Multiple banks. Different interest rates. Call it a "conflict of interest".
  • ICICI Personal Loan Diwali Offers Nov 2018 is Rated as "Great!" by 17404 Users

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    ICICI Personal Loan Diwali Offers Nov 2018

    ICICI Personal Loan Diwali Offers November 2018 – Grab Amazon Diwali Bonus Wali

    With over 4,867 branches and 14,367 ATMs across the country, ICICI Bank is one of the leading banks in India. Whether you are getting married or travelling abroad, ICICI Bank personal loans can be customised to match your financial requirements. This multi-purpose loan comes with an affordable interest rate starting from 10.99% p.a. The interest rate for this loan is determined according to multiple factors such as your repayment capacity, tenure of the loan, and age of the applicant.

    Key Features of ICICI Personal Loan

    • The interest rate is charged on a monthly reducing basis. The interest rate doesn’t change throughout the tenure. You can enjoy a fixed interest rate with this product.
    • No security or collateral required to avail an ICICI personal loan.
    • The tenure of the loan can range from 12 to 60 months.
    • You can avail personal loan from ICICI Bank without a guarantor and with minimum documentation.
    • ICICI Bank disburses loan within 72 hours from the time documents are submitted.
    • There are different minimum and maximum loan amount limits for doctors, professionals, and others.
    • ICICI Bank offers different types of personal loans for exclusive purposes such as wedding loan, home renovation loan, holiday loan, top-up loan, and fresher funding.

    BankBazaar Diwali Offers on ICICI Personal Loan 2018

    BankBazaar has collaborated with Amazon to provide loan applicants with exciting privileges and offers. You can make use of these promotions to enjoy the festival of lights to the fullest!

    Amazon Diwali Bonus Wali – ICICI Personal Loan

    When you choose to apply for an ICICI Bank personal loan on BankBazaar.com, you will receive an Amazon Diwali Bonus Wali gift voucher worth Rs.750. This is only applicable for when your loan gets approved/disbursed/issued.

    How to apply for this offer?

    • You will have to visit www.bankbazaar.com or the mobile application of Bankbazaar, and then proceed to the ICICI Personal Loan segment and then click on the ‘Get Quote’ icon. The response time for such a loan quote is 30 minutes on the website.
    • If your personal loan application gets sanctioned and disbursed, you will get a gift voucher from Amazon worth Rs.750.
    • This voucher will be sent to you via email on your email ID provided at the time of submitting the application for personal loan on either Bankbazaar’s website or mobile app.
    • You can visit the official website of Amazon or download the Amazon app on your smartphone, and then redeem the points available on your Amazon gift voucher.

    Terms and conditions for this offer

    • This offer is valid from 1 November 2018 until 30 November 2018.
    • Amazon gift vouchers worth Rs.750 will be given if personal loan is disbursed by ICICI bank on or before 15 January 2019.
    • The personal loan applicant’s age should be at least 22 years old (according to the bank’s eligibility criteria).
    • The voucher will be sent to the respective customer/applicant within a timeframe of thirty working days of disbursal of the personal loan, once Bankbazaar receives the bank’s confirmation.
    • The voucher is applicable for a select few products only.
    • Once the personal loan of the applicant has been approved by the bank, the vouchers will be emailed thereafter to the applicant’s email ID provided at the time of submitting the application with respect to the said product application.

    When you get a personal loan from ICICI Bank via BankBazaar.com, you will not only receive funds, but also extra discounts and offers. Celebrate the festival of lights and new beginnings with an ICICI personal loan to meet all your expenses. You may utilise these funds to prepare yourself for the festival with sweets, decorations, home renovation, new clothes, new home appliances, and lots more! You will be allowed to go for a loan balance transfer facility from ICICI Bank. You can also opt for a top-up loan option if you think you need extra money for other purposes. Moreover, you can enjoy e-approval as well as door-step service when you apply through BankBazaar. This way, you can enjoy the comforts of applying for a personal loan from home sweet home itself!

    Personal Loan Reviews

    • ICICI Bank Personal Loan
      "Unhappy with the services"
      0.5 2.0/5 "Expected more"
      I had taken a personal loan with ICICI Bank and the experience has not been up to the mark. They are not flexible in the interest rate and tenure. They need to improve on the services and be more supportive to the customer needs. I would not recommend the bank.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 13, 2019
    • ICICI Bank Personal Loan
      "High on ROI and charges"
      0.5 4.0/5 "Great!"
      ICICI Bank is overall good in the response. I had applied for a personal loan and they contacted me on time and informed me the necessary details.The interest rate and charges is on the higher side. They need to work on that sector as they are higher when compared to the other banks.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jan 13, 2019
    • ICICI Bank Personal Loan
      "Interest rate and charging fee should be reduced"
      0.5 4.0/5 "Great!"
      The processing is very high in ICICI personal loan, I took the loan amount of Rs. 4 lakhs again I have taken new loan of Rs. 1.5 lakh then they have combined and showed the principal as Rs. 6 lakhs its not fine for me, first installment started from yesterday and the interest and charges are high.
      Was this review helpful? 2
      , kolkata
      Reviewed on Jan 11, 2019
    • ICICI Bank Personal Loan
      "High interest rates"
      0.5 4.0/5 "Great!"
      I had applied for a personal loan with ICICI bank and there was a quick processing. The interest rates are bit high , its somewhere around 15%. I had taken loan in 2014 and recently i had done top up on that. Apart from the interest rates i am happy with the services.
      Was this review helpful? 2
      , chennai
      Reviewed on Jan 11, 2019
    • ICICI Bank Personal Loan
      "Its Good Experience"
      0.5 4.0/5 "Great!"
      For my personal loan ICICI bank have quoted me the rate of interest around 9% its higher compared to other banks.. The loan amount is sufficient, the paper process was happened on time, they have collected the documents and sanctioned it on time.
      Was this review helpful? 3
      , meerut
      Reviewed on Jan 10, 2019
    • ICICI Bank Personal Loan
      "Need improvement on overall service"
      0.5 3.5/5 "Pretty good"
      Initially they told me my loan eligibility was around Rs. 4 lakhs but finally they approved only Rs.2 lakhs and there is no proper communication from the customer service. They have taken the time around 30 days to disbursement the loan amount.
      Was this review helpful? 1
      , chennai
      Reviewed on Jan 10, 2019
    • ICICI Bank Personal Loan
      "Processing should be reduced"
      0.5 4.0/5 "Great!"
      In my personal loan, ICICI bank have taken the processing fee around 1.5% from the disbursement amount. I have taken the principal amount of Rs. 3.25 lakhs, totally Rs.2.90 got credited because they taken insurance fee and processing fee. However I got the door step service from their end.
      Was this review helpful? 1
      , bokaro
      Reviewed on Jan 10, 2019
    • ICICI Bank Personal Loan
      "Should provide flexible interest"
      0.5 4.5/5 "Excellent!"
      ICICI gave me the higher interest rate, they quoted the rate around 15% for 4 lakhs it has the tenure period of 60 months. The documentation was very easy, they have released the loan within 15 to 20 days between there was 4 days of diwali holidays. It would be great if they reduce the interest as per the market.
      Was this review helpful? 0
      , dandeli
      Reviewed on Jan 10, 2019
    • ICICI Bank Personal Loan
      "Really Awesome"
      0.5 5.0/5 "Blown Away!"
      It was a very great bank within two minutes they disbursed the loan. They have sanctioned the loan amount to my account. I applied the loan through I mobile application, the interest rate is 12.7% as compared to other bank its okay because HDFC is charging higher than ICICI.
      Was this review helpful? 0
      , yamuna nagar
      Reviewed on Jan 10, 2019
    • ICICI Bank Personal Loan
      "Satisfactory services"
      0.5 5.0/5 "Blown Away!"
      ICICI Bank has offered me a personal loan and the process to get the loan is good. The customer support and response is fine and there are no hassles. The interest rate and processing charges is normal. The after loan services are also satisfactory.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Jan 10, 2019
    • ICICI Bank Personal Loan
      "Good to bank with ICICI"
      0.5 4.0/5 "Great!"
      1 year ago, i have applied the personal loan with ICICI and the service has been good. I have applied the top up also and I'm not sure about it. They have charged me a processing fee of Rs. 7000+insurance of Rs. 1000 hence charges are quite high. Their customer care service is really nice. I have given the documents once again for the top up.
      Was this review helpful? 2
      , bhubaneshwar
      Reviewed on Jan 09, 2019
    • ICICI Bank Personal Loan
      "ROI and charges are high"
      0.5 4.0/5 "Great!"
      The process to get the personal loan from ICICI Bank is good. They contacted me on time and the documentation was on time too. The customer support and response is good. I receive the loan as well as needed. But they need to work on the interest rate and processing charges. It is much higher than the other banks.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jan 09, 2019
    • ICICI Bank Personal Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      It was a good experience with ICICI bank for personal loan, the process was smooth and i received my loan amount on time. Customer service was good and they followed up on time. Tenure peirod for this loan is 4 years and they charge 4% as preclosure charges.
      Was this review helpful? 2
      , chennai
      Reviewed on Jan 08, 2019
    • ICICI Bank Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      The experience in getting this personal loan from them has been quite good. The process did not took much time and the loan amount which they had provided has been sufficient, even the interest rate with them has been nominal when compared with the market rate and there has been charges like processing fee which they had charged.
      Was this review helpful? 1
      , new delhi
      Reviewed on Jan 08, 2019
    • ICICI Bank Personal Loan
      "I will not prefer this loan"
      0.5 2.0/5 "Expected more"
      Since the interest rates are high with ICICI, i have done the pre-closure before the tenure period. They have given me a interest rate of 15% and processing fee is 2%. More than 1 year also, they will charge a higher pre-closure charges. They have sanctioned the loan on time.
      Was this review helpful? 2
      , bangalore
      Reviewed on Jan 08, 2019
    • ICICI Bank Personal Loan
      "Need transparency in the process"
      0.5 2.0/5 "Expected more"
      Earlier I had ICICI loan, I felt the service is good but the response is not upto the mark. While I was approaching they told some interest rate, at the time of the disbursement they were quoted some interest rate. I am not happy with them on the interest part.
      Was this review helpful? 1
      , nagpur
      Reviewed on Jan 08, 2019
    • ICICI Bank Personal Loan
      "Very Good Service"
      0.5 4.0/5 "Great!"
      It was a good experience i had with this loan and the loan amount which they had provided has been sufficient as well. The interest rate with them has been nominal and the processing fee has been nominal with them. There has not been any issues faced with the services which they had provided.
      Was this review helpful? 1
      , pune
      Reviewed on Jan 07, 2019
    • ICICI Bank Personal Loan
      "Average Service"
      0.5 3.0/5 "Satisfactory"
      It was quite a good experience i had with this loan and the loan amount which they had provided has been sufficient. The interest rate with them has been nominal and there has been some processing fee and charges with them. There has been some insurance amount which was deducted as well.
      Was this review helpful? 3
      , hyderabad
      Reviewed on Jan 07, 2019
    • ICICI Bank Personal Loan
      "Its Good"
      0.5 4.0/5 "Great!"
      I am using ICICI bank credit card around three years, but didn't disclose the offers on the card. They give some offers at shopping, billing and also other transactions. The payment gateway is simple to make the credit card payment through online.
      Was this review helpful? 2
      , gaya
      Reviewed on Jan 07, 2019
    • ICICI Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have been using personal loan with ICICI bank from past five years, the loan amount they have given me is sufficient, and the rate of interest they have charged me up to 11.25% which was nominal for me and the processing fee they have charged me was nominal,and the tenure period they have given me up to 5 years, now it is going to close,overall service is good.
      Was this review helpful? 1
      , chennai
      Reviewed on Jan 07, 2019
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