State wise list of Dena Bank IFSC code, MICR code and addresses of all branches in India
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An IFSC code is made up of 11 characters and is an alphanumeric code. The first four characters are the name of the bank, the fifth character is always zero (it is left blank for future use), while the last six characters are the numbers representing the bank branch. An example of an IFSC code for a Dena Bank branch in Bandra, Mumbai city is BKDN0460144. Here, “BKDN” represents the bank name, the fifth character is zero, and the last six characters, “460144” represent the particular bank branch in Bandra, Mumbai city, Maharashtra.
It is now very easy to send funds electronically with Dena Bank providing NEFT and RTGS services. With these services, you can transfer money to accounts in other banks without having to go through painfully long queues or wait for days for the money to be transferred. NEFT allows for safe and easy online money transfer in a few quick steps. A service initiated by the Reserve Bank of India (RBI), NEFT or National Electronic Funds Transfer can be used by any customer of the bank. To facilitate a fund transfer, an IFSC code of the recipient’s bank is to be used. This Indian Financial System Code (IFSC) is issued to every bank branch in the NEFT network by RBI, and is used to regulate the transfer of funds made electronically. It is also useful in determining the origin and the destination banks in the particular transaction.
Finding out a bank branch’s IFSC and MICR codes is a very quick and easy process. The code for particular is printed on the leaves of a cheque book issued by a bank branch. The codes are also listed on the Dena Bank website. Another way to find out a particular bank branch’s IFSC code through websites like BankBazaar. The process would be very simple, where all you have to do is go to the homepage of the site. Once there, scroll to the bottom of the page and click on the “Bank IFSC Code” tab. You will be taken to a page where you will be asked to input the name of the bank. Here, you would select Dena Bank. Once you have entered the name, you would be asked for details such as the state, district and the particular branch from drop down menus. On providing all the details, you would be presented with the IFSC Code and the MICR code for the particular branch.
You can transfer funds using the NEFT and RTGS facilities offered by Dena Bank, making your money transfer much easier. This is a safe and efficient way to transfer money to an account anywhere in the country. Below are ways you can avail these two services.
NEFT (National Electronic Funds Transfer):
NEFT services can be availed by Dean Bank customers from Monday to Saturday from 8:00 am to 7:00 pm. This facility is not available on the second and fourth Saturdays. The facility is available on an hourly basis, with the recipient’s account receiving the credit on the same day. In case of holidays or for transactions made after business hours, the credit would be done on the following business day.
NEFT is a favourable choice for those customers looking at making fast and secure fund transfers. This service has no lower limit or ceiling for transactions, meaning customers can send any amount across to a recipient’s bank account anywhere in the country. Dena Bank allows both account holders as well as those who do not have an account with them to use the NEFT facility.
Dena Bank levies certain charges for the facility, which are as below:
All of the rates mentioned are inclusive of service tax.
RTGS (Real Time Gross Settlement):
RTGS is a service through which customers can transfer amounts from one bank account to another electronically. It is the quickest way to transfer money within the country. RTGS allows for quick and safe online fund transfer on a real time basis. This implies that the fund transfer takes place as soon as the request is processed. The transfers take place on a ‘gross’ basis, implying that the transaction is processed separately, without being bunched with other transactions. These transactions are final and irrevocable, meaning once the request goes through, it cannot be taken back/cancelled.
RTGS facility is offered by Dena Bank, but the minimum transaction for such a money transfer is Rs. 2 lakh. There is no upper limit on the amount that can be transferred. RTGS services are available for Dena Bank customers from Monday to Saturday from 8:00 am to 4:30 pm. However, this facility is not available on second and fourth Saturdays.
The charges levied by Dena Bank for this facility are as follows:
These rates are inclusive of service tax.
Dena Bank is a public sector bank headquartered in Mumbai. Originally called the Devkaran Nanjee Banking Company, it was established in the year 1938. It was called Dena Bank in 1939, and was nationalised in 1969 by the Indian Government. The bank has over 1,700 branches across the country and is expanding its reach. It provides a range of banking and financial services to its customers, like loans, deposits, international and commercial banking. As a public sector bank, it also offers services like direct tax collection.
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