Multiple banks. Different interest rates. Call it a "conflict of interest".
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    We found 1 ICICI Personal Loan Diwali Offers Oct 2016
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    10.99% - 17.99% Fixed
    2.25% (min. ₹1499 + applicable tax) One time fee
    20L Max
    1-5 Years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    ICICI Personal Loan Diwali Offers Oct 2016 is Rated as "Great!" by 15189 Users

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    Promised Interest Rate

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    Personal Loan BYTES FROM OUR KITCHEN

    ICICI Personal Loan Diwali Offers Oct 2016

    ICICI Personal Loan Diwali Offers Oct 2016 – Grab Amazon Gift Card & Gocash

    With about 4,450 branches and 14,289 ATMs across the country, ICICI Bank if one of the leading banks in India. Whether you are getting married or are travelling abroad, ICICI Bank personal loans can be customised to match your financial requirements. This multi-purpose loan comes with a minimum fixed interest rate as low as 11.49% p.a. Interest rate is fixed based on many factors like your repayment capacity, tenure of the loan and age of the applicant.

    Key Features of ICICI Personal Loan

    • Interest rate is charged on monthly reducing basis. The interest rate doesn’t change throughout the tenure.
    • No security or collateral required to avail ICICI personal loan.
    • Tenure of the loan can range between 12- 60 months.
    • You can avail personal loan from ICICI Bank without guarantor and with minimum documentation.
    • ICICI Bank disburses loan within 72 hours from the time documents are submitted.
    • Maximum loan amount for employed applicants is Rs.20 lakh, for self-employed loan amount can go up to Rs.30 lakh.
    • The maximum loan amount for doctors is Rs.40 lakh.

    BankBazaar Diwali Flash Sale OFFERS on ICICI Personal Loan 2016

    If you are looking for more, visit BankBazaar.com. BankBazaar is a leading financial website wherein you can compare financial products and thus helps you make the financially right decision. This Diwali, they have launched a campaign for all their customers. Apply for a personal loan on BankBazaar.com and get the below gifts.

    • Avail for a personal loan on BankBazaar website and get Rs.1000 worth Goibibo Gocash. You can use this coupon against flight tickets or hotel bookings on Goibibo website. While shopping at Goibibo, you will be asked if you want to use any coupons, use your coupon code at this time.
    • Also get Amazon gift card worth Rs.1000 and redeem it while buying your favourite merchandise on Amazon website.

    The Diwali campaign launched by BankBazaar.com is valid from 6th October 2016 to 30th October 2016. Go ahead and grab the vouchers. Maybe, this is the way they say happy Diwali!

    How to avail this offer for ICICI Personal Loan

    • Visit BankBazaar.com and check if the bank you like to avail a personal loan from is participating in this campaign.
    • Apply for the loan using BankBazaar website.
    • On disbursal of your personal loan, complimentary coupons will be sent to the registered email ID.
    • You will get Rs.1000 worth of Go-cash voucher from Goibibo and Amazon gift voucher worth Rs.1000 upon loan disbursement.
    • Visit www.amazon.in to redeem the Amazon gift voucher.
    • Redeem the Go-Cash points by visiting Goibibo App.

    How to use Goibibo coupon?

    • Visit Goibibo app and navigate to ‘My Go-cash’ section on the app.
    • Use the unique coupon code given on your coupon.
    • For the expiry date, please check the coupon e-mailer.
    • The coupon is valid for 180 days from the date you enter Go-cash points to your account.
    • Please visit www.goibibo.com/gocash, for terms and condition on Go-Cash redemption.

    Terms and conditions to use Amazon coupon code:

    • Visit Amazon website or mobile app.
    • Shop as you usually do and add products you wish to purchase to your cart.
    • During the payment stage, you will have an option to use coupons if you have any.
    • Enter the coupon code provided on the voucher while billing.
    • Make sure your coupon is within the validity period.
    • For more details, visit www.amazon.com

    Additional Reading: Diwali offers on Personal Loan 2016

    Terms & Conditions:

    • Welcome to Dhamaal Diwali Offer on BankBazaar.com (“Program”), co-programmed by Amazon and Goibibo (“Merchant”) and effective from 6th October, 2016 to 30th October, 2016 (“Program Period”).
    • Get Amazon gift voucher worth Rs.500 (Rupees Five Hundred only) and Go-Cash Vouchers worth Rs.500 (Rupees Five Hundred only) (“Vouchers” / “e-Cash” interchangeably), on Approval of Credit Card product on or before 15th December, 2016.
    • Get Amazon gift voucher worth Rs.1000 (Rupees One Thousand only) and Go-Cash Vouchers worth Rs.1000 (Rupees One Thousand only) (“Vouchers” / “e-Cash” interchangeably), on Disbursal of Personal Loan product on or before 15th December, 2016.
    • Get Amazon gift voucher worth Rs.2500 (Rupees Two Thousand and five Hundred only) and Go-Cash Vouchers worth Rs.2500 (Rupees Two Thousand and five Hundred only) (“Vouchers” / “e-Cash” interchangeably), on Disbursal of Personal Loan product on or before 15th December, 2016.
    • Get Amazon gift voucher worth Rs.10,000 (Rupees Ten Thousand only) (“Vouchers”), on Disbursal of Home Loan product on or before 15th December, 2016.
    • On approval or issuance of the products as the case may be, the Vouchers and/or e-Cash will be emailed to your email address registered with BankBazaar.com. Please note that the Vouchers offered may be either promotional or gift Vouchers or both depending on the product against which they are issued. For more details of promotional Go-Cash Vouchers and usage limitations, please refer to the Go-Cash T&C below or visit www.goibibo.com. Similarly, for more details of Amazon Gift Vouchers and usage limitations, please visit www.amazon.in.
    • Descriptions of the Merchant’s Voucher advertised on BankBazaar.com are provided solely by the Merchant. BankBazaar.com does not investigate or vet any Merchant or Merchant’s Vouchers and is not responsible for any performance or quality claims associated with such description of the Merchant’s Voucher. All information provided on the Merchants Voucher is for informational purposes only and we encourage you to read all information presented on the Merchant’s website www.amazon.in and www.goibibo.com/gocash for warnings and directions that accompany the Voucher before use.
    • Redemption of the Voucher shall be completely governed by the Merchant’s Terms & Conditions and any query/claim/dispute may be referred to the Merchant alone. By use of this Voucher, you agree specifically to the terms on the Voucher and any additional terms as may be determined by the Merchant.
    • As the issuer of the Voucher, the Merchant shall be fully responsible to honour the Voucher, deliver customer services associated with it and resolve disputes, if any, in relation to the Voucher. BankBazaar.com does not make any warranty in relation to the Voucher, including, without limitation, their validity and/or value.
    • BankBazaar.com is not a party to any transaction that the Merchant and you may enter into as a result of you redeeming the Voucher. Shipment and tracking options may be stated in the Merchant terms and conditions and BankBazaar.com owns no liability on the same.
    • No Voucher requests will be entertained for any Personal Loan, Car Loan, or Home Loan product disbursed after the expiry of the time lines mentioned above.
    • No Voucher requests will be entertained for any Credit Card product approved after the expiry of the time lines mentioned above.
    • The voucher is valid for select partners only. A banner displaying the Dhamaal Diwali Badge indicates that the offer is applicable for that particular product.
    • Participants should be 18 years and above as on date of submission of their application.
    • By obtaining the Vouchers through BankBazaar, you acquire only the right to use the same as per terms and conditions stipulated therein.
    • Participant must qualify the eligibility criteria, as may be laid down by partners and which may vary on product to product basis, for being eligible to participate and avail the offers under this Program.
    • BankBazaar shall not be liable for loss or damage of the Voucher once issued. Vouchers cannot be replaced or cancelled after issue.
    • This Program is valid for 1 order per product for a customer/participant during the Program Period.
    • In addition to the above, the Voucher is subject to the terms of use of BankBazaar and these additional terms and conditions
      • No cash or credit alternative in lieu of the Voucher is available under the Program.
      • Reproduction, resale, modification or trade of Voucher is prohibited.
      • Voucher once used cannot be reused.
      • BankBazaar reserves the right to add, modify or discontinue the terms and conditions of this Program at any time without prior notice.
      • BankBazaar reserves the right to verify the eligibility of participants. By taking part in this Program, participants confirm that they accept the terms and conditions set out herein.
    • The decision with respect to purchase of any financial product like Credit Card, Personal Loan, Car Loan or Home Loan suitability or choice or the viability of any financial product or service shall always be the sole responsibility and decision of the user /subscriber/participant.
    • BankBazaar.com shall not be liable for any losses suffered by any participant/customer due to rejection of any application by the Partner Banks.
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  • Personal Loan Reviews

    • ICICI Bank Personal Loan
      "Response time has to be improved"
      0.5 1.0/5 "Really Bad"
      ICICI wan't not responded on time for Personal loan request through online channel, I have been waited around 3 to 4 days. Finally I went bank and took the loan around 1.20 lakhs at the time they done good process. I would like to suggest them to improve the response time .
      Was this review helpful? 0
      , mohali
      Reviewed on Sep 21, 2017
    • ICICI Bank Personal Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      I have approached ICICI bank for my personal loan . They have rejected my application since my account balance was low but my credit score was good. I am satisfied with their customer service and responses and the rate of interest was 13 -14% which is not bad. My overall experience was good.
      Was this review helpful? 0
      , lucknow
      Reviewed on Sep 21, 2017
    • ICICI Bank Personal Loan
      "Good service"
      0.5 1.0/5 "Really Bad"
      My loan application got rejected by the ICICI bank, saying that I have got the other EMI's to pay so that was the reason I haven't got the loan from ICICI bank. The customer service and the response was below average with ICICI bank. The rate of interest is high when compared with others banks.
      Was this review helpful? 0
      , akola
      Reviewed on Sep 21, 2017
    • ICICI Bank Personal Loan
      "Good "
      0.5 3.0/5 "Satisfactory"
      I have approached ICICI bank for my personal loan through online. They have rejected my application since I am a proprietor of my company other than that their rate of interest was average and the customer service and responses was good. I would like rate 3 out of 5 overall.
      Was this review helpful? 0
      , nellore
      Reviewed on Sep 21, 2017
    • ICICI Bank Personal Loan
      "Its Better"
      0.5 3.0/5 "Satisfactory"
      They are expecting the minimum salary of Rs.25,000 but my take home salary is around Rs.14,500. That's the reason ICICI have rejected the personal loan application. I do have other loans but ICICI is the only bank not ready sanctioned the loan.
      Was this review helpful? 0
      , khammam
      Reviewed on Sep 21, 2017
    • ICICI Bank Personal Loan
      "Approachable bank"
      0.5 3.5/5 "Pretty good"
      I applied for a personal loan application with ICICI BANK. But i asked to hold the process till i get approval for my housing loan and later i will check with the ICICI bank for a personal loan. Once my housing loan got approved i will get the loan.
      Was this review helpful? 0
      , jalandhar
      Reviewed on Sep 21, 2017
    • ICICI Bank Personal Loan
      "Approachable bank"
      0.5 5.0/5 "Blown Away!"
      Actually i was looking for a personal loan with ICICI BANK. Later i arrange the requested amount from someone so from my end i have closed the personal loan application with ICICI bank. But if i need any requirement in near future i will definitely consider this bank.
      Was this review helpful? 0
      , vapi
      Reviewed on Sep 21, 2017
    • ICICI Bank Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      Received a personal loan from ICICI bank very recently. They have disbursed my loan amount within 7 working days. The required loan amount has been disbursed by ICICI bank. The rate of interest is nominal when compared with others banks. This loan has the tenure of 3years.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 21, 2017
    • ICICI Bank Personal Loan
      "Looking for better service and offers"
      0.5 2.0/5 "Expected more"
      When I approached ICICI for the personal loan, their was no response from their end, I got a call stating, ICICI executive would come to my place to collect the documents but nobody revert back. Finally HDFC gave responded, I have processed with them. Even ICICI interest rate was also very high around 17%.
      Was this review helpful? 0
      , kollam
      Reviewed on Sep 21, 2017
    • ICICI Bank Personal Loan
      "Very good"
      0.5 5.0/5 "Blown Away!"
      ICICI is one of the leading banks also they are very costly. Interest rate charged by ICICI Bank is very high which is 18-19% for the personal loan. I am sure after 6 months customer would switch over to another bank which provides lower rate of interest as the competitive is very tough,
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 21, 2017
    • ICICI Bank Personal Loan
      "Poor service"
      0.5 1.0/5 "Really Bad"
      With ICICI BANK i have requested for a personal loan. The customer service executive told me only if i have an account with them only they can provide loan. Even after my application no one from the bank contacted me regarding the same and after a long while i did call back for the follow ups.
      Was this review helpful? 0
      , dharmapuri
      Reviewed on Sep 21, 2017
    • ICICI Bank Personal Loan
      "Need to improve service"
      0.5 3.0/5 "Satisfactory"
      The ICICI people has promised that they are going to send their executive but no one turned up so that was the reason I have arranged the amount from other source,. The rate of interest which they have offered me was nominal with ICICI bank. The Customer service need to be improve with ICICI bank.
      Was this review helpful? 0
      , secunderabad
      Reviewed on Sep 21, 2017
    • ICICI Bank Personal Loan
      "Very high on the ROI and charges"
      0.5 5.0/5 "Blown Away!"
      The process at ICICI Bank was good and it was very quick. I have taken a personal loan and customer services was good, they collected my paper work on time as well. The interest rate was very high. It was around 16%. The processing charges are also very high.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 21, 2017
    • ICICI Bank Personal Loan
      "Average Service"
      0.5 1.0/5 "Really Bad"
      The response part was very poor with ICICI bank, they gave a call after 20 days of time after I have applied for the loan. The rat of interest was nominal with ICICI bank. The customer service need to give proper response to the customer. The status of product need to be intimated to customer on time.
      Was this review helpful? 0
      , tiruchirapalli
      Reviewed on Sep 21, 2017
    • ICICI Bank Personal Loan
      "Good overall"
      0.5 4.0/5 "Great!"
      The experience at ICICI Bank was not bad it was a good experience. I got the personal loan in a week. The only drawback was I have a rate of 12.69% mentioned my loan letter and that was the same interest rate I got earlier. But when I calculate the EMI, the rate is of 13%. Though it is not a bad rate, to what I had earlier, but it would have been better if it was a transparent deal. There were auto mandate charges of Rs. 200 to 300.
      Was this review helpful? 0
      , hospet
      Reviewed on Sep 21, 2017
    • ICICI Bank Personal Loan
      "Good "
      0.5 5.0/5 "Blown Away!"
      I have approached ICICI bank for my personal loan. Their rate of interest was not up the mark which was 14-15% per annum so I have cancelled my application with them apart from that their customer service and responses was on time and immediate . My overall experience was good.
      Was this review helpful? 0
      , sonipat
      Reviewed on Sep 21, 2017
    • ICICI Bank Personal Loan
      "Average"
      0.5 2.5/5 "Just OK"
      Due to my personal reason, I have not take the personal loan with the ICICI bank. I would like to say that the response and other things are really fine and I dont have any issues with the ICICI bank till now.
      Was this review helpful? 0
      , ajmer
      Reviewed on Sep 21, 2017
    • ICICI Bank Personal Loan
      "Response part has to be improved"
      0.5 2.0/5 "Expected more"
      Bank response is not good, till now I didn't receive any call from ICICI for my personal loan process. But they already came and collected the documents on initial stage then there was no revert about the application status. I would like to suggest them to work on it.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 21, 2017
    • ICICI Bank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      Actually the place where I located is not listed under the ICICI bank eligibility criteria, so that was the reason I haven't got the loan from ICICI bank. The customer service gave prompt response in regards to my personal loan application. The rate of interest is nominal with ICICI bank when compared with others.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Sep 21, 2017
    • ICICI Bank Personal Loan
      "Average service"
      0.5 5.0/5 "Blown Away!"
      I have already hold a loan with other bank do that was the reason I have not proceed with ICICI bank personal loan application. The customer service and the response was good with ICICI bank. The rate of interest which offered was nominal with ICICI bank.
      Was this review helpful? 0
      , jalandhar
      Reviewed on Sep 21, 2017
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