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5 Cars For The Gen X With A Price Tag Of Rs. 4 Lakh Or Less

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The demand for cars in the Indian market has been ever-increasing. Every segment has seen growth but the Compact Vehicles segment, in particular, has been the most successful one. Indian consumers, especially the Generation X, tend to choose a vehicle that looks good, serves well, fits in the garage easily, is big enough for weekend family outings, and does not burn a hole in their pockets. And thus, Compact Cars are the most successful of the lot. Listed below are five such budget cars which serves the youth’s driving needs.

  1. Renault KWID: The Renault Kwid is one of the most recent players in the segment market and also one of the newest sensations. With its muscular body and sporty SUV-like stance, this entry-level crossover, has turned quite a few heads since its inception in May 2015. Since then, the French carmaker has launched many other versions of the car with great deal of cosmetic changes, especially to attract the young generation. The car is available in petrol variant only but comes in two different engine capacities: 799 cc and 999 cc. The three cylinder, 799 cc engine produces 54 PS of power at 5,678 rpm and 72 Newton metres of torque at 4,386 rpm. The 999 cc engine, on the other hand, produces 68 PS of power at 5,500 rpm and a torque of 91 Newton metres at 4,250 rpm. There are many sub-variants of the Kwid based on the features and options available. The top models comes with a first-in-class AMT dial. The Kwid is primarily available in six different color options: Fiery red, ice cool white, moonlight silver, outback bronze, planet grey, and electric blue. Other than these single tone colours, the car also has a number of other editions like the anniversary editions and the Climber edition which come in different color schemes. The latest addition to the Kwid creed is the Kwid MARVEL Avengers Super Hero Edition. This edition offers two new body decals for the car, inspired by the two famous MARVEL superheroes: Iron Man and Captain America. The base model of the Renault Kwid is priced at Rs.2,66,700 (ex-showroom Delhi).
  2. Maruti Alto 800: The Alto 800 is one of the most successful cars in India. After its predecessor, the Maruti Suzuki Alto, the Alto 800 was accepted and loved by the Indian market equally. The car got a facelift and new added features to meet the demands and expectations of the market. The Alto 800 gets fresh and spacious interiors, aero design, and a responsive engine along with a sturdy and practical frame that makes it perfect for almost any journey. It is powered by a F8D 796 cc, three cylinder engine clubbed with a 5 speed manual gearbox which produces 35.3 Kw of power @ 6,000 rpm and a maximum torque of 69 Nm @ 3,500 rpm. The car comes in 8 sub-variants along with optional CNG variants. Maruti Suzuki has also concentrated on the safety and thus the Alto 800 comes with driver-side airbag, rear door child lock, keyless entry, ORVMs, and fog lamps. The car also offers fuel efficiency of 24.70 kmpl in the petrol variant and 33.44 km/kg in the CNG variant. The colour options available for this car are: Silky silver, Auburn brown, Mojito green, Granite grey, Absolute black, Blazing red, Cerulean blue, and Superior white. With a price range of Rs.2.51 lakh to Rs.3.78 lakh, the Alto 800 was the second highest selling car in India for the month of February 2018.
  3. Maruti Suzuki Alto K10: The Alto K10 is an elder sibling to the Alto 800. It comes with a bigger engine and sharper features. The K10 is powered by a 998 cc, K10B engine which delivers 68 PS of power @ 6,000 rpm and produces a maximum torque of 90 Nm @ 3,500 rpm. The lightweight, but powerful K-Next engine helps the car to clock 0-60 kmph in 5.3 seconds. With a bold design on the exterior and dual-tone spacious interior, the Alto K10 can be an absolute eye-candy. The car comes in eight sub-variants along with CNG as optional. Both the manual and AGS versions provide fuel efficiency of 24.07 kmpl while the CNG variant provides 32.26 km/kg. It also offers 6 colours to choose from: Silky white, Tango orange, Granite grey, Fire brick red, Cerulean blue, and Superior white. The instrument cluster, glove-box, front power windows, driver-side airbag, fog lamps, keyless entry, the revolutionary Auto Gear Shift (AGS), and a price range starting at Rs.3.30 lakh, makes the car a worthy deal.
  4. Tata Tiago: The newest sensation from the house of Tata Motors, the Tata Tiago, has been widely accepted in the Indian market. It is finding its way up the ladder at a significant pace. The Tiago sports the new age design developed by Tata and thus offers a very agile and confident stance. The new colour schemes, smoked lens headlamps, sharp and high-mounted tail lamps, alloy wheels, stunning interiors, and top-notch technology in the dash makes the car drool-worthy. It is available in both petrol and diesel variants and comes in six sub-variants based on the features that the car offers. The petrol version is powered by a 1.2 litre Revotron engine which pumps out 85 PS of power @ 6,000 rpm and 114 Nm of torque @ 3,500 rpm. The diesel version, on the other hand, is powered by a 1.05 litre Revotorq engine which produces 70 PS of maximum power @ 4,000 rpm and 140 Nm of maximum torque @ 1,800-3,000 rpm. The Tiago also offers three different driving modes: The Creep Function, The Sport Mode, and the Shift Assist Manual Mode, to help meet your driving mood and needs. The car also provides some of the best safety features like immobiliser, speed dependent automatic door locks, day and night IRVM, airbags, etc. The Tata Tiago is priced at Rs.3.26 lakh (petrol) and Rs.4.04 lakh (diesel) [both prices ex-showroom Delhi].
  5. Datsun Redi GO: The Datsun Redi GO is yet another strong and good-looking competitor in this segment. It comes only in petrol variant but has two different engine capacities: 799 cc and 999 cc. It is further divided into four sub-variants: The Smart Drive Auto, The Gold 1.0L, The GO 1.0L, and The GO 0.8L. The Redi GO 0.8L is powered by a 799 cc engine which produces 54 PS @ 5,678 rpm and 72 Nm of torque @ 4,386 rpm, while the Redi GO 1.0L is powered by a 999 cc engine which pumps out 68 PS pf power @ 5,500 rpm and 91 Nm of torque @ 4,250 rpm. The fuel economy is 22.7 kmpl and 22.5 kmpl respectively for the 0.8L and 1.0L engines. The Datsun Redi GO is offered in five primary colours: Ruby, Lime, Silver, Grey, and White. Other than these the Gold 1.0L is a limited edition vehicle which comes with golden coloured body graphics and three colour options: Grey, Silver, and White. The Redi GO sports a bold and sleek YUKAN design philosophy which makes the car very appealing. It offers best-in-class ground clearance, headroom, and cabin room. It also comes in a Automatic Manual Transmission (AMT) variant with dual riding mode to make the drives even smoother. Safety features like airbag, child safety lock, immobiliser, parking sensors, and remote keyless entry make the vehicle an even better deal for a price tag starting at Rs.2.49 lakh.

GST Update: GST of 18% is applicable on car insurance effective from the 1st of July, 2017

Car Insurance Reviews

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  • HDFC Ergo Car Insurance
    "Need to reduce the premium"
    0.5 4.5/5 "Excellent!"
    I had a car insurance with HDFC Ergo and I felt the premium is very high hence I changed my insurance provider. The customer service is very good. There was no claim experience. The policy period is one year. It is a zero dep policy which includes bumper to bumper and RSA. It is a first party insurance.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Jan 23, 2019
  • New India Car Insurance
    "Good"
    0.5 5.0/5 "Blown Away!"
    My car insurance was recently purchased with New India Assurance through online. When I logged into the online site it gives better option with multiple insurer and I felt New India Assurance is good with reasonable premium and better benefits. I have paid 13,500 rupees for a year. I got the insurance paper. The claim experience is very good.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Jan 23, 2019
  • ICICI Lombard Car Insurance
    "Good Policy."
    0.5 3.0/5 "Satisfactory"
    I have bought my car insurance with ICICI Lombard for last 5 years which I'm continuing for with the same company. The claim experience was better and when i applied for the same, they have given upto 80%. Its covered with bumper to bumper facility. They have given the claim in 1 week.
    Was this review helpful? 0
    , bangalore
    Reviewed on Jan 22, 2019
  • Royal Sundaram Car Insurance
    "Good policy "
    0.5 5.0/5 "Blown Away!"
    My car insurance was purchased in the year 2014 with Royal Sundaram. My dealer has recommended me about this policy. I pay the premium amount of Rs. 14000 with the coverage value of Rs. 6.27 lakhs which covered with the bumper to bumper facility.
    Was this review helpful? 0
    , ahmedabad
    Reviewed on Jan 22, 2019
  • Bajaj Allianz Car Insurance
    "Good Policy"
    0.5 3.0/5 "Satisfactory"
    I had taken this insurance policy a while back and the premium amount has been quite good and not too high. The payment method has been easy and there has not been any sort of charges, and the policy covers bumper to bumper. Their customer support has also been responsive and was helpful as well.
    Was this review helpful? 0
    , mumbai
    Reviewed on Jan 22, 2019
  • ICICI Lombard Car Insurance
    "Its Good"
    0.5 4.0/5 "Great!"
    There was no claim experience for my Tata Tiago with ICICI Lombard. I have renewed the car policy at last june, I paid the amount around Rs. 10,600 because its around 1.5 year old vehicle. I took comprehensive plan which includes loss , damage, ICICI Lombard got tie up many showroom.
    Was this review helpful? 0
    , new delhi
    Reviewed on Jan 21, 2019
  • ICICI Lombard Car Insurance
    "Best cover"
    0.5 4.0/5 "Great!"
    Very recently I took policy from Car insurance for my new Baleno car, it was done by ICICI bank, they deducted insurance fee from the loan. The loan department issued the policy copy on time. For first year its 100% coverage available its a bumper to bumper with ex showroom.
    Was this review helpful? 0
    , new delhi
    Reviewed on Jan 21, 2019
  • ICICI Lombard Car Insurance
    "Good Car Insurance policy"
    0.5 4.0/5 "Great!"
    I have selected the ICICI Lombard for my car since the dealer has given me this insurance. I have been paying the premium amount of Rs. 15000. This is not covered for the bumper to bumper facility. They have given me a IDV value of Rs, 3.10 lakhs. They are providing the good garage facility all over the city.
    Was this review helpful? 0
    , bangalore
    Reviewed on Jan 21, 2019
  • United India Car Insurance
    "Yet to experience the policy"
    0.5 3.0/5 "Satisfactory"
    I have applied the claim for my car recently. I have given the car into the showroom and they have asked me to inform in the insurance company. When i visited other branch they have asked me to the home branch. They have given me a sufficient IDV value. Its covered with a bumper to bumper facility.
    Was this review helpful? 0
    , chennai
    Reviewed on Jan 21, 2019
  • ICICI Lombard Car Insurance
    "Reliable Policy"
    0.5 5.0/5 "Blown Away!"
    Purchased my car insurance through ICICI Lombard and They have given me a low premium since i have taken a loan from ICICI bank. They have given me a good IDV value. This is a bumper to bumper covered policy. They have given me a road side assistance, no claim bonus benefits.
    Was this review helpful? 0
    , chennai
    Reviewed on Jan 21, 2019
  • National Insurance Car Insurance
    "Good Insurance"
    0.5 3.0/5 "Satisfactory"
    My Honda amaze car got insured with National insurance for one year of tenure period. I think my old premium amount was around Rs.30,000. I took first party comprehensive plan it covers for loss, damage, theft. The customer support is good even the IDV is good.
    Was this review helpful? 0
    , bhubaneshwar
    Reviewed on Jan 21, 2019
  • ICICI Lombard Car Insurance
    "Competitive price"
    0.5 5.0/5 "Blown Away!"
    I have taken a car insurance from ICICI Lombard and the service is really good. I spoke wtih the customer care once for the claim. The garage people taken care of the full settlement process. The premium amount is nominal. They have given me a best claim what they can offer according to their norms.
    Was this review helpful? 0
    , bangalore
    Reviewed on Jan 21, 2019
  • Royal Sundaram Car Insurance
    "Economic offering and wide accessibility"
    0.5 5.0/5 "Blown Away!"
    Because it was good comparison between other companies hence i have chosen the Royal sundaram. The premium amount is reasonable. The IDV value is good. This a comprehensive policy which covers third party insurance. They have tie up with most of the garages. They have cashless facility in most of the places.
    Was this review helpful? 0
    , bangalore
    Reviewed on Jan 21, 2019
  • Royal Sundaram Car Insurance
    "Average"
    0.5 3.0/5 "Satisfactory"
    I took my car insurance with Royal Sundaram. I never contacted the customer service. It is a default insurance from the showroom. The premium is high because I go for bumper to bumper offer, road side assistance, zeo dep. It is a first party insurance and no claim. The policy period is one year.
    Was this review helpful? 0
    , bangalore
    Reviewed on Jan 19, 2019
  • SBI General Car Insurance
    "Good Policy"
    0.5 4.0/5 "Great!"
    The showroom people has offered me a car insurance policy with SBI. I have made a premium amount of Rs. 22000. They have given me a coverage value of 100%. Total IDV value is 90% of the car value. I have no claim experience till now. The documentation process was done by showroom.
    Was this review helpful? 0
    , new delhi
    Reviewed on Jan 19, 2019
  • National Insurance Car Insurance
    "Smart protection with National"
    0.5 4.0/5 "Great!"
    The major factor to chose National Insurance because of the premium is economic, I took the policy for 3 years the IDV value remains the same for the whole tenure. The customer support is good on time they activated the policy. I have Tata Tiago , its around four months vehicle. Its zero depreciation comprehensive plan. I taken the policy through showroom.
    Was this review helpful? 0
    , lucknow
    Reviewed on Jan 19, 2019
  • ICICI Lombard Car Insurance
    "Satisfied with the policy"
    0.5 5.0/5 "Blown Away!"
    My car insurance is with ICICI Lombard. The customer services are good and I got the policy documents on time. The policy coverage is good and there are features of a road side assistance is there. The premium is economical too. Good overall.
    Was this review helpful? 0
    , bangalore
    Reviewed on Jan 19, 2019
  • ICICI Lombard Car Insurance
    "Need to reduce the premium"
    0.5 3.0/5 "Satisfactory"
    I had a car insurance from ICICI LOMBARD which was offered by the showroom at the time of purchasing the vehicle. I felt the insurance premium is very high compared to others. I got a reminder call from the customer service at the time of renewal. It has zero dep for one year.
    Was this review helpful? 0
    , new delhi
    Reviewed on Jan 19, 2019
  • Tata AIG Car Insurance
    "Excellent"
    0.5 5.0/5 "Blown Away!"
    I took my car insurance from TATA AIG through online channel. They have given lesser premium with zero dep and it includes road side assistance. The customer service is very good. The policy period is one year. I have no claim experience. It is a first party insurance.
    Was this review helpful? 0
    , new delhi
    Reviewed on Jan 19, 2019
  • Tata AIG Car Insurance
    "Satisfied policy"
    0.5 5.0/5 "Blown Away!"
    TATA AIG is the best company to take the car insurance. Since long time i have taken this insurance. The customer care people used to call me to renew the policy and they used to policy renewal letter. I will do payment through online. Several times i have claimed the policy and i have received very good response.
    Was this review helpful? 1
    , hyderabad
    Reviewed on Jan 18, 2019
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