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    • Health insurance plans for parents

      It is important for every working individual to ensure his/her ageing parents are covered under comprehensive health insurance policies. A health insurance product for parents should offer coverage for an array of health conditions from diabetes-related treatments to critical ailments such as organ transplants. The plans should also cover pre-existing ailments because more often than not, treatments for a specific ailment will be connected to a pre-existing ailment. If the pre-existing ailment itself is not covered, treatments connected to it will not be covered.

      Various health insurance companies such as Star Health, ICICI Prudential, Religare, and Max Bupa offer health insurance plans for senior citizens. Star Health offers an insurance plan called Red Carpet that is specially designed for ageing parents. This plan does not require any pre-medical examination and pre-existing diseases are covered without any waiting period. ICICI Prudential offers health insurance policies and critical illness plans that can be bought together to avail maximum coverage against medical emergencies. Religare offers a plan called Care Senior that provides coverage to senior citizens for various treatments. The highlight of the policy is that the sum insured amount increases each year if no claim has been made. Max Bupa offers Health Companion which offers free health checkups, daycare surgeries, and Ayush treatments.

      18 June 2019

    • Top health plans for 30 to 45-year-olds with sum assured of Rs.20 lakh

      Health Insurance policies are a necessity to fight rising medical costs. However, there are certain criteria that you must keep in mind when buying a health insurance plan. Factors like premium rates, coverage, cashless hospital network, NCB, etc. Determining the coverage is essential when choosing the right plan. A low coverage amount may be cheap, but it won't cover our medical needs whereas investing in a high coverage plan with riders you don't need may prove to be a waste of money.

      Assess your needs to find the best cover. For individuals aged between 30 years and 45 years, some of the best health policies with a sum assured of RS.20 lakh are ICICI Lombard's Health plan, Apollo Munich's Easy Health Exclusive, Max Bupa's Health Companion plan, and Cigna TTK's ProHealth plan. All these plans offer a wellness program, affordable premium rates, a high claim settlement ration, and a restore benefit option.

      7 June 2019

    • Premium for motor third party insurance revised by IRDAI

      The Insurance Regulatory and Development Authority of India (IRDAI) has proposed changes in the prices of motor third party insurance for this financial year. The revised rates were recently released by the authority and the changes will be applicable from June 16. Cars below 1000cc will have to pay an increased price of Rs.2,072 in comparison to the old rate of Rs.1,850. Insurance for cars above 1000cc but below 1500cc will cost Rs.2,863. The rates for cars exceeding 1500 cc remains the same.

      The 150cc to 350cc segment in the two-wheeler category witnessed the highest hike of 21%. The premium was raised from Rs.985 to Rs.1,193. For the vehicles in 75cc to 150cc segment, the rates were hiked by Rs.32. The prices for two wheelers above 350cc remains the same. Two new categories for electric vehicles were also introduced by IRDAI this year.

      12 June 2019

    • Super Mediclaim Launched by Religare Health Insurance

      One of the biggest and best health insurance companies in India, Religare Health Insurance, has unveiled its state-of-the-art hospitalisation insurance products called the Super Mediclaim. This product includes a comprehensive range of health insurance schemes for surgeries and critical illnesses. 32 defined critical illnesses will be covered under the scheme, including cancer treatment, surgeries and heart disease treatment. Super Mediclaim is said to be cost effective because it provides a variety of other benefits such as preventive health check up, cost of treatment and care, cover against relapse of the disease, OPD expenses, recuperation expenses, and psychiatric counselling. The product will be available in 4 variants – Heart Mediclaim, which provides insurance cover against 17 critical heart conditions such as bypass surgeries, heart attack, angioplasty, etc.; Cancer Mediclaim that provides cover against all kinds of cancer; Operation Mediclaim that provides cover against all kinds of surgeries; and Critical Mediclaim which offers cover against 32 critical illnesses.

      30 March 2019

    • Future Health Suraksha’s second phase launched by Future Generali India Insurance

      The general insurance wing of Generali – the global insurer and Future Group – the retail mammoth, Future Generali India Insurance Company Limited, has released the second version of Future Health Suraksha – a product that will come with a number of new features to offer greater benefits to customers. Future Generali India Insurance’s Principal Officer and Key Managerial Personnel, Dr. Shreeraj Deshpande, said that one of the company’s flagship health products is the Future Health Suraksha, before going on to say that it now has added benefits to cater to the increasing customer demand to counter rising healthcare costs. He also said that customers now have access to several new features such as easy premium payment in addition to a number of other discounts under the long-term and family segments with Future Health Suraksha. The policy’s entry age is three months to 70 years, and the renewal can be done at any time during the life of the insured. A long term policy can also be chosen with a tenure of up to three years, and the sum insured can range from Rs.50,000 to Rs.10 lakh.

      29 March 2019

    • Dr. Dhanya Dharmapalan Becomes Youngest Editor of Paediatric Books

      A Paediatrics and Infectious Disease Consultant, Dr. Dhanya Dharmapalan, has set a record by becoming the youngest editor of paediatric books. Dharmapalan edited the 1st Edition of ‘IAP Colour Atlas of Paediatrics’. She has edited 13 paediatric books so far in her career, and the felicitation ceremony was held in Navi Mumbai, at Apollo Hospitals by the India Book of Records, which is affiliated to the Asia Book of Records. Dr. Dharmapalan is 32 years old and works as a consulting paediatrician and infectious disease specialist at Apollo Hospitals in Navi Mumbai. She is set to feature in the 2020 edition of the India Book of Records for her achievement. The CEO of Apollo Hospitals, Dr. Narendra Trivedi, said that the endeavour of those at Apollo Hospitals has been to nurture and support talent and ensure their growth, adding that everyone at the hospital is privileged and proud to have Dr. Dharmapalan in their midst. He also said that he hopes to have such accolades and achievements in the future before congratulating Dr. Dharmapalan on her achievement.

      28 March 2019

    • Ayushman Bharat Beneficiaries Will Be Able to Access Consultation for Cancer Care

      The National Health Authority is in talks of partnering with the National Cancer Grid in order to improve accessibility for beneficiaries of the Pradhan Mantri Jan Arogya Yojana (PMJAY). Beneficiaries to the health insurance scheme will soon be able to consult with oncologists across the country without having to travel long distances.

      The National Cancer Grid deals with complex cancer cases through a digital network linking hospitals can help beneficiaries of the Ayushman Bharat scheme avail the best possible treatment for their illness. In addition to providing beneficiaries with accessibility to cancer treatment, the move will also help with creating a standard protocol for the treatment of cancer.

      At present, there are 1,574 hospitals providing cancer treatment that is empanelled under the scheme. Of these empanelled hospitals, only 438 offer multi-modal treatment facilities.

      27 March 2019

    • New Insurance Aggregator Platform Introduced With Over 200 Products

      InsureMile, a startup insurance tech aggregator platform that offers more than 200 products in partnership with 24 insurance providers, went live on 16 March 2019. The partners of the company include HDFC Ergo, Bajaj Allianz, Bharati Axa, Reliance General, Iffco General, TATA AIG, Sompo Universal, Liberty Alliance, Star Health, Future Generali, Religare Health, Aditya Birla, etc.

      The founders of the company, Vijay Krishnamurthy and Mallesh Reddy, have recently stated that the platform is looking to sell a minimum of 1 million policies over the next 5 years with a cumulative premium of Rs.800 crore. InsureMile is also hoping to establish itself as a market differentiator which focuses on the privacy of its customers. On this platform, individuals will be able to compare various products and receive quotes from insurers without having to provide their personal details such as mobile number, email address, etc. In addition, the company has announced that it will do free servicing of policies for customers of its insurance partners. As per the statement of Krishnamurthy, the company is looking to the tap the massive underinsured market in the country with 75% of the citizens not insured under any form of life insurance. He further claims that the penetration of medical, motor, and other forms of insurance varying between 10% and 20% of the market.

      26 March 2019

    • Over 1,700 Cyclists Participate in the Aditya Birla Health Insurance Ride to Mpower

      The fourth edition of the Aditya Birla Health Insurance Ride to Mpower saw over 1,700 people participate in the bicycle ride to raise awareness about mental illness. The primary goal of this edition of Ride to Mpower was to end the stigma associate with mental illness. The huge turnout marks one of the most successful awareness initiative organised by the insurance providers.

      The event, that took place in the streets of Mumbai, was flagged off by cyclist Neerja Birla, RTM Director Firoza Suresh, and CEO of Aditya Birla Health Insurance, Mayank Bathwal. The event saw participation from individuals across various demographics and has rides that covered 27 kms, 15kms, and 7kms.

      25 March 2019

    • Safecrop Holdings in the Final Stages of Acquiring Star Health

      Following the approval from the Competition Commission in India (CCI) in October 2018, Safecrop Holdings Pvt. Ltd is in the final stages of its acquisition of Star Health and Allied Insurance Company Ltd. According to officials, the sale will be finalised in the first quarter of the coming financial year.

      The syndicate of buyers includes WestBridge AIF, and Rakesh Jhunjhunwala and Madison Capital, who have already signed agreements of the purchase with the stakeholders of Star Health. Chief Operating Officer for Star Health, Dr S Prakash, stated that the business is likely to do even better with the new consortium.

      Star Health claims to be at the top position in the retail market and hold 24% of the share in the health insurance sector. Prakash also stated that the company now plans to focus on its customer services.

      22 March 2019

    • Aditya Birla Health Insurance Foresees 100% Growth in FY 2018-19

      As per the statements of the Chief Executive Officer at Aditya Birla Health Insurance (ABHI) Co. Ltd., Mayank Bathwal, the company is currently expecting to achieve a growth of 100% during the current financial year as opposed to the industry growth of about 25% on a year-on-year basis. Bathwal recently addressed the media regarding the growth of the company and its health insurance plan named ‘Active Health’. During the event, he claimed that the registered income of the company from premiums received till the third quarter of the current fiscal year ending 18 December 2018 stood at Rs.318 crore. This amount was double the income generated from premiums received during the same period of the previous year. Looking at the current growth trajectory, Aditya Birla Health Insurance is hopeful that it will be able to generate double the income by the end of the financial year 2018-19 compared to the previous fiscal year.

      Bathwal also stated that even though the joint venture between MMI Holdings and Aditya Birla Group is witnessing a robust growth, the company is still in business deficit. However, he further added that the insurer is likely to achieve the break-even point in the next 3 years by earning an Annual Gross Written Premium between Rs.1,700 crore and Rs.2,000 crore.

      21 March 2019

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    Customer Reviews

    • HDFC Ergo Health Insurance
      "Good insurer"
      0.5 4.0/5 "Great!"
      I have taken a health insurance in HDFC ERGO on 2 years before. The policy is for yearly renewable.I am paying premium amount of 3 thousands in the half yearly package. While getting a policy my agent has given an information about the policy details. I use to do payments through an online. Tied up with many hospitals.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 17, 2019
    • Religare
      Religare Health Insurance
      "Good insurer"
      0.5 4.0/5 "Great!"
      I have taken a health insurance in RELIGARE HEALTH on 2 months before. I am paying premium in the monthly package. While getting a policy my agent has given an information about the policy details. I use to do payments through an online.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jul 17, 2019
    • Royal Sundaram Health Insurance
      "Good insurer"
      0.5 4.0/5 "Great!"
      I have taken a health insurance in ROYAL SUNDARAM on last month only. I am paying premium in the monthly package. While getting a policy my agent has given an information about the policy details. They have tied up with particular hospitals only. I use to do payments through an online.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jul 17, 2019
    • Star Health Health Insurance
      "Good health insurance"
      0.5 5.0/5 "Blown Away!"
      5 years back, i have started taking the health insurance from Star health insurance. They are providing some discounts also but i did not get any claim till now. Its because of the best services an the premium is less hence i have purchased the policy with them. My entire family has been covered in this policy. I don't have any claim experience.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 16, 2019
    • HDFC Ergo Health Insurance
      "Not recommendable policy"
      0.5 3.0/5 "Satisfactory"
      I have chosen the health insurance from HDFC Ergo without any reason. I have been using the policy for a long time but they haven't provide the no claim bonus till now. They have provided me a coverage value of Rs. 7 lakhs and the executive come to my place to renew the policy. I do not have any claim bonus.
      Was this review helpful? 0
      , chennai
      Reviewed on Jul 16, 2019
    • United India Health Insurance
      "Good 100% claim policy"
      0.5 5.0/5 "Blown Away!"
      My employer has provided me a health insurance policy from United India. Myself and my entire family has been covered in this policy with a coverage value of Rs. 10 lakhs for each person. I had a claim experience which was very fast and smooth. It was cashless facility covered for 100%. Overall, I'm very much satisfied with the policy.
      Was this review helpful? 0
      , greater noida
      Reviewed on Jul 15, 2019
    • Max Bupa Health Insurance
      "Need to decrease premium amount"
      0.5 5.0/5 "Blown Away!"
      I have taken a health insurance in MAX BUPA. The policy is for one year but it will getting renew on every year. I am paying premium in the yearly package and the amount is too high. While getting a policy my agent has given an information about the policy details. They have tied up with particular hospitals only and cashless also applicable.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jul 15, 2019
    • Star Health Health Insurance
      "AVERAGE"
      0.5 3.5/5 "Pretty good"
      I am using from last few years the health insurance policy, i had a claim but the settlement was done for 70% within 3-4days. The coverage is for family, premium paying was nominal, medical coverage is for 4L, illness, pre existing disease coverage is available with the policy.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 14, 2019
    • Star Health Health Insurance
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      I had a claim for 2 time and the experience was excellent, it was a reimbursement and cashless once also the customer support is good, i am using from last 10 years. It has the pre existing disease coverage and illness is there, listed hospital is good, premium was nominal, medical coverage is was 10L for family coverage.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 13, 2019
    • Oriental Insurance Health Insurance
      "No claim experince"
      0.5 4.0/5 "Great!"
      The benefits are good hence i opted for the oriental insurance. I have chosen the lower premium policy which has a coverage of Rs. 2 lakhs. I have chosen the policy only for me. Almost most of the hospitals has been covered with the cashless facility.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 13, 2019
    • Religare Health Insurance
      "Yet to explore the policy benefits"
      0.5 3.5/5 "Pretty good"
      My employer has given me a health insurance policy from Religare and they have provided me a coverage amount of Rs. 5 lakhs. Myself, my wife and my children are covered in this policy. Still now i haven't get my policy documents. They have a cashless facility with some of the hospital as well.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jul 13, 2019
    • Religare Health Insurance
      "GOOD"
      0.5 4.0/5 "Great!"
      I am using the policy from last 1year, i had a claim experience it was good and responsive with the customer support. The premium paid was nominal which was 46K+60K it gives the coverage for family and the medical coverage is for 5L for each, the listed hospital is nominal.
      Was this review helpful? 0
      , pune
      Reviewed on Jul 13, 2019
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