A "low interest" loan shouldn't mean you have very little interest in paying it back!
Salaried employees are offered house loan by major banks and Non-Banking Financial Companies (NBFCs). Attractive interest rates and other benefits help salaried individuals make the most of their home loan and buy their dream home without any hassle or delay.
Home loans for salaried employees have the following features and benefits:
| Home Loans for Salaried People | Best for |
| HDFC Home Loan | Low interest rate |
| Axis Asha Home Loan | Loan up to 35 Lakhs |
| IDBI Home Loan | Flexible Interest Rate |
| LIC Home Loan | Residential Property buyers |
| Aadhar Housing Finance | Low income group |
| Hero Housing Finance | Easy Documentation |
Comparing home loans for salaried people that are offered by different lenders will help in making a more informed decision about which is the best home loan for you. Here are a few of the home loans from leading financial institutions in the country today:
HDFC Bank home loans can be used to purchase properties from private builders and government authorities. The key features of the home loan scheme are as follows:
Explore: HDFC Home Loan
Axis Bank Asha Home Loan scheme offers loans of up to 90% of the property value for loans of up to Rs.35 lakh. The key features of the scheme are as follows:
Explore: Axis Home Loan
IDBI Bank Home Loans provide in-principle loan approval even before you select a property, which gives you more freedom and flexibility when searching for the right property. The key features of the scheme are as given below:
Explore: IDBI Home Loan
LIC Housing Finance Ltd. Home Loan can be availed by salaried employees of private, public, or government organisations, as well as those who draw part of their salary in cash, and also those seeking a loan repayment tenure that extends beyond their retirement age. The key features of the home loan scheme are as given below:
Explore: LIC Housing Finance
Aadhar Housing Finance Ltd. Home Loan for Salaried Employees has a monthly salary eligibility starting from Rs.5,000 per month, making it possible for salaried people from a wide range of sectors to own their dream home. The key features of the scheme are as follows:
Explore: Aadhar Housing Finance
The Hero Housing Finance New Home Loan – Cash Salaried allows for interest subsidy under the Pradhan Mantri Awas Yojana (PMAY) Credit Linked Subsidy Scheme (CLSS). The key features of the scheme are as given below:
Explore: Hero Housing Finance
With the help of the home loans like the ones listed above, salaried individuals can now make their dream of owning their home a reality. Home loan interest rates for all compared to salaried employees is more affordable, with attractive features and flexible repayment tenures, owning your own home is now possible without any hassles at all.
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