Insurance is like a spare tyre. You may not require it, but not having one is not an option.

Car Insurance Kolkata

In recent years, economic growth has spurred on the development of Kolkata. Like other metropolitan cities in India, Kolkata also struggles with the problem of traffic congestion and accidents, theft and other threats to its on-road vehicles.

Accident rates are on a higher scale in Kolkata. Vehicle collisions on busy roads have become a usual scenario. Accidents are unpredictable and with increasing number of vehicles, accidents have become very regular. Therefore, having car insurance has become very essential.

Major General Insurance Companies That Offer Car Insurance In Kolkata Are:

ICICI Lombard

ICICI Lombard GIC Ltd. is a joint venture between ICICI Bank Limited and Canada based Fairfax Financial Holdings Limited. It has 2 branches in Kolkata that offers car insurance.

TATA AIG General Insurance

Tata AIG General Insurance Company Limited (Tata AIG General) is a joint venture by the Tata Group and American International Group, Inc. (AIG).There are 2 branches of TATA AIG General Insurance in Kolkata.

HDFC ERGO

HDFC ERGO General Insurance Company Ltd. is a joint venture between HDFC Ltd. and ERGO International AG. It has one branch in Kolkata.

Future Generali General Insurance

Future Generali is a private sector insurance provider with its headquarters in Mumbai. The company is a joint venture between Generali Group and Future Group. It has one branch in Kolkata.

SBI General Insurance

SBI General Insurance Company Limited is a joint venture of the State Bank of India and Insurance Australia Group (IAG). It has one branch in Kolkata.

Bajaj Allianz General Insurance

Bajaj Allianz General Insurance Company Limited is a joint venture undertaken by Bajaj Finserv Limited and Allianz SE. It has 2 branches in Kolkata.

Bharti AXA General Insurance

Bharti AXA General Insurance Company Ltd is a joint venture between Bharti Enterprises, a prominent Indian business group and AXA, a global leader in financial protection. Bharti AXA General Insurance is amongst the top ranked companies in the Fortune 500 list. It has its headquarters in Bangalore. It has 2 branches in Kolkata.

Customers can also avail online car insurance policies in Kolkata. Online services are hassle free and efficient in terms of time consumed and the procedural simplicity. With a couple of clicks, you can purchase a car insurance policy of your choice, without standing in queues or talking to a horde of representatives, and all the while being cozy at your home or office.

Car Insurance Renewal in Kolkata is a regular procedure. After the maturity of the existing policy, which would normally be a term of 12 months, the insured can renew his/her car insurance either by walking into one of the branches of the company where an agent will assist with the process or as most companies have online portals for renewal of insurance, it can be done online as well. Online renewal is simpler and a more streamlined process.

GST Update: GST of 18% is applicable on car insurance effective from the 1st of July, 2017

Car Insurance Kolkata Reviews

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  • New India Car Insurance
    "Good Policy"
    0.5 4.0/5 "Great!"
    They are giving insurance an other competitive price. I have holding the policy 2 years and i used to renew with the same company because of the price. I have paid the premium amount of Rs. 4500. I'm satisfied with the coverage value. I have got a no claim experience. I have not claimed anything from this policy.
    Was this review helpful? 0
    , kolkata
    Reviewed on Dec 15, 2018
  • Bajaj Allianz Car Insurance
    "Best policy"
    0.5 5.0/5 "Blown Away!"
    My car is insured with Bajaj Allianz from last 10 years and it is a good policy to use. I pay a premium of Rs 5000 for this insurance policy. I have claimed this insurance 4 years back and they covered 80% and i am happy with the coverage value of this insurance policy.
    Was this review helpful? 1
    , kolkata
    Reviewed on Sep 06, 2018
  • Reliance General Car Insurance
    "Good overall"
    0.5 4.0/5 "Great!"
    My car insurance policy is with Reliance General Insurance. The customer services and response is good and there are no issues in the process. They have offered me a good policy coverage. Since I have not had a claim yet, I am not sure on the benefits.
    Was this review helpful? 1
    , kolkata
    Reviewed on Aug 16, 2018
  • National Insurance Car Insurance
    "Average Service"
    0.5 3.0/5 "Satisfactory"
    My car is insured with the National Insurance. I do not have any claim experience with the policy. This policy do not have bumper to bumper coverage. Considering the premium I pay it is a good car insurance policy to have.
    Was this review helpful? 0
    , kolkata
    Reviewed on Jul 26, 2018
  • Bajaj Allianz Car Insurance
    "Good Service"
    0.5 5.0/5 "Blown Away!"
    I've been using the Bajaj Allainz Car insurance policy for a while now. I have a paid a premium of 15000 per year, the premium will be lowered after 1 year. They also offered a fair IDV value for my car. I've claimed this policy once and the whole claim process was easy and hassle free.
    Was this review helpful? 2
    , kolkata
    Reviewed on Jul 16, 2018
  • Bajaj Allianz Car Insurance
    "Good Policy"
    0.5 4.0/5 "Great!"
    I have my car insurance with Bajaj Allianz from last 6 months, a premium of Rs 12500 has to be paid every year for this insurance policy. I have not claimed anything so far from this insurance policy. They cover bumper to bumper damage and i am satisfied with it.
    Was this review helpful? 2
    , kolkata
    Reviewed on Jul 13, 2018
  • HDFC Ergo Car Insurance
    "Good Policy"
    0.5 4.0/5 "Great!"
    I hold a car insurance with HDFC ERGO from last 5 years, i am happy with the coverage value of this insurance policy as it covers only bumper to bumper damages. I have not claimed anything so far from this insurance policy and the premium for this insurance is Rs 11000.
    Was this review helpful? 1
    , kolkata
    Reviewed on May 20, 2018
  • HDFC Ergo Car Insurance
    "Good Policy"
    0.5 4.0/5 "Great!"
    I have a car insurance with HDFC ERGO from last 3 years, i am happy with the coverage valye of this policy, they cover bumper to bumper as well as third party damages. I have not claimed anything so far with this insurance and the premium amount of this insurance is Rs 13000-14000.
    Was this review helpful? 0
    , kolkata
    Reviewed on Apr 16, 2018
  • National Insurance Car Insurance
    "Good Policy"
    0.5 4.0/5 "Great!"
    I have my car insured with national insurance from last 1 year, I am happy with the coverage value because they cover bumper to bumper as well as third party damages. I have no claim experience so far with this insurance and i pay a premium of Rs 17000 for this insurance.
    Was this review helpful? 0
    , kolkata
    Reviewed on Apr 11, 2018
  • National Insurance Car Insurance
    "Average Policy"
    0.5 2.5/5 "Just OK"
    I hold a car insurance with National insurance from last 1 year and it is a average insurance policy. I am not happy with the coverage of this insurance as they cover only third party damages. I pay a premium of Rs 16000 for this car insurance and there is no claim experience so far.
    Was this review helpful? 0
    , kolkata
    Reviewed on Apr 09, 2018
  • HDFC Ergo Car Insurance
    "Good Policy"
    0.5 4.0/5 "Great!"
    I have a car insurance with HDFC ERGO from last 2 months, i do not have any claim experience so far with this insurance and i have not experienced cashless garages. The premium for this car insurance is Rs 10000 which has to be renewed every year. They cover bumper to bumper damages on this insurance.
    Was this review helpful? 0
    , kolkata
    Reviewed on Apr 09, 2018
  • HDFC Ergo Car Insurance
    "Average Service"
    0.5 3.0/5 "Satisfactory"
    I have insured my car with Hdfc ergo car insurance service. The service is good with Hdfc ergo car insurance service. The payments will be through online. The documents procedure was very smooth and they collected from my door step. The customer service is prompt with Hdfc service.
    Was this review helpful? 0
    , kolkata
    Reviewed on Mar 03, 2018
  • Bajaj Allianz Car Insurance
    "Better"
    0.5 3.0/5 "Satisfactory"
    I have insured my four wheeler with the Bajaj allianz general insurance company. I would like to say that the benefits are fine one with them and I am happy with the Bajaj allianz general insurance company till now.
    Was this review helpful? 0
    , kolkata
    Reviewed on Mar 03, 2018
  • ICICI Lombard Car Insurance
    "Excellent service"
    0.5 5.0/5 "Blown Away!"
    I have taken a Two wheeler Insurance with ICICI Lombard,the premium amount is 7800 i have registered for an auto debit payment.The policy coverage amount is 2.5 lakhs,I have no claim experience with them till date. I have taken this insurance during the year 2011.
    Was this review helpful? 0
    , kolkata
    Reviewed on Mar 02, 2018
  • HDFC Ergo Car Insurance
    "Best policy to use"
    0.5 5.0/5 "Blown Away!"
    I hold a Car insurance with HDFC ERGO from last 5 years and it is a good policy to use. This policy has to be renewed every year and i pay a premium of Rs 18000 for this insurance. I do not have any claim experience so far with this insurance and they cover bumper to bumper. I am happy with the coverage of this policy.
    Was this review helpful? 0
    , kolkata
    Reviewed on Feb 27, 2018
  • Iffco Tokio Car Insurance
    "Good policy to use"
    0.5 4.0/5 "Great!"
    I have recently renewed the car insurance policy around 6 months ago from IFFCO TOKIO GENERAL INSURANCE company. I have paid Rs,12,000 to renew the policy last year. The customer support service is good with the IFFCO TOKIO GENERAL INSURANCE company, because they give intimations to renew the policy before the due date. I never got any claim experience with this car insurance policy from the IFFCO TOKIO GENERAL INSURANCE company.
    Was this review helpful? 0
    , kolkata
    Reviewed on Feb 27, 2018
  • review Car Insurance
    "Good service"
    0.5 4.0/5 "Great!"
    I have got the claim experience from the BHARTI AXA GENERAL INSURANCE car insurance policy, I never got full claim amount so that was the reason i have changed other insurance company, I have got the bumper bumper insurance policy from the BHARTI AXA GENERAL INSURANCE but the claim experience is bad with the BHARTI AXA GENERAL INSURANCE.
    Was this review helpful? 0
    , kolkata
    Reviewed on Feb 27, 2018
  • HDFC Ergo Car Insurance
    "Very good service"
    0.5 5.0/5 "Blown Away!"
    I have recently renewed the car insurance policy from the HDFC ERGO GENERAL INSURANCE company, The customer support service is good with the HDFC ERGO GENERAL INSURANCE. I have paid Rs,13,719 to renew the policy this year. The policy coverage and the cashless garages options are very good with the HDFC ERGO GENERAL INSURANCE.
    Was this review helpful? 0
    , kolkata
    Reviewed on Feb 27, 2018
  • National Insurance Car Insurance
    "Its Average"
    0.5 4.0/5 "Great!"
    National Insurance have not reached me to renew the policy, their customer service should be improved. I paid the premium around Rs.2500 for one year, I have insured Mercedes car its a second hand car. IDV value was good with third party cover and other features.
    Was this review helpful? 0
    , kolkata
    Reviewed on Feb 20, 2018
  • Future Generali Car Insurance
    "Very good service"
    0.5 4.0/5 "Great!"
    I got the claim experience with the FUTURE GENERALI GENERAL CAR INSURANCE , I have got the settlement within a week time, so that was the reason i have choose the FUTURE GENERALI GENERAL INSURANCE for my car . The customer support gives the intimation to renew the policy before the due date.
    Was this review helpful? 0
    , kolkata
    Reviewed on Feb 15, 2018
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