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  • HDFC Personal Loan Diwali Offers Oct 2017 is Rated as "Great!" by 14697 Users

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    HDFC Personal Loan Diwali Offers Oct 2017

    Personal loans offered by HDFC are quick, reliable and come with many attractive features. With an option to check your eligibility for a personal loan in less than a minute on HDFC website, this loan is one of the most opted personal loans in recent times. You may also assess your HDFC Personal Loan eligibility on the website of BankBazaar by entering your basic details.

    The interest rate ranges from 15.75% to 20% for salaried individuals. Moreover, HDFC has certain branches you can visit with your loan application and walk out with your loan approved. What are you waiting for? Apply for an HDFC personal loan and make this Diwali extravagant.

    Key Features of HDFC Personal Loan

    • You can get your HDFC personal loan eligibility details in one minute, which is available online.
    • The bank has a simple and transparent documentation process for personal loans.
    • You do not have to pay any hidden charges for your personal loan application.
    • The entire loan process (application and approval) is very simple.
    • The bank charges very low processing and prepayment charges.
    • HDFC offers a personal accidental cover of up to Rs.8 lakh and a critical illness cover of up to Rs.1 lakh.
    • The bank offers a personal loan product exclusively for women, which is known as ‘Diva’. It comes with a pre-approved loan amount of Rs.3 lakh.
    • You are eligible for a personal loan if you are within the age group of 21-60 years.
    • You should have been employed for at least 2 years with at least 1 year with the current employer.
    • Your net income should be at least Rs.12,000 or Rs.15,000 per month based on the city that you live in.

    Enjoy Diwali Offers from BankBazaar on HDFC Personal Loans

    Apply for an HDFC personal loan through BankBazaar website and enjoy exclusive offers! BankBazaar specialises in offering online personal loan applications through paperless transactions. BankBazaar has collaborated with Amazon and Vantage Circle to provide you with unique vouchers for Diwali 2017.

    1. Diwali Bonus Wali – HDFC Personal Loan

    Apply for a personal loan from HDFC via BankBazaar.com and get an Amazon gift voucher worth Rs.1,000!

    How to apply for this offer?

    • You will first have to visit BankBazaar.com and go to the HDFC personal loan section. Here, you will have to click ‘Apply’ for this loan.
    • Next, you will receive a gift voucher from Amazon worth Rs.1,000 if your personal loan application gets disbursed.
    • You will receive the voucher on your email address that is registered with BankBazaar that you have entered for your loan application.
    • You can then visit the official website of Amazon or the Amazon app and then redeem your gift voucher.

    Terms and conditions for this offer

    • This Amazon Diwali Bonus Wali – HDFC Personal Loan offer is valid from October 1, 2017 until October 31, 2017.
    • In order to avail this offer, the loan applicant should be at least 18 years old.
    • This gift voucher will be given for personal loans disbursed on or before December 15, 2017.

    2. Vantage Circle Points for HDFC Personal Loan

    When you apply for a personal loan from HDFC through BankBazaar.com via a promotional campaign organised by Vantage Circle, you will receive special Vantage Points.

    When your personal loan application gets disbursed, you will get exclusive Vantage Points worth Rs.1,000.

    How to apply for this offer?

    • You will need to first apply for an HDFC personal loan via the website of BankBazaar.
    • When your loan application gets disbursed, you will get Vantage Points on your ID that is stored in the records of Vantage Circle.
    • You can then sign in to the official website of Vantage to redeem your points.

    Terms and conditions for this offer

    • These points will be offered only to those who apply for HDFC personal loans through promotional campaigns that are conducted by Vantage Circle.
    • This particular offer is valid from September 15, 2017 until October 31, 2017.
    • You will be given this voucher worth Rs.1,000 only if your HDFC personal loan is disbursed on or before November 30, 2017.
    • You will get your Vantage Points voucher through email on the email ID that is registered with BankBazaar.com.
    • The Vantage points will be sent to the HDFC loan applicant’s ID that is registered with Vantage Circle.
    • To avail this offer, the loan applicant will have to be at least 18 years old.
    • This voucher is valid for only select partners.

    Points to Remember While Choosing a Diwali HDFC Personal Loan Offer

    When festive seasons such as Dussehra, Diwali, Dhanteras or arrive, many online companies introduce special promotional campaigns or discounts in order to attract several individuals. You will need to keep in mind that not all such offers are genuine or authentic. Before you agree to take any offer, you will need to check the authenticity of it.

    • A lot of such online promotions can be fake or false. Certain offer providers may take your financial details or personal details when you apply for the offer and use these details for cheating you.
    • You will need to be very attentive while selecting any such offer. Assess each feature of the promotion.
    • You should also be aware of all the terms and conditions such as validity, mode of application, rules, etc.
    • Make sure you check the fine print of your offer details so that you do not miss out the minutest information.
    • Stay away from accepting any online HDFC personal loan offer that you may see on the Internet. Look into each and particular of the loan offer and then make your decision.

    Get any personal loan product from HDFC by applying through BankBazaar and have a joyous time with your near and dear ones. You can make use of this affordable loan to buy a new motorbike or refurbish your wonderful home or to just organise a gala party for your beloved folks.

    Personal Loan Reviews

    • HDFC Bank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      The HDFC bank was ready to approve the personal loan on time. But I haven't got the loan ,because I have postponed my plan, that was the reason I haven't got the loan from them. The rate of interest and the charges are average when compared with others.
      Was this review helpful? 0
      , paradip
      Reviewed on May 21, 2018
    • HDFC Bank Personal Loan
      "Need to reduce charges"
      0.5 3.5/5 "Pretty good"
      My personal loan experience was good with HDFC bank, the loan amount was sufficient but the rate of interest was high when compared to other banks. Customer service was good and they followed up on time. I prelcosed this loan due to personal reason and i had to pay a penalty for it.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 21, 2018
    • HDFC Bank Personal Loan
      "HDFC BANK Personal Loan"
      0.5 5.0/5 "Blown Away!"
      I have my personal loan wit HDFC bank which was taken in few days. The loan amount was 50,000 and the interest rate was 15.75% which is too high . The tenure period was 12 months. The customer service and responses was really good. The loan was approve on time and I have not faced any inconvenience with the process,.
      Was this review helpful? 0
      , noida
      Reviewed on May 21, 2018
    • HDFC Bank Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have my personal loan wit HDFC bank which was taken 1 year back. The loan amount was 3 lakhs and the interest rate was 10.99% which is average . The tenure period was 36 months. The customer service and responses was really good. The loan was approve don time and I have not faced any inconvenience with the process,.
      Was this review helpful? 0
      , thane
      Reviewed on May 20, 2018
    • HDFC Bank Personal Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I took a personal loan from the HDFC bank. The loan application was completely paperless. The loan amount was credited to my account quickly. Overall the whole application process was really fast and hassle free. It is so easy to apply for personal with HDFC
      Was this review helpful? 0
      , secunderabad
      Reviewed on May 20, 2018
    • HDFC Bank Personal Loan
      "Very good"
      0.5 5.0/5 "Blown Away!"
      My personal loan was taken with HDFC bank few months back. The loan amount was 5 lakhs and the interest rate was 10.99% which is average . The tenure period was 5 years and the process easy very smooth. They have sanctioned the loan with the committed time.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 20, 2018
    • HDFC Bank Personal Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      I took a personal loan for 1 Lakh from the HDFC bank. They offered an interest rate of 16.2 % .The application process was smooth and hassle free. I got the loan amount credited to my account with in 2 days. The whole application process and documentation was quick and hassle free.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 20, 2018
    • HDFC Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have opted the personal loan from the HDFC bank. The promised rate of interest was not approved and I am not happy about the interest rate. I have got the loan amount within a week time. The customer support service and the response is good with the HDFC bank.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 18, 2018
    • HDFC Bank Personal Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I took a personal loan of 190000 and their interest rate is flexible as per customer requirements . I got the loan with in 3 days, the documentation part was also easy and the loan amount was credited directly to my account.
      Was this review helpful? 0
      , chennai
      Reviewed on May 18, 2018
    • HDFC Bank Personal Loan
      "Average service"
      0.5 5.0/5 "Blown Away!"
      I got the personal loan from the HDFC bank within 5 to 6 days of time. The customer support service and the response is good from he HDFC bank. The required loan amount has been disbursed and I am satisfied with it. The rate of interest and the charges are high with the HDFC personal loan.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on May 18, 2018
    • HDFC Bank Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      The HDFC bank personal loan service was quite good and I have got the loan amount within 2 days of time. The customer support service and the response is good from the HDFC bank. The rate of interest and the charges are average here with the HDFC bank personal loan.
      Was this review helpful? 0
      , tiruchirapalli
      Reviewed on May 18, 2018
    • HDFC Bank Personal Loan
      "Average service"
      0.5 1.0/5 "Really Bad"
      I am an existing customer to HDFC ban but still , I haven't got the loan from them and they have rejected my personal loan application saying that my credit score was low. the customer support service and the response is average from the HDFC bank.
      Was this review helpful? 0
      , mettur
      Reviewed on May 18, 2018
    • HDFC Bank Personal Loan
      "Needs to improve"
      0.5 2.0/5 "Expected more"
      I have taken a personal loan from HDFC bank and my loan experience was not up to the mark. The loan amount was for Rs 2.5 lakhs with nominal interest rate when compared to other banks. Initially the loan amount was not debited and then when i chose to pay on different date then the amount was debited twice. There was no proper response from the customer service. The tenure for this loan is 4 years.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 18, 2018
    • HDFC Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      My personal loan experience was good with HDFC bank, the loan amount was based on my requirements and the rate of interest was nominal when compared to all other banks. The process was quick and i received my loan amount on time. The tenure period for this loan is 1 year.
      Was this review helpful? 0
      , pune
      Reviewed on May 17, 2018
    • HDFC Bank Personal Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      I took another personal loan for 3 lacs for home renovation which was also a smooth experience. The application process and documentation was smooth and hassle free. I never had any issues with the loan application. Overall it is a recommendable service.
      Was this review helpful? 0
      , chennai
      Reviewed on May 17, 2018
    • HDFC Bank Personal Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      I took a personal Loan from HDFC . The Application process was smooth and the loan amount was credited to my account with in 7 days. The documentation was also very fast. I am happy with their services considering the loan experience and never had any issues.
      Was this review helpful? 0
      , chennai
      Reviewed on May 17, 2018
    • HDFC Bank Personal Loan
      "Personal loan with HDFC"
      0.5 4.0/5 "Great!"
      I have taken a personal loan from HDFC bank and the disbursed loan amount was 7.52 lakhs. The rate of interest was 15%. The monthly emi is 8000 for tenure of 4 years.The customer service and follow up regarding the loan was good. The loan got approved on time.
      Was this review helpful? 0
      , thiruvananthapuram
      Reviewed on May 17, 2018
    • HDFC Bank Personal Loan
      "Good Service"
      0.5 4.5/5 "Excellent!"
      I took a personal loan of 1 Lac from the HDFC bank. The application process was quick and loan was approved with in days. Overall the process was quick and hassle free. I never had any issues with the bank and their services. I make the payments online and it is convenient for me.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 16, 2018
    • HDFC Bank Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      The HDFC bank personal loan service was quite good and I have got the loan amount within 4 to 5 days of time. The customer support service and the response is good from the HDFC bank. The required loan amount has been given and I am satisfied with it.
      Was this review helpful? 0
      , tiruchirapalli
      Reviewed on May 16, 2018
    • HDFC Bank Personal Loan
      "Average service"
      0.5 4.0/5 "Great!"
      The HDFC bank service was quite good and I have applied for the higher loan amount but I have got very low loan amount. The processing fee and the charges quite high with the HDFC bank. The rate of interest and the charges are also high with the HDFC bank personal loan service.
      Was this review helpful? 0
      , chennai
      Reviewed on May 16, 2018
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