A "low interest" loan shouldn't mean you have very little interest in paying it back!
  • SBI Home Loan Interest Rate is Rated as "Excellent!" by 899 Users

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    SBI Home Loan Interest Rate

    State Bank of India is one of the leading banks in India that offers great financial products and services. SBI offers home loan to individuals who need money to buy a house. Loans can also be availed for home extension, home renovation, etc. The house itself is considered as a security to the home loan.

    Rates and Charges Specification
    Rate of Interest 8.30% to 8.65% (Floating)
    Tenure of the loan 30 years
    Charges for pre-closure Nil
    Processing fees 0.35% of Loan Amount, min of Rs.2,000 to max of Rs.10,000 (plus applicable tax)

    The processing fee associated with SBI home loan is 0.35% of the total loan amount. The maximum processing fee stands at Rs.10,000 and the minimum stands at Rs.2,000. Taxes are also applicable on the processing fee. The tenure of the loan is 30 years. There are no pre-closure charges associated with housing loans offered by SBI.

    Latest Updates on SBI Home Loan Interest Rate

    State Bank of India increases MCLR by 0.05% across various maturities

    The State Bank of India (SBI) has reportedly raised the marginal cost of funds based lending rate by 0.05% or 5 basis points (bps) across various loan tenures ahead of the Reserve Bank of India’s (RBI) fourth bi-monthly monetary policy review. The new effective rates will be applicable from 01 October 2018. Existing home loan borrowers can pay the same rate until the reset clause is specified by the bank while new home loan borrowers will have to pay a higher interest rate on their housing loans. The RBI has hiked its benchmark key repo rate by a total of 50 basis points (bps) or 0.50% in the last two monetary policy reviews, With inflation concerns on the rise amid the losing rupee and increasing crude prices, the central bank is expected to hike the key repo rate by another 25 basis points or 0.25% in its monetary policy review later during the week. The one-year MCLR on which the SBI housing loans are benchmarked currently stands at 8.50%, an increase of 55 bps or 0.55% from 7.95% when the year 2018 began.

    Benefits offered By SBI Housing Loan

    An individual can enjoy the following benefits upon taking a home loan from SBI:

    • There are no prepayment charges for home loans with floating rates.
    • Special rates are offered to all the women applicants.
    • Any individual aged 18 years or above can apply for the loan.

    Types of Home Loans offered By State Bank of India

    • 2 Year Fixed Interest Rate Loan (Hamara Ghar)
    • Floating Interest Rate Home Loan
    • Floating Interest Card Rate Home Loans
    • Maxgain – Floating Interest Card Rate Structure
    • Insta Home Top Up Loan
    • Home Top Up Loans

    SBI Home Loan Rate

    2 Year Fixed Interest Rate Loan (Hamara Ghar)

      Women Others
    Salaried (up to Rs.30 lakh) 35 basis points above 1 year MCLR, ER : 8.30% 45 basis points above 1 year MCLR, ER : 8.40%
    Non-Salaried (up to Rs.30 lakh) 40 basis points above 1 year MCLR, ER : 8.35% 50 basis points above 1 year MCLR, ER : 8.45%

    The Hamara Ghar home loan offers a rate 8.30% for salaried women. For all the other salaried customers, the bank offers a rate of 8.35%. For all the non-salaried women customers, the State Bank of India charges a rate of 8.40%. For the other non-salaried customers, the rate of interest associated with 2 Year Fixed Interest Rate Loan stands at 8.45%. All of this is applicable for a loan amount of up to Rs.30 lakh.

    Floating Interest Rate Home Loan: Loans above Rs.30 lakh and upto Rs.75 lakh

      Women Others
    Salaried (Loans above Rs.30 lakh and upto Rs.75 lakh) RG 1,2,3 35 basis points above 1 year MCLR, ER : 8.30% 40 basis points above 1 year MCLR, ER : 8.35%
    Salaried (Loans above Rs.30 lakh and upto Rs.75 lakh) RG 4,5,6 40 basis points above 1 year MCLR, ER : 8.35% 45 basis points above 1 year MCLR, ER : 8.40%
    Non-Salaried (up to Rs.30 lakh) RG 1,2,3 50 basis points above 1 year MCLR, ER : 8.45% 55 basis points above 1 year MCLR, ER : 8.50%
    Non-Salaried (up to Rs.30 lakh) RG 4,5,6 55 basis points above 1 year MCLR, ER : 8.50% 60 basis points above 1 year MCLR, ER : 8.55%

    The Floating Interest Rate home loan offers a rate 8.30% for salaried women for RG 1,2,3. The Floating Interest Rate home loan offers a rate 8.35% for salaried women for RG 4,5,6. For all the other salaried customers, the bank offers a rate of 8.35% for RG 1,2,3. For all the other salaried customers, the bank offers a rate of 8.35% for RG 4,5,6.

    For all the non-salaried women customers, the State Bank of India charges a rate of 8.45% for RG 1,2, and3. For non-salaried women customers with RG 4,5, and 6, the bank charges 8.50%. For the other non-salaried customers, the rate of interest associated with Floating Interest Rate home loan stands at 8.50% for RG 1,2, and 3. For the other non-salaried customers with RG 4,5, and 6, the rate of interest is 8.55%. All of this is applicable for a loan amount of up to Rs.30 lakh.

    Floating Interest Rate Home Loan: Loans above Rs.75 lakh

      Women Others
    Salaried RG 1,2,3 45 basis points above 1 year MCLR, ER : 8.40% 50 basis points above 1 year MCLR, ER : 8.45%
    Salaried RG 4,5,6 50 basis points above 1 year MCLR, ER : 8.45% 55 basis points above 1 year MCLR, ER : 8.50%

    For loans above Rs.75 lakh under the floating interest rate home loan, the bank offers 8.40% for salaried women under Rs 1,2, and 3. For loans above Rs.75 lakh under the floating interest rate home loan, salaried women under RG 4,5, and 6, enjoy ER 8.45%.

    For other salaried individuals, for loans above Rs.75 lakh under the floating interest rate home loan, the bank offers 8.45% under Rs 1,2, and 3. For loans above Rs.75 lakh under the floating interest rate home loan, individuals under RG 4,5, and 6, enjoy ER 8.50%.

      Women Others
    Salaried RG 1,2,3 55 basis points above 1 year MCLR, ER : 8.50% 60 basis points above 1 year MCLR, ER : 8.55%
    Salaried RG 4,5,6 60 basis points above 1 year MCLR, ER : 8.55% 65 basis points above 1 year MCLR, ER : 8.60%

    For loans above Rs.75 lakh under the floating interest rate home loan, the bank offers 8.50% for non-salaried women under Rs 1,2, and 3. For loans above Rs.75 lakh under the floating interest rate home loan, non-salaried women under RG 4,5, and 6, enjoy ER 8.55%.

    For other non-salaried individuals, for loans above Rs.75 lakh under the floating interest rate home loan, the bank offers 8.55% under Rs 1,2, and 3. For loans above Rs.75 lakh under the floating interest rate home loan, individuals under RG 4,5, and 6, enjoy ER 8.60%.

    Maxgain- Floating Interest Card Rate Home Loan for Salaried

        Women Others
    Loans above Rs.20 lakh and upto Rs.30 lakh RG – 1, 2, 3 1 year MCLR+40 bps, ER:8.35 1 year MCLR+ 45 bps, ER:8.40%
    RG – 4, 5, 6 1 year MCLR+ 40 bps, ER:8.35% 1 year MCLR+ 45 bps, ER:8.40%
    Loans above Rs.30 lakh and upto Rs.75 lakh RG – 1, 2, 3 1 year MCLR+45 bps, ER:8.40% 1 year MCLR+50 bps, ER:8.45%
    RG – 4, 5, 6 1 year MCLR+50 bps, ER:8.45% 1 year MCLR+ 55 bps, ER:8.50%

    Under Maxgain Floating Interest Card Rate Home Loan, salaried women enjoy 8.35% interest rate on loans above Rs.20 lakh and upto Rs.30 lakh under RG 1,2, and 3 and RG 4,5, and 6. For other individuals, the bank offers 8.40% interest rate for loans above Rs.20 lakh and upto Rs.30 lakh under RG 1,2, and 3 and RG 4,5, and 6.

    For loans above Rs.30 lakh and upto Rs.75 lakh, salaried women under RG 1,2, and 3 enjoy an interest rate of 8.40% and salaried women under RG 4,5, and 6 can avail 8.45%. For other salaried individuals, the bank offers 8.45% for loans above Rs.30 lakh and upto Rs.75 lakh, salaried women under RG 1,2, and 3 and offer 8.50% for those who fall under RG 4,5, and 6.

    Maxgain- Floating Interest Card Rate Home Loan for Salaried: For loans above Rs.75 lakh and upto Rs.3 crore

      Women Others
    RG – 1, 2, 3 1 year MCLR+50 bps, ER:8.45% 1 year MCLR+ 60 bps, ER:8.55%
    RG – 4, 5, 6 1 year MCLR+ 55 bps, ER:8.50% 1 year MCLR+ 65 bps, ER:8.60%

    Under Maxgain Floating Interest Card Rate Home Loan, salaried women enjoy 8.45% interest rate under RG 1,2, and 3 and 8.50% under RG 4,5, and 6 for loan above Rs.75 lakh and upto Rs.3 crore.

    Other salaried individuals get 8.50% under RG 1,2, and 3 and 8.60% under RG 4,5, and 6 for loans above Rs.75 lakh and upto Rs.3 crore.

    Maxgain- Floating Interest Card Rate Home Loan for Non-Salaried

        Women Others
    Loans above Rs.20 lakh and upto Rs.30 lakh RG – 1, 2, 3 1 year MCLR+50 bps, ER:8.45% 1 year MCLR+ 55 bps, ER:8.50%
    RG – 4, 5, 6 1 year MCLR+ 50 bps, ER:8.45% 1 year MCLR+ 55 bps, ER:8.50%
    Loans above Rs.30 lakh and upto Rs.75 lakh RG – 1, 2, 3 1 year MCLR+60 bps, ER:8.55% 1 year MCLR+65 bps, ER:8.60%
    RG – 4, 5, 6 1 year MCLR+65 bps, ER:8.60% 1 year MCLR+ 70 bps, ER:8.65%

    Under Maxgain Floating Interest Card Rate Home Loan, non-salaried women enjoy 8.45% interest rate on loans above Rs.20 lakh and upto Rs.30 lakh under RG 1,2, and 3 and RG 4,5, and 6. For other individuals, the bank offers 8.50% interest rate for loans above Rs.20 lakh and upto Rs.30 lakh under RG 1,2, and 3 and RG 4,5, and 6.

    For loans above Rs.30 lakh and upto Rs.75 lakh, non-salaried women under RG 1,2, and 3 enjoy an interest rate of 8.55% and non-salaried women under RG 4,5, and 6 can avail 8.60%. For other non-salaried individuals, the bank offers 8.60% for loans above Rs.30 lakh and upto Rs.75 lakh under RG 1,2, and 3 and offer 8.65% for those who fall under RG 4,5, and 6.

    Maxgain- Floating Interest Card Rate Home Loan for Non-Salaried: For loans above Rs.75 lakh and upto Rs.3 crore

      Women Others
    RG – 1, 2, 3 1 year MCLR+65 bps, ER:8.60% 1 year MCLR+ 70 bps, ER:8.65%
    RG – 4, 5, 6 1 year MCLR+ 70 bps, ER:8.65% 1 year MCLR+ 75 bps, ER:8.70%

    Under Maxgain Floating Interest Card Rate Home Loan, non-salaried women enjoy 8.60% interest rate under RG 1,2, and 3 and 8.65% under RG 1,2, and 3 for loan above Rs.75 lakh and upto Rs.3 crore.

    Other non-salaried individuals get 8.65% under RG 1,2, and 3 and 8.70% under RG 4,5, and 6 for loans above Rs.75 lakh and upto Rs.3 crore.

    Insta Home Top Up Loan:

    Insta Home Top Up Loan: 60 bps above one year MCLR, ER: 8.55%

    SBI charges an interest rate of 8.55% on their Insta Home Top Up Loan

    Home Top Up Loans for Salaried: Term Loan

      RG-1, 2 ,3 RG-4, 5, 6
    Term Loan upto Rs. 20 lacs 1 year MCLR+40 bps, ER: 8.35% 1 year MCLR+50 bps, ER: 8.45%
    Term Loan above Rs.20 lakh upto Rs.1 crore 1 year MCLR+60 bps, ER: 8.55% 1year MCLR+70 bps, ER: 8.65%
    Above Rs.1 crore and upto Rs.2 crore 1 year MCLR+70 bps, ER: 8.65% 1year MCLR + 80 bps, ER: 8.75%
    Above Rs.2 crore and upto Rs.5 crore 1 year MCLR+110 bps, ER: 9.05% 1year MCLR + 120 bps, ER: 9.15%

    On term loans under Home Top Up Loans for salaried people, SBI charges 8.35% for term loan upto Rs.20 lakh under RG 1,2, and 3 and charges 8.45% under RG 4,5, and 6. For term loan above Rs.20 lakh upto RS.1 crore, SBI charges 8.55% under RG 1,2, and 3 and 8.65% under RG 4,5, and 6 for salaried individuals.

    For term loan above Rs.1 crore and upto Rs.2 crore, SBI charges 8.65% under RG 1,2, and 3 and 8.75% under RG 4,5, and 6 for salaried individuals. For term loan above Rs.2 crore and upto Rs.5 crore, SBI charges 9.05% under RG 1,2, and 3 and 9.15% under RG 4,5, and 6 for salaried individuals.

    Home Top Up Loans for Salaried: Overdraft

      RG-1, 2, 3 RG-4, 5, 6
    Overdraft Above Rs.20 lakh and upto Rs.1 crore 1 year MCLR+130 bps, ER: 9.25% 1 year MCLR+140 bps, ER: 9.35%
    Overdraft above Rs.1 crore and upto Rs.2 crore 1 year MCLR+ 150 bps ER:9.45% 1 year MCLR+160 bps, ER: 9.55%

    For Overdraft Top Up Home Loan above Rs.20 lakh and upto Rs.1 crore, SBI charges 9.25% under RG 1,2, and 3 and 9.35% under RG 4,5, and 6 for salaried individuals.

    For Overdraft Top Up Home Loan above Rs.1 crore and upto Rs.2 crore, SBI charges 9.45% under RG 1,2, and 3 and 9.55% under RG 4,5, and 6 for salaried individuals.

    Home Top Up Loans for Non-Salaried: Term Loan

      RG-1, 2 ,3 RG-4, 5, 6
    Term Loan upto Rs. 20 lacs 1 year MCLR+50 bps, ER: 8.45% 1 year MCLR+60 bps, ER: 8.55%
    Term Loan above Rs.20 lakh upto Rs.1 crore 1 year MCLR+70 bps, ER: 8.65% 1year MCLR+80 bps, ER: 8.75%
    Above Rs.1 crore and upto Rs.2 crore 1 year MCLR+80 bps, ER: 8.75% 1year MCLR + 90 bps, ER: 8.85%
    Above Rs.2 crore and upto Rs.5 crore 1 year MCLR+120 bps, ER: 9.15% 1year MCLR + 130 bps, ER: 9.25%

    On term loans under Home Top Up Loans for non-salaried people, SBI charges 8.45% for term loan upto Rs.20 lakh under RG 1,2, and 3 and charges 8.55% under RG 4,5, and 6. For term loan above Rs.20 lakh upto RS.1 crore, SBI charges 8.65% under RG 1,2, and 3 and 8.75% under RG 4,5, and 6 for non-salaried individuals.

    For term loan above Rs.1 crore and upto Rs.2 crore, SBI charges 8.75% under RG 1,2, and 3 and 8.85% under RG 4,5, and 6 for non-salaried individuals. For term loan above Rs.2 crore and upto Rs.5 crore, SBI charges 9.15% under RG 1,2, and 3 and 9.125% under RG 4,5, and 6 for non-salaried individuals.

    Home Top Up Loans for Non-Salaried: Overdraft

      RG-1, 2, 3 RG-4, 5, 6
    Overdraft Above Rs 20 lacs and upto Rs.1 crore 1 year MCLR+140 bps, ER: 9.35% 1 year MCLR+150 bps, ER: 9.45%
    Overdraft above Rs.1 crore and upto Rs.2 crores 1 year MCLR+ 160 bps ER:9.55% 1 year MCLR+170 bps, ER: 9.65%

    For Overdraft Top Up Home Loan above Rs.20 lakh and upto Rs.1 crore, SBI charges 9.35% under RG 1,2, and 3 and 9.45% under RG 4,5, and 6 for non-salaried individuals.

    For Overdraft Top Up Home Loan above Rs.1 crore and upto Rs.2 crore, SBI charges 9.55% under RG 1,2, and 3 and 9.65% under RG 4,5, and 6 for salaried individuals.

    SBI MCLR Rate for Home Loan:

    Tenor Existing MCLR Revised MCLR
    Over night 7.75% 7.70%
    One Month 7.85% 7.80%
    Three Month 7.90% 7.85%
    Six Month 7.95% 7.90%
    One Year 8.00% 7.95%
    Two Years 8.10% 8.05%
    Three Years 8.15% 8.10%

    Factors on which the SBI Home Loan Interest Rate Depends

    • Applicant’s Salary: The annual income helps the applicant to identify the rate of interest that he/she has to incur. Income and rate are indirectly proportional to each other. The applicant will be charged a lower rate of interest if he/she has a higher income.
    • Amount of the Loan: If the applicant applies for a higher loan amount, the rate of interest associated with that loan amount will be lesser.

    Tips to Reduce SBI Home Loan Interest Rate

    • Shorter Tenure: If the borrower goes for a shorter loan tenure, it will bring up the EMIs for him/her, but in turn it will reduce the total interest paid.
    • Setting EMI Goals: It is of utmost importance to set Emi targets every year. This will help the borrower to reach the finish line of the loan tenure before time easily.
    • Increase EMIs: It is always good to increase the EMI payments whenever the borrower receives a hike or some extra cash.

    SBI Home Loan Interest Rate 2017 Reviews

    • SBI Home Loan
      "Good Experience"
      0.5 5.0/5 "Blown Away!"
      SBI housing loan experience is good, I took the amount of Rs. 50 lakhs for the duration of 30 years. I got the best interest rate around 8.6% its a floating interest now 8.5%, they gave me the part payment option but I haven't tried because its been one year now.
      Was this review helpful? 1
      , bangalore
      Reviewed on Feb 18, 2019
    • SBI Home Loan
      "Need to improve the process"
      0.5 5.0/5 "Blown Away!"
      I have bought my home loan from State bank of India. When i compared with the other bank regarding the interest rates they have provided the low interest rates. Since its a leading loan in India, whatever the interest updates and Policy changes its effect first in this bank. They have taken more than 1 month to sanctioned the loan.
      Was this review helpful? 4
      , bangalore
      Reviewed on Feb 16, 2019
    • SBI Home Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I took my home loan in State Bank of India before 3 years. I have purchased a residential property. I am satisfied with the interest rate and there was a minimum processing fee. The loan process was okay and they have offered me a good service. The loan duration is 15 years.
      Was this review helpful? 2
      , kolkata
      Reviewed on Feb 15, 2019
    • SBI Home Loan
      "Government subsidery hence they will implement updates immed"
      0.5 4.5/5 "Excellent!"
      Taken my home loan from SBI. Customer care service is not that much but the interest rates were pretty much good. There is so simple process but when i applied the loan they have asked for lots of documents individually and it took more time to get the loan. They have given me a interest rate of 8.5% and they have not taken any processing fee.
      Was this review helpful? 2
      , bangalore
      Reviewed on Feb 15, 2019
    • SBI Home Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      I have taken a home loan with SBI and my experience was good, the loan amount was sufficient and the rate of interest was nominal when compared to other banks. Customer service was good with this bank. Tenure period is 15 years out of which 3-4years is completed. I make my EMI payment through online.
      Was this review helpful? 3
      , hyderabad
      Reviewed on Feb 15, 2019
    • SBI Home Loan
      "Process should be simple"
      0.5 4.0/5 "Great!"
      I have been with SBI for the housing loan, the experience was good. But the documentation was inconvenient, they used to collect lots of paper for the verification it has lengthy formalities. It would be great if executive give exact documents required for the process. Interest rate is bit high because when I checked personally about the percentage.
      Was this review helpful? 5
      , bangalore
      Reviewed on Feb 09, 2019
    • SBI Home Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I had applied previously for my home loan with State bank of India , i took loan in the year of 2009, i took loan for15 years tenure period but within 5 years i have closed it, the loan amount they have given me was sufficient, they have given me up to 3,50,000,and the emi i use to pay up to 4200 , i use to pay the rate of interest they have charged 11% which was nominal,and there was no processing fee,the emi use to get deducted from my salary account , but they use to ask too many documents ,and compare to other bank rate of interest .75% was less in market value.
      Was this review helpful? 5
      , ahmedabad
      Reviewed on Feb 09, 2019
    • SBI Home Loan
      "Average"
      0.5 2.0/5 "Expected more"
      I took my home loan in State Bank of India. It has lot of paper works while processing and there was no proper communication. They don't respond to the emails. The interest rate was nominal and there was no processing fee. The loan tenure is 25 years.
      Was this review helpful? 5
      , pune
      Reviewed on Feb 07, 2019
    • SBI Home Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have taken my home loan with SBI , they offered loan amount and it is sufficient to me . The tenure period is 15 year and rate of interest it is nominal in the market . I receive my loan within few days the process was very prompt with this bank . It is very good experience with SBI .
      Was this review helpful? 3
      , hyderabad
      Reviewed on Feb 07, 2019
    • SBI Home Loan
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      Recently I have taken my home loan in State Bank of India because the interest rate and charges are lower than the other private banks. They need an improvement on the service. I got a good interest rate. I need to pay for 20 years and have purchased a residential property.
      Was this review helpful? 5
      , ahmedabad
      Reviewed on Feb 04, 2019
    • SBI Home Loan
      "Its Great"
      0.5 3.5/5 "Pretty good"
      SBI gave me the floating interest around 8.35% in last two months, they have sanction 90% of home loan based on the property. The interest rate and charges are competitive in the market, they released the loan amount on time based on the construction. The verification process is very genuine.
      Was this review helpful? 9
      , ahmedabad
      Reviewed on Jan 31, 2019
    • SBI Home Loan
      "Average Financial service"
      0.5 2.5/5 "Just OK"
      I got my housing loan from State bank of India . Am satisfied with rate of interest which is nominal one of 8.25% They have explained the terms and condition and pre close charges before taking the loan It been quiet delayed in terms of approval and documentation . Overall it been tedious process with zero processing fees .
      Was this review helpful? 6
      , bangalore
      Reviewed on Jan 30, 2019
    • SBI Home Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I have taken a home loan with SBI 14 years back, the loan amount was based on my requirement and the rate of interest was high when compared to other banks. Customer service was good and they responded on time. The process took more than 1.5 months to complete.
      Was this review helpful? 2
      , bangalore
      Reviewed on Jan 29, 2019
    • SBI Home Loan
      "Very Good Service"
      0.5 4.0/5 "Great!"
      The experience with my Home loan through them was quite good and the process has been quite simple. The loan amount has been satisfactory and the interest rate with them was nominal. There has not been any sort of additional charges and the processing fee with this loan was nominal.
      Was this review helpful? 3
      , pune
      Reviewed on Jan 29, 2019
    • SBI Home Loan
      "Need simple procedure"
      0.5 5.0/5 "Blown Away!"
      I am happy with home loan part of SBI but mobility is not upto the mark. Because I am residing at different location but I took loan in Chennai. If I want to reduce the interest, I need to visit to home branch hence its not fine. They should have simple process. I am happy with home loan of SBI the interest is pretty good.
      Was this review helpful? 2
      , hyderabad
      Reviewed on Jan 29, 2019
    • SBI Home Loan
      "Good home loan services"
      0.5 5.0/5 "Blown Away!"
      I have purchased a home from SBI and they are best in terms of interest rate and other charges. They have given me a lower interest rates. Its easy to get the loan from SBI. Overall, i'm satisfied with the services of State bank of India for home loan.
      Was this review helpful? 3
      , bangalore
      Reviewed on Jan 26, 2019
    • SBI Home Loan
      "Good Experience"
      0.5 4.0/5 "Great!"
      My home loan experience was satisfactory, but they collected too much of documentation from my end for the loan approval. According to the interest and trust is good, meanwhile they need to avoid collecting unnecessary documents. I took the amount around Rs. 11 lakhs for the tenure of 10 years, I done the foreclosure without any charges.
      Was this review helpful? 2
      , chandigarh
      Reviewed on Jan 25, 2019
    • SBI Home Loan
      "Excellent loan"
      0.5 5.0/5 "Blown Away!"
      I have bought my home loan with state bank of India 4 month back. Compared to other bank, this is a best bank for home loan. I have got the interest rate of 7.5% and its good and there was some processing fee and they did not asked me. There was some offers since i have chosen the same they have waived off the processing fee. After collecting the documents, They have sanctioned the loan within one week.
      Was this review helpful? 2
      , bangalore
      Reviewed on Jan 24, 2019
    • SBI Home Loan
      "Best in the market"
      0.5 3.0/5 "Satisfactory"
      This month I took top up home loan with SBI, I went to the branch and applied for it. Reason to approach the rate of interest is very good and there is no charges. Service of SBI is disappointed and amount value is Rs.3 lakhs for the tenure of 17 years.
      Was this review helpful? 3
      , kolkata
      Reviewed on Jan 24, 2019
    • SBI Home Loan
      "Need work on the customer support"
      0.5 3.0/5 "Satisfactory"
      In SBI interest rate is good but process was not so fast, my emi was not starting on right time. When I walk in to the bank they give delay response and there is no proper customer support on my home loan queries. But charges are appreciable and its minimal in the market.
      Was this review helpful? 2
      , kolkata
      Reviewed on Jan 24, 2019
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