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  • HDFC Personal Loan Diwali Offers Oct 2017 is Rated as "Great!" by 14976 Users

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    HDFC Personal Loan Diwali Offers Oct 2017

    Personal loans offered by HDFC are quick, reliable and come with many attractive features. With an option to check your eligibility for a personal loan in less than a minute on HDFC website, this loan is one of the most opted personal loans in recent times. You may also assess your HDFC Personal Loan eligibility on the website of BankBazaar by entering your basic details.

    The interest rate ranges from 15.75% to 20% for salaried individuals. Moreover, HDFC has certain branches you can visit with your loan application and walk out with your loan approved. What are you waiting for? Apply for an HDFC personal loan and make this Diwali extravagant.

    Key Features of HDFC Personal Loan

    • You can get your HDFC personal loan eligibility details in one minute, which is available online.
    • The bank has a simple and transparent documentation process for personal loans.
    • You do not have to pay any hidden charges for your personal loan application.
    • The entire loan process (application and approval) is very simple.
    • The bank charges very low processing and prepayment charges.
    • HDFC offers a personal accidental cover of up to Rs.8 lakh and a critical illness cover of up to Rs.1 lakh.
    • The bank offers a personal loan product exclusively for women, which is known as ‘Diva’. It comes with a pre-approved loan amount of Rs.3 lakh.
    • You are eligible for a personal loan if you are within the age group of 21-60 years.
    • You should have been employed for at least 2 years with at least 1 year with the current employer.
    • Your net income should be at least Rs.12,000 or Rs.15,000 per month based on the city that you live in.

    Enjoy Diwali Offers from BankBazaar on HDFC Personal Loans

    Apply for an HDFC personal loan through BankBazaar website and enjoy exclusive offers! BankBazaar specialises in offering online personal loan applications through paperless transactions. BankBazaar has collaborated with Amazon and Vantage Circle to provide you with unique vouchers for Diwali 2017.

    1. Diwali Bonus Wali – HDFC Personal Loan

    Apply for a personal loan from HDFC via BankBazaar.com and get an Amazon gift voucher worth Rs.1,000!

    How to apply for this offer?

    • You will first have to visit BankBazaar.com and go to the HDFC personal loan section. Here, you will have to click ‘Apply’ for this loan.
    • Next, you will receive a gift voucher from Amazon worth Rs.1,000 if your personal loan application gets disbursed.
    • You will receive the voucher on your email address that is registered with BankBazaar that you have entered for your loan application.
    • You can then visit the official website of Amazon or the Amazon app and then redeem your gift voucher.

    Terms and conditions for this offer

    • This Amazon Diwali Bonus Wali – HDFC Personal Loan offer is valid from October 1, 2017 until October 31, 2017.
    • In order to avail this offer, the loan applicant should be at least 18 years old.
    • This gift voucher will be given for personal loans disbursed on or before December 15, 2017.

    2. Vantage Circle Points for HDFC Personal Loan

    When you apply for a personal loan from HDFC through BankBazaar.com via a promotional campaign organised by Vantage Circle, you will receive special Vantage Points.

    When your personal loan application gets disbursed, you will get exclusive Vantage Points worth Rs.1,000.

    How to apply for this offer?

    • You will need to first apply for an HDFC personal loan via the website of BankBazaar.
    • When your loan application gets disbursed, you will get Vantage Points on your ID that is stored in the records of Vantage Circle.
    • You can then sign in to the official website of Vantage to redeem your points.

    Terms and conditions for this offer

    • These points will be offered only to those who apply for HDFC personal loans through promotional campaigns that are conducted by Vantage Circle.
    • This particular offer is valid from September 15, 2017 until October 31, 2017.
    • You will be given this voucher worth Rs.1,000 only if your HDFC personal loan is disbursed on or before November 30, 2017.
    • You will get your Vantage Points voucher through email on the email ID that is registered with BankBazaar.com.
    • The Vantage points will be sent to the HDFC loan applicant’s ID that is registered with Vantage Circle.
    • To avail this offer, the loan applicant will have to be at least 18 years old.
    • This voucher is valid for only select partners.

    Points to Remember While Choosing a Diwali HDFC Personal Loan Offer

    When festive seasons such as Dussehra, Diwali, Dhanteras or arrive, many online companies introduce special promotional campaigns or discounts in order to attract several individuals. You will need to keep in mind that not all such offers are genuine or authentic. Before you agree to take any offer, you will need to check the authenticity of it.

    • A lot of such online promotions can be fake or false. Certain offer providers may take your financial details or personal details when you apply for the offer and use these details for cheating you.
    • You will need to be very attentive while selecting any such offer. Assess each feature of the promotion.
    • You should also be aware of all the terms and conditions such as validity, mode of application, rules, etc.
    • Make sure you check the fine print of your offer details so that you do not miss out the minutest information.
    • Stay away from accepting any online HDFC personal loan offer that you may see on the Internet. Look into each and particular of the loan offer and then make your decision.

    Get any personal loan product from HDFC by applying through BankBazaar and have a joyous time with your near and dear ones. You can make use of this affordable loan to buy a new motorbike or refurbish your wonderful home or to just organise a gala party for your beloved folks.

    Personal Loan Reviews

    • HDFC Bank Personal Loan
      "Very good"
      0.5 4.0/5 "Great!"
      My personal loan was taken with HDFC bank 1 year back. The loan amount was 5 lakhs and the interest rate was satisfactory . The tenure period was 5 years . The process was very quick and satisfactory . I have got the loan with in a day. Here pre closure is after 3 months and the processing fee was bit high . My overall experience was good.
      Was this review helpful? 1
      , navi mumbai
      Reviewed on Jul 14, 2018
    • HDFC Bank Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      The process in getting the loan had been very smooth and easy and the loan amount which they had provided had been satisfactory. The interest rate with them had been average and there has not been any hassles faced during the process and with the staff responses. I have taken totally two loans from them.
      Was this review helpful? 2
      , new delhi
      Reviewed on Jul 13, 2018
    • HDFC Bank Personal Loan
      "Better service"
      0.5 3.0/5 "Satisfactory"
      My personal loan was taken with HDFC Bank 1 month back. The loan amount was 1,90,000 and the interest rate was very satisfactory . The customer service and responses was good. The tenure period was 3 years .The staffs were very supportive and guided well. The processing fee was very nominal.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jul 12, 2018
    • HDFC Bank Personal Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I took a personal loan from the HDFC bank. The loan amount was 15 lacs, it was quite fast and the processing was very fast. The interest rate was low when comparing to other banks. Overall it has been a very good loan experience with the HDFC bank.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Jul 12, 2018
    • HDFC Bank Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      The process in getting the loan had been very good and the loan had been satisfactory. The interest rate with them had been average and it has not been that low when compared with the market rate. I had taken this loan for my personal purpose and it had been a very good experience i had. Even their customer support and the staff response had been good as well.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 12, 2018
    • HDFC Bank Personal Loan
      "Good "
      0.5 3.5/5 "Pretty good"
      My personal loan was taken with HDFC bank 1 month back. The loan amount was 5 lakhs and the interest rate was satisfactory . The tenure period was 5 years . The process was good and the documentation was very simple .I have applied through on line and with in few days the loan was sanctioned.
      Was this review helpful? 2
      , bangalore
      Reviewed on Jul 12, 2018
    • HDFC Bank Personal Loan
      "Very Good Service"
      0.5 4.0/5 "Great!"
      It had been a very good experience with them and the process in getting the loan had been easy and smooth. The loan amount which they had provided had been satisfactory. The interest rate with them had been normal compared with the market rate. I had taken this loan for my personal usage.
      Was this review helpful? 0
      , chennai
      Reviewed on Jul 12, 2018
    • HDFC Bank Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      The process in getting the loan had been smooth and easy and there has not been any processing fee charged by them. The loan amount which they had provided had been satisfactory and the interest rate with them had been nominal and it was around 99 paisa. There has not been any hassles faced with them.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jul 12, 2018
    • HDFC Bank Personal Loan
      "Above average service"
      0.5 3.5/5 "Pretty good"
      I have taken a personal,loan from the HDFC bank for 8 lacs. The interest rate was 14% but the banking services were good. They also sold an insurance policy with the loan which wasn't good. Overall it was comparatively better.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jul 11, 2018
    • HDFC Bank Personal Loan
      "They need to reduce the pre-closure charges"
      0.5 3.0/5 "Satisfactory"
      They have offered me a interest rate of 10.99 % which is very low compared to other banks. I have applied the personal loan amount of 5 lakhs and they have sanctioned the same. I don't remember about the processing fee. I used to pay the EMI amount of Rs. 16000 every month. Its easy to get a loan from the HDFC and i have received on time also. The pre-closure is available which is 4% and i have not availed the same.
      Was this review helpful? 1
      , chennai
      Reviewed on Jul 11, 2018
    • HDFC Bank Personal Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I took a personal loan from the HDFC bank for 60000, the interest rate was good 13-12% when I have applied for the loan. I got a better offer as the interest rate has been changed drastically. I am happy with the personal experience with the HDFC.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 11, 2018
    • HDFC Bank Personal Loan
      "Best Service"
      0.5 4.5/5 "Excellent!"
      I have taken a personal loan with HDFC bank and my experience was good, the loan amount was for Rs 3 lakhs with nominal interest rate when compared to other banks. The charges are very minimal for this loan. The tenure period for this loan is 5 years out of which i have completed 3.5 years.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 11, 2018
    • HDFC Bank Personal Loan
      "Very good"
      0.5 4.0/5 "Great!"
      My personal loan was taken with HDFC Bank 4 years back. The loan amount was 5 lash and the interest rate was satisfactory . The EMI period was 4 years .I had a smooth documentation and the processing fee was also very nominal. The customer service and responses was upto the mark.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jul 11, 2018
    • HDFC Bank Personal Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I have taken personal loan from Hdfc bank . The rate of interest is promising one which is too nominal. They gave tenure of 3 years . I make the payments through Ecs . They did instant approval for documentation and approval with in 1 days with zero processing fees .Am satisfied with their customer service and response
      Was this review helpful? 0
      , coimbatore
      Reviewed on Jul 11, 2018
    • HDFC Bank Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      My personal loan was taken with HDFC bank 8 months back. The loan amount was 1.5 lakhs and the interest rate was very satisfactory .The customer service and responsiveness was really good. The EMI period was 2 years . Its a insta loan process so the loan got approved with in 10mins. There is no delay in the disbursement and its a paperless documents so i had a convenient loan experience .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 10, 2018
    • HDFC Bank Personal Loan
      "Need to reduce charges"
      0.5 5.0/5 "Blown Away!"
      My personal loan experience was good with HDFC bank, the loan amount was for Rs 7.5 lakhs with high interest rate when compared to other banks. I was not informed about the processing fee. Customer service was good and they responded on time. The tenure for this loan is 3 years.
      Was this review helpful? 0
      , chennai
      Reviewed on Jul 10, 2018
    • HDFC Bank Personal Loan
      "Poor Service"
      0.5 1.0/5 "Really Bad"
      I took a personal loan from the HDFC bank. I got the loan with in 3-4 days. Once the corporate account was converted to the savings account they started charging and every time I deposit the loan EMI it bounces back due to the unwanted charges.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jul 10, 2018
    • HDFC Bank Personal Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I took a personal loan from the HDFC bank for 9.57 Lacs, the interest rate is 10.99 % which is nominal when comparing with other banks in the market. . I got the loan with in 5 days. There was no hassle and the whole application and the documentation was also seamless.
      Was this review helpful? 0
      , pune
      Reviewed on Jul 10, 2018
    • HDFC Bank Personal Loan
      "Best service"
      0.5 5.0/5 "Blown Away!"
      I have taken personal loan from Hdfc bank . Am satisfied with the rate of interest which they have provided . There is processing fees for the loan which is nominal one. I make the payments through Ecs every month . They gave the tenure period of 3 years . They did quick documentation and received the loan.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jul 10, 2018
    • HDFC Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      Got my Jumbo personal loan from HDFC bank , It got instantly approved through mobile application of Hdfc bank where the Rate of interest is also high compared to other banks, their customer service and response is good.Made payments through ECS .The tenure period is 3 years and the pre closure charges are also too high .
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jul 10, 2018
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