MaxBupa Health Assurance is a health insurance plan for individuals and families that allows you to choose cover against critical illnesses, hospital cash benefits and personal accident cover in addition to protection against various health ailments
Features & Benefits – MaxBupa Health Assurance:
|Entry Age||From 5 years to 65 years|
|Basis||Individual / Family floater|
|Policy Period||One or Two Years|
|Sum Assured/Hospital Cash/ Accident benefit||Level one: Level two: 5lakhs/Rs. 2000/ 10 lakhs Level 3: 7.5 lakhs/Rs. 3000/20 lakh Level 4: 10 Lakhs/Rs.4000/25 lakh|
|Premium||Starts at Rs.1851 for individual level 1 plan for a 25 year old male|
|Discount||Discounts available on 2-year policy renewals|
|Co-Payments||No co-payments at any stage|
|Variants||There are three variants with following features:( Sum assured/Hospital cash/accident benefit) Level 1: 3 lakhs/Rs.1000/5 lakhs Level 2: 5lakhs/Rs. 2000/ 10 lakhs Level 3: 7.5 lakhs/Rs. 3000/20 lakh Level 4: 10 Lakhs/Rs.4000/25 lakh|
|Coverage||Covers 20 Critical Illness such as:
|Benefits||Cashless approval within 4 hours in 3500 network hospitals No TPA, direct claim-settlement Tax exemptions under Section 80D of the Income Tax Act A daily cash benefit from Rs.1000 onwards upto 45 days Guaranteed cash benefit in case of accidental death Compensation in cash of accidental permanent disability|
|Exclusions||Alternative Treatment Psychiatric and Psychosomatic Conditions OPD Treatment Reproductive medicine - Birth control & Assisted reproduction Sleep disorders Hereditary conditions Genetic Disorder Items of personal comfort and convenience Treatment received outside India Unlawful Activity Permanent Exclusions Self-inflicted injuries Sexual problems and gender issues Sexually transmitted diseases Addictive conditions and disorders Ageing and puberty Artificial life maintenance Circumcision Speech disorders Treatment for developmental problems HIV and AIDS Cosmetic surgery Conflict and disaster Drugs and dressings for Out-patient or take-home use Congenital conditions Eyesight Unproven/Experimental treatment Health hydros, nature cure, wellness clinics etc. Obesity Dental/oral treatment Convalescence and Rehabilitation Unrecognized physician or Hospital *Specific exclusions on Personal Accident, Hospital Cash and Critical Illnesses as per terms and conditions|
Find cashless network hospitals nearby: Max Bupa Cashless Network Hospitals
Also Read: Best Health Insurance Plans of 2017
Also Read: How to File a Claim with Max Bupa?
MaxBupa Health Assurance is a health insurance policies for individuals and families that allows you to choose cover against critical illnesses,
Other Health Insurance Plans from MaxBupa Health Insurance:
GST rate of 18% applicable for all financial services effective July 1, 2017.
Disclaimer: Premiums may vary depending upon factors like age, location and prevailing taxes/GST.