Insurance is like a spare tyre. You may not require it, but not having one is not an option.

10 Car Care Myths Busted for You

 4.5 / 5.0   by 2294 users
Used this product? Write a review >>

Policy Coverage

Customer Service

Claim Experience

Responsiveness

Cashless Garages

A fact that you have grown up listening to is hard to debunk, especially when it is something that you always believed to be true. It is also interesting that there are so many myths associated with cars that are truly hollow.

Here we attempt to debunk some of the most prevalent car myths, as most of them are misunderstandings while the rest are quite damaging to the car itself!

Myth 1: Premium fuel gives your car more power

There are many who would pay some extra cash at the petrol pump for premium fuel. The fact is that in most cases, this is just a waste of money. While some high-performance cars do require premium gas, you can use regular fuel in your “non-premium” car without any issues.

When compared to ordinary fuel, premium fuel is not cleaner or more refined; it is only more combustible. It is suitable for engines with high compression ratios. Such engines are vulnerable to pre-ignition, where sparking of the gasoline occurs before the piston is ready. This results in knocking sounds, which are not prevalent in most modern cars with engine knock sensors.

Myth 2: Engines need to be warmed up before driving

This is a cold weather tip that is actually detrimental to your car. There are many who start their car and leave it idling to heat up before driving. This is a totally unnecessary step. Idling your car when the snow is out only wastes fuel and adds wear to the engine’s moving parts.

Moreover, vehicles today are designed to warm up quicker when driven and they reach peak efficiency faster.

Myth 3: To save money, buy fuel in the morning

This is based on the logic that gas is denser when temperatures are cool. So you get more fuel per litre pumped. However, this is completely untrue.

Gasoline is stored in tanks positioned under the ground, where there is hardly any temperature fluctuation. So the gas that comes from the nozzle is always at the same density, irrespective of the time of the day.

Myth 4: You should replace engine oil every 3000-5000 km

This is a very popular myth that probably was relevant before the 70s. The frequency with which you change your engine oil depends on the usage of the vehicle. Also most cars today do not need frequent oil changes. You need to check your car’s manual for the optimum maintenance schedule.

Myth 5: Cell phones can cause a fire in petrol pumps

The theory behind this is that vapours from the fuel combine with the wireless signals from the cell phone and these get ignited to cause an explosion. Most gas stations also have the “no cell-phone” sign displayed to deter customers from using their phone at the fuel pump.

However, studies on this have concluded that there is no documented incident where cell phone usage has caused a fire at a petrol pump. It is wise to keep it away while driving though, for obvious reasons.

Myth 6: Turning on the A/C is more fuel-efficient than opening windows

Studies have found that for different types of cars, running at varying speeds, turning on the A/C at medium power uses up more fuel than driving with the windows open.

Myth 7: Red cars get more speeding tickets and cost more to insure

There is no data to support the fact that red cars get fined more for speeding than cars of another colour.

Also, the colour of your car does not determine the rates of insurance. Specifications like the model and make of the car, capacity of the engine and year of manufacture decide the premiums.

Myth 8: Manual transmissions are more fuel-efficient than automatics

When automatic transmissions were a relatively new technology, this may have been true. But with recent technological advances such as the variable transmission with infinite gear ratios, the advantages of manuals have been eliminated to a large extent. So, in most cases today, engines with automatic transmission are preferred over the manual ones.

Also Read : Do You Have A Motor Insurance Policy

Myth 9: Small cars are not as safe as big SUVs

Small cars produced today have low mass and energy-absorbing crumple zones. These are also produced with high strength steel to avoid accidents. So, while SUVs have their own advantages, small cars are also upto the mark, as far as safety and assurance is concerned.

Myth 10: Drive with your hands positioned at 10 and 2 o’clock

This is one of the most repeated maxims that you get to hear when you learn driving. This is actually a dangerous position in which you can hold the steering, because in case you get into an accident, your thumbs will be damaged by the inflating air-bags.

The 10 and 2 positions were relevant at a time when cars were not equipped with air-bags. So, today it is recommended to hold the steering wheel at 9 and 3 positions, or at the left and right sides, when you drive.

Most of the age-old car care mantras are now obsolete due to the advances in automobile technology. So it is important that one sieves out the truth from the myths before advocating them.

GST Update: GST of 18% is applicable on car insurance effective from the 1st of July, 2017

Car Insurance Reviews

Page 1 of 50 1 2 3 4 5
  • Tata AIG Car Insurance
    "Satisfied policy"
    0.5 5.0/5 "Blown Away!"
    TATA AIG is the best company to take the car insurance. Since long time i have taken this insurance. The customer care people used to call me to renew the policy and they used to policy renewal letter. I will do payment through online. Several times i have claimed the policy and i have received very good response.
    Was this review helpful? 1
    , hyderabad
    Reviewed on Jan 18, 2019
  • Universal Sompo Car Insurance
    "Excellent Service"
    0.5 5.0/5 "Blown Away!"
    I had taken this insurance policy a long time back and it has been a good insurance policy. I had been paying the premium online and the payment method has been convenient. There has been a claim made once and the claiming method has been simple.
    Was this review helpful? 0
    , navi mumbai
    Reviewed on Jan 18, 2019
  • New India Car Insurance
    "Comprehensive benefit policy"
    0.5 5.0/5 "Blown Away!"
    My car insurance was taken from New India. I don't speak with their customer care since i don't require it. I had a claim experience which is a easy process without any tension. As per their policy, the maximum claim amount settled. Since they are providing good services i have opted this policy. They have given me a road side assistance and bumper to bumper facility.
    Was this review helpful? 0
    , chennai
    Reviewed on Jan 18, 2019
  • Bajaj Allianz Car Insurance
    "Good to Go with Bajaj"
    0.5 4.0/5 "Great!"
    The conditions and the insured which they are providing is good, I have insured Ford Car with Bajaj Allianz, the premium amount is reasonable but they can reduce it. Its 1.5 year old year but still the insurer providing 24 hours service, cash less garages and they have tie up with many centers, the response is great.
    Was this review helpful? 0
    , bangalore
    Reviewed on Jan 17, 2019
  • ICICI Lombard Car Insurance
    "Premium should be standard as per market"
    0.5 4.0/5 "Great!"
    I never used the policy if something happen I claim it, I didn't interact with the customer care but I get the reminder message for car renewal. I have insured my maruthi Suzuki riz with ICICI Lombard, The premium is higher but still they are good.
    Was this review helpful? 0
    , new delhi
    Reviewed on Jan 14, 2019
  • HDFC Ergo Car Insurance
    "Very good"
    0.5 5.0/5 "Blown Away!"
    Even my car was insured with HDFC Ergo. It is a second-end car and have chosen the third party insurance. I have not done any claim so far. The premium is reasonable. It offers bumper to bumper facility and road side assistance. The policy period is 2 years.
    Was this review helpful? 0
    , bangalore
    Reviewed on Jan 14, 2019
  • Tata AIG Car Insurance
    "Good Insurer"
    0.5 5.0/5 "Blown Away!"
    My financier suggested the Tata Aig general insurance, the premium is economical for the car policy. I have honda amaze car it got insured with them. The insurance company is providing 24 hours service, cash less garages, brake down service for the tenure of four years. On time I got the papers from the Tata Aig.
    Was this review helpful? 1
    , tirupur
    Reviewed on Jan 10, 2019
  • Tata AIG Car Insurance
    "Good Insurer"
    0.5 5.0/5 "Blown Away!"
    My financier suggested the Tata Aig general insurance, the premium is economical for the car policy. I have honda amaze car it got insured with them. The insurance company is providing 24 hours service, cash less garages, brake down service for the tenure of four years. On time I got the papers from the Tata Aig.
    Was this review helpful? 0
    , mumbai
    Reviewed on Jan 10, 2019
  • National Insurance Car Insurance
    "Excellent Service"
    0.5 5.0/5 "Blown Away!"
    I had taken this Insurance policy for my Maruti Car and i had been paying the premium on an annual basis. The premium amount has not been too high and there has been cash less garages available with this insurance policy. Their customer support has also been helpful at times.
    Was this review helpful? 1
    , pune
    Reviewed on Jan 09, 2019
  • ICICI Lombard Car Insurance
    "Nice Policy"
    0.5 4.0/5 "Great!"
    My car was insured with ICICI Lombard. Last year i have purchased this insurance policy. My wife has referred me about this policy. I pay the premium amount of Rs. 13500. They have given me a convenient IDV value. I had no claim experience so far.
    Was this review helpful? 0
    , new delhi
    Reviewed on Jan 09, 2019
  • New India Car Insurance
    "Need to improve the service"
    0.5 3.0/5 "Satisfactory"
    I'm not satisfied with the service provided by new India. I have bought the car insurance policy. They closed their branch on every weekends hence its difficult to renew the policy. I have been paying the premium amount of Rs. 14000 which is a competitive price. They have given the IDV value of Rs. 1.50 lakhs.
    Was this review helpful? 0
    , mangalore
    Reviewed on Jan 09, 2019
  • New India Car Insurance
    "Average Car Insurance"
    0.5 3.0/5 "Satisfactory"
    My car insured with the New India Insurance company. I have been renewing the policy with the same company for 3 years. I have paid the premium amount of Rs. 7000 and they have offered me a satisfied coverage value. The documentation process was fine
    Was this review helpful? 0
    , mangalore
    Reviewed on Jan 09, 2019
  • review Car Insurance
    "Its Good"
    0.5 3.5/5 "Pretty good"
    Last year I had car policy with Bharthi axa whenever I try to renew it ask my poliy no, whenever I mention the same, it shows the its incorrect. If I try to reach the customer care its not reachable. I done the claim, some minor damage back side of the car, they have processing fee 1500. Remaining all taken care by the insurer.
    Was this review helpful? 0
    , bangalore
    Reviewed on Jan 08, 2019
  • ICICI Lombard Car Insurance
    "Great Policy"
    0.5 4.0/5 "Great!"
    ICICI Lombard has a good brand value hence i have selected the car insurance policy with this card and the dealer has also recommended about this policy. I pay the premium amount of Rs. 9000 and this is a 100% coverage with bumper to bumper facility. I'm not sure about the IDV value. Its easy to renew the policy.
    Was this review helpful? 2
    , new delhi
    Reviewed on Jan 08, 2019
  • ICICI Lombard Car Insurance
    "Good"
    0.5 5.0/5 "Blown Away!"
    Previously my car was insured was with ICICI Lombard and it was offered by the showroom. I got a call from the representative for the policy renewal as reminder. I got the insurance paper. I have not done done a claim. It is a comprehensive with zero dep. The premium was high so changed my insurer.
    Was this review helpful? 1
    , mumbai
    Reviewed on Jan 08, 2019
  • Future Generali Car Insurance
    "Good"
    0.5 4.0/5 "Great!"
    I have taken a car insurance from Future Generali through online portal. The premium was reasonable and also they have provide bumper to bumper facility. The policy period is one year. There is no interaction between the customer service. I just gave my car for the claim so no experience.
    Was this review helpful? 0
    , mumbai
    Reviewed on Jan 08, 2019
  • Oriental Insurance Car Insurance
    "Good insurance company"
    0.5 2.0/5 "Expected more"
    Dealer has referred me about this oriental car insurance when i purchase the vehicle. They have rejected the claim since the copy of FIT is not available. They have given me a coverage value upto Rs. 6 lakhs. For the past 3 years i have been renewed the policy with the same company.
    Was this review helpful? 1
    , chennai
    Reviewed on Jan 07, 2019
  • Iffco Tokio Car Insurance
    "Good Policy and you can try"
    0.5 4.0/5 "Great!"
    Two months before, i have taken my car insurance policy with Iffco Tokio. Its a PAN India agreement policy for my Maruti Car. I don't remember about the coverage value. This is a zero depreciation policy. I paid the premium amount of Rs. 6500. I have not seen any add on and cashless garage facility.
    Was this review helpful? 1
    , chennai
    Reviewed on Jan 07, 2019
  • Reliance General Car Insurance
    "Its Excellent"
    0.5 4.0/5 "Great!"
    My brother is working with Reliance hence I took my two wheeler policy from this insurance company. I have hyundai accent car, they are providing cash less garages for the damage. I have zero depreciation bumper to bumper policy for the term of one year.
    Was this review helpful? 0
    , mumbai
    Reviewed on Jan 07, 2019
  • Reliance General Car Insurance
    "Good Policy"
    0.5 5.0/5 "Blown Away!"
    My car insurance policy was taken with reliance. The dealer has provided me a policy with this policy. This is a 100% coverage value which covers the bumper to bumper facility, They have given me a IDV value of Rs. 11 lakhs. I pay the premium amount of RS. 33000.
    Was this review helpful? 0
    , thane
    Reviewed on Jan 04, 2019
Common Loader Icon
Page 1 of 50 1 2 3 4 5

Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

reTH65gcmBgCJ7k
This Page is BLOCKED as it is using Iframes.