You need health cover regardless of what you take two at a time - pills or stairs.
  • Top 6 Reasons to Get Health Insurance Before You Turn 25

    As far as the urban population is concerned, most people, before turning 25 are generally covered under the family policy their parents opt for because it is convenient and cheaper to start early. But by the time an Indian is 22, he or she starts earning and savings might be out of the question for most in the first few years. But before you turn 25, getting best insurance plan might be a great idea. Here are 6 reasons to do it:

    • Cheapest Premiums: Your Mum and Dad have paid enough premiums for your health insurance and it is time for you to be able to take care of yourself. Before you turn 30, the prices of insurance plans for health are generally very low because health risks are lower when a person is in his/her 20s and people have the lowest chances of getting health ailments at that age. Infact an individual can get covered with merely Rs.5000 at that age.
    • Unforeseen Ailments: Most people don’t realize that lower chances does not mean no chance of getting health problems at that age. From gall bladder stones to sometimes heart ailments that are caused by a stressful lifestyle of today's youth can cause a requirement for a health insurance claim . Also, there are diseases that may be contracted leading to more serious health requirements such as Malaria or Dengue.
    • Poor Lifestyle Choices of the Current Generation: Our parents were probably far healthier than us when they were of our age, mainly because of the fact that our poor lifestyle choices have lead to higher occurrences of ailments among the people in their 20s. Whether it is nicotine addiction or the prevalence of junk food in the diet, it indeed has made us far less healthier.
    • Coverage Through Company Policy is not always Sufficient: Sure, the coverage provided by your company may sound a lot in terms of numbers but most group insurance policies have lower benefits for the people who are insured, in terms of coverage of the number of diseases and requirements. In other words, it is just not sufficient at the end of the day. Also, one needs a backup plan and having your insurance plan also helps to have higher sum assured.
    • Tax Benefits and Savings: Health insurance plans help you save on taxes. In the beginning of your career, you may be just a part of the tax bracket and that money can easily be saved by opting for a health insurance policy. This financial preventive measure can save 1000s of rupees in the form of tax exemption especially the right amount, at the time.
    • Current Plans Cover Beyond Hospitalization: It is essential to note that various plans for people under 25 years, have lower premiums, cover costs incurred by some treatments that may not require hospitalization such as OPD costs to a disease. Some even come with free-checkups which are a good idea to be made use of.

    There are many plans which can be upgraded with additional premium payments for people around 25. Hence, it should not be a problem for people whose insurance cover is about to lapse.

    GST rate of 18% applicable for all financial services effective July 1, 2017.

    Disclaimer: Premiums may vary depending upon factors like age, location and prevailing taxes/GST.

    Get Health Insurance Before You Turn 25 Reviews

  • Page 1 of 2 1 2
    • Oriental Insurance Health Insurance
      "Best service"
      0.5 4.0/5 "Great!"
      I have taken Health insurance with Oriental Insurance.I pay an premium amount of 25-30,000 by cheque.I have been holding the policy for last 20 years .I am happy that they had covered 100% cashless treatment. They have additionally 10% charges.
      Was this review helpful? 0
      , vadodara
      Reviewed on Jan 30, 2018
    • review Health Insurance
      "Great Insurance"
      0.5 3.5/5 "Pretty good"
      Iffco Tokio have given me a Health coverage of Rs.25 Lakhs for my complete family.. The Insurance lasts for 5 Generations. I have been in this Health Insurance for the past 4 years. I took it because it had a collaberation with Apollo. Claims experience is sometimes difficult though over here.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 07, 2018
    • HDFC Ergo Health Insurance
      "Good insurance policy"
      0.5 4.0/5 "Great!"
      I have a health insurance policy with HDFC ERGO from last 2 years and it is a good insurance policy to use. I pay my premium once in 2 months and the premium amount is Rs 6000. I do not have claim experience and i have not taken any cashless treatment. I have a coverage of Rs 25 lakhs in case of Cancer and i am satisfied with the benefits of this policy.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 29, 2017
    • Religare Health Insurance
      " Comprehensive protection for family health"
      0.5 5.0/5 "Blown Away!"
      I get unlimited restoration and also provide no claim bonus, even their coverage is also good, my premium is around Rs. 14,000 on yearly basis it has the medical cover of Rs. 25 lakhs. Its for me and my spouse they got tie up with good medical cover. I used make the payment online through online channel.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 09, 2017
    • Star Health Health Insurance
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      Got a HEALTH INSURANCE policy with Star heath insurance for more than 6 to 7 years. I have claim experience with this policy,. They took around 25 days to disburse my claim amount. I pay Rs.12000 to renew my policy every year. I got 2 policies totally one for my parents and another for myself and for my family members.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Sep 05, 2017
    • Max Bupa Health Insurance
      "Fabulous"
      0.5 5.0/5 "Blown Away!"
      I am having the health insurance policy with the Max Bupa general insurance company and the coverage value is around 25 lakh Rupees and the premium is around 28000 Rupees. I got this policy through the reference of my relatives. Claim settlements are nil with them and customer service is good one with them.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 08, 2017
    • Max Bupa Health Insurance
      "Good Insurance"
      0.5 4.0/5 "Great!"
      I used to pay Rs.30,000 per annual for the Max Bupa Health Insurance for my entire family of four person. They offered me the medical coverage of Rs. 5 Lakhs for each interms of hospitalization. Max Bupa offered additional medical coverage for 2 person for Rs.25 Lakhs. It was really good for the family, and I dont have any claim experience till date.
      Was this review helpful? 1
      , chandigarh
      Reviewed on Dec 09, 2016
    • ICICI Lombard Health Insurance
      "Excellent...."
      0.5 5.0/5 "Blown Away!"
      Coverage is near about 1lakh and 25 thousand and this health insurance is for my entire family members. Various diseases are covered by ICICI Lombard but there is some cap for few disease like cataract and maternity. This health insurance is offered by my company and I am not paying anything.
      Was this review helpful? 0
      , pune
      Reviewed on Jan 28, 2016
    • Max Bupa Health Insurance
      "Good"
      0.5 4.0/5 "Great!"
      I am having the health insurance policy with the Max bupa insurance company. The claim settlement time is good while compare with others. Services are good with them and the customer service representative have clear knowledge about the products. Thirty thousand Rupees is the premium and the floater is around 25 lakh Rupees and each one will have coverage of 6 lakh Rupees.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 08, 2016
    • National Insurance Health Insurance
      "Extra charge been collected..."
      0.5 3.0/5 "Satisfactory"
      I made claim on the health insurance. National Insurance had charged at the end even though I selected general room in the hospital, which I don't like. Medical coverage is fixed amount for one year and that is of 25 thousand on the medical bills.
      Was this review helpful? 1
      , delhi
      Reviewed on Dec 12, 2015
    • Max Bupa Health Insurance
      "Great!!!"
      0.5 4.0/5 "Great!"
      MAX bupa offered have 25 lakhs for the medical coverage for the whole family . After 48 months the pre matured disease is been covered. Cashless treatment is available. Maternity is also be covered. To claim benefits 24 hours hospitalization. They cover 5000 hospitals all over India.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 30, 2015
    • United India Health Insurance
      "Good!!!"
      0.5 4.0/5 "Great!"
      Health Insurance it taken from United India insurance company before 5 months. I have not claimed anything so far. Their service was good. It covers my whole family. It is company provided policy. Coverage is for 5 lakh and in case of any death it covers around 25 Lakh. It has many net work of hospitals. If we hospitalize for 24 hours then only we can claim. It is good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 19, 2015
    • Star Health Health Insurance
      "First class.."
      0.5 4.0/5 "Great!"
      Health insurance of Star Health&Allied Insurance was offered by my hospital, to employees above 25 years. They are covering 75% and disposable items are not covered. Medicine charges, treatment charges and investigation charges are covered. For surgeries 80 to 85% would be covered. As on my friendâ??s experience I am satisfied with services. For approval they are taking 4 to 5 hours.
      Was this review helpful? 0
      , new delhi
      Reviewed on Sep 02, 2015
    • HDFC Ergo Health Insurance
      "Good health policy"
      0.5 5.0/5 "Blown Away!"
      The health insurance that I been taken with the HDFC ergo.The coverage for my full family was around 25 lakhs and I am paying around 6000 Rupees.The services are good with them.Till now I dont have any claim experience with them and they are having the enough number of networking hospitals.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 29, 2015
    • ICICI Lombard Health Insurance
      "Hassle free service to work out..."
      0.5 4.0/5 "Great!"
      Since 2009, I am being with ICICI Lombard particularly for health insurance and there is no claim so far. Yearly 25% is the no claim bonus. Plan that I have chosen is not for my family where it is for me. Now ICICI Lombard is covering the pre existing diseases where they cover it only period of post three years.
      Was this review helpful? 0
      , pune
      Reviewed on Jul 24, 2015
    • Religare Health Insurance
      "Good"
      0.5 4.0/5 "Great!"
      The health insurance from Religare is good. It covers almost all the critical illness, surgeries and all the general medicines. It also covers in case of hospitalization and the total coverage amount is 25 lakhs per year. Compared to other insurance companies Religare offers a very good response.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jul 20, 2015
    • United India Health Insurance
      "Better"
      0.5 3.5/5 "Pretty good"
      I am having the health insurance with the united India Insurance.The coverage was around 25 lakhs with the full family.For the children's each head is 3 lakhs.I am happy with their services.Its too good for the entire family.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 30, 2015
    • ICICI Lombard Health Insurance
      "Good!!!"
      0.5 4.0/5 "Great!"
      I have a health insurance taken from ICICI Lombard. It covers my whole family. I used to get a pension. I will get certain amount at the age of 51. After my death it goes to my wife she is the nominee. It is for 25 year. The premium is around 32,000 paid annually through online..I am Happy with this insurance
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 27, 2015
    • review Health Insurance
      "BHARTI AXA GENERAL INSURANCE"
      0.5 5.0/5 "Blown Away!"
      i have a life insurance with Bharti - Axa. The services has been great by them. The tenure for this insurance is for 25 years and I pay a premium of 8K annually. When I got to view my claim settlement of my policy I could see more than 95% . The customer service is very supporting.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 11, 2015
    • HDFC Ergo Health Insurance
      "Amazing insurance and company..."
      0.5 5.0/5 "Blown Away!"
      Name of health insurance is Suraksha gold regain plan where no claim bonus is added and it is of 25 to 50% in a year. It is a family floater but parents are not included. I had researched a lot before taking the health insurance and got result as HDFC Ergo to be best. HDFC Ergo have he network hospitals more than 4000 and it is a best company.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 04, 2015
    Common Loader Icon
    Page 1 of 2 1 2
  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.