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  • HDBFS Personal Loan Diwali Offers Nov 2018

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  • HDB Financial Services Personal Loan Diwali Offers November 2018

    HDB Financial Services Limited is a subsidiary company of The Housing Development Finance Corporation Limited (HDFC). With a speedy loan process, personal loans offered by HDB Financial services are popular among many loan seekers in India. So, if you have festival-related expenses to meet, HDBFS’s personal loan is your best option.

    You can apply for an HDBFS personal loan or an HDBFS Business Loan on the BankBazaar website and enjoy superb deals! This year, BankBazaar will enable you to celebrate the festival of lights merrily with your near and dear ones. Enjoy this joyous occasion with sweets, savouries, new goodies, and new clothes!

    Key Features of HDBFS Personal Loan

    • Loans of up to Rs.20 lakh can be availed as personal loan from HDBFS.
    • No security/collateral/guarantor is required to avail this loan.
    • The loan application procedure is quick and the documentation is hassle-free.
    • Salaried individuals wishing to avail this loan should be aged between 21 to 60 years while self-employed individuals should be aged between 22 to 65 years at the time of maturity.
    • Doorstep service is available for the loan application process of HDBFS.
    • The minimum tenure is 12 months and the maximum repayment period can go up to 60 months.

    Interest rates for HDBFS Personal Loan

    For HDBFS personal loans, a floating rate of interest is applied. In this case, a Floating Reference Rate (FRR) is charged on the facility with spread as agreed while taking the loan. This FRR is set every quarter.

    FRR as on July 1, 2018: 18% p.a.

    FRR as on October 1, 2018: 18.45% p.a.

    Next revision date: January 1, 2019

    There are also Short Term Floating Rates (STFR) for HDBFS short-term loans where loans are taken against securities or gold. Even STFRs are set every quarter.

    STFR as on July 1, 2018: 12% p.a.

    STFR as on October 1, 2018: 12.50% p.a.

    Next revision date: January 1, 2019

    Things to Keep in Mind While Choosing a Diwali HDBFS Personal Loan Offer

    • Many financial websites may be offering various personal loan offers during Diwali as they know that people are looking for attractive deals for shopping. However, as a sensible online customer, you should be very cautious of these online promotions.
    • Make sure you check the Terms & Conditions of the offer thoroughly before you sign up for it.
    • Read the fine print of the offer and ensure that you do not miss out any details about the loan.
    • Check for the authenticity and the genuineness of the offer. Do not sign up for any random offer that you see on the internet.

    Choose BankBazaar.com for your HDBFS personal loan and get your funds in no time! This Diwali/Dhanteras, you can celebrate new beginnings by purchasing whatever you want. Be it a new furniture set, a new motorbike, or a new home theatre system, you can count on HDBFS for reliable funds.

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

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