Jalgaon Peoples Coop Bank IFSC and MICR Code:

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Jalgaon Peoples Co-operative Bank (JPC Bank) IFSC Code:

With the innovations is technology and banking, money transfer has been greatly facilitated in the present times with the service of NEFT and RTGS. Both these electronic payment services have been introduced by the Reserve Bank of India to facilitate customers to make quick, efficient, economical and secure money transfers, not only within their bank network but also to accounts held with other NEFT enabled banks. The Jalgaon Peoples Co-operative Bank offers its customers the facility to transfer funds in a simple and economical fashion using NEFT and RTGS services. Not only can customers transfer funds to other JPC Bank accounts but also to any other account held with a bank which is a part of the NEFT network. In order to transfer money via NEFT or RTGS, RBI issues a unique 11 character code known as the IFSC, to all banks which are a part of the NEFT network. This code not only helps the RBI regulate all transactions but also helps identify the source and destination bank in the event of a fund transfer.

The 11 character IFSC, or Indian Financial System Code is made up of a combination of alphabets and numbers. The code can be broken down into 3 parts wherein the first 4 characters represent the name of the bank, the fifth character remains to be zero and the last 6 characters represent the specific branch code. So, for example, the Jalgaon Peoples Co-op Bank IFSC code for its Pimpri branch is JPCB0000017. The first 4 characters represent the name of the bank i.e. Jalgaon Peoples Co-op Bank, the fifth character remains zero (reserved for future use) and the last 6 characters represent the Pimpri branch code.

How To Search for Jalgaon Peoples Co-operative Bank (JPC Bank) IFSC & MICR Codes?

If you are looking to transfer money via the NEFT or RTGS service of JPC Bank, you will require an IFSC code. You can find the IFSC & MICR code for JCP Bank branch printed on the cheque leaves of cheque books issued by the bank. Every cheque book will carry the IFSC code of the branch from which it has been issued. Alternately, you can also find the IFSC and MICR code of any JCP Bank branch online at the BankBazaar website. On the website, go to the bottom of the main page where you will find a tab which reads ‘Bank IFSC Code’. Clicking on that link will take you to another page with 4 drop down menus where you will have to input information like the name of the bank that you’re searching for, the state and district it is located in and also the specific branch that you’re looking for. Once you have provided all that information, the page will automatically display the requested information like the IFSC code, MICR code, address and contact details of the branch.

Transferring money via NEFT or RTGS has never been simpler. Both these processes are very easy to comprehend. In order to transfer money via RTGS or NEFT, you will be required to provide an IFSC code. Not only is it time saving, but also economical, efficient and highly secure.


National Electronic Funds Transfer or NEFT is an electronic payment service which allows customers to make payments and transfer funds over a very short period of time. Funds are transferred on a one-to-one basis. Banks carry out NEFT transactions on an hourly basis in fixed batches. While beneficiaries of the funds do not have to pay anything towards receiving funds, the remitter of funds has to pay a very nominal fee as service charge for the transaction. Currently there are over 30,000 bank branches all over India which are NEFT enabled.


Real Time Gross Settlement or RTGS is another system of making electronic payments and making fund transfers which has been introduced by the RBI. Under RTGS, fund transfers take place not only on a ‘real time’ basis but also on a ‘gross’ basis. This means that, payments are not only done in real time, as and when the instructions are received bit also on a gross basis, where they are settled on a one to one basis without being bundled with any other transaction. RTGS differs from NEFT as it is designed to facilitate high value monetary transfers which must be cleared immediately. This is why, RTGS transactions usually come with a minimum transaction limit of a Rs 2, 00, 000 or above. Like NEFT transactions, RTGS transactions are also nominally chargeable.

Incepted with the mission and vision to serve the financial needs of the common man, the Jalgaon Peoples Co-op Bank was established in the year 1934 by Shri Mishrilalji Joshi, Late Shri Raosaheb Rupchand Lathi and Shri S.V. Deshpande. Over the years, the bank has not only displayed robust growth but also made phenomenal progress in terms of offering technologically advanced banking services to its customers. As the first bank in India to install a Bio-ATM, JPC bank also carries the honor to be awarded a Grade-I by the Reserve Bank of India. Currently, the bank operates via a widespread network of 36 branches which are located in Jalgaon (city & district), Pune, Mumbai, Aurangabad, Nasik, Dhule, Burhanpur (Madhya Pradesh) and Malkapur.

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