Car insurance is mandatory for all vehicles that run on Indian roads. Given the large number of vehicles that have made their way to Indian streets, the need for insurance has also grown tremendously in recent years. It is important to consider potential accidents that may occur and damage your vehicle. In such situations, a car insurance policy can come in handy as it will significantly lower the costs incurred on repairing the vehicle or replacing its parts.
|Add-On Covers||How to Purchase||Inclusions & Exclusions||Types||Claim Process||Documents Required||News & Articles||FAQ's|
The following are a few add-on covers that you can purchase with your car insurance policy to make it more comprehensive and effective:
Purchasing this cover will ensure that you receive a full claim on the cost of the car parts replaced following an accident. This cover is usually provided only for the initial 3 years from the date on which the car was purchased. As the vehicle ages, the premium for this cover gets steeper.
In case you are faced with an emergency when driving in a remote area, the roadside assistance cover will provide you with access to services that can fix your problems as soon as possible.
A personal accident cover provides coverage to the owner of a car in case of accidents. If the owner of the car is driving it and meets with an accident, 100% of the claim amount will be provided to him/her in case of irreparable damage to limbs or death.
A no-claim bonus is a reward for policyholders who do not make any insurance claims over the course of a policy year. In such cases, this cover rewards them by providing discounts of up to 50% on the premium payment for the following year.
This add-on cover provides protection to the electronic circuit and the engine of the vehicle. In case of flooding, the engine can fail if you keep trying to run it, and this damage is not covered by regular car insurance policies.
This add-on cover allows you to report claims because of loss or theft of your personal belongings. In case you leave your laptop or some other expensive equipment in your locked car and it gets stolen, this cover will reimburse you for the loss at least partly if not fully.
In case your vehicle remains in a garage for about three to four days, the daily cash allowance cover will pay for your transportation costs. However, this cover is not too popular among Indian car owners due to the fact that repairs usually take just a day or two.
In case you misplace or lose your car keys, having a key replacement cover will ensure that you are reimbursed for the cost of replacing the key. However, insurance companies do not reimburse the whole amount needed to replace the key.
It is essential to consider the aforementioned covers as they will not only come to your rescue when needed, but will also lower the costs you would otherwise incur if you did not have them. However, not all add-on covers may be beneficial for you, so it is advised that you go through them carefully and pick the ones that could come in handy.
Insurance agents work with insurance companies and are paid by the company to sell their products to customers. Agents are experts regarding insurance products offered. They have the ability and the expertise to guide you and help you choose the policy that best suits your needs.
Automobile dealers sell vehicles to customers, and these vehicles are sold with third-party liability insurance. Generally, dealers have tie-ups with insurance companies and may not be experts regarding the insurance policies. They take care of the paperwork associated with availing a third-party liability insurance policy sold by the dealership.
Brokers can either be individuals or companies that have a license from the Insurance Regulatory and Development Authority of India to sell insurance products. The products sold by brokers can be from various insurance companies as they have the expertise required to help you make an informed choice. They also offer assistance in after-sales service. Brokers can help you compare various policies in an effort to find the best one for you. Brokers can also assist you through the claim settlement process.
The cover offered by car insurance policies varies from insurer to insurer, but the most common inclusions and exclusions in car insurance are as follows:
|What is Covered (Inclusions)||What is Not Covered (Exclusions)|
|Cover for damages to your vehicle||Damages to vehicle when it was being used for illegal purposes.|
|Cover for damages caused by natural calamities||Accidents that are deemed fraudulent by the insurer.|
|Personal accident cover||Damages incurred by the vehicle when it was being driven by someone who was under the influence of alcohol or drugs.|
|Cover for damages incurred due to man-made disasters||Damages incurred by the vehicle when it was being driven by someone who does not have a valid driving license and who has not attained the legal driving age.|
|Theft||Damages incurred by the vehicle when the driver was breaking traffic rules.|
|Damages to property||Damages incurred by the vehicle when the car insurance policy had expired.|
Note: Each policy has its own list of exclusions that you are expected to read carefully at the time of purchasing one.
Third-party car insurance is a type of car insurance policy that covers the policyholder against legal liabilities that arise to a third party in case of an accident. If you are at fault in an accident and injuries are caused to a third party, or if their property is damaged, you will be covered by your third-party car insurance policy. Third-party liability is compulsory under the Motor Vehicles Act, 1988 for those who purchase, own, or drive a motor vehicle in India.
If you wish to get the best kind of coverage for your vehicle, a comprehensive car insurance policy is what you need. As the term suggests, the policy offers comprehensive protection. In comparison with third-party liability car insurance, a comprehensive car insurance policy not only covers the costs incurred on loss or damages to a third party’s property, but also covers damages to your own vehicle in case of an accident. It also offers a range of extensive services that cannot be availed through a third-party liability car insurance policy.
A comprehensive car insurance policy will cover damages caused by fire, vandalism, theft, severe weather, and natural disasters. It also covers damages to your car caused by falling objects like the branches of trees.
Benefits of Purchasing
Third-party Car Insurance
Comprehensive Car Insurance
|Offers financial assistance and legal cover||Highest level of protection|
|Provides peace of mind||Easier to replace your vehicle if it gets stolen|
|Simple and quick procurement process||Cover for damages caused by natural disasters|
|Cost-effective||Cover for damages caused by man-made disasters|
|Easily available||Lower legal liability|
|In Case of Damages to Your Own Vehicle||In Case of Damages to Third-Party Claims||In Case of Stolen Vehicles|
|As soon as you meet with an accident or notice damages to your vehicle, you will have to call the insurance company and intimate them about the damage. You will also have to furnish a duly filled-in claim form in addition to the necessary documents required by the insurer. The forms can be downloaded from the website of your insurance company.||In case you receive a legal notice from a third party, claiming reimbursements for damages caused by you, you will have to inform your insurer about the same. It is essential to speak to your insurer before communicating with the third party or making any out-of-court settlements or financial commitments to them.||If your car is stolen you will have to lodge an FIR by filing your complaint at the nearest police station. A copy of the FIR must be submitted to the insurance company.|
|A surveyor will be sent by the insurance company to assess the damages sustained by your vehicle. A report will be prepared by the surveyor and passed on to the insurance company. A copy will also be sent to you.||A copy of the legal notice must be sent to your insurance company.||After the final police report is sent to you, a copy must be taken and sent to your insurance company. An investigator will be assigned by the insurance company with whom you will have to cooperate.|
|In case of severe damages that require immediate repairs, the surveyor will arrive at the location of the accident as soon as possible, and your car can be sent for repairs after the surveyor has sent his report to the insurer.||Copies of the FIR, your driving license, and the RC book of your vehicle must be submitted to the insurance company.||Once your claim has been approved by the insurance company, the RC book of the stolen vehicle will have to be sent to your insurer. The owner’s name will be changed to the name of the insurance company.|
|Following the completion of repairs to your vehicle, the duly signed forms and documents must be taken from the garage and given to the surveyor who will send them to the insurer.||The documents will then be assessed by the insurance company and the details of the accident will be assessed and if they are satisfactory, the insurance company will appoint a lawyer for your case.||The duplicate keys of the vehicle will then have to be submitted to the insurance company along with a letter of subrogation. A notarised indemnity on a stamp paper must also be submitted to the insurance company.|
|If the documents and the claim are approved by the insurance company, your bills will be reimbursed by the company.||In case the court says that you will have to cover the damages caused to the third party, the insurer will make the payment to the third party.||Following the completion of the formalities, the claim amount will be disbursed by the insurance company.|
The following are the details/documents you will be required to send to your insurer when making a claim:
In case of accident damages, the following documents will be required to make a claim:
In case of theft of your car, the following documents will be required to make a claim:
“Based on IRDA Annual Report 2017-18 on Net Earned Premium”
Car thefts in India have been increasing with the rise in the number of new vehicles, therefore making it essential to ensure that your car is protected at all times. One of the easiest ways to do so is through the installation of anti-theft devices. Not only will these devices increase your vehicle’s security, but will also reduce your insurance premium. Here are the 10 best anti-theft devices that can lower your car insurance premiums:
The following are the factors that affect your car insurance premiums:
Comprehensive policies, on the other hand, cover damages to your vehicle as well as third parties. Since a comprehensive car insurance plan offers greater coverage, the premium payment associated with it is higher in comparison with third party policies.
There are a few things that you must keep in mind at the time of renewing your car insurance policy. They are as follows:
Yes. According to prevalent motor vehicles laws in India, every vehicle plying on Indian roads must be insured.Q. What is ‘No Claim Bonus'?
No Claim Bonus, or NCB in car insurance is the benefit awarded to the insured for not making any claims during the previous policy period. Currently, this bonus ranges from 20% on the Own Damage premium upto a maximum of 50%. Note that this doesn't apply on liability premium.Q. Is service tax applicable on the premium payments?
Yes. The applicable service tax is in line with the regulations set by the Insurance Regulatory and Development Authority of India (IRDA).Q. What must I do if I lose my insurance policy?
etting a duplicate copy of your insurance policy is very easy. You could either approach your insurer's office for the same or, if you have procured the car insurance online, print-out the soft-copy of the policy that was forwarded to you.Q. What is Zero Depreciation Cover?
Commonly offered as an Add-On, the Zero Depreciation Cover offers full settlement on your claim without the usual deduction affected for depreciation (or periodic reduction in value of the vehicle/automotive parts due to natural wear and tear caused due to normal usage). Deduction due to depreciation is a common factor with the normal car insurance.Q. Why car insurance premiums differ from company to company?
Car insurance premium rates differ from one company to another based on their own internal protocols. The company calculates your premium based on these factors- a) The risk posed by you to the insurer, b) the insurer's operational costs, c) the estimated money that the insurer is likely to pay as settlement through the year.Q. How to calculate car insurance premiums?
The simplest way to calculate your car insurance premiums is with a good Car Insurance Premium Calculator. While most lending banks offer this facility on their websites, competent third party calculators are also readily available.Q. Can I get medical cover for bodily harm or demise of the passenger(s) commuted in my car? Should I buy separate cover for that?
This is exactly why third party cover is mandatory for all car owners. Car insurance is there to safeguard you when the unforeseen occurs. But when your own actions on the road cause a mishap, this cover becomes even more crucial. And yes, medical expenses are also covered in the third party car insurance, mandatory for all car owners.Q. My car insurance policy application was rejected. What do I do?
There are several insurance providers in India. You can compare various insurance policies online and apply for an insurance policy from a different provider. Third-party insurance plans are mandate for all vehicles in India. Therefore, you can purchase a third-party insurance and not have to worry about rejection.Q. Where to check car insurance policies?
You can check and compare car insurance policies on third-party websites like bankbazaar.com or the official websites of the insurance companies.Q. Where is car insurance mandatory?
As per the Motor Vehicle Act, 1988, a third-party insurance is mandatory for all running vehicles on Indian roads.Q. What is an accident forgiveness option?
After an at-fault accident, the accident forgiveness option ensures there is no increase in your insurance rate.Q. Which car insurance companies are the best?
ICICI Lombard, Bajaj Allianz, Reliance Car Insurance and Bharti AXA are some of the top car insurance providers in India.Q. When does a car insurance policy expire?
If your car insurance premium is not paid within the due date or provided grace period then your insurance policy will lapse. It's advisable to renew your car insurance policy by making premium payments on time every year.Q. Why do car insurance premiums increase every year?
Car insurance costs rises every year depending on the company costs in policy distribution, loss in investment, fuel prices, etc. Your insurance premium can go up depending on the age and value of your car, your driving history, and the claims made.Q. What is the PUC Certificate validity for new cars in India?
For old cars, i.e., the ones that were bought on or before 31 March 2010, the Pollution Under Control (PUC) Certificate should be renewed on a quarterly basis. The validity of the PUC Certificate for new cars is 1 year. Vehicles that were bought on or after 1 April 2010 are considered to be new cars under this classification.Q. How many times can car insurance be claimed in a year?
As long as a car insurance policy is in force, there is no restriction on the number of claims that can be raised in a year. However, the number of claims allowed under add-on covers like NCB protect, zero depreciation, etc. are limited. You can find more details on these limits in the policy documentation.Q. What is the difference between salvage loss and total loss?
Total loss: When an insured vehicle is totally damaged, or destroyed to an extent where it cannot be repaired or recovered for further usage, it is said to be a total loss. Salvage loss: As indicated above, when a vehicle is severely damaged, or totalled beyond repair, it is declared as a ‘total loss’ by the insurance company. Under such circumstances, the vehicle cannot be driven on public roads. However, if the vehicle is restored or rebuilt again and made roadworthy, it will be allowed to be driven again and will bear the tag of ‘restored vehicle’, ‘rebuilt vehicle’, or ‘reconstructed vehicle’. The rebuilt vehicle will also get a salvage loss tag.Q. What is a certificate of insurance?
A certificate of insurance (COI) is the document issued by your insurance provider when you buy an insurance policy from them, or renew an insurance policy with them. The certificate of insurance is a token of proof for your insurance purchase. The certificate is furnished with all the details related to the insurance policy such as, the type of insurance, the coverage provided by it, name of the insurer, policy number, tenure of insurance, and name of the insured.Q. Is the insurance premium dependent on my city of residence?
Yes, the city you are residing in will have a direct effect on the premium that you pay. Rural areas are less likely to have accidents as the traffic congestion is less. Hence, the rates of premiums are less if your car is registered in a rural area. Urban areas with a high population are usually more congested and thus the rates of accidents are higher. Since, insurance companies ascertain the premium rates based on the risk involved, the rates will be higher in urban areas or metro cities than rural areas. Another factor on which the insurance rates are dependent is the area in particular. Your insurer can figure out the amount of thefts and accidents in the area where your vehicle is registered using your PIN code. Areas with more thefts, vandalism issues, accidents, etc. will have a higher rate of premium.Q. What is meant by policy term in car insurance?
Period of policy/policy term is the tenure for which an insurance policy is valid or active. During this tenure, your car will be covered under the policy. The starting date is basically the date of inception of the policy and is usually valid for a year. The policy will be valid till the ending date and has to be renewed once the coverage tenure is over.Q. I have purchased a used car. Can the insurance of the previous owner continue while the car ownership has been transferred to my name?
No, it is not possible to continue a car insurance in the name of the previous owner even after the ownership is changed to your name. It is mandatory to have the same address furnished for the registration and insurance of the car, in order to make a claim. It is important to change the name and address to enjoy the benefits of the insurance policy.Q. What are the disadvantages of not buying car insurance?
The following points can be quoted as the disadvantages of not having a valid insurance policy for your car:
Invite penalties: Having a valid insurance policy for your vehicle is compulsory as per the Motor Vehicles Act, 1988. If you are driving without insurance, be prepared to pay a hefty fine for breaking the law.
Pay third-party losses: Having car insurance ensures that the losses incurred by a third party on their property will be covered under the policy. The insurance company will cover the expenses that are to be borne by the policyholder. In case you do not have an insurance policy, you have to pay off the expenses from your own pocket.
Pay for own losses: If your car was involved in an accident, there are high chances that your vehicle has undergone certain losses. No matter how small or big the loss is, you have to bear the expenses for the repairs if you don’t have car insurance. These expenses are covered under a comprehensive insurance plan otherwise.
Legal complications: If your car does not have an active insurance plan, you might be penalised heavily and might also be imprisoned for not having an active policy. This is in addition to the financial loss that you have to bear to repair your vehicle.
Loss of No Claim Bonus: If you had an insurance plan for your vehicle earlier and you decided not to renew it, you will be losing the No Claim Bonus (NCB) that might have accumulated in the past policy tenure.Q. My car insurance application was rejected. What should I do now?
If your car insurance application has been rejected, you should look for another insurance provider immediately. There are a number of public and private sector insurance companies in India and most of them offers car insurance as a product. The best thing to do would be to approach another insurer and get a quotation for your vehicle insurance policy. Remember to check for quotes online through a third-party website and compare between all the options there. Using this method, you might end up getting a better deal altogether.Q. My car insurance policy has expired. Will my NCB be retained?
Yes, you are eligible to retain the accumulated NCB or No Claim Bonus. If the insurance policy is renewed within 90 days of its expiry, the NCB can be availed. You will lose the NCB if you renew the policy after the 90-day period.Q. What document should I submit to avail my No Claim Bonus?
If you are renewing your insurance policy with your current insurer, you do not need a proof. Your insurance company will have a complete record of the claims that you have made and the NCB accrued. You would need a proof of no claims only if you are renewing your insurance with a different insurance provider. In this case, you can ask your previous insurer to issue a letter confirming the No Claim Bonus accumulation.Q. What type of insurance do I need if my vehicle has an additional CNG/LPG kit?
If your car has an additional CNG/LPG kit it has to be insured separately. You have to declare the additional fittings at the time of making the insurance policy proposal.Q. Are there any special discounts on motor insurance for people with disabilities?
Yes, some insurance companies offer discounts up to 50% for people with physical disabilities provided that the vehicle is designed or modified for the use of the physically disabled.Q. Does car insurance provides for the cost of ambulance ride?
An insurance company covers the cost of ambulance as part of the medical expenses after a car accident. The cost for an ambulance ride is covered if it is medically necessary.Q. What is ARAI?
Rounded in 1966 and headquartered in Pune, the Automotive Research Association of India (ARAI) plays an important role in laying down rules and regulations for bringing more efficient, safe, and less polluting vehicles on the Indian roads. It conducts testing, research and development, homologation, and frames the rules and regulations pertaining to vehicles manufactured for India. It uses state-of-the-art technologies and qualified human resources to meet its objectives.
Car insurance premium calculators are offered by the leading motor insurance companies in India to help the customers get an idea about the amount of premium that they will have to pay against a car insurance policy. Customers need to provide their name, address, and contact number along with the details of the car to be insured.
At the time of an auto insurance claim that includes replacement of car parts, an insurance company calculates and applies the rate of depreciation to car parts before settling the claim. The depreciated amount will have to be borne by the policyholder. This is applicable to a comprehensive car insurance policy as well, because the coverage provided by such an insurance plan does not include depreciation on car parts.
However, a comprehensive car insurance policy can be enhanced through add-on covers by paying extra premium. One of the most popular add-on insurance covers in the auto insurance domain is the zero-depreciation cover. Also referred to as nil depreciation cover or bumper to bumper insurance, this add-on plan enables you to recover the entire cost of replacing car parts without having to pay for depreciation. This cover is only offered to cars that are less than 5 years old. This article educates you on the nuances of the zero depreciation cover.
If you own a Maruti car, then you should get it adequately insured through the solutions offered by Maruti Insurance Broking Private Limited. Maruti Insurance has tie-ups with renowned car insurance companies in India to provide you the best products and services.
While your car is insured with an appropriate auto insurance policy from Maruti Insurance, you can get it repaired at any of the Maruti Suzuki service centres throughout the country. These service stations offer advanced amenities and infrastructure to offer you a smooth experience each time.
You can also renew your existing auto insurance policy at the website of Maruti Insurance Broking Private Limited in a hassle-free manner. The claim process and the procedure for adding endorsements to your policy are quick and convenient as well.
Car insurance can be broadly classified into two types, i.e., comprehensive insurance and third-party liability insurance. If you are conscious about the cost of auto insurance and would like to limit it to a minimal level, then third-party liability insurance is the best option for you. Although it is the cheapest form of motor insurance, it has limited coverage. If you desire complete protection for your vehicle from accidents, thefts, man-made and natural disasters, and third-party liability, then you should buy a comprehensive car insurance policy.
This article explains the inclusions and exclusions in comprehensive and third-party liability insurance plans. It also enables you to get a detailed insight on these insurance schemes so that you are better equipped at the time of a policy purchase.
An auto insurance policy is a safety net that protects you, your family, and your cherished vehicle from unforeseen incidents like accidents, theft, loss of life, etc. So, it is imperative that your vehicle is equipped with adequate insurance coverage.
Buying auto insurance is important, but consistently renewing it without any gap in insurance coverage is what matters the most. An auto insurance company rewards a car owner for driving safely and not raising claims by offering him/her a No Claim Bonus. However, if you are not diligent in renewing your car insurance policy on time, you may stand to lose this hard-earned benefit that can actually bring down your renewal premium by up to 50%. Some insurers also refuse to renew the insurance of old cars that have a gap in insurance coverage.
This article educates you on the A-Z of car insurance renewal. You will also be enlightened on the pronounced advantages of renewing auto insurance online.
As per the RTO rules, cars that are more than 15 years old cannot be used In India. Car owners can either sell their old car or can transfer it to another state and get a re-registration done. The re-registration must be done before the expiry of the Registration Certificate.
GST Update: GST of 18% is applicable on car insurance effective from the 1st of July, 2017
Honda, the Japanese automaker, has announced attractive year-end promotions in the country across its popular model lineup. Benefits and discounts may vary by region, model, variant, or until supplies run out. Hence, interested Honda consumers should contact their local dealership to learn more about the available discounts. The discounts apply to Honda vehicles purchased before 31 December 2021.
7 Dec 2021
Maruti Suzuki plans to launch five new SUVs in the Indian market over the next three years. Some of latest cars will be developed jointly with Toyota. The new models set to be launched are – Maruti Suzuki Jimny, New 2022 Brezza, Maruti Compact SUV, Maruti Suzuki Creta rivaling SUV, and Maruti Suzuki three-row premium SUV. Maruti Suzuki is also readying a heavily updated Baleno and an all-new Alto with both models expected to hit showrooms sometime next year. While the SUV line-up will see major updates to existing models, the company courtesy all the new models hope to win back lost market share, which has seen a drop to 43.50 percent.
3 Dec 2021
A price hike across the Eeco range for all non-cargo variants has been announced by Maruti Suzuki. The price has been increased by Rs.8,000 (ex-showroom) as the company now offers a passenger airbag asstandard. It needs to be mentioned that previously only a driver airbag was offered as standard. Inaddition to the airbag, it has also been equipped with a few other safety features such as ABS with EBD,rear parking sensors, a speed alert system, and a seat-belt reminder system. Eeco is currently available in four variants across five-seat and seven-seat layouts. The model is powered by a 1.2-litre, four-cylinder, G12B petrol engine. The petrol-only version produces 72bhp and 98Nm of torque, while the petrol-CNG variant produces 62bhp and 85Nm of torque.
2 Dec 2021
BMW has plans to reveal the iX all-electric SUV in the country in December. The upcoming BMW iX car is believed to be the first model to be based on the new, modular, scalable toolkit which will spawn future BMW models.
The vehicle will be capable of sprinting from 0-100kmph in under 5.0 seconds. The BMW company has also claimed that the vehicle will have a low combined electric power consumption figure for its segment. Further details about the upcoming BMW iX will be revealed on 13 December.
1 Dec 2021
Mahindra has announced discount offers on various models that are applicable till 30 November 2021 based on ex-showroom Delhi prices. The offers range from cash discounts and corporate benefits toaccessories and exchange bonuses. However, there are no discounts on the XUV700 and Thar. The Mahindra Bolero is being offered with a corporate discount of Rs.3,000. The Marazzo is being offered with Rs.20,000 cash discount. The XUV300 has a cash discount of Rs.15,000 while the KUV100 NXT has a cash discount of Rs.38,055.
30 Nov 2021
Based on the variant, the increase in rates of the Nexon now range between Rs.1,000 and Rs.11,000 for the diesel XZA+ (O) Dark Edition. A few variants are now unaffected by the price hike. The diesel and petrol XZ+ manual variants see the prices as unchanged. The prices for the petrol XZ+ and XZA+ Dark Editions and also the sunroof equipped-diesel XM (S) trim prices are the same
29 Nov 2021
Car finance schemes will be offered by Toyota Kirloskar Motor (TKM) in partnership with IndusInd Bank. The scheme will be offered to purchase Toyota vehicles for commercial or private use. The loan will be offered at affordable interest rates. Customised options will be provided for the repayment tenure, interest rate, and down-payment options.
25 Nov 2021
In a bid to offer motor insurance digitally, Liberty General Insurance (LGI) has joined hands with PhonePe. Through this partnership, LGI’s motor insurance policy aims to provide easy accessibility to the motor insurance cover, especially to the digitally savvy generation. PhonePe, which has entered the sector for distribution of insurance, has become one of India’s fastest-growing digital distributors with sales of over five lakh policies in five months. Liberty General Insurance Limited is a joint venture between Liberty Citystate holdings PTE Ltd—a group company of Liberty Mutual Insurance Group and Diamond Dealtrade. It offers health and personal accident insurance, car and two-wheeler insurance, employee compensation insurance, commercial insurance, fire and engineering insurance, marine insurance and other miscellaneous insurance products in the country.
23 Nov 2021
Tata Power has been collaborating with a number of automakers to make significant advancements in the EV charging infrastructure across India.
The power giant has recently announced that it has successfully laid a network of more than 1,000 electric vehicle (EV) charging stations across the country.
29 October 2021
The Auto Expo 2022 in India has been delayed due to the Covid-19 pandemic. A new date for the expo will be announced later in alignment with the schedule of global auto expos as well as the Covid-19 pandemic restrictions.
26 October 2021
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