Multiple banks. Different interest rates. Call it a "conflict of interest".
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    We found 1 HDFC Personal Loan Diwali Offers Oct 2016
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    10.99% - 19.8% Fixed
    Up to 2% One time fee
    25L Max
    1-5 years
    Response Time : Within 30 minutes
    Paperless approval available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    HDFC Personal Loan Diwali Offers Oct 2016 is Rated as "Great!" by 13202 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Personal Loan BYTES FROM OUR KITCHEN

    HDFC Personal Loan Diwali Offers Oct 2016

    HDFC Personal Loan Offer Diwali Oct 2016 – Grab Amazon Gift Card & Gocash

    Personal loans offered by HDFC is quick, reliable and comes with many attractive features. With an option to check your eligibility for a personal loan in less than a minute on HDFC website, this loan is one of the most opted personal loans in recent times. The interest rate varied from 15.75% to 20% for salaried individuals. HDFC also has selected branches you can visit with your loan application and walk out with your loan approved. What are you waiting for? Apply for a HDFC personal loan and make this Diwali extravagant.

    Key Features of HDFC Personal Loan

    • Personal loan eligibility in one minute available online.
    • Simple and transparent documentation process.
    • Zero hidden charges and quick loan process.
    • Also get personal accidental cover up to Rs.8 lakh and critical illness cover of up to Rs.1 lakh.
    • Women exclusive personal loan called Diva which comes with a pre-approved loan amount of Rs.3 lakh.
    • You are eligible for a personal loan if you are within the age group of 21-60 years and have been employed for at least 2 years with minimum 1 year with the current employer at least eat Rs.12,000 or Rs.15,000 net income per month based on the city your live in.
    • Low processing and prepayment charges.

    Enjoy Diwali OFFERS from BankBazaar on HDFC Personal Loans

    Avail HDFC personal loan using BankBazaar website and get the below two complimentary gifts:

    • Get Goibibo Gocash worth Rs.2,500 and use it on your flight or hotel bookings on Goibibo website. You will be allowed to use this amount by applying it at the payment stage.
    • Also get Amazon gift card worth Rs.2,500 and redeem it while buying your favourite merchandise on Amazon website.

    The offer is valid from 6th October 2016 to 30th October 2016. What are you waiting for? Apply for your hdfc personal loan using BankBazaar.com and get these vouchers.

    Steps to avail the offer on HDFC Personal Loan

    • Check BankBazaar.com and find out if your bank is the participating in this offer.
    • Get an Rs.2,500 worth of Go-cash voucher from Goibibo and Amazon gift voucher worth Rs.2,500 upon loan disbursement.
    • On disbursal of your car loan, complimentary coupons will be sent to the registered email ID.
    • Visit www.amazon.in to redeem the Amazon gift voucher.
    • Redeem the Go-Cash points by visiting Goibibo App.

    Terms and conditions to use the Goibibo coupon

    • Log in to Goibibo app and go to the ‘My Go-cash’ section on the app.
    • You would have received a unique coupon code on your coupon.
    • Please check the coupon e-mailer for coupon validity date.
    • From the date you enter Go-cash points to your account, they are valid up to 180 days.
    • For detailed terms and condition on Go-Cash redemption, Please visit www.goibibo.com/gocash.

    Terms and conditions to use Amazon coupon code

    • Visit Amazon website or mobile app.
    • Shop your favourite item and checkout for billing.
    • Enter the coupon code provided on the voucher while billing.
    • Make note on coupon validity and use it before it expires.
    • For more details, visit www.amazon.com

    Additional Reading: BankBazaar Diwali Offers on Personal Loan

    Terms & Conditions

    • Welcome to Dhamaal Diwali Offer on BankBazaar.com (“Program”), co-programmed by Amazon and Goibibo (“Merchant”) and effective from 6th October, 2016 to 30th October, 2016 (“Program Period”).
    • Get Amazon gift voucher worth Rs.500 (Rupees Five Hundred only) and Go-Cash Vouchers worth Rs.500 (Rupees Five Hundred only) (“Vouchers” / “e-Cash” interchangeably), on Approval of Credit Card product on or before 15th December, 2016.
    • Get Amazon gift voucher worth Rs.1000 (Rupees One Thousand only) and Go-Cash Vouchers worth Rs.1000 (Rupees One Thousand only) (“Vouchers” / “e-Cash” interchangeably), on Disbursal of Personal Loan product on or before 15th December, 2016.
    • Get Amazon gift voucher worth Rs.2500 (Rupees Two Thousand and five Hundred only) and Go-Cash Vouchers worth Rs.2500 (Rupees Two Thousand and five Hundred only) (“Vouchers” / “e-Cash” interchangeably), on Disbursal of Car Loan product on or before 15th December, 2016.
    • Get Amazon gift voucher worth Rs.10,000 (Rupees Ten Thousand only) (“Vouchers”), on Disbursal of Home Loan product on or before 15th December, 2016.
    • On approval or issuance of the products as the case may be, the Vouchers and/or e-Cash will be emailed to your email address registered with BankBazaar.com. Please note that the Vouchers offered may be either promotional or gift Vouchers or both depending on the product against which they are issued. For more details of promotional Go-Cash Vouchers and usage limitations, please refer to the Go-Cash T&C below or visit www.goibibo.com. Similarly, for more details of Amazon Gift Vouchers and usage limitations, please visit www.amazon.in.
    • Descriptions of the Merchant’s Voucher advertised on BankBazaar.com are provided solely by the Merchant. BankBazaar.com does not investigate or vet any Merchant or Merchant’s Vouchers and is not responsible for any performance or quality claims associated with such description of the Merchant’s Voucher. All information provided on the Merchants Voucher is for informational purposes only and we encourage you to read all information presented on the Merchant’s website www.amazon.in and www.goibibo.com/gocash for warnings and directions that accompany the Voucher before use.
    • Redemption of the Voucher shall be completely governed by the Merchant’s Terms & Conditions and any query/claim/dispute may be referred to the Merchant alone. By use of this Voucher, you agree specifically to the terms on the Voucher and any additional terms as may be determined by the Merchant.
    • As the issuer of the Voucher, the Merchant shall be fully responsible to honour the Voucher, deliver customer services associated with it and resolve disputes, if any, in relation to the Voucher. BankBazaar.com does not make any warranty in relation to the Voucher, including, without limitation, their validity and/or value.
    • BankBazaar.com is not a party to any transaction that the Merchant and you may enter into as a result of you redeeming the Voucher. Shipment and tracking options may be stated in the Merchant terms and conditions and BankBazaar.com owns no liability on the same.
    • No Voucher requests will be entertained for any Personal Loan, Car Loan, or Home Loan product disbursed after the expiry of the time lines mentioned above.
    • No Voucher requests will be entertained for any Credit Card product approved after the expiry of the time lines mentioned above.
    • The voucher is valid for select partners only. A banner displaying the Dhamaal Diwali Badge indicates that the offer is applicable for that particular product.
    • Participants should be 18 years and above as on date of submission of their application.
    • By obtaining the Vouchers through BankBazaar, you acquire only the right to use the same as per terms and conditions stipulated therein.
    • Participant must qualify the eligibility criteria, as may be laid down by partners and which may vary on product to product basis, for being eligible to participate and avail the offers under this Program.
    • BankBazaar shall not be liable for loss or damage of the Voucher once issued. Vouchers cannot be replaced or cancelled after issue.
    • This Program is valid for 1 order per product for a customer/participant during the Program Period.
    • In addition to the above, the Voucher is subject to the terms of use of BankBazaar and these additional terms and conditions
      • No cash or credit alternative in lieu of the Voucher is available under the Program.
      • Reproduction, resale, modification or trade of Voucher is prohibited.
      • Voucher once used cannot be reused.
      • BankBazaar reserves the right to add, modify or discontinue the terms and conditions of this Program at any time without prior notice.
      • BankBazaar reserves the right to verify the eligibility of participants. By taking part in this Program, participants confirm that they accept the terms and conditions set out herein.
    • The decision with respect to purchase of any financial product like Credit Card, Personal Loan, Car Loan or Home Loan suitability or choice or the viability of any financial product or service shall always be the sole responsibility and decision of the user /subscriber/participant.
    • BankBazaar.com shall not be liable for any losses suffered by any participant/customer due to rejection of any application by the Partner Banks.
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  • Personal Loan Reviews

    • HDFC Bank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      The customer service of HDFC bank has told me that I got low credit score so that was the reason I haven't processes with the HDFC bank. The customer service of HDFC bank is good, they gave good response to the customers. The rate of interest is average with HDFC bank.
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      , chennai
      Reviewed on Sep 21, 2017
    • HDFC Bank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I haven't got the loan from HDFC bank, because the document are not ready with me , so the executives were asking to submit the salary slips so that was the reason I haven't got the personal loan from HDFC bank. The rate of interest is high with HDFC bank.
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      , kottayam
      Reviewed on Sep 21, 2017
    • HDFC Bank Personal Loan
      " Good Experience"
      0.5 4.0/5 "Great!"
      HDFC Offered me 14.5% of interest for the personal loan, I took the amount of Rs.85,000 totally tenure would be 36 months, now 31 months got completed yet to pay remaining five months. HDFC charged very less processing fee. I am satisfactory with them.
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      , khammam
      Reviewed on Sep 21, 2017
    • HDFC Bank Personal Loan
      "Average service"
      0.5 2.0/5 "Expected more"
      The HDFC bank customer support gave a call and explained me about the product and they collected the documents as well and they haven't gave any response after the documentation, that was the reason I haven't got the loan with HDFC bank , The Rate Of Interest is high when compared with others.
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      , panaji
      Reviewed on Sep 21, 2017
    • HDFC Bank Personal Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      In the beginning the customer service was good with HDFC bank they gave better response initially but later they haven't gave any kind of response in regards to my personal loan application,so that was the reason I haven't got the loan with HDFC bank.The rate of interest is nominal with HDFC bank.
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      , bangalore
      Reviewed on Sep 21, 2017
    • HDFC Bank Personal Loan
      "Perfect Banking"
      0.5 5.0/5 "Blown Away!"
      With HDFC bank i have taken a personal loan and that experience gave me immense pleasure. That was really a tension free approach. Once i requested for the loan the sanctioned the loan amount of 1 lakhs with rate of interest 11%. The monthly EMI is 3556 for 36 months.
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      , aurangabad
      Reviewed on Sep 21, 2017
    • HDFC Bank Personal Loan
      "Poor response"
      0.5 5.0/5 "Blown Away!"
      Already i have a previous experience in taking a personal loan with HDFC BANK. So i applied for a personal loan again. But this time i got a very disappointing service from HDFC. They did not even responded to my application. Other than that i am happy with their service.
      Was this review helpful? 0
      , aurangabad
      Reviewed on Sep 21, 2017
    • HDFC Bank Personal Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      The HDFC bank executive have told that my credit score is low to process with my personal loan application so that was the reason I haven't proceeded with the HDFC bank personal loan. The rate of interest which they have offered was nominal when compared with other banks .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 21, 2017
    • HDFC Bank Personal Loan
      "Looking for better service and offers"
      0.5 3.0/5 "Satisfactory"
      HDFC reached me on time for the loan process but coordinating was missing from their end. They kept calling me to collect one by one documents, hence loan process got delay and also they offered me around 14% of interest, hence I denied to get disbursement.
      Was this review helpful? 0
      , kollam
      Reviewed on Sep 21, 2017
    • HDFC Bank Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      The HDFC bank gives an excellent service. They have approved my loan amount within 10minutes of time, because it was an pre approved loan, I hold salaried account with HDFC bank, so that was the reason I have disclosed the amount within 10minutes of time. The rate of interest is nominal with HDFC bank.
      Was this review helpful? 0
      , secunderabad
      Reviewed on Sep 21, 2017
    • HDFC Bank Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I got the immediate approval in regards to my personal loan from HDFC bank. It was an pre approved loan from HDFC ., They have disbursed the loan amount within 10minutes of time. I haven't submitted any kind documents because I hold a salaried account from HDFC bank. The rate of interest is nominal with HDFC bank
      Was this review helpful? 0
      , tiruchirapalli
      Reviewed on Sep 21, 2017
    • HDFC Bank Personal Loan
      "Response part has to be improved"
      0.5 1.0/5 "Really Bad"
      HDFC took one month to reach on the loan process. I have submitted all the documents very first day the person came to get the signature from me. But again they never responded when I had a issue on my cheque, I would like to suggest them they should revert back to the customer on their request.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Sep 21, 2017
    • HDFC Bank Personal Loan
      "Good"
      0.5 3.0/5 "Satisfactory"
      Everything was okay at HDFC Bank. I have taken a personal loan from them. The process was good and they provided a good service and response. The interest rate was also as mentioned earlier and the processing charges is normal. In all I am satisfied as customer.
      Was this review helpful? 0
      , mumbai
      Reviewed on Sep 21, 2017
    • HDFC Bank Personal Loan
      "Average"
      0.5 2.0/5 "Expected more"
      I have got the personal loan with the HDFC bank and I would like to say that they have to be get improved. I would like to say that the processing time also need to be get improved and the charges were really huge.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 21, 2017
    • HDFC Bank Personal Loan
      "Overall good"
      0.5 5.0/5 "Blown Away!"
      HDFC Bank was fast in the process and the documentation was normal. I am satisfied with the customer services and the overall experience for the personal loan. The interest rate is of 15% and the processing charges is of 2K. The processing fees was on the higher side.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Sep 21, 2017
    • HDFC Bank Personal Loan
      "Satisfied"
      0.5 5.0/5 "Blown Away!"
      Rate of interest for the personal loan with the HDFC bank was around 1.35% per month. I would like to say that the response is an excellent one for me and I have not got the demand draft yet as it for my disbursal
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 21, 2017
    • HDFC Bank Personal Loan
      "Not satisfied"
      0.5 2.5/5 "Just OK"
      I have taken my personal loan with HDFC bank. Their rate of interest was 17,5% which is very high when compared to other banks. I have taken of just 2 lakhs and I am looking for another 4 lakhs for which they have asked me to apply after 4 months. They must improve their customer service and responsiveness, also they have to respond to me properly.
      Was this review helpful? 0
      , ranchi
      Reviewed on Sep 20, 2017
    • HDFC Bank Personal Loan
      "Adding other banking products while applying for loan"
      0.5 3.0/5 "Satisfactory"
      Recently, I applied for personal loan with HDFC Bank. While during the process of loan approval, the bank executive insisted me to add insurance to my loan. To the best of my knowledge, this is not mentioned anywhere in the terms and condition for applying loan. So it is better not to insist customers for taking insurance with loan.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 20, 2017
    • HDFC Bank Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      It was a superb experience with HDFC BANK Personal loan process . The served me properly it was actually a faster process . As the bank provided me a rate of interest of 11.49% and also i got a processing fee of 0 .99% and also i got approved within few days . All in all it was a superb and a warming experience .
      Was this review helpful? 0
      , delhi
      Reviewed on Sep 20, 2017
    • HDFC Bank Personal Loan
      "Not satisfied"
      0.5 4.0/5 "Great!"
      I have approached HDFC bank for my personal loan but they have rejected my application because I am a proprietor of my company and The loan process is only for employers which was quite disappointing. Their rate of interest was good and satisfactory .
      Was this review helpful? 0
      , pollachi
      Reviewed on Sep 20, 2017
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