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North Malabar Gramin Bank IFSC and MICR Code:

State wise list of North Malabar Gramin Bank IFSC code, MICR code and addresses of all branches in India

Locate any details of North Malabar Gramin Bank branch in India.

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North Malabar Gramin Bank IFSC Code:

The introduction of wireless money transfers has made transferring cash possible with just a few clicks. NEFT (National Electronic Funds Transfer) and RTGS (Real Time Gross Settlement) services are available at most banks in India and was introduced by the RBI. Using these services are hassle-free, quick and safe. The services need IFSC code for the payment to be processed. IFSC (Indian Financial System Code) is a code unique to each branch of bank in the NEFT network. It helps to regulate transfer of funds by identifying the source bank and the destination bank during a transaction.

IFSC codes, which are alphanumeric, consists of 11 characters. The first four are letters and denote the name of the bank. The fifth character is always zero, as it is reserved for future use. The last six characters are numeric and denotes the specific branch. This means that each branch of bank in India (in the NEFT network) has a unique IFSC code.

Taking the example of a branch of North Malabar Gramin Bank’s IFSC code, it can be broken down as follows:

NMGB0000135 is the IFSC code for North Malabar Gramin Bank’s branch in Ettumanoor.

  • NMGB- represents the bank’s name
  • reserved for future use
  • 000135- Represents the Ettumanoor branch

How to Search North Malabar Gramin Bank’s IFSC & MICR Codes?

If you look online, you will find that the government provides a list of IFSC codes for all banks in the NEFT/RTGS network. You can simply look for it on cheque books issued by the particular bank as the codes will be printed on the leaves. Third party financial websites like BankBazaar also provide the codes in a simple format. All you have to do is go to the BankBazaar homepage, find the tab ‘IFSC Code’ at the bottom of the page and click on it. This will lead you to a second page where you will have to choose the name of the bank, district, state and branch from the drop down menus. In the option ‘Bank name’, choose North Malabar Gramin Bank. Once you pick the district, state and branch as well, BankBazaar will generate the IFSC and MICR codes that you need. You will also be provided with other information like the branch’s address and phone number.

Customers of North Malabar Gramin Bank can make use of NEFT and RTGS services to transfer any amount of money to a beneficiary’s account anywhere in India. These services are safe, quick and hassle-free.

National Electronic Funds Transfer (NEFT):

Reserve Bank of India introduced NEFT to make transaction of money quicker, more economical and reliable. North Malabar Gramin Bank allows customers to transfer any amount of money using NEFT.

You will need the following information to use NEFT service at North Malabar Gramin Bank:

  • The receiver’s name
  • The receiver’s bank and branch name
  • IFSC Code of the receiver’s bank
  • The transfer amount
  • The receiver’s account number
  • A remark for the receiver, if any

Real Time Gross Settlement System (RTGS):

Real Time Gross Settlement (RTGS) System is operated and maintained by Reserve Bank of India. RTGS is a faster method of fund transfer than NEFT because RTGS is done on an individual basis. Thus the clearance of funds are scheduled individually and not batch-wise. Transfer of money will happen as soon as the request reaches the bank as long as it reaches the bank within the time-frame stipulated by the bank. If not the transaction will occur on the following working day. RTGS service can be used to transfer sums larger than Rs. 2 lacs. There is no upper limit to the amount.

You will need the following information to use RTGS service at North Malabar Gramin Bank:

  • The receiver’s name
  • The receiver’s bank and branch name
  • IFSC Code of the receiver’s bank
  • The transfer amount
  • The receiver’s account number
  • A remark for the receiver, if any

Headquartered in Kannur, North Malabar Gramin Bank was established in 1976 to provide banking facilities in the North Malabar region. It was established as a Scheduled Commercial Bank and had 222 branches in seven districts of Kerala. The amalgamation of South Malabar Gramin Bank (sponsored by Canara Bank) and North Malabar Gramin Bank (sponsored by Syndicate Bank) into one entity, the Kerala Gramin Bank, happened recently in 2013. Kerala Gramin Bank’s head office is at Malappuram.


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