• Future Generali Life Guaranteed Plans

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    Plan Benefits

    Payment Options

    Policy Coverage

    Customer Service

    Future Generali Life is one of the leading life insurance providers in India that offers unique life insurance solutions for a minimal cost in India. The Guaranteed plan is also a kind of life insurance policy offered by the company. The Guaranteed life insurance plans by the company provide guaranteed returns along with life cover for the insured.

    Why choose Future Generali Life Guaranteed Plans?

    Future Generali Life offers 5 kinds of Guaranteed Life Insurance policies that offer amazing returns along with adequate life cover. The company has taken into consideration the financial and life cover requirements of its customers and designed each plan with unique features. Each plan has something different to offer and it is very easy for customers to find a plan that suits their requirements.

    Listed below are the five kinds of Future Generali Life Guaranteed Plans along with their benefits.

    1. Future Generali Pearls Guarantee

      It is a non linked, non participating insurance policy that offers life cover and guaranteed cash back for limited premium payment.

      Benefits

      1. Affordable policy that offers life cover along with guaranteed benefits
      2. 70% of the sum assured is paid as maturity benefit at the time of maturity
      3. Tax benefits on premiums under section 80C of the Income Tax Act, 1961.
    2. Future Generali Assured Income Plan

      It is a non linked, non participating endowment plan that offers life cover along with returns.

      Benefits

      1. Offers guaranteed income
      2. One can receive up to 4.5 times their annualised premium along with the last payout as additional benefit
      3. Loan is granted under the policy once the policy attains surrender value
    3. Future Generali Saral Bima

      It is a non linked, non participating, regular premium endowment plan that provides adequate life insurance along with various other benefits.

      Benefits

      1. Offers life cover along with guaranteed benefits for a very low cost
      2. Offers both maturity and death benefit
      3. Offers additional riders that will help strengthen your policy cover
    4. Future Generali Assured Money Back Plan

      This is a non linked, non participating money back plan that offers life cover.

      Benefits

      1. Offers 4 policy terms to choose from
      2. Loan is available under the policy. One can apply for the loan only after the policy has acquired surrender value
      3. Offers tax benefits on various sections of the Income Tax Act, 1961
    5. Future Generali Assured Education Plan

      It is a non linked, non participating life insurance policy that also helps you save for your child’s future.

      Benefits

      1. The plan provides an opportunity for you to save for your child’s future till they reach the age of 17
      2. Offers three options to receive guaranteed payouts
      3. Offers additional riders such as accidental death rider and accidental death and total disability to help you enhance your life cover

    Example

    Let’s consider the case of Mr. Mihir who opts for Future Generali Assured Money Back Plan. Mihir opts for a premium payment term of 10 years and a sum assured of Rs. 5,00,000. In this case, Mihir will pay Rs.56,805 for 10 years excluding taxes and additional premium. Once Mihir finishes paying all his premiums for 10 years, he will receive 10% of the sum assured as guaranteed payout for the next 9 years which will amount to Rs.50,000 at the end of every year for 9 years.

    Useful tips

    When opting for a Guaranteed plan, it is important to choose a plan that best suits your financial requirements. While some of the above mentioned plans offer cashback/moneyback, other plans offer you the chance to save up for your child’s future. All of the above mentioned plans offer live cover, so it is important to focus on the type of guaranteed benefit offered by the plan to choose the best suited plan for yourself.

    GST of 18% is applicable on life insurance effective from the 1st of July, 2017

    Future Generali Life Guaranteed Plans Reviews

  • Page 1 of 1
    • Future Generali Life Life Insurance
      "Good Service"
      0.5 3.0/5 "Satisfactory"
      I've bought two policies from Future Generali. I pay a premium of 12000 year. This was also suggested by one of my colleague. I never had any issues with their services. Overall it has been a good experience.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 07, 2018
    • Future Generali Life Life Insurance
      "The Service needs Improvements"
      0.5 4.0/5 "Great!"
      I've a life insurance policy from the Future Genrali Insurance compay. Their Customer support needs to be improved. The way they respond to the quries of the customers should also be improved. They need to provide their customers with quality customer support.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 05, 2018
    • Future Generali Life Life Insurance
      "Average Policy"
      0.5 3.0/5 "Satisfactory"
      I have a life insurance with Future Generali from last 1 year and it is a long term policy. I am happy with the coverage and returns of this insurance policy. I pay my premium once in a year through net banking. The tenure of this insurance policy is 12 years.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Apr 24, 2018
    • Future Generali Life Life Insurance
      "Good policy to hold"
      0.5 4.0/5 "Great!"
      I took accidental cover from Future Generali, they are providing all the benefits and the product is good. For normal accident also I can claim from them. Yearly I make the premium around Rs. 2900 for the tenure of one year. Total sum assured value of Rs. 15 lakhs. For disability they provides good coverage.
      Was this review helpful? 0
      , mumbai
      Reviewed on Feb 21, 2018
    • Future Generali Life Life Insurance
      "Good policy to use"
      0.5 4.0/5 "Great!"
      For more than 6years I got the Life insurance policy with future general life insurance company.This policy has the tenure of 10years. I pay the premium of Rs,24000 every year. The plan benefits and the coverage is good with this policy and I am satisfied with it.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 30, 2017
    • Future Generali Life Life Insurance
      "Good insurance company"
      0.5 3.5/5 "Pretty good"
      I do have life insurance policy with the Future generali life insurance company. Coverage value is good one like its around 50 lakh Rupees and the premium is not at all the comparable one. Claim ratio is the way to choose the policy rather than he premium like Future generali do have a good claims ratio.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 22, 2017
    • Future Generali Life Life Insurance
      "Flexi Online Term Plan - most competitive term plan"
      0.5 5.0/5 "Blown Away!"
      It's just the perfect solution for my need &&the flexibility of tailor making the solution/ payout options at the most competitive pricing. The entire application process didn't take more than 5 minutes and my policy got issued within 5 days
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 28, 2016
    • Future Generali Life Life Insurance
      "Cheapest term insurance with fantastic income option"
      0.5 5.0/5 "Blown Away!"
      I think the monthly income protection option is very good. It works just like salary protection, if something were to happen to me , my family would get a income till my retirement age or 10 years whichever is higher. Ensuring that my family is always protected.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 27, 2016
    • Future Generali Life Life Insurance
      "Best one"
      0.5 4.5/5 "Excellent!"
      "Future Generali life insurance is good this would best suitable for monthly income. anyone who is looking out for a cheaper plan can go ahead with this. Its less than rs15 per day . Actually I was looking out for a term plan I was looking out for a 50laksh I found this policy very attractive. They took medical test and they took my id proof and others to process my request. "
      Was this review helpful? 2
      , dehradun
      Reviewed on Apr 15, 2016
    • Future Generali Life Life Insurance
      "Good"
      0.5 5.0/5 "Blown Away!"
      My life insurance is taken from future generali for the tenure of 15 year. The only for 10 years. After completing the maturity period will get the amount. Policy coverage offered is four lakhs . Accidental and natural death coverage is for five lakhs. Payment is done through online.
      Was this review helpful? 1
      , bangalore
      Reviewed on Apr 15, 2016
    • Future Generali Life Life Insurance
      "Very good "
      0.5 4.0/5 "Great!"
      They are collecting the annual premium for the Insurance.They have explained the plan benefits as well.I have taken a 15years plan with future generali.Its basically a life coverage plan and the options given for the payment is good with Future generali.
      Was this review helpful? 0
      , pune
      Reviewed on Apr 13, 2016
    • Future Generali Life Life Insurance
      "Beware of fradulants "
      0.5 1.0/5 "Really Bad"
      The service provided was not good with future generali related to the life Insurance.They have sell the product to the customer with the false commitment in the Insurance provided by them.It will be good if they stop providing false commitments
      Was this review helpful? 1
      , new delhi
      Reviewed on Apr 02, 2016
    • Future Generali Life Life Insurance
      "No reply for emails "
      0.5 0.5/5 "Unacceptable"
      I requested to convert my existing policy to Paid up policy as i would not be able to pay the premium due to money issue. I have paid the premium till 5 years and do not want this money to be lapsed ,hence requested to convert it to permanent paid up . As advised by your customer care executive sunny sharma i have send email as i cannot visit the branch manually . i have send many email but even after 6 days there was no response i have escalated to gro also still there was no response . Policy number :-00791301 'FutGen=475-486' .
      Was this review helpful? 0
      , mumbai
      Reviewed on Mar 21, 2016
    • Future Generali Life Life Insurance
      "Good Services"
      0.5 5.0/5 "Blown Away!"
      Future Generali is good in their services. I get email alerts for the payments. I have taken a cash back policy from them. The premium is of 10K. I can make my payments online or through cash. They have good benefits and a policy coverage. Overall I have not faced any hassles till date.
      Was this review helpful? 1
      , faridabad
      Reviewed on Mar 19, 2016
    • Future Generali Life Life Insurance
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      I have taken my life insurance with Future Generali. The services are good from them. They send me updates. The plan benefits are good. The policy coverage is good too. The tenure is for 30 years. It is a term policy. The premium is of 50K.
      Was this review helpful? 1
      , faridabad
      Reviewed on Mar 19, 2016
    • Future Generali Life Life Insurance
      "Not good.."
      0.5 2.0/5 "Expected more"
      No good experience as I registered for mobile and address change but nothing happened til now from the Future Generali life insurance company. No online options as for each and everything we have to go to the branch. They don't have good customer support as all the times they make customer to wait.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Mar 12, 2016
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