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  • ICICI Personal Loan Diwali Offers Oct 2017 is Rated as "Great!" by 17079 Users

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    ICICI Personal Loan Diwali Offers Oct 2017

    ICICI Personal Loan Diwali Offers October 2017 – Grab Amazon Diwali Bonus Wali and Vantage Circle Points

    With over 4,450 branches and 14,289 ATMs across the country, ICICI Bank is one of the leading banks in India. Whether you are getting married or travelling abroad, ICICI Bank personal loans can be customised to match your financial requirements. This multi-purpose loan comes with an affordable interest rate starting from just 10.99% p.a. The interest rate for this loan is fixed according to many factors like your repayment capacity, tenure of the loan, and age of the applicant.

    Key Features of ICICI Personal Loan

    • The interest rate is charged on monthly reducing basis. The interest rate doesn’t change throughout the tenure. You can enjoy a fixed interest rate with this product.
    • No security or collateral required to avail an ICICI personal loan.
    • The tenure of the loan can range from 12 to 60 months.
    • You can avail personal loan from ICICI Bank without a guarantor and with minimum documentation.
    • ICICI Bank disburses loan within 72 hours from the time documents are submitted.
    • There are different minimum and maximum loan amount limits for doctors, professionals, and others.
    • ICICI Bank offers different types of personal loans for exclusive purposes such as wedding loan, home renovation loan, holiday loan, top-up loan, and fresher funding.

    BankBazaar Diwali Offers on ICICI Personal Loan 2017

    BankBazaar has collaborated with Amazon and Vantage Circle to provide loan applicants with exciting privileges and offers. You can make use of these promotions to enjoy the festival of lights to the fullest!

    1. Amazon Diwali Bonus Wali – ICICI Personal Loan

    When you choose to apply for an ICICI Bank personal loan on BankBazaar.com, you will receive an Amazon Diwali Bonus Wali gift voucher worth Rs.1,000. This is if your loan gets disbursed.

    How to apply for this offer?

    • You will have to visit BankBazaar.com and then proceed to the ICICI Personal Loan segment and then click the ‘Get Quote’ icon. The response time for such a loan quote is 30 minutes on the website.
    • If your personal loan application gets sanctioned and disbursed, you will get a gift voucher from Amazon worth Rs.1,000.
    • This voucher will be sent to you via email on your email ID.
    • You can visit the official website of Amazon or download the Amazon app on your smartphone, and then redeem the points available on your Amazon gift voucher.

    Terms and conditions for this offer

    • This offer is valid from October 1, 2017 until October 31, 2017.
    • This gift voucher will be provided for personal loans disbursed on or before December 15, 2017.
    • The personal loan applicant’s age should be at least 22 years old (according to the bank’s eligibility criteria).

    2. Vantage Circle Points for ICICI Personal Loan

    When you apply for any ICICI personal loan through BankBazaar.com via any promotional campaign organised by Vantage Circle, you will receive special Vantage Points worth Rs.1,000.

    How to apply for this offer?

    • You will first be required to go to the ICICI personal loan section on the BankBazaar website and then click ‘Get Quote’.
    • If your personal loan gets approved, and if you get the money in your account, you will receive the Vantage Points on your ID that is registered in the records of Vantage Circle.
    • You will then have to log on to the official website of Vantage in order to redeem your points.

    Terms and conditions for this offer

    • These particular points will be given only to those who apply for personal loans through promotional campaigns organised by Vantage Circle.
    • The loan applicant's age should be at least 22 years old (according to the bank’s eligibility criteria).
    • This particular offer is valid from September 15, 2017 until October 31, 2017.
    • You will get this voucher worth Rs.1,000 only if your personal loan product is disbursed on or before November 30, 2017.
    • You will get this offer through email on the email ID that is registered with BankBazaar.com.
    • The Vantage points will be registered with the loan applicant’s ID that is registered with Vantage Circle.

    When you get a personal loan from ICICI Bank via BankBazaar.com, you will not only receive funds, but also extra discounts and offers. Celebrate the festival of lights and new beginnings with an ICICI personal loan to meet all your expenses. You may utilise these funds to prepare yourself for the festival with sweets, decorations, home renovation, new clothes, new home appliances, and lots more!

    You will be allowed to go for a loan balance transfer facility from ICICI Bank. You can also opt for a top-up loan option if you think you need extra money for other purposes. Moreover, you can enjoy e-approval as well as door-step service when you apply through BankBazaar. This way, you can enjoy the comforts of applying for a personal loan from home sweet home itself!

    Personal Loan Reviews

    • ICICI Bank Personal Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      My personal loan was taken with ICICI BANK , i have bitter experience with this bank , the customer support attitude not good with this bank . Initially they said 12.9% of interest rate but later they charge 14% so it is very disappointing part . Loan amount is 1.5 lakh and it is sufficient to me .
      Was this review helpful? 1
      , kolkata
      Reviewed on Sep 16, 2018
    • ICICI Bank Personal Loan
      "GOOD SERVICE"
      0.5 5.0/5 "Blown Away!"
      My personal loan was taken with ICICI BANK , they charged 7000 of processing fee and it is nominal . The process of getting loan was so quick within few days i got my loan . The rate of interest is 15.5% , tenure period is 3 year .Loan amount is up to the mark . Customer support is good with this bank .
      Was this review helpful? 0
      , kolkata
      Reviewed on Sep 16, 2018
    • ICICI Bank Personal Loan
      "Satisfactory"
      0.5 4.0/5 "Great!"
      I have taken my personal loan with ICICI bank . The service and response was good. The loan amount was 50,000 and the interest rate satisfactory . The tenure period was 3 years . I had no issues with the documentation here and everything was on line so its was convenient actually. The processing fee was nominal
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 12, 2018
    • ICICI Bank Personal Loan
      "Satisfactory"
      0.5 4.0/5 "Great!"
      I have taken my personal loan with ICICI bank . The service and responses was good. The loan amount was 50,000 and the interest rate was satisfactory . The tenure period was 3 years . I had no issues with the documentation here and everything was on line so its was convenient actually. The processing fee was nominal.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 12, 2018
    • ICICI Bank Personal Loan
      "Falls below expectations"
      0.5 2.0/5 "Expected more"
      I have taken my personal loan with ICICI Bank. The loan amount was 2,51,000 but i have received 2,44,000. The interest rate was satisfactory The customer service and responses was up to the mark. The tenure period was 2 years here. The documentation was smooth and everything was on line
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Sep 12, 2018
    • ICICI Bank Personal Loan
      "Very Good Service"
      0.5 4.0/5 "Great!"
      My personal loan was taken with ICICI bank . The loan amount was 1 lakh and the process was good. The interest rate is very satisfactory and the tenure period was 5 years . There is no issues faced . They said that its a paperless approval but i was asked to submit the documents.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 12, 2018
    • ICICI Bank Personal Loan
      "GOOD SERVICE"
      0.5 5.0/5 "Blown Away!"
      I got my personal loan through ICICI BANK , the tenure period is 4years . The bank did not gave me preclosere option . Customer support is up to the mark , and the process of getting loan is quick . I pay EMI 3440 and they charge 5000 rs of processing fee which is too high .Rate of interest is 11.3% .
      Was this review helpful? 0
      , angul
      Reviewed on Sep 12, 2018
    • ICICI Bank Personal Loan
      "Not satified"
      0.5 1.0/5 "Really Bad"
      I have approached ICICI bank for my my personal loan .The loan amount was 6 lakhs and the interest rate was not satisfactory since the interest rate which showed on the web portal was different so i have refused taking the loan. I am not happy with the service and responses here,.
      Was this review helpful? 0
      , kakinada
      Reviewed on Sep 11, 2018
    • ICICI Bank Personal Loan
      "Nice experience"
      0.5 5.0/5 "Blown Away!"
      My personal loan is with ICICI Bank and the bank is good in the process. The customer services and response is good and there are no issues for me to get the loan. The rate of interest and processing charges are normal. The after loan process is also too good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 11, 2018
    • ICICI Bank Personal Loan
      "Good. Can do better"
      0.5 4.0/5 "Great!"
      Last year I have taken a personal loan with ICICI Bank and the process is good and quick. There were no issues in this experience. The rate of interest was of 10.99% and I had to pay a processing fee and also insurance. They need to work on the charges.
      Was this review helpful? 0
      , salem
      Reviewed on Sep 11, 2018
    • ICICI Bank Personal Loan
      "Need to work on the interest rate and charges"
      0.5 4.0/5 "Great!"
      I have taken a personal loan with ICICI Bank. There was no difficulty to get the loan. The customer services and response is good and I got the loan on time. I had applied for 5.2 Lakh and I received only three lakhs. The rate of interest is of 13% and there was no processing fees. But I still rate them low is because though they have charged me a fee previously for the loan, they still wanted to charge me this time as well, since I negotiated they waived it off.
      Was this review helpful? 0
      , salem
      Reviewed on Sep 11, 2018
    • ICICI Bank Personal Loan
      "Overall good"
      0.5 5.0/5 "Blown Away!"
      After me applying for a personal loan with ICICI Bank. I received the loan in ten days. The customer services and response is good, but I did not get the loan as needed. I had applied for two lakhs and I received 1.5 lakh only. The rate of interest is of 15% and the processing fee is of 2%.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 11, 2018
    • ICICI Bank Personal Loan
      "Hassle free"
      0.5 4.5/5 "Excellent!"
      I have taken a personal loan with ICICI Bank. It is a very good experience and they were fast too. It was a convenient process and the loan was provided as per my requirement. The rate of interest is around 14% and the processing fee was there which is normal.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 11, 2018
    • ICICI Bank Personal Loan
      "Not satisfied"
      0.5 1.0/5 "Really Bad"
      I have taken personal loan from Icici bank for 5 lakhs , as the rate of interest which they said is 11.9% after that while receiving the cash the rate of interest was 15% which is false commitment which they have given to me Their customer service and response is not satisfied . The processing fees is Rs 7000 which is too high .
      Was this review helpful? 6
      , bangalore
      Reviewed on Sep 07, 2018
    • ICICI Bank Personal Loan
      "Need to Improve their service"
      0.5 2.0/5 "Expected more"
      Its instant paperless approval personal loan which i got from icici bank. Based on the number of transaction which i made with icici. As the rate of interest is very high of 17%. Their customer service is kind of average service .I have chosen the tenure period of 3 years and there is nil processing fees.
      Was this review helpful? 2
      , bangalore
      Reviewed on Sep 06, 2018
    • ICICI Bank Personal Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      It has been a very good experience with this personal loan where the loan amount which they had provided also had been satisfactory as well. The interest rate with them has been nominal when compared with the market rate. There has not been any hassle faced with them so far.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 04, 2018
    • ICICI Bank Personal Loan
      "Best banking service "
      0.5 4.5/5 "Excellent!"
      Its an instant paperless approval personal loan which i got from icici bank. Based on the number of transaction which i made with icici. As the rate of interest is satisfactory but it is acceptable based on our urgency. Their customer service is way good an response was quick .I have chosen the tenure period of1.5 years and the processing fees were NIL.
      Was this review helpful? 1
      , new delhi
      Reviewed on Sep 04, 2018
    • ICICI Bank Personal Loan
      "Very Good Service"
      0.5 5.0/5 "Blown Away!"
      I had taken this Personal loan a very long time back and it has been a good experience with it. The loan amount which they had provided had been satisfactory, and even the interest rate has been nominal. Their customer support and their staff responses had been good as well where there has not been any hassle so far.
      Was this review helpful? 2
      , chennai
      Reviewed on Sep 03, 2018
    • ICICI Bank Personal Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      I have taken personal loan through ICICI BANK , my tenure period is 48 months . Initially they informed rate of interest will be 10.99% but later they charge 11.99% so i am not satisfied with interest rate . Customer service and their follow up is good . They charge processing fee with 4000 rs and loan amount is 10000 .
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 01, 2018
    • ICICI Bank Personal Loan
      "AVERAGE"
      0.5 1.0/5 "Really Bad"
      My loan amount was taken with ICICI BANK , the services which has been provided through this bank is average because i expected loan amount rs 300000 but i just got 190000 . My tenure period is 48month but i am not aware about rate of interest . Processing fee is 11000 and there is no option for foreclose .
      Was this review helpful? 1
      , ajmer
      Reviewed on Sep 01, 2018
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