It is easy to forget that India is not just Mumbai, Delhi, Bangalore and the rest. There are many remote villages, where women lack access to basic education and resources to go about chasing their dreams. Women are the force-multipliers for positive change in the well-being of their families and for a conducive environment for the family to grow emotionally and financially. Even though every one of these contributions are indispensable on a daily basis and offer significant financial support for their homes, women seldom see it as such. They believe it is the duty of any housewife and hardly pursue prospects to achieve something independently. Indeed, majority of women from villages do not even have their own bank account.
It is unfortunate that the critical role played by rural women in uplifting their local economies is often overlooked. Currently, many banks are taking up rural projects to change this trend, setting up branches and platforms to deliver home loans and others to women. ICICI Bank Saral Rural Housing Loan is customized to enable the women debtor from rural background to apprehend their dream of constructing or purchasing their own home. The highlight of this scheme is the attractive interest rates and the flexibility it offers. You may avail the loan for procurement, construction, renovation, maintenances or up-gradation of a house in rural areas.
ICICI has always been unswerving in its work to work for the socio-economic development of rural India. This is one of the most recent of their initiatives in the same.
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