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  • ICICI Personal Loan Diwali Offers Oct 2017 is Rated as "Great!" by 16796 Users

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    ICICI Personal Loan Diwali Offers Oct 2017

    ICICI Personal Loan Diwali Offers October 2017 – Grab Amazon Diwali Bonus Wali and Vantage Circle Points

    With over 4,450 branches and 14,289 ATMs across the country, ICICI Bank is one of the leading banks in India. Whether you are getting married or travelling abroad, ICICI Bank personal loans can be customised to match your financial requirements. This multi-purpose loan comes with an affordable interest rate starting from just 10.99% p.a. The interest rate for this loan is fixed according to many factors like your repayment capacity, tenure of the loan, and age of the applicant.

    Key Features of ICICI Personal Loan

    • The interest rate is charged on monthly reducing basis. The interest rate doesn’t change throughout the tenure. You can enjoy a fixed interest rate with this product.
    • No security or collateral required to avail an ICICI personal loan.
    • The tenure of the loan can range from 12 to 60 months.
    • You can avail personal loan from ICICI Bank without a guarantor and with minimum documentation.
    • ICICI Bank disburses loan within 72 hours from the time documents are submitted.
    • There are different minimum and maximum loan amount limits for doctors, professionals, and others.
    • ICICI Bank offers different types of personal loans for exclusive purposes such as wedding loan, home renovation loan, holiday loan, top-up loan, and fresher funding.

    BankBazaar Diwali Offers on ICICI Personal Loan 2017

    BankBazaar has collaborated with Amazon and Vantage Circle to provide loan applicants with exciting privileges and offers. You can make use of these promotions to enjoy the festival of lights to the fullest!

    1. Amazon Diwali Bonus Wali – ICICI Personal Loan

    When you choose to apply for an ICICI Bank personal loan on BankBazaar.com, you will receive an Amazon Diwali Bonus Wali gift voucher worth Rs.1,000. This is if your loan gets disbursed.

    How to apply for this offer?

    • You will have to visit BankBazaar.com and then proceed to the ICICI Personal Loan segment and then click the ‘Get Quote’ icon. The response time for such a loan quote is 30 minutes on the website.
    • If your personal loan application gets sanctioned and disbursed, you will get a gift voucher from Amazon worth Rs.1,000.
    • This voucher will be sent to you via email on your email ID.
    • You can visit the official website of Amazon or download the Amazon app on your smartphone, and then redeem the points available on your Amazon gift voucher.

    Terms and conditions for this offer

    • This offer is valid from October 1, 2017 until October 31, 2017.
    • This gift voucher will be provided for personal loans disbursed on or before December 15, 2017.
    • The personal loan applicant’s age should be at least 22 years old (according to the bank’s eligibility criteria).

    2. Vantage Circle Points for ICICI Personal Loan

    When you apply for any ICICI personal loan through BankBazaar.com via any promotional campaign organised by Vantage Circle, you will receive special Vantage Points worth Rs.1,000.

    How to apply for this offer?

    • You will first be required to go to the ICICI personal loan section on the BankBazaar website and then click ‘Get Quote’.
    • If your personal loan gets approved, and if you get the money in your account, you will receive the Vantage Points on your ID that is registered in the records of Vantage Circle.
    • You will then have to log on to the official website of Vantage in order to redeem your points.

    Terms and conditions for this offer

    • These particular points will be given only to those who apply for personal loans through promotional campaigns organised by Vantage Circle.
    • The loan applicant's age should be at least 22 years old (according to the bank’s eligibility criteria).
    • This particular offer is valid from September 15, 2017 until October 31, 2017.
    • You will get this voucher worth Rs.1,000 only if your personal loan product is disbursed on or before November 30, 2017.
    • You will get this offer through email on the email ID that is registered with BankBazaar.com.
    • The Vantage points will be registered with the loan applicant’s ID that is registered with Vantage Circle.

    When you get a personal loan from ICICI Bank via BankBazaar.com, you will not only receive funds, but also extra discounts and offers. Celebrate the festival of lights and new beginnings with an ICICI personal loan to meet all your expenses. You may utilise these funds to prepare yourself for the festival with sweets, decorations, home renovation, new clothes, new home appliances, and lots more!

    You will be allowed to go for a loan balance transfer facility from ICICI Bank. You can also opt for a top-up loan option if you think you need extra money for other purposes. Moreover, you can enjoy e-approval as well as door-step service when you apply through BankBazaar. This way, you can enjoy the comforts of applying for a personal loan from home sweet home itself!

    Personal Loan Reviews

    • ICICI Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      The personal loan process was good from the ICICI bank but the rate of interest and the charges were quite high and they haven't gave me any chance to negotiate. They took around 3 weeks time to disburse the loan amount. The rate of interest and the charges need to be reduced.
      Was this review helpful? 0
      , hosur
      Reviewed on May 21, 2018
    • ICICI Bank Personal Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      My personal loan was taken with ICICI bank few months back. The loan amount was 4 lakhs and the interest rate was 10.99%n which is satisfactory . The customer service and responses was very good,. The process was bit lengthy and they have take much time. They have provided door step service for collecting documents.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 20, 2018
    • ICICI Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I got the personal loan amount within a week time. The customer support service and the response is very good from the ICICI bank. The rate of interest and the charges are average with the ICICI bank when compared with others. The loan amount was low with the ICICI bank .
      Was this review helpful? 0
      , mettur
      Reviewed on May 18, 2018
    • ICICI Bank Personal Loan
      "Average service"
      0.5 4.0/5 "Great!"
      The ICICI bank support was god in regards to my personal loan application and I have got the loan amount within 10days of time. The customer support service and the response is good from the ICICI bank. The rate of interest was quite high with the ICICI bank.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 18, 2018
    • ICICI Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      My personal loan experience was good with ICICI bank, the loan amount was for Rs 2.5 lakhs with nominal interest rate when compared to other banks. The process was quick and i received my loan amount on time. Customer service was good and the tenure for this loan is 4 years.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 18, 2018
    • ICICI Bank Personal Loan
      "Not satisfied"
      0.5 1.0/5 "Really Bad"
      I have approached ICICI bank for my personal loan . I gave all my details later they said that they are not providing loans for employees and rejected my application. The loan amount was 2.5 lakhs and the interest rate was 15.99% . I am not happy with the customer service and responses .
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on May 17, 2018
    • ICICI Bank Personal Loan
      "good Expereince "
      0.5 5.0/5 "Blown Away!"
      I took a personal loan for 2 lacs from the ICICI bank. The loan was disbursed with in a week, the interest rate was 13% which was not so high. The whole application process was simple and the EMI gets reflected in my credit card outstanding. Overall It was good experience.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 17, 2018
    • ICICI Bank Personal Loan
      "Excellent service"
      0.5 4.0/5 "Great!"
      The rate of interest and the charges are bit high with the ICICI bank personal loan services. The fore closure charges were high with the ICICI bank and they are collecting up to 5% . The customer support service and the response is good from the ICICI bank.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 16, 2018
    • ICICI Bank Personal Loan
      "No partpayment for personal loan"
      0.5 3.5/5 "Pretty good"
      I have taken a personal loan from ICICI bank and the disbursed loan amount was 7.52 lakhs. The rate of interest was 11.29%. The monthly emi is 8500 for tenure of 5years.There was a no processing fee. Pre closure facility is there but they don't have the option of part payment, for that i am not satisfied with ICICI bank.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 16, 2018
    • ICICI Bank Personal Loan
      "Quick Service"
      0.5 4.5/5 "Excellent!"
      I took a personal loan for 2 Lacs from ICICI. They offered the personal loan at an interest rate of 14%. The application process was really easy and hassle free. I never had any issues with their services. Overall it was a good experience taking loan from ICICI
      Was this review helpful? 0
      , new delhi
      Reviewed on May 16, 2018
    • ICICI Bank Personal Loan
      "Below Average service"
      0.5 1.0/5 "Really Bad"
      I have applied for the personal loan via a financial website, and the ICICI bank rejected my loan application saying that the repayment period is short so they have cancelled the application. The ICICI bank need to fulfill the customer query.
      Was this review helpful? 0
      , mysore
      Reviewed on May 16, 2018
    • ICICI Bank Personal Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      I recently got the home loan , so that was the reason I have closed the personal loan application with the ICICI bank. The service was good from the ICICI bank they gave me better response . The customer support service is pretty good from the ICICI bank.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 16, 2018
    • ICICI Bank Personal Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      I recently got the home loan , so that was the reason I have closed the personal loan application with the ICICI bank. The service was good from the ICICI bank they gave me better response . The customer support service is pretty good with the ICICI bank.
      Was this review helpful? 0
      , jaipur
      Reviewed on May 16, 2018
    • ICICI Bank Personal Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      The ICICI bank was about to approve the personal loan and they have sent their executives to collect the documents , but I am not available to submit the documents on time , so that was the reason I haven't got the personal loan from ICICI bank. The customer support service and the response is average with the ICICI bank. The rate of interest and the charges are average here.
      Was this review helpful? 0
      , jaipur
      Reviewed on May 16, 2018
    • ICICI Bank Personal Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I have applied for the personal loan with the ICICI bank and the service was good average from them . I have cancelled the application due to my personal reasons, but the rate of interest which they have offered was quite high when compared with other banks.
      Was this review helpful? 0
      , chennai
      Reviewed on May 16, 2018
    • ICICI Bank Personal Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      I have taken this loan amount almost six months back, the services which they have provided me was all very good. The loan amount was also pretty good and i was pretty satisfied with it. It was a fast process and was quick in getting. The rate of interest was only a little high.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on May 15, 2018
    • ICICI Bank Personal Loan
      "High on ROI and charges"
      0.5 3.0/5 "Satisfactory"
      It was not a up to the mark experience with ICICI Bank for the personal loan. The bank informed me a status update only after ten days. I had to follow up for the same. The rate of interest is around 17% and the processing charges is also on the higher.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 14, 2018
    • ICICI Bank Personal Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I have been using the same institution for most of my banking and transaction account where in which was the main reason to choose to go with them for the personal loan. The rate of interest which they have offered was okay during the time they had provided it. The response from the customer service team was good, and i have not faced any issues during the process.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 13, 2018
    • ICICI Bank Personal Loan
      "Good service"
      0.5 2.0/5 "Expected more"
      There was a need in the finance for the maintenance of my home where in which i had applied for this loan. The rate of interest which they had offered was satisfactory and i was also sure about clearing the loan because of the less premium amount. There has been good follow ups from their end and the document submission was quite easy and smooth.
      Was this review helpful? 0
      , kochi
      Reviewed on May 12, 2018
    • ICICI Bank Personal Loan
      "Average service"
      0.5 2.0/5 "Expected more"
      It has been all average with the services which they have provided when i had applied for the particular personal loan. It was a good experience though. the customer service was not up to the mark where there was no reason intimated me before closing it.
      Was this review helpful? 0
      , phaltan
      Reviewed on May 12, 2018
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