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Westpac Banking Corporation IFSC and MICR Code:

State wise list of Westpac Banking Corporation IFSC code, MICR code and addresses of all branches in India

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Westpac Banking Corporation IFSC Code:

Westpac Banking Corporation (WBC), though primarily an Australian bank, is a part of the NEFT/ RTGS network of RBI. This is a great boon, especially for many Australian citizens residing in India and Indians residing over there. Money transactions these days can be done in a matter a few clicks. It is instant as well as absolutely safe.

To transfer cash to any Westpac account in India, knowing the branch’s IFSC Code is must. For instance if you want to know the IFSC Code of Westpac Mumbai branch, an online search or a direct enquiry will tell you that it is WPAC0000001. And the MICR Code for the same us 400722000.

How to Search for Westpac Banking Corporation IFSC and MICR codes?

Getting the MICR or IFSC Code of any Westpac Banking Corporation is quite simple. All you need to know is where the branch is located. It can be found printed on all cheque leaves (on the cheque book issued from the particular Westpac branch) as well as on the account passbook. You can also seek out IFSC Codes from the official online portals of Reserve Bank of India and that of the Westpac Bank itself. Other than these, there are plenty of third party financial websites like BankBazaar for the complete list of IFSC codes for Westpac Bank branches in India, as well as other banks and their branches.

Obtaining Westpac IFSC Code and MICR Code from BankBazaar:

  • Go to the BankBazaar official page. Scroll down the homepage and you will find the tab, ‘Bank IFSC Code’.
  • Clicking on the IFSC tab will take you to another page. Choose the Westpac bank from the list of banks and then select the respective state, district and branch.
  • BankBazaar will display the required codes on your screen.

Using NEFT or RTGS services at Westpac Bank to make online transactions are simple, quick and safe.

National Electronic Funds Transfer (NEFT) at Westpac:

The NEFT feature can be used to transfer cash from any India bank branch part of the system. Fundamentally, NEFT (National Electronic Funds Transfers) functions on the basis of Deferred Net Settlements. If you have deducted the sum within the permitted time-frame, it will be credited in the beneficiary’s account on the very day. Else, the money will be credited the next day.

Real Time Gross Settlement System (RTGS) at Westpac:

Real Time Gross Settlement System (RTGS), unlike NEFT, entails cash transactions on the basis of individual transactions. Hence schedules to clear funds are made individually rather than in batches. RTGS is not only the quicker of the two modes, but also enables you to send large amounts safely. Westpac bank diligently makes sure that each and every transaction is completed on the same day if submitted in the allowed timeline.

Information required to use NEFT/ RTGS services at Westpac Bank:

  • Name of the account holder
  • Account type and number
  • Name and locations of the branch
  • IFSC Code of the branch to which the amount is being sent
  • Sum to be sent

Boasting of 200 years’ banking legacy in Australia, Westpac ventured into Asian market only four decades ago. With a prolific presence in China, Indonesia, Singapore and India, they have succeeded in meeting the ever-growing requirements of clienteles throughout Asia. Westpac Banking Corporation in India is predominantly centred in country’s financial capital, Mumbai. They finance many reputed SMEs and corporates, especially Australian firms and individuals. Their core focus of areas are retail, foreign exchange, personal banking among others. Westpac is particular about moving ahead of the time and takes great care to strategize priorities to bring about maximum priority.

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