Multiple banks. Different interest rates. Call it a "conflict of interest".
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  • ICICI Personal Loan Diwali Offers Oct 2017 is Rated as "Great!" by 16249 Users

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    ICICI Personal Loan Diwali Offers Oct 2017

    ICICI Personal Loan Diwali Offers October 2017 – Grab Amazon Diwali Bonus Wali and Vantage Circle Points

    With over 4,450 branches and 14,289 ATMs across the country, ICICI Bank is one of the leading banks in India. Whether you are getting married or travelling abroad, ICICI Bank personal loans can be customised to match your financial requirements. This multi-purpose loan comes with an affordable interest rate starting from just 10.99% p.a. The interest rate for this loan is fixed according to many factors like your repayment capacity, tenure of the loan, and age of the applicant.

    Key Features of ICICI Personal Loan

    • The interest rate is charged on monthly reducing basis. The interest rate doesn’t change throughout the tenure. You can enjoy a fixed interest rate with this product.
    • No security or collateral required to avail an ICICI personal loan.
    • The tenure of the loan can range from 12 to 60 months.
    • You can avail personal loan from ICICI Bank without a guarantor and with minimum documentation.
    • ICICI Bank disburses loan within 72 hours from the time documents are submitted.
    • There are different minimum and maximum loan amount limits for doctors, professionals, and others.
    • ICICI Bank offers different types of personal loans for exclusive purposes such as wedding loan, home renovation loan, holiday loan, top-up loan, and fresher funding.

    BankBazaar Diwali Offers on ICICI Personal Loan 2017

    BankBazaar has collaborated with Amazon and Vantage Circle to provide loan applicants with exciting privileges and offers. You can make use of these promotions to enjoy the festival of lights to the fullest!

    1. Amazon Diwali Bonus Wali – ICICI Personal Loan

    When you choose to apply for an ICICI Bank personal loan on BankBazaar.com, you will receive an Amazon Diwali Bonus Wali gift voucher worth Rs.1,000. This is if your loan gets disbursed.

    How to apply for this offer?

    • You will have to visit BankBazaar.com and then proceed to the ICICI Personal Loan segment and then click the ‘Get Quote’ icon. The response time for such a loan quote is 30 minutes on the website.
    • If your personal loan application gets sanctioned and disbursed, you will get a gift voucher from Amazon worth Rs.1,000.
    • This voucher will be sent to you via email on your email ID.
    • You can visit the official website of Amazon or download the Amazon app on your smartphone, and then redeem the points available on your Amazon gift voucher.

    Terms and conditions for this offer

    • This offer is valid from October 1, 2017 until October 31, 2017.
    • This gift voucher will be provided for personal loans disbursed on or before December 15, 2017.
    • The personal loan applicant’s age should be at least 22 years old (according to the bank’s eligibility criteria).

    2. Vantage Circle Points for ICICI Personal Loan

    When you apply for any ICICI personal loan through BankBazaar.com via any promotional campaign organised by Vantage Circle, you will receive special Vantage Points worth Rs.1,000.

    How to apply for this offer?

    • You will first be required to go to the ICICI personal loan section on the BankBazaar website and then click ‘Get Quote’.
    • If your personal loan gets approved, and if you get the money in your account, you will receive the Vantage Points on your ID that is registered in the records of Vantage Circle.
    • You will then have to log on to the official website of Vantage in order to redeem your points.

    Terms and conditions for this offer

    • These particular points will be given only to those who apply for personal loans through promotional campaigns organised by Vantage Circle.
    • The loan applicant's age should be at least 22 years old (according to the bank’s eligibility criteria).
    • This particular offer is valid from September 15, 2017 until October 31, 2017.
    • You will get this voucher worth Rs.1,000 only if your personal loan product is disbursed on or before November 30, 2017.
    • You will get this offer through email on the email ID that is registered with BankBazaar.com.
    • The Vantage points will be registered with the loan applicant’s ID that is registered with Vantage Circle.

    When you get a personal loan from ICICI Bank via BankBazaar.com, you will not only receive funds, but also extra discounts and offers. Celebrate the festival of lights and new beginnings with an ICICI personal loan to meet all your expenses. You may utilise these funds to prepare yourself for the festival with sweets, decorations, home renovation, new clothes, new home appliances, and lots more!

    You will be allowed to go for a loan balance transfer facility from ICICI Bank. You can also opt for a top-up loan option if you think you need extra money for other purposes. Moreover, you can enjoy e-approval as well as door-step service when you apply through BankBazaar. This way, you can enjoy the comforts of applying for a personal loan from home sweet home itself!

    Personal Loan Reviews

    • ICICI Bank Personal Loan
      "Better"
      0.5 3.0/5 "Satisfactory"
      Customer service is okay one with the ICICI bank and the response is good one for the personal loan. The loan amount got disbursed within four days of time, also the services are better one with the ICICI bank and I have not faced any issues with them.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 23, 2017
    • ICICI Bank Personal Loan
      "Average"
      0.5 1.0/5 "Really Bad"
      Customer service and other things are quite good one for me with the ICICI bank and the response is fine one. I would like to say that the rate of interest is fine one with the ICICI bank, also I have not faced any hiccups on it.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 23, 2017
    • ICICI Bank Personal Loan
      "Needs to improve"
      0.5 1.0/5 "Really Bad"
      I have applied for the personal loan from ICICI bank, my loan application was close because there was no proper follow up done after the application was submitted. Customer service part was not up to the mark, there was no response from them and they did not follow up further. The rate of interest is nominal when compared to other banks.
      Was this review helpful? 0
      , bareilly
      Reviewed on Nov 22, 2017
    • ICICI Bank Personal Loan
      "Unhappy with the services. "
      0.5 2.0/5 "Expected more"
      ICICI Bank has contacted me initially for the personal loan. They did not collect the documents and after which the bank has rejected the loan without giving me any reason for it. Not sure on the interest rate and processing charges. I am not happy with the is experience.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 22, 2017
    • ICICI Bank Personal Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      ICICI Bank is overall good in the response. I had applied for a personal loan and they contacted me on time and informed me the necessary details. I could not proceed ahead because I did not have the pay slip as requested. The interest rate and charges are very much normal.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 22, 2017
    • ICICI Bank Personal Loan
      "Good. Can do better"
      0.5 3.0/5 "Satisfactory"
      ICICI Bank is overall good but can be better in the customer services. They can be more quick in the process. The rate of interest is normal and the processing charges is also normal. It was for a personal loan and the after loan services are good overall.
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 21, 2017
    • ICICI Bank Personal Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I have applied for the personal loan from ICICI bank, my loan application was closed because the rate of interest was way high when compared to other banks. They initially said that ROI will be 11% and later on they changed to 15%, there was no proper guidance. Customer service was not up to the mark and they did not respond in time.
      Was this review helpful? 0
      , jhajjar
      Reviewed on Nov 21, 2017
    • ICICI Bank Personal Loan
      "Needs to improve with ROI"
      0.5 3.0/5 "Satisfactory"
      I have applied for the personal loan from ICICI bank, my loan application was closed because after submitting the documents, they were supposed to send an OTP and also there was a network issue so the application was closed. Customer service was good and they responded on time. The rate of interest was high when compared to other banks.
      Was this review helpful? 0
      , guwahati
      Reviewed on Nov 20, 2017
    • ICICI Bank Personal Loan
      "Good response"
      0.5 4.0/5 "Great!"
      I got good response from ICICI bank end, but at that time i had no requirement so i close the loan application with ICICI. In future if i am planning to take a loan the i could definitely consider ICICI. They response from their end was really good.
      Was this review helpful? 0
      , meerut
      Reviewed on Nov 20, 2017
    • ICICI Bank Personal Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      I have taken a personal loan with ICICI bank the loan amount is 5 lakhs.the rate if interest is 12.75% nominal like other banks.They had deducted 2% as processing fees from the principal amount,foreclosure is 5% including GST.No part payment option is avialible with this bank.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Nov 20, 2017
    • ICICI Bank Personal Loan
      "Looking for better service"
      0.5 3.0/5 "Satisfactory"
      ICICI have rejected my personal loan request without giving any proper information. They told as per their internal norms they have closed the request. Even ICICI bank interest rate is quite higher than other bank. I am not fine with them, hence I wont suggest this service.
      Was this review helpful? 0
      , nuzvid
      Reviewed on Nov 20, 2017
    • ICICI Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have applied for the personal loan from ICICI bank, my loan application was closed because the company was not listed in their norms. The customer service from ICICI bank was good and they responded on time. The rate of interest was nominal when compared to other banks.
      Was this review helpful? 0
      , mohali
      Reviewed on Nov 20, 2017
    • ICICI Bank Personal Loan
      "Poor service"
      0.5 1.0/5 "Really Bad"
      I have applied for a personal loan with ICICI bank. They collected the documents by next day but they rejected my personal loan application stating that my address is not in their serviceable area list but for namesake they called me and collected the documents.
      Was this review helpful? 0
      , jammu
      Reviewed on Nov 20, 2017
    • ICICI Bank Personal Loan
      "No proper response"
      0.5 4.0/5 "Great!"
      I have applied for a personal loan with ICIC bank. I got the call once and confirmed me with the application and later they come to collect the documents. After that one one contacted me. They did not gave me any reason. Later my application got closed.
      Was this review helpful? 0
      , anuppur
      Reviewed on Nov 20, 2017
    • ICICI Bank Personal Loan
      "Needs to improve"
      0.5 1.0/5 "Really Bad"
      I have applied for the personal loan from ICICI bank, my loan application was closed because they were asking to take the insurance policy mandatory and also to open a savings account with this bank. Customer service was not up to the mark, their is no option for not to take an insurance policy. The rate of interest is way high when compared to other banks.
      Was this review helpful? 0
      , bhuj
      Reviewed on Nov 20, 2017
    • ICICI Bank Personal Loan
      "Good customer service"
      0.5 3.0/5 "Satisfactory"
      I have applied for the personal loan from ICICI bank, my loan application was closed because i have taken loan from other source. When it comes to customer service, it was good, they responded on time and also followed up correctly. The rate of interest was way high when compared to other sources in the market.
      Was this review helpful? 0
      , noida
      Reviewed on Nov 20, 2017
    • ICICI Bank Personal Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I had applied for a personal loan with ICICI bank. They collected the documents the next day but there was no proper response from the bank end as well as from the reporting manager. Later he didn't call me to inform this but they disbursed my loan after some days.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 20, 2017
    • ICICI Bank Personal Loan
      "Poor Service"
      0.5 1.0/5 "Really Bad"
      I have applied for a personal loan with ICICI bank. They collected the documents by next day but ICICI bank rejected my loan application stating that my salary is Rs. 18000 less than their loan eligibility criteria they told all this after my documentation process got over.
      Was this review helpful? 0
      , jodhpur
      Reviewed on Nov 20, 2017
    • ICICI Bank Personal Loan
      "Average Service"
      0.5 3.0/5 "Satisfactory"
      I have applied for a personal loan with ICICI bank. They collected the documents by next day and said that the loan will be disbursed within 1 week but done in 3 weeks of time. They offered me the loan with 10.99% as the rate of interest and the processing fees was Rs. 1500 which is also little high. And no status was given properly to me, I followed up from my side.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 20, 2017
    • ICICI Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have applied for a personal loan with ICICI bank. They collected the documents within 2 days itself and they took lot of time to approve the loan and disbursed my funds after follow up was done repeatedly from my end. I don't remember how much is the rate of interest and the processing fees.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 20, 2017
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