Multiple banks. Different interest rates. Call it a "conflict of interest".
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    We found 1 Indudind Personal Loan Diwali Offers Oct 2016
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    12% - 19% Fixed
    Up to ₹3000 One time fee
    25L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    Indudind Personal Loan Diwali Offers Oct 2016 is Rated as "Pretty good" by 713 Users

    Fees & Charges

    Promised Interest Rate

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    Personal Loan BYTES FROM OUR KITCHEN

    Indudind Personal Loan Diwali Offers Oct 2016

    IndusInd Bank Personal Loan Diwali Offers Oct 2016 – Grab Amazon Gift Card & Gocash

    A personal loan can really be a saving grace in times of need. With IndusInd Bank, you can opt for a personal loan for up to Rs.25 lakhs. Interest is charged between 11.99% and 19% p.a. and is a fixed rate through the tenure of the loan. This loan option requires income proof to be submitted, but there is an option of submitting all your documents digitally. You will receive a paperless approval plus Rs.5,000 Goibibo GoCash when you apply on BankBazaar.

    Key Features of IndusInd Bank Personal Loan

    • Personal loans are sanctioned for a maximum of Rs.25 lakhs.
    • The processing charges on this loan range between 0.25% to 2.5%. This is a one-time fee.
    • Interest is charged in the range of 11.99% to 19% p.a.
    • Repay the loan in easy EMIs for 1 year up to 5 years.
    • No guarantor is required on this loan.
    • There is no option to make part payments, but you can foreclose the loan at a fee of 4% of the outstanding amount.
    • There is a top-up loan option available.
    • You can opt to transfer your balance.
    • Submit your documents online and get a paperless approval on BankBazaar.

    IndusInd Bank No Income Documents Personal Loan

    This personal loan is offered without any income documents required. Get an instant approval and quick processing on the loan. Interest is fixed between 12.99% to 19% p.a. Customers can acquire finance for up to Rs.20 lakhs.

    Key Features:

    • Personal loans are sanctioned for a maximum of Rs.20 lakhs.
    • No guarantor is required on this loan.
    • Interest is charged in the range of 12.99% to 19% p.a.
    • The processing charges on this loan range between 0.50% to 2.5%. This is a one-time fee.
    • Repay the loan in easy EMIs for 1 year up to 5 years.
    • There is no option to make part payments, but you can foreclose the loan at a fee of 4% of the outstanding amount.
    • You can opt to transfer your balance.
    • There is a top-up loan option available.

    BankBazaar Diwali Offer on IndusInd Bank Personal Loan

    BankBazaar offers the following incentives when you apply for an IndusInd Bank Personal Loan on the BankBazaar website:

    • Amazon Gift Card worth Rs.1,000. Redeem the voucher on the Amazon website for merchandise of your choice. To be eligible for the voucher, apply for your personal loan between 6th October 2016 and 30th October 2016. Upon loan disbursal, your voucher will be issued.
    • Goibibo Gocash worth Rs.1,000. Redeem the GoCash on Goibibo when you book flights and hotels. To be eligible for the voucher, apply for your personal loan between 6th October 2016 and 30th October 2016. Upon loan disbursal, your voucher will be issued.
    • If you apply for a paperless approval Personal Loan from IndusInd Bank, you are entitled to a voucher from Goibibo for GoCash worth Rs.5,000. To be eligible for this offer, apply for your personal loan between 8th September 2016 from 5th October 2016. The voucher will be issued upon loan disbursal.

    How to get the offer for IndusInd Personal Loans?

    • On BankBazaar, apply for a personal loan under the eligible category.
    • Upon disbursal of your loan, an Amazon vouchers worth Rs.1,000 and goCash worth Rs.1,000 will issued.
    • The voucher and codes will be sent to the email ID you provided in your loan application.
    • Visit the Amazon website to redeem the voucher for merchandise.
    • Visit Goibibo to get your goCash credited to your account.

    How to use the Goibibo coupon code and Terms of Usage:

    • Visit the Goibibo website or app.
    • Access the section “My goCash”.
    • Enter the unique coupon code which you received.
    • The code should be used before the expiry date.
    • Your goCash will be added to your account.
    • The goCash is valid for 180 days from the date it has been credited.
    • For more information on goCash, visit www.goibibo.com/gocash. You can find details on goCash usage rules, and terms and conditions.

    How to use the Amazon coupon code and Terms of Usage:

    • Visit the Amazon website or log in through the Amazon app.
    • Select merchandise of your choice that you wish to purchase.
    • At the time of billing, enter the coupon code of the voucher.
    • The email will state the validity of the voucher. Please use the voucher before it expires.
    • For usage rules and detailed terms and conditions, visit www.amazon.com

    Additional Reading: Personal Loan Diwali Offers 2016

    Terms & Conditions:

    • Welcome to Dhamaal Diwali Offer on BankBazaar.com (“Program”), co-programmed by Amazon and Goibibo (“Merchant”) and effective from 6th October, 2016 to 30th October, 2016 (“Program Period”).
    • Get Amazon gift voucher worth Rs.500 (Rupees Five Hundred only) and Go-Cash Vouchers worth Rs.500 (Rupees Five Hundred only) (“Vouchers” / “e-Cash” interchangeably), on Approval of Credit Card product on or before 15th December, 2016.
    • Get Amazon gift voucher worth Rs.1,000 (Rupees One Thousand only) and Go-Cash Vouchers worth Rs.1,000 (Rupees One Thousand only) (“Vouchers” / “e-Cash” interchangeably), on Disbursal of Personal Loan product on or before 15th December, 2016.
    • Get Amazon gift voucher worth Rs.2,500 (Rupees Two Thousand and five Hundred only) and Go-Cash Vouchers worth Rs.2,500 (Rupees Two Thousand and five Hundred only) (“Vouchers” / “e-Cash” interchangeably), on disbursal of Personal Loan product on or before 15th December, 2016.
    • Get Amazon gift voucher worth Rs.10,000 (Rupees Ten Thousand only) (“Vouchers”), on Disbursal of Home Loan product on or before 15th December, 2016.
    • On approval or issuance of the products as the case may be, the Vouchers and/or e-Cash will be emailed to your email address registered with BankBazaar.com. Please note that the Vouchers offered may be either promotional or gift Vouchers or both depending on the product against which they are issued. For more details of promotional Go-Cash Vouchers and usage limitations, please refer to the Go-Cash T&C below or visit www.goibibo.com. Similarly, for more details of Amazon Gift Vouchers and usage limitations, please visit www.amazon.in.
    • Descriptions of the Merchant’s Voucher advertised on BankBazaar.com are provided solely by the Merchant. BankBazaar.com does not investigate or vet any Merchant or Merchant’s Vouchers and is not responsible for any performance or quality claims associated with such description of the Merchant’s Voucher. All information provided on the Merchants Voucher is for informational purposes only and we encourage you to read all information presented on the Merchant’s website www.amazon.in and www.goibibo.com/gocash for warnings and directions that accompany the Voucher before use.
    • Redemption of the Voucher shall be completely governed by the Merchant’s Terms & Conditions and any query/claim/dispute may be referred to the Merchant alone. By use of this Voucher, you agree specifically to the terms on the Voucher and any additional terms as may be determined by the Merchant.
    • As the issuer of the Voucher, the Merchant shall be fully responsible to honour the Voucher, deliver customer services associated with it and resolve disputes, if any, in relation to the Voucher. BankBazaar.com does not make any warranty in relation to the Voucher, including, without limitation, their validity and/or value.
    • BankBazaar.com is not a party to any transaction that the Merchant and you may enter into as a result of you redeeming the Voucher. Shipment and tracking options may be stated in the Merchant terms and conditions and BankBazaar.com owns no liability on the same.
    • No Voucher requests will be entertained for any Personal Loan, Personal Loan, or Home Loan product disbursed after the expiry of the time lines mentioned above.
    • No Voucher requests will be entertained for any Credit Card product approved after the expiry of the time lines mentioned above.
    • The voucher is valid for select partners only. A banner displaying the Dhamaal Diwali Badge indicates that the offer is applicable for that particular product.
    • Participants should be 18 years and above as on date of submission of their application.
    • By obtaining the Vouchers through BankBazaar, you acquire only the right to use the same as per terms and conditions stipulated therein.
    • Participant must qualify the eligibility criteria, as may be laid down by partners and which may vary on product to product basis, for being eligible to participate and avail the offers under this Program.
    • BankBazaar shall not be liable for loss or damage of the Voucher once issued. Vouchers cannot be replaced or cancelled after issue.
    • This Program is valid for 1 order per product for a customer/participant during the Program Period.
    • In addition to the above, the Voucher is subject to the terms of use of BankBazaar and these additional terms and conditions
      • No cash or credit alternative in lieu of the Voucher is available under the Program.
      • Reproduction, resale, modification or trade of Voucher is prohibited.
      • Voucher once used cannot be reused.
      • BankBazaar reserves the right to add, modify or discontinue the terms and conditions of this Program at any time without prior notice.
      • BankBazaar reserves the right to verify the eligibility of participants. By taking part in this Program, participants confirm that they accept the terms and conditions set out herein.
    • The decision with respect to purchase of any financial product like Credit Card, Personal Loan, Personal Loan or Home Loan suitability or choice or the viability of any financial product or service shall always be the sole responsibility and decision of the user /subscriber/participant.
    • BankBazaar.com shall not be liable for any losses suffered by any participant/customer due to rejection of any application by the Partner Banks.
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  • Personal Loan Reviews

    • IndusInd Bank Personal Loan
      "Service part should be improved"
      0.5 1.0/5 "Really Bad"
      Indusind bank executive called me and requested for bank statement and pay slip. Then the confirmed about my salary date, I informed my salary date is not constant it would get change every month. Hence the executive said me couldn't process my loan , I would like to suggest them. First they should collect customer documents, after verifying only they should close the application.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 19, 2017
    • IndusInd Bank Personal Loan
      "They need to update the application"
      0.5 2.5/5 "Just OK"
      Once I logged in their Indusind netbanking, to see my personal loan details it was not updated. when I contacted the bank customer service, they said that option was not available currently. It would be great if they improve their online feature, Indusind loan process was also average.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 15, 2017
    • IndusInd Bank Personal Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      The promises need to be fulfilled by the Indus ind bank. Initially they gave a call and explained me about the product and they told they can fix an appointment to collect the document but no one turned up , The transparency is needed in the loan process. The rate of interest was nominal when compared with other banks. The status of the product need to be informed to the customers.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 14, 2017
    • IndusInd Bank Personal Loan
      "Average service"
      0.5 4.0/5 "Great!"
      I haven't received personal loan from Indus ind, because I have got the loan from TATA CAPITAL ,I found TATA capital gives best offer than Indus ind, so that was the reason I haven't proceed with INDUS Ind bank personal loan. The rate of interest is nominal with Indus ind when compared with others.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 14, 2017
    • IndusInd Bank Personal Loan
      "Its Good"
      0.5 4.0/5 "Great!"
      On 23rd July only my company completed one year hence all bank have rejected my loan application. Therefore I decided not to go with Indusind because my company name was not listed in any of the bank. Hence I closed my application, but Indusind is good, each and everything is good with INDUSIND.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 14, 2017
    • IndusInd Bank Personal Loan
      "Very professional"
      0.5 5.0/5 "Blown Away!"
      I had no challenges with Indusind bank for the personal loan process. Indusind bank people are very professional and they have completed the loan process promptly. But interest rate could be little lesser than this but it is ok and I have no issues on that. I really appreciate the service provided by them.
      Was this review helpful? 0
      , new delhi
      Reviewed on Sep 07, 2017
    • IndusInd Bank Personal Loan
      "Fanstastic"
      0.5 4.0/5 "Great!"
      INDUS Ind bank personal loan process was a kind of okay, the time scales taken to process the loan was around 25 days. Verification process was very much tedious. Interest rate offered by them was around 16% I had no other option therefore I had accepted that. However I was looking out for a rate of 13% to 14%.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 28, 2017
    • IndusInd Bank Personal Loan
      "Need to improve"
      0.5 1.0/5 "Really Bad"
      I have got the personal loan with the Indusind bank and the interest rate is around 19%. Customer service is not really a good one like they will not take care of the customer in proper way. Response is also not really a fine one.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 26, 2017
    • IndusInd Bank Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      The Indus Ind bank took about 2 week time to disburse my personal loan. Indus ind executive took personal care and he was very prompt in his service. The rate of interest is nominal with Indus ind. It was a pre-apporved loan they have disbursed it within the time period.
      Was this review helpful? 0
      , kolkata
      Reviewed on Aug 24, 2017
    • IndusInd Bank Personal Loan
      "Delayed service with unprofessional behaviour"
      0.5 3.0/5 "Satisfactory"
      There was no challenges with Indusind bank for my personal loan service. But the bank is very slow in process. They had taken around 12 days to disburse the loan post approval. Even on emi payment, my emi date is 4th Aug. I got the call from the bank and they told me that they will send the executive to collect the payment in an unprofessional tone. I just told them that I made the payment and I sent the soft copy as well. They did not even regret for such a call. Moreover they collected my blank cheque, I believe no bank will collect the blank cheque but they collected mine.
      Was this review helpful? 0
      , new delhi
      Reviewed on Aug 23, 2017
    • IndusInd Bank Personal Loan
      "Any time any one can approach INDUS IND to avail credit"
      0.5 4.0/5 "Great!"
      Everything was lined up properly expect for the foreclosure charges, what ever they are promising should be there on the paper works too so that it would be more interesting. For example, I took the personal loan through online channel. I was confirmed that I can preclose the loan any time after 12 months with zero percent interest I can pay off the loan anytime after 12 months this information was communicated to me verbally. However when I got the welcome kit I was shocked to see the terms as it was different and I have to preclose the loan after 24 months and there would be charge of 2%. Nevertheless I am happy with them as other parameters were good and I would conclude stating that any one can approach INDUSIND to avail credit.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 23, 2017
    • IndusInd Bank Personal Loan
      "Satisfactory"
      0.5 4.5/5 "Excellent!"
      Rate of interest was around 12% and the customer service was really quick and fast, also the response was really good one. Communication aspects are really good one with them. In future also, I would like to go ahead with them. Response is really professional one with them. The loan amount got disbursed to my account after a week of time due to some long holiday.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 23, 2017
    • IndusInd Bank Personal Loan
      "Average"
      0.5 2.0/5 "Expected more"
      Indusind bank actually did not handle the personal loan process well. It was not okay, I was told three working days before taking the loan. Finally it took ten days. Before I could submit the paper work, I received calls every day asking me when the executive could come to collect it. After I gave the documents, there were no calls and I had to follow up. Finally, I came to a stage where I said I do not want the loan. The interest rate and charges are not that great. The tenure is for two years.
      Was this review helpful? 0
      , chennai
      Reviewed on Aug 22, 2017
    • IndusInd Bank Personal Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      The Indus Ind bank customer service told that my profile haven't met their loan eligibility criteria., The service which was given by Indus ind was good,. The rate of interest was high when compared with HDB financial service. I got an average service from Indus ind bank.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 18, 2017
    • IndusInd Bank Personal Loan
      "Simply Good"
      0.5 5.0/5 "Blown Away!"
      Indusind bank had processed my loan application properly. I am satisfied with the interest rate and their involvement was really good during the process. I got the personal loan without any hassles from the bank side. In all it is simply good.
      Was this review helpful? 0
      , chennai
      Reviewed on Aug 17, 2017
    • IndusInd Bank Personal Loan
      "Hassle free and customer friendly"
      0.5 5.0/5 "Blown Away!"
      I had very good experience with Indusind, they have processed the personal loan within a week, Documentation process was quite good. Interest rate was also nominal as per other banks. Service is also extra ordinary within the time limit they done the process.
      Was this review helpful? 0
      , kolkata
      Reviewed on Aug 17, 2017
    • IndusInd Bank Personal Loan
      "Not Interested"
      0.5 1.0/5 "Really Bad"
      Same thing happend to me when I applied for the personal loan with Indusind bank. First time when I applied for the credit card, I had received no response from the bank. I thought they would respond me this time for the personal loan but again got no response. Totally disappointed and not interested in Indusind bank anymore.
      Was this review helpful? 0
      , indore
      Reviewed on Aug 17, 2017
    • IndusInd Bank Personal Loan
      "DISSATISFIED"
      0.5 2.0/5 "Expected more"
      Indus ind Bank was not flexible on the documentation part for the personal loan the bank demanded certain documents which I had already submitted via online. First of all I applied for 65 thousand they have charged 2500 as processing fee and charge and after applying the loan it got delayed very much and I received the same after three weeks of time.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 17, 2017
    • IndusInd Bank Personal Loan
      "Average Service"
      0.5 3.0/5 "Satisfactory"
      Personal loan process was bit delayed from Indusind bank. As per the norms the loan process should be completed in three to four days but they took nearly ten to eleven days for the completion. Customer service is a kind of ok. And overall the service is average.
      Was this review helpful? 0
      , delhi
      Reviewed on Aug 14, 2017
    • IndusInd Bank Personal Loan
      "Its Average"
      0.5 4.0/5 "Great!"
      I had planned to take personal loan for my marriage but it got postponed, hence I am planning to take the loan later from Indusind bank. But I was not happy with them, as they insisted me to take personal loan from them however I am not fine with that part.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 11, 2017
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