Multiple banks. Different interest rates. Call it a "conflict of interest".
  • HDFC Personal Loan Diwali Offers Nov 2018 is Rated as "Great!" by 15879 Users

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    Personal Loan BYTES FROM OUR KITCHEN

    HDFC Personal Loan Diwali Offers Nov 2018

    Personal loans offered by HDFC are quick, reliable and come with many attractive features. With an option to check your eligibility for a personal loan in less than a minute on HDFC website, this loan is one of the most opted personal loans in recent times. You may also assess your HDFC Personal Loan eligibility on the website of BankBazaar by entering your basic details.

    The interest rate ranges from 15.75% to 20% for salaried individuals. Moreover, HDFC has certain branches you can visit with your loan application and walk out with your loan approved. What are you waiting for? Apply for an HDFC personal loan and make this Diwali extravagant.

    Key Features of HDFC Personal Loan

    • You can get your HDFC personal loan eligibility details in one minute, which is available online.
    • The bank has a simple and transparent documentation process for personal loans.
    • You do not have to pay any hidden charges for your personal loan application.
    • The entire loan process (application and approval) is very simple.
    • The bank charges very low processing and prepayment charges.
    • HDFC offers a personal accidental cover of up to Rs.8 lakh and a critical illness cover of up to Rs.1 lakh.
    • You are eligible for a personal loan if you are within the age group of 21-60 years.
    • Interest rates are as low as 11.75% on existing loan transfer, and the processing fees are Rs.1,999 flat.

    Enjoy Diwali Offers from BankBazaar on HDFC Personal Loans

    Apply for an HDFC personal loan through BankBazaar website and enjoy exclusive offers! BankBazaar specialises in offering online personal loan applications through paperless transactions. BankBazaar has collaborated with Amazon and Vantage Circle to provide you with unique vouchers for Diwali 2018.

    Diwali Bonus Wali – HDFC Personal Loan

    Apply for a personal loan from HDFC via BankBazaar.com and get an Amazon gift voucher worth Rs.750!

    How to apply for this offer?

    • You will first have to visit BankBazaar.com and go to the HDFC personal loan section. Here, you will have to click ‘Apply’ for this loan.
    • Next, you will receive a gift voucher from Amazon worth Rs.750 if your personal loan application gets disbursed.
    • You will receive the voucher on your email address that is registered with BankBazaar that you have entered for your loan application.
    • You can then visit the official website of Amazon or the Amazon app and then redeem your gift voucher.

    How to Redeem the Amazon Gift Voucher

    • Visit the official Amazon website or download the mobile application.
    • Login with your email address and password if you are a registered user. If not, create an account to log in.
    • Key in the voucher code and select ‘add to your account’.
    • Visit the Amazon website to learn more about the usage rules.

    Terms and conditions for this offer

    • This Amazon Diwali Bonus Wali – HDFC Personal Loan offer is valid from 1 November 2018 to 30 November 2018.
    • In order to avail this offer, the loan applicant should be at least 18 years old.
    • This gift voucher will be sent to customers with 30 days from the date on which the loan application is submitted. If you do not receive the voucher within the stipulated time-frame, get in touch with BankBazaar at +44 66511800 or support@bankbazaar.com.
    • The redemption of the voucher will be governed by the terms and conditions of Amazon.in and any disputes, queries or claims can be referred to Amazon.in.
    • The offer can only be availed through personal loans from certain partner banks.
    • The minimum age to qualify for this program is 18 years as on the date on which the application is submitted.
    • The eligibility criteria for customers shall be laid down by partner banks.
    • The disbursal of loans is at the discretion of the partner banks and BankBazaar shall not be responsible for any losses incurred by customers due to the rejection of their application.
    • BankBazaar shall not be responsible for the damage or loss of vouchers once they are issued to the customers.
    • Vouchers cannot be cancelled or replaced once issued.
    • BankBazaar holds the right to discontinue, add to, or modify the terms and conditions of the program whenever it deems fit without any prior notice.
    • The voucher cannot be traded, modified, reproduced or sold once issued to customers.

    Points to Remember While Choosing a Diwali HDFC Personal Loan Offer

    When festive seasons such as Dussehra, Diwali, Dhanteras or arrive, many online companies introduce special promotional campaigns or discounts in order to attract several individuals. You will need to keep in mind that not all such offers are genuine or authentic. Before you agree to take any offer, you will need to check the authenticity of it.

    • A lot of such online promotions can be fake or false. Certain offer providers may take your financial details or personal details when you apply for the offer and use these details for cheating you.
    • You will need to be very attentive while selecting any such offer. Assess each feature of the promotion.
    • You should also be aware of all the terms and conditions such as validity, mode of application, rules, etc.
    • Make sure you check the fine print of your offer details so that you do not miss out the minutest information.
    • Stay away from accepting any online HDFC personal loan offer that you may see on the Internet. Look into each and particular of the loan offer and then make your decision.

    Get any personal loan product from HDFC by applying through BankBazaar and have a joyous time with your near and dear ones. You can make use of this affordable loan to buy a new motorbike or refurbish your wonderful home or to just organise a gala party for your beloved folks.

    Personal Loan Reviews

    • HDFC Bank Personal Loan
      "Need to improve the service"
      0.5 2.0/5 "Expected more"
      HDFC have delayed too much in disbursing the loan. The rate of intersect and charges are good. The document are submitted online, I opted for 4 years. The partial payment can be done after one year and they charge 4% for foreclosure. The customer service and response was not up to the mark.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Jan 14, 2019
    • HDFC Bank Personal Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      The process was very faster and the response was on time. They have delivered the loan within a week. The documentation procedure was easy and have submitted online and as well as to the executive. I think the rate of interest was little bit high suggest them to reduce the charges. The loan tenure is 5 years and its a fixed interest rate.
      Was this review helpful? 1
      , hosur
      Reviewed on Jan 14, 2019
    • HDFC Bank Personal Loan
      "Good"
      0.5 4.5/5 "Excellent!"
      I took my personal loan from HDFC Bank through online channel. The rate of interest was nominal and I felt it was good. The processing fee was not more than other banks. I have opted the loan for 4 years. I can do part payment and foreclosure without any charges even insurance fees will get reduced.
      Was this review helpful? 0
      , nellore
      Reviewed on Jan 14, 2019
    • HDFC Bank Personal Loan
      "Its Satisfactory"
      0.5 5.0/5 "Blown Away!"
      I received the loan amount from HDFC Bank, the bank have sanctioned the loan amount of Rs. 2 lakhs and they deducted the insurance fee and credited the amount of Rs. Rs.1.91 , the HDFC bank executive came to my office and collected the hard copy for the loan process.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 14, 2019
    • HDFC Bank Personal Loan
      "Good service but need to reduce the charges"
      0.5 5.0/5 "Blown Away!"
      I did not had any problems and uploaded the documents online. I got the loan easily. Its happened before a week time and the customer service is good. The rate of interest was bit high and they do charged a processing fee around 8K where other banks does not have documentation and processing fee.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 14, 2019
    • HDFC Bank Personal Loan
      "Loan process duration should be reduced and with the interes"
      0.5 3.0/5 "Satisfactory"
      I have one more loan with HDFC, they were charging more interest rate around 17% its huge as per the market. The executive disclosed about the charges and interest before the disbursement. Interest is matter that should be reduce many customer can approach and they taken long time to disburse the amount.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 14, 2019
    • HDFC Bank Personal Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      I have applied the personal loan from HDFC Bank through online portal. The process was lengthy and email was not clear which am not expected. The rate of interest and the processing fee was okay. The process was not long and it was moderate. I can do the foreclosure and part payment anytime.
      Was this review helpful? 0
      , thiruvananthapuram
      Reviewed on Jan 14, 2019
    • HDFC Bank Personal Loan
      "Good in Service"
      0.5 3.0/5 "Satisfactory"
      I had applied for personal loan with HDFC bank and this is the my first loan with HDFC. My application was considered and was processed, there was a bit delay. At the beginning i was informed about the interest rates and emi charges. But after approval of loan i can see that there is extra Emi charges and i need a clarification on that.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 13, 2019
    • HDFC Bank Personal Loan
      "High interset rates"
      0.5 3.0/5 "Satisfactory"
      I applied for a personal loan with HDFC bank and my application was taken care. The interest rates that has been assigned on my loan is bit high. At the Beginning it was said that the interest rate was 15.75% but now after approval it is somewhere 16%.
      Was this review helpful? 0
      , salem
      Reviewed on Jan 13, 2019
    • HDFC Bank Personal Loan
      "Experience is good"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan from HDFC Bank.This process was manually done and they documents was also taken for the same. I received the loan in one week. The loan amount provided was as needed. The rate of interest was of 10.75%. The processing charges was normal.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jan 13, 2019
    • HDFC Bank Personal Loan
      "More than satisfactory"
      0.5 5.0/5 "Blown Away!"
      I have taken my personal loan with HDFC bank and the process was good. It was a good experience and a on time process as well. The rate of interest is nominal. The processing charges is also satisfactory to me. The after loan services is also good.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 13, 2019
    • HDFC Bank Personal Loan
      "Good in Service"
      0.5 5.0/5 "Blown Away!"
      I have applied personal loan in HDFC Bank and i have got it approved. With HDFC bank this is my first loan and i am pretty much happy with the services.The interest rates are bit higher and it would be great if the interest rates comes down. Interest rates are somewhere 16%.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jan 13, 2019
    • HDFC Bank Personal Loan
      "Process is good"
      0.5 4.0/5 "Great!"
      I got the personal loan from HDFC Bank. The customer services and response is good and they contacted me on time. The document was collect on time. The rate of interest is low when compared to the other banks. The processing charges are normal.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 13, 2019
    • HDFC Bank Personal Loan
      "Interest Rates are high."
      0.5 5.0/5 "Blown Away!"
      At the time i was planning for a Personal loan i had applied with HDFC Bank. This is the second time with HDFC bank and i am pretty much happy with the services. The only concern here is that the interest rates are bit high. If it comes down it will be a great deal..
      Was this review helpful? 0
      , pune
      Reviewed on Jan 13, 2019
    • HDFC Bank Personal Loan
      "High interset rates"
      0.5 4.0/5 "Great!"
      I was looking for a personal loan and thats when i i applied with HDFC bank. This is the first time with HDFC bank and i am pretty much happy with the services that i received. The interest rates are bit high on the loan amount. It will be great if interest rates comes down.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 13, 2019
    • HDFC Bank Personal Loan
      "Need to decrease the interest rate"
      0.5 5.0/5 "Blown Away!"
      I am not happy with rate of interest and have requested for lower rate but they said its not possible for the lower loan amount, doc procedure is easy, they have taken only 2 days to deliver the amount, I can do the part payment and pre closure with some extra charges,
      Was this review helpful? 0
      , mangalore
      Reviewed on Jan 12, 2019
    • HDFC Bank Personal Loan
      "Have to improve the processing time"
      0.5 5.0/5 "Blown Away!"
      The customer service and response was very well. I took my personal loan from HDFC Bank through online channel. The processing fee and interest rate was high compared to others. They have taken nearly 15 days to deliver the loan amount after they have accepted my documents. The executive came to my place and collected the documents.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 12, 2019
    • HDFC Bank Personal Loan
      "Average"
      0.5 5.0/5 "Blown Away!"
      The customer service and response was good. I have taken my personal loan from HDFC Bank . It took 15days and documents are collected. The rate of interest was average and the processing was fine. The loan duration is 5years and installment paid as ECS. I can do preclosure after 6months with 3% where other banks charges less.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 12, 2019
    • HDFC Bank Personal Loan
      "Good in Service"
      0.5 4.0/5 "Great!"
      I had applied for a personal loan with with HDFC bank and this is the second time with HDFC. This time there was a bit delay and to there was on update from the front but later it was taken care.. The interest rates on my loan amount is reasonable..
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 12, 2019
    • HDFC Bank Personal Loan
      "Faster process"
      0.5 5.0/5 "Blown Away!"
      I had a good experience during my personal with HDFC Bank. They have taken 3 to 4 days for the process and executive collected the documents. The rate of interest was okay and its not a problem comparing to others but the processing fee was too much its 2%,. The loan duration is 60 years. I asked the executive, is there any charges for Partial payment but he did not responded me said to complete one year but have seen on the website, it charges 2%extra and can be done anytime.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Jan 12, 2019
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