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  • ICICI Personal Loan Diwali Offers Oct 2017 is Rated as "Great!" by 16969 Users

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    ICICI Personal Loan Diwali Offers Oct 2017

    ICICI Personal Loan Diwali Offers October 2017 – Grab Amazon Diwali Bonus Wali and Vantage Circle Points

    With over 4,450 branches and 14,289 ATMs across the country, ICICI Bank is one of the leading banks in India. Whether you are getting married or travelling abroad, ICICI Bank personal loans can be customised to match your financial requirements. This multi-purpose loan comes with an affordable interest rate starting from just 10.99% p.a. The interest rate for this loan is fixed according to many factors like your repayment capacity, tenure of the loan, and age of the applicant.

    Key Features of ICICI Personal Loan

    • The interest rate is charged on monthly reducing basis. The interest rate doesn’t change throughout the tenure. You can enjoy a fixed interest rate with this product.
    • No security or collateral required to avail an ICICI personal loan.
    • The tenure of the loan can range from 12 to 60 months.
    • You can avail personal loan from ICICI Bank without a guarantor and with minimum documentation.
    • ICICI Bank disburses loan within 72 hours from the time documents are submitted.
    • There are different minimum and maximum loan amount limits for doctors, professionals, and others.
    • ICICI Bank offers different types of personal loans for exclusive purposes such as wedding loan, home renovation loan, holiday loan, top-up loan, and fresher funding.

    BankBazaar Diwali Offers on ICICI Personal Loan 2017

    BankBazaar has collaborated with Amazon and Vantage Circle to provide loan applicants with exciting privileges and offers. You can make use of these promotions to enjoy the festival of lights to the fullest!

    1. Amazon Diwali Bonus Wali – ICICI Personal Loan

    When you choose to apply for an ICICI Bank personal loan on BankBazaar.com, you will receive an Amazon Diwali Bonus Wali gift voucher worth Rs.1,000. This is if your loan gets disbursed.

    How to apply for this offer?

    • You will have to visit BankBazaar.com and then proceed to the ICICI Personal Loan segment and then click the ‘Get Quote’ icon. The response time for such a loan quote is 30 minutes on the website.
    • If your personal loan application gets sanctioned and disbursed, you will get a gift voucher from Amazon worth Rs.1,000.
    • This voucher will be sent to you via email on your email ID.
    • You can visit the official website of Amazon or download the Amazon app on your smartphone, and then redeem the points available on your Amazon gift voucher.

    Terms and conditions for this offer

    • This offer is valid from October 1, 2017 until October 31, 2017.
    • This gift voucher will be provided for personal loans disbursed on or before December 15, 2017.
    • The personal loan applicant’s age should be at least 22 years old (according to the bank’s eligibility criteria).

    2. Vantage Circle Points for ICICI Personal Loan

    When you apply for any ICICI personal loan through BankBazaar.com via any promotional campaign organised by Vantage Circle, you will receive special Vantage Points worth Rs.1,000.

    How to apply for this offer?

    • You will first be required to go to the ICICI personal loan section on the BankBazaar website and then click ‘Get Quote’.
    • If your personal loan gets approved, and if you get the money in your account, you will receive the Vantage Points on your ID that is registered in the records of Vantage Circle.
    • You will then have to log on to the official website of Vantage in order to redeem your points.

    Terms and conditions for this offer

    • These particular points will be given only to those who apply for personal loans through promotional campaigns organised by Vantage Circle.
    • The loan applicant's age should be at least 22 years old (according to the bank’s eligibility criteria).
    • This particular offer is valid from September 15, 2017 until October 31, 2017.
    • You will get this voucher worth Rs.1,000 only if your personal loan product is disbursed on or before November 30, 2017.
    • You will get this offer through email on the email ID that is registered with BankBazaar.com.
    • The Vantage points will be registered with the loan applicant’s ID that is registered with Vantage Circle.

    When you get a personal loan from ICICI Bank via BankBazaar.com, you will not only receive funds, but also extra discounts and offers. Celebrate the festival of lights and new beginnings with an ICICI personal loan to meet all your expenses. You may utilise these funds to prepare yourself for the festival with sweets, decorations, home renovation, new clothes, new home appliances, and lots more!

    You will be allowed to go for a loan balance transfer facility from ICICI Bank. You can also opt for a top-up loan option if you think you need extra money for other purposes. Moreover, you can enjoy e-approval as well as door-step service when you apply through BankBazaar. This way, you can enjoy the comforts of applying for a personal loan from home sweet home itself!

    Personal Loan Reviews

    • ICICI Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a personal loan with ICICI bank and my loan experience was good, the loan amount was for Rs 2 lakhs with nominal interest rate when compared to other banks. I received my loan amount on time and there are no preclosure charges. The tenure period for this loan is 2 years.
      Was this review helpful? 2
      , ahmedabad
      Reviewed on Jul 12, 2018
    • ICICI Bank Personal Loan
      "Go for it"
      0.5 5.0/5 "Blown Away!"
      ICICI is extremely is good in all their products. I have purchased this personal loan 4 months back. They have provided me interest rate 14.75% which is very nominal and processing fee is Rs. 2000. I used to pay the EMI of Rs. 4850. Actually i have applied two times with ICICI due to credit score it got rejected for the first time and the second time it got approved. They are providing the excellent customer care services.
      Was this review helpful? 2
      , surat
      Reviewed on Jul 12, 2018
    • ICICI Bank Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      The process in getting this loan from them had been good and the loan amount which they had provided had been satisfactory. The interest rate has not been too much high or too much low when compared with the market. There has not been any issues faced and their customer support also had been very good where they had been helpful at times.
      Was this review helpful? 2
      , bangalore
      Reviewed on Jul 12, 2018
    • ICICI Bank Personal Loan
      "Above average service"
      0.5 2.0/5 "Expected more"
      I have taken a personal loan from the ICICI bank for 3 lacs. There were hidden charges, The interest was also higher, overall it hasn't been a good experience taking personal loan from the ICICI bank. They need to get ride of additional hidden charges.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jul 11, 2018
    • ICICI Bank Personal Loan
      "Very good"
      0.5 4.0/5 "Great!"
      My personal loan was taken with ICICI bank 1 year back. The loan amount was 3,20,000 and the interest rate was but high than other banks. The tenure period was 4 years . The customer service and responses was up to the mark. I had a smooth documentation also. The processing fee was also nominal.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 11, 2018
    • ICICI Bank Personal Loan
      "Good Service"
      0.5 4.5/5 "Excellent!"
      I've taken a personal loan from the ICICI bank for 4 Lacs, I got the loan with in week, the interest rate is low. I am paying an EMI of 9000 per month. It has been a pleasant loan experience with the ICICI bank. I never faced any issues during the application.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 10, 2018
    • ICICI Bank Personal Loan
      "Average Service"
      0.5 3.0/5 "Satisfactory"
      I took a personal loan from the ICICI bank for 1.5 lacs. The interest rate was pretty high when comparing to other loan experiences I have and other than that there were no issues with the loan experience. They need to lower their interest rates and keep it in par with the market rate.
      Was this review helpful? 0
      , pune
      Reviewed on Jul 10, 2018
    • ICICI Bank Personal Loan
      "Easy to get a loan"
      0.5 4.0/5 "Great!"
      I have got a insta loan service against the ICICI credit card. The customer care servicer is awesome. I have purchased this insta loan in the year of February 2017. I have got a loan amount of 2 lakhs. They have offered me a interest rate of 13% and processing fee is 2.5%. I used to pay the EMI amount of Rs. 9800 every month. Its easy to get a loan from ICICI. I did not provided any documents for this loan. Within 4 working days i have received the loan. We can foreclose this loan without any charges.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jul 10, 2018
    • ICICI Bank Personal Loan
      "Average services"
      0.5 2.0/5 "Expected more"
      This service is so long. Its a time taking process. There is no proper response form the bank as well as the customer care. I have applied the loan amount of around 2 lakhs. They have offered me a interest rate of 12.5%. They have provided me a 1.80 lakhs they have demanding for many documents many times. The executive already collected the documents even though they have asked me to submit the documents thats the main reason i refused the loan. Still now they have not return my documents of PAN card, Aadhar card and cheque
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Jul 10, 2018
    • ICICI Bank Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I had a plan to take my home loan with ICICI bank but simultaneously i am looking for some other sources also.I am looking or 30 lakhs loan mount here . Their customer service and responsiveness was really satisfactory so its recommendable.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 07, 2018
    • ICICI Bank Personal Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      I have my personal loan application approved with ICICI bank and my experience was good, the loan amount was for Rs 1 lakh with 11% interest rate which is nominal rate in the market. Customer service was good and they followed up on time. The tenure for this loan is 5 years.
      Was this review helpful? 0
      , ulhasnagar
      Reviewed on Jul 06, 2018
    • ICICI Bank Personal Loan
      "Not satisfied"
      0.5 3.0/5 "Satisfactory"
      My application with ICICI bank for personal loan was rejected, the reason why the application was rejected is because my salary is less than Rs 15000. Customer service was good and their response was prompt. The rate of interest was nominal when compared to other banks.
      Was this review helpful? 0
      , amritsar
      Reviewed on Jul 06, 2018
    • ICICI Bank Personal Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      I had a plan to taken my personal loan with ICICI bank. My application was rejected due to my low salary . Their customer service and responsiveness was not good at all.I was looking for 1 lakh loan amount here .My overall experience was average .
      Was this review helpful? 0
      , chennai
      Reviewed on Jul 06, 2018
    • ICICI Bank Personal Loan
      "Needs to improve on customer service"
      0.5 1.0/5 "Really Bad"
      I have applied for the personal loan from ICICI bank, my loan application was closed because there was no proper response from the customer service of ICICI bank. They collected documents but after that there was no follow up done. The rate of interest was little high when compared to others.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jul 06, 2018
    • ICICI Bank Personal Loan
      "Documentation process very bad"
      0.5 5.0/5 "Blown Away!"
      I have applied a personal loan of 4 lakhs but it got rejected due to the salary structure. They were looking for a salary around 40 K. They have provided me a interest rate of 9.2% to 10%. They told me that about the normal processing fee which is 1700. I have applied the loan 2 months before. The documentation i have done through online. I never called the customer care service of ICICI. They have not intimated about the eligibility salary amount before collecting the documents.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jul 06, 2018
    • ICICI Bank Personal Loan
      "Not satisfied"
      0.5 2.0/5 "Expected more"
      I have applied for the personal loan from ICICI bank, the loan application was closed because of the salary issue, the salary is less than the expected to meet the eligibility. Customer service was not up to the mark with ICICI bank and the rate of interest of 16% is way high when compared to others.
      Was this review helpful? 0
      , secunderabad
      Reviewed on Jul 06, 2018
    • ICICI Bank Personal Loan
      "Documentation process has to be improved"
      0.5 5.0/5 "Blown Away!"
      I'm not aware of the interest rates and other service charges. I have applied the loan amount of 1 lakhs and i have received a call from the concern documentation team but i was not at station when they called me. After that their is no follow up from the ICICI team hence i could not able to provide the documents hence my personal loan got rejected.
      Was this review helpful? 0
      , lucknow
      Reviewed on Jul 06, 2018
    • ICICI Bank Personal Loan
      "Not satisfied"
      0.5 1.0/5 "Really Bad"
      My personal loan application was rejected with ICICI bank, the reason why the application was rejected is because the credit score was less. I have just inquired for the personal loan. Customer service was not up to the mark and the rate of interest of 16% is very high.
      Was this review helpful? 0
      , jodhpur
      Reviewed on Jul 05, 2018
    • ICICI Bank Personal Loan
      "Not satisfied"
      0.5 2.0/5 "Expected more"
      My personal loan application was closed with ICICI bank, the reason why the application was closed is because i was not eligible for the loan as the company was not listed on their norms. The rate of interest was nominal when compared to others. Customer service was good and they responded on time.
      Was this review helpful? 0
      , kochi
      Reviewed on Jul 05, 2018
    • ICICI Bank Personal Loan
      "Not satisfied"
      0.5 2.0/5 "Expected more"
      My personal loan application was closed with ICICI bank, the reason why the application was closed is because i have taken loan from other bank. The process was quite lengthy and the customer service was not up to the mark. Rate of interest was high when compared to others.
      Was this review helpful? 0
      , karad
      Reviewed on Jul 05, 2018
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