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State wise list of Esaf Microfinance IFSC code, MICR code and addresses of all branches in India
(used for RTGS and NEFT transactions)
|MICR Code||MICR not provided.|
or Choose State from list below
ESAF Micro Finance Bank IFSC code is a very important piece of information for all fund transfer methods using NEFT, RTGS and IMPS. It is necessary to key in the right IFSC code, if not, the bank will not initiate any electronic fund transfer process for the customer. The Reserve Bank of India (RBI) assigns IFSC codes for all banks in the country and this helps streamline fund transfer process. Remember, the IFSC code for each ESAF Micro Finance Bank is different.
The ESAF Micro Finance Bank IFSC code ESMF0001103 is made up of 11 characters. This is the IFSC code for the Ernakulam branch in Kerala. Here the first 4 letters ‘ESMF’ denotes the name of the bank, the ‘0’ (zero) is for future use and the last 6 characters specifically identify the bank branch concerned. Knowing your branch IFSC code is very important and it can be found online without an hassle.
How to search for ESAF Micro Finance Bank IFSC and MICR codes?
Finding your bank branch IFSC code is just a click away. It is very easy to find IFSC and MICR codes online on bank websites or third party websites. The codes are also printed on the cheque leaf that you hold. However, in case you do not have one or can't find your cheque book, you can always look it up online.
BankBazaar is one such website that gives you a comprehensive list of all bank IFSC codes in a matter of seconds. Just go to the main page and click on the ‘Bank IFSC Code’ option. You will be redirected to the IFSC main page, where you will get 4 drop down menus. Here, fill in the following details:
Once you have chosen your options, the IFSC code for the selected branch will be displayed along with the MICR code, address, and contact number.
How to transfer funds using ESAF Micro Finance Bank NEFT, RTGS and IMPS?
All fund transfers using NEFT, RTGS and IMPS need IFSC codes.
National Electronic Funds Transfer (NEFT): ESAF Micro Finance Bank settles all NEFT transactions in batches during the working hours of the bank. Please note that these services will not be available outside of working hours.
Real Time Gross Settlement (RTGS): The minimum limit for an RTGS transaction is Rs.2 lakh. In this type of fund transfer method, transactions are processed on a one-on-one basis.
Immediate Payment System (IMPS): All IMPS fund transfers can be done on a 24/7 basis from anywhere. The service is available to customers even on bank holidays.
About the Bank
ESAF Micro Finance Bank got a nod from the RBI to set up the bank in the private sector. The bank was incorporated in May 2016 and has its registered office in Thrissur. They provide a wide range of banking services and micro-banking services. The bank provides customers various banking channels, including personal net banking, mobile banking, SMS and Missed Call Banking, and USSD Banking.
|NEFT Timing||Digital Wallet||Mobile Wallet|