Multiple banks. Different interest rates. Call it a "conflict of interest".
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  • Indusind Personal Loan Diwali Offers Oct 2017 is Rated as "Pretty good" by 838 Users

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    Indusind Personal Loan Diwali Offers Oct 2017

    IndusInd Bank Personal Loan Diwali Offers October 2017 – Grab Amazon Diwali Bonus Wali and Vantage Circle Points

    A personal loan can really be a saving grace in times of need. With IndusInd Bank, you can opt for a personal loan for up to Rs.25 lakhs. Interest is charged between 11.99% and 19% p.a. and is a fixed rate through the tenure of the loan. This loan option requires income proof to be submitted, but there is an option of submitting all your documents digitally.

    Get a personal loan this Diwali to grab some splendid offers through BankBazaar. Hurry up before the offers expire!

    Key Features of IndusInd Bank Personal Loan

    • Personal loans are sanctioned for a maximum of Rs.25 lakhs.
    • The processing charges on this loan range from 0.25% to 2.5%. This is a one-time fee.
    • The interest rates charged for this loan go up to 23% p.a.
    • Repay the loan in easy EMIs for 1 year up to 5 years.
    • No guarantor is required to apply for this loan.
    • There is no option to make part payments, but you can foreclose the loan at a fee of 4% of the outstanding amount.
    • There is a top-up loan option available.
    • You can opt to transfer your balance.
    • Submit your documents online and get a paperless approval on BankBazaar.

    BankBazaar Diwali Offers on IndusInd Bank Personal Loan

    Enjoy the festive season of Diwali and Dhanteras with exclusive promotional vouchers from BankBazaar when you apply for an IndusInd Bank personal loan. You can select an Amazon gift voucher or points from Vantage Circle!

    1. Amazon Diwali Bonus Wali – IndusInd Bank Personal Loan

    When you choose to apply for an IndusInd Bank personal loan on BankBazaar.com, you will receive an Amazon Diwali Bonus Wali gift voucher worth Rs.1,000. This is if your loan gets disbursed.

    How to apply for this offer?

    • First, go to BankBazaar.com and then proceed to the IndusInd Bank Personal Loan segment and then click the ‘Get Quote’ icon. You will receive a response within 30 minutes.
    • If your personal loan application gets sanctioned and disbursed, you will get a gift voucher from Amazon worth Rs.1,000.
    • This voucher will be sent to you via email on your email ID.
    • You can visit the official website of Amazon or download the Amazon app on your smartphone, and then redeem the points available on your Amazon gift voucher.

    Terms and conditions for this offer

    • This offer is valid from October 1, 2017 until October 31, 2017.
    • This gift voucher will be provided for personal loans disbursed on or before December 15, 2017.
    • The personal loan applicant’s age should be at least 22 years old (according to the bank’s eligibility criteria).

    2. Vantage Circle Points for IndusInd Bank Personal Loan

    When you apply for any IndusInd Bank personal loan through BankBazaar.com via any promotional campaign organised by Vantage Circle, you will receive special Vantage Points worth Rs.1,000.

    How to apply for this offer?

    • You will first be required to go to the IndusInd Bank personal loan section on the BankBazaar website and then click ‘Get Quote’.
    • If your personal loan gets approved, and if you get the money in your account, you will receive the Vantage Points on your ID that is registered in the records of Vantage Circle.
    • You will then have to log on to the official website of Vantage in order to redeem your points.

    Terms and conditions for this offer

    • These particular points will be given only to those who apply for personal loans through promotional campaigns organised by Vantage Circle.
    • The loan applicant's age should be at least 22 years old (according to the bank’s eligibility criteria).
    • This particular offer is valid from September 15, 2017 until October 31, 2017.
    • You will get this voucher worth Rs.1,000 only if your personal loan product is disbursed on or before November 30, 2017.
    • You will get this offer through email on the email ID that is registered with BankBazaar.com.
    • The Vantage points will be registered with the loan applicant’s ID that is registered with Vantage Circle.

    If you are falling short of funds and are not sure of how to celebrate this Diwali, fret not! Apply for a small personal loan amount from IndusInd Bank through BankBazaar.com as per your repayment ability. You can meet all your festival-related expenses effortlessly and have the best time with your folks. You can then pay back the loan through tiny EMIs without having to struggle.

    Apply via BankBazaar and get benefits such as e-approval as well as door-step service.

    Personal Loan Reviews

    • IndusInd Bank Personal Loan
      "They have to help the needy people"
      0.5 1.5/5 "Bad"
      They rejected the personal loan and the reason being components of salary. they are not charging for provident fund. I have applied the loan amount of 7 lakhs and now I'm not interested to take that loan anymore. I never called their customer care services. The documentation process is okay. I never visited the branch and through online only i have applied the loan. They have offered me interest rate of around 13%. They did not inform the proper procedure of applying for the loan too.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 10, 2018
    • IndusInd Bank Personal Loan
      "Good"
      0.5 3.5/5 "Pretty good"
      My credit card n was taken with INDUSIND bank. The credit limit was 50,000 which is not satisfactory . The customer service and responses was good. I hold aura edge card and the benefits re reward points . Its a life time free card .My overall experience was very good.
      Was this review helpful? 0
      , noida
      Reviewed on Jul 03, 2018
    • IndusInd Bank Personal Loan
      "Very good "
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan from IndusInd bank, the over all process that took place was nice, it did not take much time, and the processing of the application was done on time. I received good customer service and response as well their rate of interest is also OK I have no issues with it.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 29, 2018
    • IndusInd Bank Personal Loan
      "Very good "
      0.5 5.0/5 "Blown Away!"
      I have a personal loan taken from IndusInd Bank, the over all process took 7 days which is OK. I am quite satisfied with how the process took place, hey provided good customer service and help. The rate of interest they have charged is also fine. I am satisfied with the loan process that took place from IndusInd bank.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jun 29, 2018
    • IndusInd Bank Personal Loan
      "Very good "
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan from IndusInd bank, the rate of interest they have charged on the loan amount is Rs. 13% which is quite normal for me and they have charged me .56% processing fee on the loan amount. Over all experience was good, I received the amount on time and I am quite happy with it.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jun 29, 2018
    • IndusInd Bank Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I have taken this loan for the sons education and the process in getting the loan has been easy and smooth. The loan amount which they had given has been satisfactory and there has not been any issues faced with them so far. There has not been any kind of processing fee which they had charged and it has been good.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 29, 2018
    • IndusInd Bank Personal Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      I have taken a personal loan from IndusInd bank, i applied for Rs. 5,00,000 but I ended up receiving Rs. 3,30,000, I was told I will be getting for 12 % interest rate but bank charged me 13%. There was an issue that happened bank credit more amount by mistake due to which there were many complications related to that they had to put on savings account on hold and re collect all the documents, but I received help from a representative to solve the issue.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 29, 2018
    • IndusInd Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a personal loan with IndusInd bank and my loan experience was good, the loan amount was for Rs 1.7 lakhs with nominal interest rate when compared to others. Customer service was good and they followed up on time. The tenure period for this loan is 3 years.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 28, 2018
    • IndusInd Bank Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      Rate of interest is around 14.25% for the personal loan with the Indusind bank and the response is very good and also am very happy with them till now. Everything is good one with the Indusind bank and I dont have any issues with the Indusind bank personal loan.
      Was this review helpful? 0
      , vadodara
      Reviewed on Jun 28, 2018
    • IndusInd Bank Personal Loan
      "Good services"
      0.5 4.0/5 "Great!"
      When i applied the loan they have provided me 12.5as interest rate. After the approval of loan they sent a letter to my home and mentioned that 13% a interest rate. I have to check with the customer care executive in the bank. They have not charged anything extra charges. They did not charge for processing fee. They have asked Rs. 500 for the stamp paper. Without my knowledge they have increased the interest suddenly.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 28, 2018
    • IndusInd Bank Personal Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      I have approached INDUSIND Bank for my personal loan . They have rejected my application due to my credit score . The loan amonut 1 lakh. The customer service and responses was good. The interest rate was satisfactory .My overall experience was not up to the mark.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 27, 2018
    • IndusInd Bank Personal Loan
      "Average"
      0.5 3.5/5 "Pretty good"
      My persona loan was taken with INDUSIND bank. The loan amount was sanctioned the committed time and the processing fee was good . I am not aware of the processing fee was here and they charges 6000 for Insurance . The loan amount was 2.5 lakhs and the interest rate was bit high .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 26, 2018
    • IndusInd Bank Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have taken my personal loan with INDUSIND bank. The process was very good and i have disbursed the loan with the committed time. The loan amount was 2.5 lakhs and the interest rate was satisfactory . The customer service and responses was good. They have provided door step service for collecting documents ,
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 23, 2018
    • IndusInd Bank Personal Loan
      "Average Service from Indusind"
      0.5 3.0/5 "Satisfactory"
      After i have applied in Indusind bank, i have got loan options from some other bank but they were offering a quite low interest rate. I have negotiated to reduced the interest rate but they said its not possible to reduce. Before I'm taking the loan, they said its a 0 processing fee but they have charged Rs. 1300. Their is no insurance policy for this loan. The process was very slow in the bank. They were not clearing mentioned about the interest rate in any of the pages in the application.
      Was this review helpful? 0
      , thane
      Reviewed on Jun 22, 2018
    • IndusInd Bank Personal Loan
      "Process is very fast"
      0.5 5.0/5 "Blown Away!"
      Its took less time to sanction the loan. The interest also nice for me it was the least compared to other banks. The processing fee was quite normal and for me its zero. The documentation process was okay. The online documentation process was not worked up and the person came to my place and collected all my documents. Totally hassle free services from them.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 22, 2018
    • IndusInd Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      My personal loan was taken with INDUSIND bank. The process was very good and the documentation was very much satisfactory . They have sanctioned the loan with the committed time. My experience was really good therefore this card is very much recommendable to all.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 22, 2018
    • IndusInd Bank Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      My personal loan was taken with INDUSIND bank. The loan amount was 1.25 lakhs and the interest rate was good . The customer service and responses was up to to the mark. The tenure period was 6 years . They have sanctioned the loan with the committed time and the documentation process was very much satisfactory .
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 22, 2018
    • IndusInd Bank Personal Loan
      "Good"
      0.5 4.0/5 "Great!"
      I have taken a personal loan from IndusInd bank, the services were quite good, I got good assistance in processing my loan application, but however the loan process was delayed a bit with documentation other than that there is no issue. Even the rate of interest was good enough.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 19, 2018
    • IndusInd Bank Personal Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan from IndusInd bank, everything was OK, except the rate of interest they have charged which I believe is a bit high as compared to others. They have charged me around 15.5 % for loan amount of Rs. 5,00,000 for 4 years. Rest assured I received the amount on time everything was smooth I am happy.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 19, 2018
    • IndusInd Bank Personal Loan
      "Excellent"
      0.5 4.0/5 "Great!"
      Customer service is good one with the Indusind bank for the personal loan. Response is also good one. I am really happy with them till now. Every aspects are better one with the Indusind bank credit card. Details fetching through online is also better too.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 12, 2018
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