-known insurance companies only. So in this way, you are not taken for a ride.

    Car insurance is a safety tool that everyone should have for their vehicle. We can offset large amounts of money and can also save on expenses that would have gone towards repairs, replacements, etc. Picking up a car insurance policy online is safe, saves time, and is convenient. You don’t need anymore reasons to not pick up an insurance policy online.

    GST Update: GST of 18% is applicable on car insurance effective from the 1st of July, 2017

    Claim Reviews

  • Page 1 of 50 1 2 3 4 5
    • Royal Sundaram Car Insurance
      "Good Product"
      0.5 4.0/5 "Great!"
      For my Maruthi car I took Royal sundaram general insurance through dealer I have approached the premium is reasonable, I don't think its a comprehensive plan. Once I had claim I met with the accident, there was a car damage, they gave 70% of claim, remaining I paid from my end.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 07, 2018
    • Reliance General Car Insurance
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      RELIANCE GENERAL INSURANCE is the insurer where i have taken my car insurance and the premium i paid which is nominal added on that the IDV value is also sufficient with this policy. The policy coverage is for bumper to bumper for this policy.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 07, 2018
    • SBI General Car Insurance
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      I had a claim of 44k with the SBI GENERAL INSURANCE where i have taken the card insurance and the claim is of reimbursement and i got within the one day. The premium is nominal and the IDV is nominal. The coverage is for bumper to bumper. The process is good with this policy.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 07, 2018
    • ICICI Lombard Car Insurance
      "Good Protection for four wheeler"
      0.5 4.0/5 "Great!"
      The car policy with ICICI lombard is good and they are economical on the cost wise, I took policy for one year I took 100% its zero depreciation. They gave me best insured value based on the age of vehicle, they have ncb features and they many service centers too.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Dec 05, 2018
    • Bajaj Allianz Car Insurance
      "Good claim process with fast service"
      0.5 4.0/5 "Great!"
      The premium amt is good in Bajaj Allianz and economical too, I paid Rs. 25k for one year. I have Hyundai I ton card its 3 years old, they gave me best insured declared amount, I got the papers on time, my claim exp is good, car got damaged and replaced and gave it on time, even they have lined with many service centers.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 05, 2018
    • ICICI Lombard Car Insurance
      "Quick policy"
      0.5 5.0/5 "Blown Away!"
      I have been renewing the policy for 4 years with ICICI Lombard. The policy was given by dealer when i purchase the policy and i'm continuing the policy without any reason. The claim experience was fine. I have got the coverage amount of Rs. 9 lakhs and i have got the claim amount of RS. 40000. This policy covered with bumper to bumper facility. I have got the claim within 5 days.
      Was this review helpful? 0
      , chennai
      Reviewed on Dec 05, 2018
    • Universal Sompo Car Insurance
      "Good Car Insurance policy"
      0.5 5.0/5 "Blown Away!"
      My car insurance policy was taken 2 years ago with Universal Sompo. I have been renewing the policy with the same company. I have paid the premium amount of Rs. 4000. This policy has been covered for 100%. They have given me a car value of Rs. 1.90 lakhs.They have offered me a facilities of road side assistance and bumper to bumper. I have no claim experience so far.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Dec 03, 2018
    • Bajaj Allianz Car Insurance
      "Its Good"
      0.5 4.0/5 "Great!"
      Cost of the car policy is good in Bajaj Allianz. I have Maruthi card they best insured value based on the age. I don't have any claim experience. The insurance company gave me Rs. 2.5 lakhs for one year, third party cover and personal accidental cover is good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 03, 2018
    • New India Car Insurance
      "Good Experience"
      0.5 5.0/5 "Blown Away!"
      In 10 years of experience I didn't face any claim. I have wagon R, the premium cost was economical, I paid around Rs. 5000 for one year, they gave me the comprehensive 100% protection plan, they got tie up with the dealer and they do have ncb features.
      Was this review helpful? 1
      , mumbai
      Reviewed on Dec 03, 2018
    • United India Car Insurance
      "Good car insurance policy"
      0.5 5.0/5 "Blown Away!"
      Since its a new car, they have given me a a zero depreciation policy. The dealer has recommended me about this car insurance policy when i purchase my car. I have paid the premium amount of Rs. 28000. They have not given me a road side assistance facility but bumper to bumper facility is available. More garages are available in my location.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 03, 2018
    • ICICI Lombard Car Insurance
      "Better"
      0.5 4.5/5 "Excellent!"
      My car insurance was taken with ICICI Lombard and it was offered by the showroom. They are giving zero depreciation and don't know about the other offers. The premium is included in the car price. The customer service is good. They have sent the insurance papers on time.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 02, 2018
    • review Car Insurance
      "Value of money"
      0.5 4.0/5 "Great!"
      4 years back, i have bought my car insurance policy with Bharti Axa. Somebody suggested me about this car insurance policy. The premium amount is less comparatively less when i compared with other companies. I'm happy about the coverage value they have provided to me. I have not claimed anything in this policy.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 02, 2018
    • Tata AIG Car Insurance
      "Yet to experience the policy"
      0.5 4.0/5 "Great!"
      I have purchased the TATA AIG car insurance 6 years ago. I have selected the TATA company because of the brand value. I'm not sure about the bumper to bumper facility. I have got the benefits of no claim bonus, cashless garages. I never interacted with the customer anyway I'm satisfied with the policy.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 02, 2018
    • ICICI Lombard Car Insurance
      "Good experience with ICICI Lombard"
      0.5 4.0/5 "Great!"
      My car insurance was taken with ICICI Lombard. I never interacted with the customer care. I had a claim experience with them and the certain parts are not covered however the coverage value was good. They are given me a bumper to bumper coverage. They have given no claim bonus when i have not claimed anything before.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 02, 2018
    • United India Car Insurance
      "No claim experience in United India"
      0.5 4.5/5 "Excellent!"
      When i purchase my car, bank has given me a United Car Insurance. There is no much difference between this policy and others. The premium amount is less since its provided by the bank people. I paid the premium amount of Rs. 24000. 10 years back, i have purchased this policy. They have given me a 100% coverage value. I have not claimed anything in this policy.
      Was this review helpful? 0
      , chennai
      Reviewed on Dec 02, 2018
    • Tata AIG Car Insurance
      "Good Car Insurance policy as of now. "
      0.5 4.0/5 "Great!"
      My car insurance policy was taken with TATA AIG. My friend has recommended me about this policy. He has taken care of all the details of the policy. I have been renewing the policy for last 9 years. I never interacted with their customer since i don't require it. I had no claim experience till now. They have offered me a coverage value of Rs. 6.25 lakhs. I have got a no claim bonus.
      Was this review helpful? 1
      , chennai
      Reviewed on Dec 02, 2018
    • National Insurance Car Insurance
      "Its Good"
      0.5 4.0/5 "Great!"
      I think I paid the premium around Rs. 28,000 for IDV value of Rs. 3 lakhs for the tenure of one year. I have model of maruthi swift its 2015 model, it has bumper to bumper coverage, its protects only for my car. They will provide no claim bonus on next year.
      Was this review helpful? 1
      , bangalore
      Reviewed on Dec 01, 2018
    • ICICI Lombard Car Insurance
      " Good Experience and hassle free"
      0.5 5.0/5 "Blown Away!"
      The ICICI lombard premium amount is economical I Have taken the policy for one year. I took the comprehensive plan with fist party accidental, it also cover loss, damage etc. I got the policy documents on time. faced claim, I went to the showroom they taken the documents, I just dropped my car to the dealer I paid 1000 at the time of billing , they completed all the process, delivery time is low.
      Was this review helpful? 1
      , mumbai
      Reviewed on Dec 01, 2018
    • review Car Insurance
      "Good experience"
      0.5 5.0/5 "Blown Away!"
      I hold a car insurance with Kotak Mahindra general insurance from last 1 year, there was no cashless garage facility given at the time of claiming. The coverage value was good, the bill amount was for Rs 21000 out of which i paid Rs 1000. I pay a premium of Rs 13000 for this car insurance which has full coverage with 0% depreciation.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 01, 2018
    • HDFC Ergo Car Insurance
      "Average Policy"
      0.5 3.5/5 "Pretty good"
      I hold a car insurance with HDFC ERGO from more than 1.5 years, a premium of Rs 5000 has to be paid for this insurance policy every year. I did not claim anything so far from this insurance policy. They cover bumper to bumper damage for this car insurance.
      Was this review helpful? 0
      , pune
      Reviewed on Dec 01, 2018
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