You need health cover regardless of what you take two at a time - pills or stairs.
  • HDFC ERGO Health Suraksha Plan

    HDFC Ergo Health Insurance

    HDFC ERGO Health Suraksha provides cover for in-patient treatment costs, pre and post hospitalisation expenses and other major medical expenses.

    Features & Benefits - HDFC ERGO Health Suraksha

    Entry age

    Minimum age: 3 months

    Maximum age: 55 years

    Policy term 1 or 2 years
    Maximum age for renewal 65 years
    Covers
    • Hospital room rent and boarding expenses
    • Doctor’s fee, nursing and ICU expenses.
    • Expenses for medicine and drugs
    • Expenses for organ donor transplant
    • Pre and post hospitalisation expenses
    • Day care procedure
    • Expenses for medical treatment taken at home
    • Expenses for in-patient treatment
    Cover under family floater policy
    • An individual and their spouse
    • Dependent children
    • Dependent parents
    Key features
    • No medical check up required up until the entry age of 45 years
    • Affordable rates
    • Can be purchased and renewed online
    • Cashless hospitalisation
    • Cumulative bonus upon completion of every claimless years
    • Hassle free claim process
    • Limited documentation
    • Tax benefits
    • Policy tenures ranging from 1-2 years
    • Cumulative bonus of 5% for every claim-free year
    Tax benefits Tax benefits under section 80D of Income Tax Act
    Discount Family discount of 10% if 2 or more family members are covered
    Grace period for policy renewal 15 days
    Exclusions
    • Attempted suicide, death or wounds due to self-inflicted injuries.
    • A waiting period of 30 days for claims, and a waiting period of 2 years for particular diseases and treatments like surgery on tonsils, internal tumours, cysts, sinuses etc.
    • Pre-existing conditions for first 4 yrs
    • Abuse of drugs, alcohol, hallucinogenic, intoxicant
    • Hospitalisation due to war
    • Mental disorder, insanity, cosmetic surgery & weight control treatments
    • Cosmetic or plastic surgeries

    Read terms, conditions and exclusions mentioned in the policy document.

    Other Health Insurance Plans from HDFC ERGO Health Insurance

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