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  • ICICI Personal Loan Diwali Offers Nov 2018 is Rated as "Great!" by 17233 Users

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    ICICI Personal Loan Diwali Offers Nov 2018

    ICICI Personal Loan Diwali Offers November 2018 – Grab Amazon Diwali Bonus Wali

    With over 4,867 branches and 14,367 ATMs across the country, ICICI Bank is one of the leading banks in India. Whether you are getting married or travelling abroad, ICICI Bank personal loans can be customised to match your financial requirements. This multi-purpose loan comes with an affordable interest rate starting from 10.99% p.a. The interest rate for this loan is determined according to multiple factors such as your repayment capacity, tenure of the loan, and age of the applicant.

    Key Features of ICICI Personal Loan

    • The interest rate is charged on a monthly reducing basis. The interest rate doesn’t change throughout the tenure. You can enjoy a fixed interest rate with this product.
    • No security or collateral required to avail an ICICI personal loan.
    • The tenure of the loan can range from 12 to 60 months.
    • You can avail personal loan from ICICI Bank without a guarantor and with minimum documentation.
    • ICICI Bank disburses loan within 72 hours from the time documents are submitted.
    • There are different minimum and maximum loan amount limits for doctors, professionals, and others.
    • ICICI Bank offers different types of personal loans for exclusive purposes such as wedding loan, home renovation loan, holiday loan, top-up loan, and fresher funding.

    BankBazaar Diwali Offers on ICICI Personal Loan 2018

    BankBazaar has collaborated with Amazon to provide loan applicants with exciting privileges and offers. You can make use of these promotions to enjoy the festival of lights to the fullest!

    Amazon Diwali Bonus Wali – ICICI Personal Loan

    When you choose to apply for an ICICI Bank personal loan on BankBazaar.com, you will receive an Amazon Diwali Bonus Wali gift voucher worth Rs.750. This is only applicable for when your loan gets approved/disbursed/issued.

    How to apply for this offer?

    • You will have to visit www.bankbazaar.com  or the mobile application of Bankbazaar, and then proceed to the ICICI Personal Loan segment and then click on the ‘Get Quote’ icon. The response time for such a loan quote is 30 minutes on the website.
    • If your personal loan application gets sanctioned and disbursed, you will get a gift voucher from Amazon worth Rs.750.
    • This voucher will be sent to you via email on your email ID provided at the time of submitting the application for personal loan on either Bankbazaar’s website or mobile app.
    • You can visit the official website of Amazon or download the Amazon app on your smartphone, and then redeem the points available on your Amazon gift voucher.

    Terms and conditions for this offer

    • This offer is valid from 1 November 2018 until 30 November 2018.
    • Amazon gift vouchers worth Rs.750 will be given if personal loan is disbursed by ICICI bank on or before 15 January 2019.
    • The personal loan applicant’s age should be at least 22 years old (according to the bank’s eligibility criteria).
    • The voucher will be sent to the respective customer/applicant within a timeframe of thirty working days of disbursal of the personal loan, once Bankbazaar receives the bank’s confirmation.
    • The voucher is applicable for a select few products only.
    • Once the personal loan of the applicant has been approved by the bank, the vouchers will be emailed thereafter to the applicant’s email ID provided at the time of submitting the application with respect to the said product application.

    When you get a personal loan from ICICI Bank via BankBazaar.com, you will not only receive funds, but also extra discounts and offers. Celebrate the festival of lights and new beginnings with an ICICI personal loan to meet all your expenses. You may utilise these funds to prepare yourself for the festival with sweets, decorations, home renovation, new clothes, new home appliances, and lots more! You will be allowed to go for a loan balance transfer facility from ICICI Bank. You can also opt for a top-up loan option if you think you need extra money for other purposes. Moreover, you can enjoy e-approval as well as door-step service when you apply through BankBazaar. This way, you can enjoy the comforts of applying for a personal loan from home sweet home itself!

    Personal Loan Reviews

    • ICICI Bank Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have been holding my personal loan with ICICI bank, they have provided Excellent service, like i did not face any difficulty in documentation part they have given me loan amount up to 45,000, and they have charged rate of interest up to 14% it is nominal for me and they have charged processing fee up nominal even they said took charges for insurance from loan up to 5000, there service was good.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 15, 2018
    • ICICI Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      My personal loan was taken with ICICI BANK , i got preclosere option with this bank , I ma not happy with the process it took much time to dispose the loan . They gave 5year of tenure period . They charge nominal interest rate but processing was too high with this bank .
      Was this review helpful? 0
      , hosur
      Reviewed on Nov 15, 2018
    • ICICI Bank Personal Loan
      "Awesome Experience"
      0.5 5.0/5 "Blown Away!"
      Since i'm holding the salary account with ICICI, i have selected this company this for personal loan. They have taken 2.5% as a processing fee and they have provided the interest rate of 14.5%. I have received the loan on time. The documentation process was good. There is no charges for the pre-closure and there are some charges for partial payment.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 15, 2018
    • ICICI Bank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      My personal loan was taken with ICICI BANK , they gave 5year of tenure period . They charge very high rate of interest and processing fee .The experience with this bank is pretty good , i did not face any issue at the time of documentation even the process was very quick
      Was this review helpful? 0
      , chandigarh
      Reviewed on Nov 15, 2018
    • ICICI Bank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have been holding my personal loan with ICICI bank recently,The loan amount they have given me was not sufficient they have deducted 10,000 and i asked for top up they said after 6 months only now i am not eligible to take top up loan and the rate of interest and processing fee was nominal and i took this loan for 5 years , there was delay in getting my loan due to dussera holiday but i got loan after my follow ups from the bank.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 15, 2018
    • ICICI Bank Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have been holding my personal loan with ICICI bank recently, the loan amount they have given me was up to 3,00,000 it was sufficient for me and the rate of interest which they have charge me is nominal and processing fee they have charged up to 4000 which was nominal for me and i took this loan for 4 years and i have already refer to my friends they have also applied for this bank.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 15, 2018
    • ICICI Bank Personal Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I have been holding my personal loan with ICICI bank recently, the loan amount was sufficient for me, the rate of interest they have charged me was nominal they have charged up to 11.25% and processing fee they have charged me but i dont have proper information how much they have charged and there was no problem in documentation part , overall service was good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 15, 2018
    • ICICI Bank Personal Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I have been holding my personal loan with ICICI bank recently, the loan amount was sufficient for me, the rate of interest they have charged me was high they have charged up to 15.5% and processing fee they have charged me up to 2500 plus gst and there service was okay, i face some difficulty in documentation part and there service is not up to the mark.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 15, 2018
    • ICICI Bank Personal Loan
      "Better"
      0.5 5.0/5 "Blown Away!"
      The customer service and response was very good in ICICI BANK. The loan process was happened very fast. My documents was submitted to executive and online. There is no option for part payment and pre closure. Every month I pay around 10K through net banking. The loan duration is 5 years. The interest rate was fine.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 15, 2018
    • ICICI Bank Personal Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      I have been holding my personal loan with ICICI bank recently, the loan amount was sufficient for me, the rate of interest they have charged me was bit high they have charged up to 15.5% and processing fee they have charged me was 4% that is 5000 it was bit high in other bank processing fee is 4000 and there customer service is very co-operative.
      Was this review helpful? 1
      , bangalore
      Reviewed on Nov 14, 2018
    • ICICI Bank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      My personal loan was taken with ICICI BANK , where i have applied for the loan previously and using it from past few months. I am satisfied with the services of this bank because they done the process very quick . The tenure period is 5year . Rate of interest charged by them is nominal .
      Was this review helpful? 1
      , mumbai
      Reviewed on Nov 14, 2018
    • ICICI Bank Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have been using my personal loan with ICICI bank recently, the loan amount they have given me was sufficient it was more than my expectation they have given me and the rate of interest they have charged me up to 18% it is quite high and they processing fee they have charge me up to 9000 it is nominal and documentation part went smoothly, till now service was good.
      Was this review helpful? 1
      , mumbai
      Reviewed on Nov 14, 2018
    • ICICI Bank Personal Loan
      "Average service"
      0.5 5.0/5 "Blown Away!"
      I have been applied for ICICI bank personal loan recently, the loan amount which they have given me was sufficient they have given me up to 1,32,000 and the rate of interest they have charged me was up to 15.75% it is too high and there processing fee they have charged me was nominal but they had forcefully ask me to take insurance from this bank loan i need to give 4000 like my loan amount was approved up to 1,40,000 they deduct 4000 as insurance even in documentation part i had face lot of problem.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 14, 2018
    • ICICI Bank Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have been holding my personal loan with ICICI bank recently, the loan amount they have given me was sufficient how much i had expected they have given me and there rate of interest they have charged me was nominal and there processing fee was nominal only there was no delay in loan amount and the documentation part went smoothly.
      Was this review helpful? 0
      , dariba
      Reviewed on Nov 14, 2018
    • ICICI Bank Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have been using my personal loan with ICICI bank recently, the loan amount they have given me was not sufficient i was expecting more, they have given me and the rate of interest they have charge was nominal and they processing fee they have charge me was nominal and documentation part went smoothly, till now service was good.
      Was this review helpful? 0
      , gandhidham
      Reviewed on Nov 14, 2018
    • ICICI Bank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have been using my personal loan with ICICI bank recently, the loan amount they have given me was not sufficient , they have given me up to 1,00,000 i had expected more and the rate of interest they have charged me up to 15.7% it is nominal and they processing fee they have charge me up to 3000 it is little high and there was a bit delay in the loan.
      Was this review helpful? 0
      , vijayawada
      Reviewed on Nov 14, 2018
    • ICICI Bank Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have been using my personal loan with ICICI bank recently, the loan amount they have given me was sufficient how much i had expected i got and the rate of interest they have charged me up to 15% it is nominal and they processing fee they have charge me up to 5000 it is nominal for me and there was 1 delay in getting my loan but was okay i got it and there overall service is good.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 14, 2018
    • ICICI Bank Personal Loan
      "Very Good Service"
      0.5 4.0/5 "Great!"
      It was a good experience i had with this loan where the loan amount which they had provided has been satisfactory as well. The interest rate has been around 14% which has been nominal when compared with the market rate and their customer support has been helpful during the process.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Nov 14, 2018
    • ICICI Bank Personal Loan
      "Good in Need"
      0.5 4.0/5 "Great!"
      I have salary account with ICICI. The point where i was impressed with ICICI , i was in a need of personal loan and i had applied with ICICI, they processed my application in a minute.Wow, it was wonderful to experience, when banks understands your need and be loyal to you , you start treating them the same. I pay my payments before time and i hold a good reputation with Bank.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 14, 2018
    • ICICI Bank Personal Loan
      "Very Good Service"
      0.5 5.0/5 "Blown Away!"
      I had chosen to go with them since i already was having a loan experience with them and i was a previous employee of them. The process in getting this loan has been easy and it took just 3-4 days, the loan amount which they had provided has been satisfactory. The interest rate with them has been nice and the processing fee has been nominal.
      Was this review helpful? 0
      , erode
      Reviewed on Nov 14, 2018
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