You need health cover regardless of what you take two at a time - pills or stairs.
  • Max Bupa Health Assurance Plan

    Max Bupa Health Insurance

    MaxBupa Health Assurance is a health insurance plan for individuals and families that allows you to choose cover against critical illnesses, hospital cash benefits and personal accident cover in addition to protection against various health ailments

    Features & Benefits – MaxBupa Health Assurance

    Entry Age From 5 years to 65 years
    Basis Individual / Family floater
    Policy Period One or Two Years
    Renewability Lifelong
    Sum Assured/Hospital Cash/ Accident benefit Level one: Level two: 5lakhs/Rs. 2000/ 10 lakhs Level 3: 7.5 lakhs/Rs. 3000/20 lakh Level 4: 10 Lakhs/Rs.4000/25 lakh
    Premium Starts at Rs.1851 for individual level 1 plan for a 25 year old male
    Discount Discounts available on 2-year policy renewals
    Co-Payments No co-payments at any stage

    There are three variants with following features:( Sum assured/Hospital cash/accident benefit)

    Level 1: 3 lakhs/Rs.1000/5 lakhs

    Level 2: 5lakhs/Rs. 2000/ 10 lakhs

    Level 3: 7.5 lakhs/Rs. 3000/20 lakh

    Level 4: 10 Lakhs/Rs.4000/25 lakh


    Covers 20 Critical Illness such as:

    1. Cancer of Specified Severity
    2. Kidney Failure Requiring Regular Dialysis
    3. Coma of Specified Severity
    4. Aplastic Anaemia
    5. First Heart Attack of Specified Severity
    6. Open Chest CABG
    7. Deafness
    8. End-stage Lung Disease
    9. Permanent Paralysis of Limbs
    10. Motor Neurone Disease with Permanent Symptoms
    11. Multiple Sclerosis Persisting Symptoms
    12. Loss of Speech
    13. Open Heart Replacement or Repair of Heart Valves
    14. Bacterial Meningitis
    15. Stroke Resulting in Permanent Symptoms
    16. Major Organ/Bone Marrow Transplant
    17. End Stage Liver Disease
    18. Fulminant Viral Hepatitis
    19. Major Burns
    20. Muscular Dystrophy

    Cashless approval within 4 hours in 3500 network hospitals

    No TPA, direct claim-settlement

    Tax exemptions under Section 80D of the Income Tax Act

    A daily cash benefit from Rs.1000 onwards upto 45 days

    Guaranteed cash benefit in case of accidental death

    Compensation in cash of accidental permanent disability


    Alternative Treatment

    Psychiatric and Psychosomatic Conditions

    OPD Treatment

    Reproductive medicine - Birth control & Assisted reproduction

    Sleep disorders

    Hereditary conditions

    Genetic Disorder

    Items of personal comfort and convenience

    Treatment received outside India

    Unlawful Activity

    Permanent Exclusions

    Self-inflicted injuries

    Sexual problems and gender issues

    Sexually transmitted diseases

    Addictive conditions and disorders

    Ageing and puberty

    Artificial life maintenance


    Speech disorders

    Treatment for developmental problems

    HIV and AIDS

    Cosmetic surgery

    Conflict and disaster

    Drugs and dressings for Out-patient or take-home use

    Congenital conditions


    Unproven/Experimental treatment

    Health hydros, nature cure, wellness clinics etc.


    Dental/oral treatment

    Convalescence and Rehabilitation

    Unrecognized physician or Hospital

    *Specific exclusions on Personal Accident, Hospital Cash and Critical Illnesses as per terms and conditions

    Other Health Insurance Plans from HDFC ERGO Health Insurance

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