• Edelweiss Tokio Life Dhan Labh Plan

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    Life is all about planning. Plans help us achieve the goals we have for ourselves, professionally and financially. Work towards building not just your wealth but also protecting yourself from risks with the help of the Edelweiss Tokio Life –Dhan Labh life insurance plan. This is a non-linked, non-participating life insurance plan which will help you maximize your wealth which can be generated from your income, so you can enjoy life to the fullest. What distinguishes this plan from other life insurance plans is, that with the Edelweiss Tokio Life Insurance –Dhan Labh , you get to enjoy Guaranteed maturity benefit and death benefit, along with Guaranteed Accrual Addition.

    Eligibility for Edelweiss Tokio Life –Dhan Labh

    Minimum age at Entry Applicant must be at least 91 days old
    Maximum age at Entry Applicant must be not more than 45 years of age (age at last birthday)
    Minimum age on Maturity Applicant must not be below 18 years of age
    Maximum age on Maturity Applicant must not be over 75 years of age.

    Key Features of Edelweiss Tokio Life –Dhan Labh

    Plan Type Non-linked, non-participating Guaranteed Return life insurance plan
    Plan Basis Individual
    Premium Payment Terms Premium payment for this life insurance plan can be done over a period of 7, 10 or 12 years.
    Policy Term This policy can be taken for a term of 15, 20, 25 or 30 years.
    Maturity Benefits On maturity, policy holders will receive Sum Assured, along with the amount of Accrued Assured Additions.
    Premium Payment Frequency / Mode Premium payment can be done on a yearly, half-yearly, quarterly or monthly basis.
    Policy Loan Under this policy, policy holders may avail a loan when the policy has acquired surrender value. The maximum amount of loan available will be 25% of surrender value (for PPT of 7 years), 35% of surrender value (for PPT of 10 years) and 45% (for PPT of 12 years). Current rate of interest for loans stands at 11.75% per annum. Interest will be applied on the remaining amount of loan at a rate decided by the company. The rate of interest will be to the base rate offered by SBI + 1.75%, for each year.
    Medicals Medical examination may be required to be carried out by Life Insurance applicant.
    Free Look period Free look period of 15 days will be given, counting from the date of receipt of the policy document. Free look period of 30 days will be permitted for policies which are received via distance marketing.
    Grace period Grace period of 30 days will be provided for making premium payments. This is applicable for all modes of premium payment.
    Policy Revival The policy will lapse if any due premium remains unpaid after the grace period is over. The lapsed policy can be revived within a period of two years, counting from the date of the first unpaid premium.
    Nomination Nomination is allowed as per Section 39 of the Insurance Act, 1938.
    Sum Assured on Death (Min. & Max.) Minimum – Rs 55,000; Maximum – No limit.
    Sum Assured on Maturity Calculated as following - Annualized premium x Premium payment term (PPT) + Large Premium Benefit (if any).

    Benefits / Advantages of Edelweiss Tokio Life – Dhan Labh

    • Assurance of Guaranteed Amount On Maturity – With the Dhan Labh policy, you get the assurance of a guaranteed maturity amount which will be paid to you once the policy has reached its maturity date.
    • Benefits With Assured Additions – Enjoy additional benefits from the 13th year of your policy term with Assured Additions, which is dependent on annualized premium, policy term, premium payment term, age of entry and gender of the life assured.
    • Extra Benefits at Higher Premium – You can enjoy other extra benefits under this policy on the payment of a higher premium.
    • Loan Facility – Policy holders can avail a policy loan at any time in case an urgent or unexpected financial emergency arises.
    • Enhanced Cover with Riders – You can enhance the policy protection by choosing from a list of riders which are available with this policy.
    • Choice of Policy Terms & Premium Payment Terms – To provide you with tailored insurance solutions, this policy offers with multiple options for policy term (15, 20, 25 and 30 years) and payment premium term (7, 10 and 12 years).

    Riders Available with Edelweiss Tokio Life –Dhan Labh

    1. Edelweiss Tokio Life - Accidental Death Benefit Rider
    2. Edelweiss Tokio Life - Accidental Total & Permanent Disability Rider
    3. Edelweiss Tokio Life - Term Rider
    4. Edelweiss Tokio Life - Critical Illness Rider
    5. Edelweiss Tokio Life - Income Benefit Rider

    GST of 18% is applicable on life insurance effective from the 1st of July, 2017

    Edelweiss Tokio Life Dhan Labh Plan Reviews

  • Page 1 of 1
    • Edelweiss Tokio Life Insurance
      "Better Term Policy "
      0.5 5.0/5 "Blown Away!"
      `The EDELWEISS TOKIO LIFE INSURANCE company give very good service in terms of sending sms intimating the customer about the due dates. The customer support service is excellent with the EDELWEISS TOKIO LIFE INSURANCE company. I have the Life insurance policy with the Edelweiss for about 35 yrs.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 05, 2018
    • Edelweiss Tokio Life Insurance
      "Good "
      0.5 4.0/5 "Great!"
      I am having the life insurance policy with the Edelweiss Tokio life insurance company. I would like to say that the coverage value is good and everything is fine one too. Customer service is better one with the Edelweiss tokio life insurance company.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 03, 2018
    • Edelweiss Tokio Life Insurance
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I do have life insurance policy with the Edelweiss lief insurance company and the customer service is far better, also I have experienced them as much good while compare with the other competitors in the market.
      Was this review helpful? 0
      , goa
      Reviewed on Oct 17, 2017
    • Edelweiss Tokio Life Insurance
      "Hamesa aapke saath"
      0.5 5.0/5 "Blown Away!"
      I have take a life insurance for my kids with EDELWEISS TOKIO LIFE INSURANCE. The insurance tenure is for 15 years and they secure the whole life of my kids even after the maturity period. In any time of my life,if any thing happens to me then the paid amount will be given to my family and can continue my insurance without any failure. One drawback regarding them is poor customer service.
      Was this review helpful? 0
      , allahabad
      Reviewed on Sep 23, 2017
    • Edelweiss Tokio Life Insurance
      "Easy process to buy insurance online"
      0.5 4.5/5 "Excellent!"
      I wanted a term plan and compared all plans available in the market. I bought edelweiss mylife+ online without any hassle. All process is easy and self explanatory. I am satisfied with the process and services offered by Edelweiss Tokio Life.
      Was this review helpful? 0
      , mumbai
      Reviewed on Aug 25, 2016
    • Edelweiss Tokio Life Insurance
      "Better policy"
      0.5 5.0/5 "Blown Away!"
      I have taken my life insurance from the Edelwiss tokio life insurance. I have taken a wealth builder plan from them. It covers accidental and hospital coverage. I only have to pay rupees 70 per month for this policy. I chose this policy only after looking into the coverage.
      Was this review helpful? 0
      , aurangabad
      Reviewed on May 26, 2016
    • Edelweiss Tokio Life Insurance
      "Good "
      0.5 4.0/5 "Great!"
      I do have the life insurance policy with the Edelweiss tokio life insurance company like its the term life insurance. Services are good with them and I dint found any issues with them. I am with them from the last five to six months of time.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 25, 2016
    • Edelweiss Tokio Life Insurance
      "best"
      0.5 4.0/5 "Great!"
      In edelweiss tokoi life i have taken a term plan.We have to make the premium till our age of eight. Accidental and natural death coverage is been given.Policy coverage offered is one core. They are offering the premium waive off in case any unfortunate take place to the insurer. Payments can be done online.
      Was this review helpful? 0
      , vijayawada
      Reviewed on Nov 23, 2015
    • Edelweiss Tokio Life Insurance
      "Best in returns!!!"
      0.5 5.0/5 "Blown Away!"
      It is a fast growing company. Fund value is grown with this company. It is the best company to invest for ulip plan. I have taken this policy before three years and every year I will around 24% of returns which is good. With EDELWEISS TOKIO LIFE INSURANCE their service is proper. Premium amount is similar as like other company. Maturity is for 5 years I can also extend it for another 5 years. So it very good policy and we also get good returns.
      Was this review helpful? 0
      , mumbai
      Reviewed on Oct 23, 2015
    • Edelweiss Tokio Life Insurance
      "Good payment option"
      0.5 4.0/5 "Great!"
      I have selected EDELWEISS TOKIO LIFE INSURANCE because ICICI Executives recommended about this.I have taken a money back guarantee scheme with EDELWEISS TOKIO LIFE INSURANCE.Its basically a 20years plan and they have provided 10% as the interest for the and provide the amount after 4years.The payment option provided was really good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 16, 2015
    • Edelweiss Tokio Life Insurance
      "Good Benefits!"
      0.5 5.0/5 "Blown Away!"
      Premium of 25K is paid on yearly basis for the Edelweiss Tokio Life Insurance. The benefits are they are providing a good interest rate for the premium paid. The insurance tenure is of 10 years and I will be getting the money after maturity. There are additional benefits like accidental coverage .
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Oct 14, 2015
    • Edelweiss Tokio Life Insurance
      "Need To Improve..."
      0.5 1.0/5 "Really Bad"
      It was a bad experience with edelweiss tokio term insurance. I applied for a policy through an online portal but they did not come up with their commitments so I canceled the same and took my money back. I did nit get any kind of response from them.
      Was this review helpful? 1
      , new delhi
      Reviewed on Sep 18, 2015
    • Edelweiss Tokio Life Insurance
      "Have invested in equity..."
      0.5 3.0/5 "Satisfactory"
      I have several life insurance plans and infact I have invested in equity. Whatever the amount that I am paying to Edelweiss Tokio Life insurance they deposit it in share market. My insurance coverage is of 4.20lakhs and that is for sure and I get 2.25lakhs after five years. Coverage is not that much appreciable.
      Was this review helpful? 0
      , nagpur
      Reviewed on Aug 11, 2015
    • Edelweiss Tokio Life Insurance
      "Go with edelweiss"
      0.5 4.0/5 "Great!"
      I took the term insurance from the edelweiss tokio life insurance company. Everything is good with them. The coverage is around 2 crores. All the things what I had with them is the risk coverage plan. So far I have not claimed anything. Experience is good with them and the documentation is also good.
      Was this review helpful? 1
      , pune
      Reviewed on Aug 01, 2015
    • Edelweiss Tokio Life Insurance
      "Pension plan "
      0.5 4.0/5 "Great!"
      I have recently taken a pension plan with Edelweiss tokio Life Insurance and the service provided is very good.This pension plan is for 15years and I pay around 24295Rs as the premium for this Insurance.They do provide coverage for 7Lakh in this Insurance and I do my premium payments through cheque.
      Was this review helpful? 0
      , rajkot
      Reviewed on Jul 24, 2015
    • Edelweiss Tokio Life Insurance
      "Good "
      0.5 3.5/5 "Pretty good"
      I have a Life Insurance with EDELWEISS TOKIO with which I got recently enrolled.Its basically a term Insurance and after reading the policy docs I felt the process is quite complicated and its a term Insurance were the benefits should go to my parents and they should not suffer in the last minute to complete the formalities of insurance.
      Was this review helpful? 2
      , pune
      Reviewed on Jun 04, 2015
    • Edelweiss Tokio Life Insurance
      "Good"
      0.5 5.0/5 "Blown Away!"
      I am holding a life insurance from Edelweiss Tokio life insurance. It is basically a term plan and it is for 30 years and it is a life coverage plan. I have attached the riders along with the insurance I have taken. If in case something happens to me I will be getting double the sum assured amount. I make my premium through online.
      Was this review helpful? 5
      , bangalore
      Reviewed on Apr 30, 2015
    • Edelweiss Tokio Life Insurance
      "Wonderful ...."
      0.5 5.0/5 "Blown Away!"
      I did apply life insurance of Edelweiss through online and all the procedures were processed over phone. I never visited the branch for anything and paid the premium via online. Infact this is protection plan and have to pay it for 15 years out of 20 years of tenure. At the end would get sum assured with some bonus.
      Was this review helpful? 2
      , hyderabad
      Reviewed on Apr 10, 2015
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