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  • HDFC ERGO Health Suraksha Regain Plan

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    HDFC ERGO Health Suraksha Regain is a health insurance plan that lets you avail the additional benefits of automatic availability of sum insured upon is exhaustion. It offers health cover and financial security

    Features & Benefits - HDFC ERGO Health Suraksha Regain:

    Entry age No limit
    Renewal Life long renewability
    Policy term 1-2 years
    Sum insured Rs.3 lakh, Rs.4 lakh, Rs.5 lakh, Rs.7.5 lakh, Rs.10 lakh
    Type of plan
    • Individual
    • Family floater
    • Day care procedures
    • Pre hospitalisation charges
    • Post hospitalisation charges
    • Domiciliary treatment
    • Organ donor
    • In-patient treatment costs
    • Hospital room rent
    • Doctor fee
    • Emergency ambulance
    Key features
    • Optimized health insurance plan at affordable cost
    • No limit for age entry
    • Life long renewability
    • Cashless service at 4800+ hospitals
    • Hassle free claim procedure
    • Limited documentation
    • E opinion provided upon diagnosis of critical illness
    • Ayush cover available without any sub limit
    • Maternity benefit available after a waiting period of 4 years along with new born baby cover
    • REGAIN benefit – Automatic availability of Sum Insured upon its exhaustion
    • Cumulative bonus- 5% of the Basic Sum Insured every claim free year subject to a maximum of 50% of the basic sum insured
    • Health check up at the end of continuous four claim free years
    • Tax benefits
    Tax benefits Tax benefits under section 80D of the Income Tax Act
    Regain benefits
    • Regain benefit cannot be withdrawn at subsequent withdrawals
    • Basic sum insured will be reinstated only once in health insurance policy year
    • 10% discount for 2 year tenure of the policy
    • Family discount of 10% if 2 or more family members are covered under the plan on Individual Sum Insured basis
    • Pre-existing conditions will not be covered for first 48 months
    • Abuse of intoxicant or hallucinogenic substance like drugs and alcohol
    • Pregnancy, dental and external aids and appliances unless covered under specific Plans
    • Terrorist activities, radioactivity or war
    • Any treatment within first 30 days of cover except any accidental injury
    • Mental disorder or insanity
    • Cosmetic surgery and weight control treatment
    • AIDS/HIV
    • Self inflicted injury
    • Preventive care and vaccination

    Read terms, conditions and exclusions mentioned in the policy document.

    Find cashless network hospitals nearby: HDFC ERGO Cashless Network Hospitals

    Other Health Insurance Plans from HDFC ERGO Health Insurance:

    GST rate of 18% applicable for all financial services effective July 1, 2017.

    Disclaimer: Premiums may vary depending upon factors like age, location and prevailing taxes/GST.

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