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  • HDBFS Personal Loan Diwali Offers Oct 2017 is Rated as "Great!" by 275 Users

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    HDBFS Personal Loan Diwali Offers Oct 2017

    HDB Financial Services Personal Loan Diwali Offers October 2017 – Grab Amazon Diwali Bonus Wali and Vantage Circle Points

    HDB Financial Services Limited is a subsidiary company of The Housing Development Finance Corporation Limited (HDFC). With a speedy loan process, personal loans offered by HDB Financial services are popular among many loan seekers in India. So, if you have festival-related expenses to meet, HDBFS’s personal loan is your best option.

    You can apply for an HDBFS personal loan or an HDBFS Business Loan on the BankBazaar website and enjoy superb deals! This year, BankBazaar will enable you to celebrate the festival of lights merrily with your near and dear ones. Enjoy this joyous occasion with sweets, savouries, new goodies, and new clothes!

    Key Features of HDBFS Personal Loan

    • Personal loans up to Rs.20 lakhs granted.
    • The minimum tenure is 12 months and the maximum repayment period can go up to 60 months.
    • No guarantor or security is required to avail this loan.
    • Hassle free documentation.
    • Doorstep service available.
    • Salaried individuals who fall within the age group of 21 years to 60 years with minimum 1-year work experience with the current employer, earning at least Rs.20, 000 net monthly income are eligible to get this personal loan.

    Interest rates for HDBFS Personal Loan

    For HDBFS personal loans, a floating rate of interest is applied. In this case, a Floating Reference Rate (FRR) is charged on the facility with spread as agreed while taking the loan. This FRR is set every quarter.

    • FRR as on July 1, 2017: 18% p.a.
    • FRR as on October 1, 2017: 18% p.a.
    • Next revision date: January 1, 2018

    There are also Short Term Floating Rates (STFR) for HDBFS short-term loans where loans are taken against securities or gold. Even STFRs are set every quarter.

    • STFR as on July 1, 2017: 11.25% p.a.
    • STFR as on October 1, 2017: 11.25% p.a.
    • Next revision date: January 1, 2018

    Enjoy Diwali offers from BankBazaar on HDBFS Personal Loan 2017

    Apply for a personal loan product from HDBFS if you meet their eligibility criteria. You can check if you are eligible on the BankBazaar website itself. You can apply conveniently for an HDBFS personal loan on the BankBazaar website and even enjoy exclusive discounts when your loan gets sanctioned. When you apply via BankBazaar.com, you will receive Amazon vouchers and Vantage Circle points.

    1. Diwali Bonus Wali – HDBFS Personal Loan

    Go for any HDBFS personal loan and apply for it on the BankBazaar web portal. You will be entitled to receive an Amazon Diwali Bonus Wali voucher worth Rs.1,000.

    How to apply for this offer?

    • First, you will need to go to BankBazaar.com and then go to the HDBFS personal loan segment. Here, you will need to click ‘Get Quote’ for the loan option that you are interested in. You will receive a response within 30 minutes.
    • If your personal loan gets disbursed, you will receive a cool voucher worth Rs.1,000. This will be sent to your email ID that you have given when your personal loan is disbursed.
    • You can then visit the Amazon website or download the Amazon app on your smartphone to redeem your gift voucher.

    Terms and conditions for this offer

    • This Amazon Diwali Bonus Wali – HDBFS Personal Loan offer is valid from October 1, 2017 until October 31, 2017.
    • Your age should be at least 18 years to avail this offer.
    • To avail this offer, your personal loan application should be disbursed on or before December 15, 2017.
    • You cannot club with this offer with any other voucher or promotion.

    2. Vantage Circle Points for HDBFS Personal Loan

    If you apply for an HDBFS personal loan on BankBazaar.com through any promotional campaign conducted by Vantage Circle, you will receive Vantage Points worth Rs.1,000.

    How to apply for this offer?

    • First, select any of the 2 HDBFS personal loan options on the BankBazaar website and then click on ‘Get Quote’. After you receive the response within 30 minutes, you can apply for the loan.
    • Once your loan application gets disbursed, you will receive the Vantage points on your ID that is registered with Vantage Circle. These will be added to your Vantage account.
    • Next, you can log on to the official website of Vantage Circle to redeem these points.

    Terms and conditions for this offer

    • You can avail this offer only if you apply for an HDBFS personal loan on BankBazaar.com via any promotional campaign run by Vantage Circle.
    • The validity of this offer starts from September 15, 2017 until October 31, 2017.
    • This is valid only if your HDBFS personal loan is disbursed on or before November 30, 2017.
    • You will receive your Vantage Points via email on the email address that is registered with BankBazaar.com.
    • You will have to be at least 18 years old to be eligible for this offer.
    • You will get the points only in your Vantage Circle account.

    Things to Keep in Mind While Choosing a Diwali HDBFS Personal Loan Offer

    • Many financial websites may be offering various personal loan offers during such times such as Diwali as they know that people are looking for attractive deals for shopping. However, as a sensible online customer, you should be very cautious of these online promotions.
    • Make sure you check each and every term and condition before you sign up for the offer.
    • Read the fine print of your offer to not miss out any detail about the loan.
    • Check for the authenticity and the genuineness of the offer. Do not sign up for any random offer that you see on the World Wide Web.

    Choose BankBazaar.com for your HDBFS personal loan and get your funds in no time! This Diwali/Dhanteras, you can celebrate new beginnings by purchasing whatever you want. Be it a new furniture set, a new motorbike, or a new home theatre system, you can count on HDBFS for reliable funds.

    Personal Loan Reviews

    • HDB Financial Services Personal Loan
      "Good Banking Service"
      0.5 4.0/5 "Great!"
      Got my personal form HDB financial service, as the rate of interest is nominal one of 14% . Making the payments through Ecs . Got approved as instant approval process. There is no processing fees for the personal loan with tenure period of 3 years . Their customer service and response is good regarding personal loan.
      Was this review helpful? 2
      , bangalore
      Reviewed on Sep 06, 2018
    • HDB Financial Services Personal Loan
      "Need to reduce ROI"
      0.5 5.0/5 "Blown Away!"
      My experience was very good with HDB personal loan, the process took 10 days to complete and it was smooth. The loan amount was for Rs 10 lacs with high interest rate and the tenure period for this loan is 5 years. Customer service was very good and they responded on time.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 27, 2018
    • HDB Financial Services Personal Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan from the HDB Financial Services for 3 Lacs, the interest rate was in par with the market rate. It has been a hassle free personal loan experience with the HDB
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Aug 24, 2018
    • HDB Financial Services Personal Loan
      "Average Service"
      0.5 3.0/5 "Satisfactory"
      I've take a personal loan from the HDB for 3 Lacs, the interest rate was very high, there was also a delay in processing the loan. They need to keep the interest rate in par with the market rate.It hasn't been a good personal loan experience with them.
      Was this review helpful? 2
      , coimbatore
      Reviewed on Aug 23, 2018
    • HDB Financial Services Personal Loan
      "GOOD LOAN"
      0.5 4.0/5 "Great!"
      It was a good experience with them, documentation was easy , i feel that rate of interest was nominal, it was on time process, customer service was good, EMI values also is ok, every month it get auto debited from my account, which is also easy.
      Was this review helpful? 2
      , thane
      Reviewed on Aug 14, 2018
    • HDB Financial Services Personal Loan
      "Very good"
      0.5 4.0/5 "Great!"
      My personal loan was taken with HDB FINANCE. The process was very nice but it took a longer time here. The interest rate was on a higher side . The tenure period was 5 years . The customer service and responses was good. They were calling up for many times.The processing fee was nominal and the documentation was smooth.
      Was this review helpful? 1
      , bangalore
      Reviewed on Aug 14, 2018
    • HDB Financial Services Personal Loan
      "AVERAGE"
      0.5 4.0/5 "Great!"
      I have taken a loan with HDB BANK and my loan experience is pretty good. My loan amount is 300000 and interest rate is is nominal. There are no hidden charges. I use to pay 11000 as EMI per month and tenure period is 3years. Processing fee is nominal.The process was so smooth at the time of submitting my documents, i did not face any problems.
      Was this review helpful? 2
      , bangalore
      Reviewed on Aug 10, 2018
    • HDB Financial Services Personal Loan
      "Unhappy with the services"
      0.5 1.0/5 "Really Bad"
      I had taken a personal loan with HDB financial services. I asked for four lakhs and they have given only two lakhs and I was told that the interest rate is of 14%. It is almost a year now and I wanted to taken a top up. So I contacted the institution. The executive told me that the interest rate is of 26% and the person earlier has misguided me and informed me 14%.
      Was this review helpful? 11
      , bangalore
      Reviewed on Aug 02, 2018
    • HDB Financial Services Personal Loan
      "Very good"
      0.5 4.0/5 "Great!"
      My personal loan was taken with HDB FINANCE. The loan amount was 3,30,000 and the interest rate was satisfactory and the tnrue period was 3 years,. I had a very smooth process here but the documentation was but tedious sine they requested lot of documents to submit but the process was very nominal. They have sanctioned the loan with the committed time.
      Was this review helpful? 5
      , bangalore
      Reviewed on Jul 20, 2018
    • HDB Financial Services Personal Loan
      "Not satisfied"
      0.5 2.0/5 "Expected more"
      My personal loan experience was not up to the mark with HDB financial services, customer service was not up to the mark and there was no proper response. I was not able to track how much EMI i have to pay for the month and the rate of interest is way high when compared to others.
      Was this review helpful? 0
      , pune
      Reviewed on Jul 20, 2018
    • HDB Financial Services Personal Loan
      "Satisfactory"
      0.5 4.0/5 "Great!"
      My personal loan was taken with HDB FINANCE 9 months back. The loan amount was 2,50,000 and given interest rate was satisfactory . The customer service and responses was good. They have sanctioned the loan with the committed time,. The processing fee was also nominal.
      Was this review helpful? 1
      , pune
      Reviewed on Jul 04, 2018
    • HDB Financial Services Personal Loan
      "Average Service"
      0.5 3.5/5 "Pretty good"
      The process in getting the loan had been very much easy and the loan has got on the right time. The loan amount which they had given had been satisfactory and the interest rate with them had been okay. There has not been any issues faced with any of the banking services which they had been providing so far.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jun 25, 2018
    • HDB Financial Services Personal Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan with HDB and my loan experience was good, the loan amount was for Rs 2 lakhs with high interest rate when compared to all other sources. Customer service was good and they collected documents on time. The tenure period for this loan is 3 years.
      Was this review helpful? 2
      , ahmedabad
      Reviewed on Jun 14, 2018
    • HDB Financial Services Personal Loan
      "Average service"
      0.5 2.0/5 "Expected more"
      The personal loan service is not up to the mark with the HDB FINANCIAL services. They will not keep their promises and they haven't fulfilled their promise in regards to my personal loan application. The rate of interest and the charges are average with the Hdb financial services.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 12, 2018
    • HDB Financial Services Personal Loan
      "Worst service "
      0.5 0.5/5 "Unacceptable"
      Don't deserve a single rating, worst behaviour, worst service, at udaipur branch each & every member of panchvati branch. Please don't suggest anyone to apply any type of loan in HDB. There are so many options available but personally I don't suggest anyone.
      Was this review helpful? 1
      , udaipur
      Reviewed on May 25, 2018
    • HDB Financial Services Personal Loan
      "Satisfactory"
      0.5 4.0/5 "Great!"
      I have taken a personal loan earlier with HDB financial services. The customer services and response is good and there are no hassles in the process. The rate of interest is around 13% and the processing charges is normal too. The after loan services are good.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 24, 2018
    • HDB Financial Services Personal Loan
      "Overall good and smooth process"
      0.5 4.0/5 "Great!"
      It was a good experience with HDB Financial services for the personal loan. The process was on time and I got the loan within one week too. The executive collected my documents at my place. The rate of interest is around 12.99% and the processing fees was around 2500. I got the loan amount as needed and this is for the tenure of 5 years.
      Was this review helpful? 0
      , chennai
      Reviewed on May 22, 2018
    • HDB Financial Services Personal Loan
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      I have taken my personal loan with HDFC bank 3 years back. The loan amount was 1,14,000 and the interest rate was 11-12% which is average . The customer service and responses was really good. The process was very good and they haves sanctioned the loan with the committed time .
      Was this review helpful? 1
      , aurangabad
      Reviewed on May 20, 2018
    • HDB Financial Services Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a personal loan with HDB Financial services and my loan experience was good, the loan amount was for Rs 1.5 lakhs with nominal interest rate. The process was quick and i received my loan amount within 1 week. Customer service was good with HDB and tenure period for this loan is 3 years.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 17, 2018
    • HDB Financial Services Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      Got the personal loan from the HDB FINANCIAL SERVICE around 2 months ago. The customer support service is good from them , they have sent their executives to collect the documents on time. The required loan amount has been given and I am satisfied with it. The rate of interest and the charges are good as per the customer requirement.
      Was this review helpful? 2
      , mumbai
      Reviewed on May 16, 2018
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