Multiple banks. Different interest rates. Call it a "conflict of interest".
  •  Loading your search... Loading your search...
  • HDFC Personal Loan Diwali Offers Oct 2017 is Rated as "Great!" by 14002 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Personal Loan BYTES FROM OUR KITCHEN

    HDFC Personal Loan Diwali Offers Oct 2017

    Personal loans offered by HDFC are quick, reliable and come with many attractive features. With an option to check your eligibility for a personal loan in less than a minute on HDFC website, this loan is one of the most opted personal loans in recent times. You may also assess your HDFC Personal Loan eligibility on the website of BankBazaar by entering your basic details.

    The interest rate ranges from 15.75% to 20% for salaried individuals. Moreover, HDFC has certain branches you can visit with your loan application and walk out with your loan approved. What are you waiting for? Apply for an HDFC personal loan and make this Diwali extravagant.

    Key Features of HDFC Personal Loan

    • You can get your HDFC personal loan eligibility details in one minute, which is available online.
    • The bank has a simple and transparent documentation process for personal loans.
    • You do not have to pay any hidden charges for your personal loan application.
    • The entire loan process (application and approval) is very simple.
    • The bank charges very low processing and prepayment charges.
    • HDFC offers a personal accidental cover of up to Rs.8 lakh and a critical illness cover of up to Rs.1 lakh.
    • The bank offers a personal loan product exclusively for women, which is known as ‘Diva’. It comes with a pre-approved loan amount of Rs.3 lakh.
    • You are eligible for a personal loan if you are within the age group of 21-60 years.
    • You should have been employed for at least 2 years with at least 1 year with the current employer.
    • Your net income should be at least Rs.12,000 or Rs.15,000 per month based on the city that you live in.

    Enjoy Diwali Offers from BankBazaar on HDFC Personal Loans

    Apply for an HDFC personal loan through BankBazaar website and enjoy exclusive offers! BankBazaar specialises in offering online personal loan applications through paperless transactions. BankBazaar has collaborated with Amazon and Vantage Circle to provide you with unique vouchers for Diwali 2017.

    1. Diwali Bonus Wali – HDFC Personal Loan

    Apply for a personal loan from HDFC via BankBazaar.com and get an Amazon gift voucher worth Rs.1,000!

    How to apply for this offer?

    • You will first have to visit BankBazaar.com and go to the HDFC personal loan section. Here, you will have to click ‘Apply’ for this loan.
    • Next, you will receive a gift voucher from Amazon worth Rs.1,000 if your personal loan application gets disbursed.
    • You will receive the voucher on your email address that is registered with BankBazaar that you have entered for your loan application.
    • You can then visit the official website of Amazon or the Amazon app and then redeem your gift voucher.

    Terms and conditions for this offer

    • This Amazon Diwali Bonus Wali – HDFC Personal Loan offer is valid from October 1, 2017 until October 31, 2017.
    • In order to avail this offer, the loan applicant should be at least 18 years old.
    • This gift voucher will be given for personal loans disbursed on or before December 15, 2017.

    2. Vantage Circle Points for HDFC Personal Loan

    When you apply for a personal loan from HDFC through BankBazaar.com via a promotional campaign organised by Vantage Circle, you will receive special Vantage Points.

    When your personal loan application gets disbursed, you will get exclusive Vantage Points worth Rs.1,000.

    How to apply for this offer?

    • You will need to first apply for an HDFC personal loan via the website of BankBazaar.
    • When your loan application gets disbursed, you will get Vantage Points on your ID that is stored in the records of Vantage Circle.
    • You can then sign in to the official website of Vantage to redeem your points.

    Terms and conditions for this offer

    • These points will be offered only to those who apply for HDFC personal loans through promotional campaigns that are conducted by Vantage Circle.
    • This particular offer is valid from September 15, 2017 until October 31, 2017.
    • You will be given this voucher worth Rs.1,000 only if your HDFC personal loan is disbursed on or before November 30, 2017.
    • You will get your Vantage Points voucher through email on the email ID that is registered with BankBazaar.com.
    • The Vantage points will be sent to the HDFC loan applicant’s ID that is registered with Vantage Circle.
    • To avail this offer, the loan applicant will have to be at least 18 years old.
    • This voucher is valid for only select partners.

    Points to Remember While Choosing a Diwali HDFC Personal Loan Offer

    When festive seasons such as Dussehra, Diwali, Dhanteras or arrive, many online companies introduce special promotional campaigns or discounts in order to attract several individuals. You will need to keep in mind that not all such offers are genuine or authentic. Before you agree to take any offer, you will need to check the authenticity of it.

    • A lot of such online promotions can be fake or false. Certain offer providers may take your financial details or personal details when you apply for the offer and use these details for cheating you.
    • You will need to be very attentive while selecting any such offer. Assess each feature of the promotion.
    • You should also be aware of all the terms and conditions such as validity, mode of application, rules, etc.
    • Make sure you check the fine print of your offer details so that you do not miss out the minutest information.
    • Stay away from accepting any online HDFC personal loan offer that you may see on the Internet. Look into each and particular of the loan offer and then make your decision.

    Get any personal loan product from HDFC by applying through BankBazaar and have a joyous time with your near and dear ones. You can make use of this affordable loan to buy a new motorbike or refurbish your wonderful home or to just organise a gala party for your beloved folks.

    Personal Loan Reviews

    • HDFC Bank Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      It was a good experience with hdfc for my personal loan service the process was very fast with hdfc they took only ten days to process the loan process they offered me a interest rate of 10.75 which was comfortable for me and the documents part was easy it was a awesome service from hdfc for my personal loan service.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 23, 2017
    • HDFC Bank Personal Loan
      "Need Improvement"
      0.5 3.0/5 "Satisfactory"
      The response was not up to the mark with the HDFC bank personal loan service. The information which they gave is not true and the response part need to be improved with HDFC bank. I got the personal loan with HDFC bank around 2 years ago. I have got the required loan amount and the rate of interest is high when compared with other banks.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 23, 2017
    • HDFC Bank Personal Loan
      "Its very quick"
      0.5 5.0/5 "Blown Away!"
      I work for a company called Erricison as it is listed, HDFC Bank managed to offer a discount on the rate of interest which is 11.9% . Another plus was, the bank also waived off the processing fee once after I demanded for a waiver of processing fee. The service level action taken to process the request was hardly 5 days. The only limitation here is part payment option, as it is not there.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 22, 2017
    • HDFC Bank Personal Loan
      "Charges has to be reduced"
      0.5 4.0/5 "Great!"
      Personal loan was fast in HDFC, they disbursed the loan amount on time. I took the loan of Rs. 2.5 lakhs and 1.40 lakh, they gave higher interest and with huge processing fee. Finally I foreclosed my loan by paying 4% of interest on principal amount.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 22, 2017
    • HDFC Bank Personal Loan
      "Nice experience"
      0.5 4.0/5 "Great!"
      My personal loan is from HDFC Bank and the bank was quick in the response as soon as I placed a request. They have offered me a good deal on the loan and the processing charges is also normal. The disbursement happened on time and as per my expectation.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 22, 2017
    • HDFC Bank Personal Loan
      "The experience was good"
      0.5 5.0/5 "Blown Away!"
      The process for getting a Personal Loan with HDFC Bank was quite simple. They required very minimal amount of documents and the process was pretty quick too. Their Rate of Interest is one of the best in the Market. I have been a happy customer of HDFC for a while now.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 22, 2017
    • HDFC Bank Personal Loan
      "Need improvement"
      0.5 1.0/5 "Really Bad"
      The HDFC bank executives promised me that they will send the executive to collect the documents but no came to collect the documents. The customer support is average with HDFC bank. They need to stick on their promises. The service need to be improved with HDFC bank.
      Was this review helpful? 0
      , chittoor
      Reviewed on Nov 22, 2017
    • HDFC Bank Personal Loan
      "Better service"
      0.5 5.0/5 "Blown Away!"
      Within 10 seconds I got the personal loan from HDFC bank . They have offered me a pre approved loan so I never submitted any documents to HDFC bank. The customer support was very prompt with their service, because they have approved the required loan amount. The rate of interest and the charges are nominal with HDFC bank.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 22, 2017
    • HDFC Bank Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I had taken a personal loan service from hdfc the interest rate they offered me was 14 % which was high compare to other banks ,I use to get regular followups from hdfc executives which was very helpful for me to process the loan further it was totally a amazing experience with hdfc for my personal loan service.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 22, 2017
    • HDFC Bank Personal Loan
      "Special experience"
      0.5 5.0/5 "Blown Away!"
      The experience with HDFC in regards to my Personal Loan was special. They gave me the loan within 1-2 days and the documentation required was minimal. The Rate of Interest offered by them are very nominal too. Their communication was also good with me.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 22, 2017
    • HDFC Bank Personal Loan
      "Needs to improve"
      0.5 1.0/5 "Really Bad"
      My personal loan experience was not good with HDFC bank, there are lot of hidden charges and those charges are not informed prior to taking the loan. The loan amount was for 3 lakhs with the rate of interest of 14% which is high when compared to other banks. Document was collected door step and the loan amount was approved within a week. Customer service was not up to the mark, they did not keep their commitments.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 22, 2017
    • HDFC Bank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan with Hdfc bank.The loan amount is one lakh.The rate of interest is 15% low compared to other banks.Tenure is for 3 years.The monthly EMI is 3400,they had deducted processing fees of an amount 500.The net banking service is good.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 22, 2017
    • HDFC Bank Personal Loan
      "Easy Loan option"
      0.5 5.0/5 "Blown Away!"
      I took the personal loan based on saving account, they offered Rs. 1.5 lakh for the tenure of three years. Interest rate was nominal as per market standard. There was no documentation process, through netbanking I applied and taken instant loan on my account.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 22, 2017
    • HDFC Bank Personal Loan
      "Can be more proactive in the services"
      0.5 3.0/5 "Satisfactory"
      HDFC Bank needs to be more proactive when it comes to the customer services. I have taken a personal loan and the rate of interest was of 11.99% and the processing charges are normal. They could be more quick in the process and the disbursement has to happen on time.
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 21, 2017
    • HDFC Bank Personal Loan
      "Good Loan"
      0.5 4.0/5 "Great!"
      The experience with HDFC Personal Loan was pretty good. They provided me the Loan very easily, the overall process of application was also short. The documentation required were minimal too. The Rate of Interest offered by them was also pretty low.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 21, 2017
    • HDFC Bank Personal Loan
      "Very Good service"
      0.5 4.5/5 "Excellent!"
      The personal loan service was excellent with HDFC bank, they have approved my required loan amount. They have disbursed my loan amount within 10 seconds of time, because it is an pre approved loan. I never submitted any documents in regards to my HDFC bank personal loan concern. The rate of interest and the charges are nominal with HDFC bank.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 21, 2017
    • HDFC Bank Personal Loan
      "Very good"
      0.5 5.0/5 "Blown Away!"
      My personal loan was taken with HDFC Bank. They were very co operative and their representative was kind and helpful to me. The rate of interest is 17% which was quite high compared to others. They sanctioned the loan on the promised time. The executive came to place and collected the documents.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Nov 21, 2017
    • HDFC Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      As I'm a long time customer with HDFC bank they offered me a personal loan which I have accepted it and availed it. HDFC bank offered me this personal loan with around 14% as rate of interest. There was some processing fees but I don't remember it. Loan got disbursed immediately like within a week or so. The documentation was hassle free as I'm a salary account holder with them.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Nov 21, 2017
    • HDFC Bank Personal Loan
      "Best service"
      0.5 5.0/5 "Blown Away!"
      My personal loan experience with HDFC bank was good, they provided the services on time and there was no delay, the process was very smooth and easy, my loan amount was approved within 2 days. The loan amount was for Rs 2 lakhs with the rate of interest of 11% which was the best rate in the market. Customer service was good and they responded on time.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 21, 2017
    • HDFC Bank Personal Loan
      "Very good services & response"
      0.5 5.0/5 "Blown Away!"
      The services at HDFC Bank is excellent in the process for the personal loan. I did not face any hassles and they are very clear in the process. I have taken a loan amount of 4.5 lakhs and the rate of interest was of 12.5% and the processing charges are normal.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 21, 2017
    Common Loader Icon
  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.