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  • HDBFS Personal Loan Diwali Offers Oct 2017 is Rated as "Great!" by 258 Users

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    HDBFS Personal Loan Diwali Offers Oct 2017

    HDB Financial Services Personal Loan Diwali Offers October 2017 – Grab Amazon Diwali Bonus Wali and Vantage Circle Points

    HDB Financial Services Limited is a subsidiary company of The Housing Development Finance Corporation Limited (HDFC). With a speedy loan process, personal loans offered by HDB Financial services are popular among many loan seekers in India. So, if you have festival-related expenses to meet, HDBFS’s personal loan is your best option.

    You can apply for an HDBFS personal loan or an HDBFS Business Loan on the BankBazaar website and enjoy superb deals! This year, BankBazaar will enable you to celebrate the festival of lights merrily with your near and dear ones. Enjoy this joyous occasion with sweets, savouries, new goodies, and new clothes!

    Key Features of HDBFS Personal Loan

    • Personal loans up to Rs.20 lakhs granted.
    • The minimum tenure is 12 months and the maximum repayment period can go up to 60 months.
    • No guarantor or security is required to avail this loan.
    • Hassle free documentation.
    • Doorstep service available.
    • Salaried individuals who fall within the age group of 21 years to 60 years with minimum 1-year work experience with the current employer, earning at least Rs.20, 000 net monthly income are eligible to get this personal loan.

    Interest rates for HDBFS Personal Loan

    For HDBFS personal loans, a floating rate of interest is applied. In this case, a Floating Reference Rate (FRR) is charged on the facility with spread as agreed while taking the loan. This FRR is set every quarter.

    • FRR as on July 1, 2017: 18% p.a.
    • FRR as on October 1, 2017: 18% p.a.
    • Next revision date: January 1, 2018

    There are also Short Term Floating Rates (STFR) for HDBFS short-term loans where loans are taken against securities or gold. Even STFRs are set every quarter.

    • STFR as on July 1, 2017: 11.25% p.a.
    • STFR as on October 1, 2017: 11.25% p.a.
    • Next revision date: January 1, 2018

    Enjoy Diwali offers from BankBazaar on HDBFS Personal Loan 2017

    Apply for a personal loan product from HDBFS if you meet their eligibility criteria. You can check if you are eligible on the BankBazaar website itself. You can apply conveniently for an HDBFS personal loan on the BankBazaar website and even enjoy exclusive discounts when your loan gets sanctioned. When you apply via BankBazaar.com, you will receive Amazon vouchers and Vantage Circle points.

    1. Diwali Bonus Wali – HDBFS Personal Loan

    Go for any HDBFS personal loan and apply for it on the BankBazaar web portal. You will be entitled to receive an Amazon Diwali Bonus Wali voucher worth Rs.1,000.

    How to apply for this offer?

    • First, you will need to go to BankBazaar.com and then go to the HDBFS personal loan segment. Here, you will need to click ‘Get Quote’ for the loan option that you are interested in. You will receive a response within 30 minutes.
    • If your personal loan gets disbursed, you will receive a cool voucher worth Rs.1,000. This will be sent to your email ID that you have given when your personal loan is disbursed.
    • You can then visit the Amazon website or download the Amazon app on your smartphone to redeem your gift voucher.

    Terms and conditions for this offer

    • This Amazon Diwali Bonus Wali – HDBFS Personal Loan offer is valid from October 1, 2017 until October 31, 2017.
    • Your age should be at least 18 years to avail this offer.
    • To avail this offer, your personal loan application should be disbursed on or before December 15, 2017.
    • You cannot club with this offer with any other voucher or promotion.

    2. Vantage Circle Points for HDBFS Personal Loan

    If you apply for an HDBFS personal loan on BankBazaar.com through any promotional campaign conducted by Vantage Circle, you will receive Vantage Points worth Rs.1,000.

    How to apply for this offer?

    • First, select any of the 2 HDBFS personal loan options on the BankBazaar website and then click on ‘Get Quote’. After you receive the response within 30 minutes, you can apply for the loan.
    • Once your loan application gets disbursed, you will receive the Vantage points on your ID that is registered with Vantage Circle. These will be added to your Vantage account.
    • Next, you can log on to the official website of Vantage Circle to redeem these points.

    Terms and conditions for this offer

    • You can avail this offer only if you apply for an HDBFS personal loan on BankBazaar.com via any promotional campaign run by Vantage Circle.
    • The validity of this offer starts from September 15, 2017 until October 31, 2017.
    • This is valid only if your HDBFS personal loan is disbursed on or before November 30, 2017.
    • You will receive your Vantage Points via email on the email address that is registered with BankBazaar.com.
    • You will have to be at least 18 years old to be eligible for this offer.
    • You will get the points only in your Vantage Circle account.

    Things to Keep in Mind While Choosing a Diwali HDBFS Personal Loan Offer

    • Many financial websites may be offering various personal loan offers during such times such as Diwali as they know that people are looking for attractive deals for shopping. However, as a sensible online customer, you should be very cautious of these online promotions.
    • Make sure you check each and every term and condition before you sign up for the offer.
    • Read the fine print of your offer to not miss out any detail about the loan.
    • Check for the authenticity and the genuineness of the offer. Do not sign up for any random offer that you see on the World Wide Web.

    Choose BankBazaar.com for your HDBFS personal loan and get your funds in no time! This Diwali/Dhanteras, you can celebrate new beginnings by purchasing whatever you want. Be it a new furniture set, a new motorbike, or a new home theatre system, you can count on HDBFS for reliable funds.

    Personal Loan Reviews

    • HDB Financial Services Personal Loan
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      I have taken my personal loan with HDFC bank 3 years back. The loan amount was 1,14,000 and the interest rate was 11-12% which is average . The customer service and responses was really good. The process was very good and they haves sanctioned the loan with the committed time .
      Was this review helpful? 0
      , aurangabad
      Reviewed on May 20, 2018
    • HDB Financial Services Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a personal loan with HDB Financial services and my loan experience was good, the loan amount was for Rs 1.5 lakhs with nominal interest rate. The process was quick and i received my loan amount within 1 week. Customer service was good with HDB and tenure period for this loan is 3 years.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 17, 2018
    • HDB Financial Services Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      Got the personal loan from the HDB FINANCIAL SERVICE around 2 months ago. The customer support service is good from them , they have sent their executives to collect the documents on time. The required loan amount has been given and I am satisfied with it. The rate of interest and the charges are good as per the customer requirement.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 16, 2018
    • HDB Financial Services Personal Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      The rate of interest and the charges are quite high with the HDB financial service in concern to the personal loan services. I have got the personal loan from the HDB around 4 years ago. The customer support service and the response is average here . The have disbursed the loan within a month time.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 14, 2018
    • HDB Financial Services Personal Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      My personal loan experience with HDB financial services was good, the loan amount was for Rs 2.90 lakhs with nominal interest rate when compared to all other banks. Customer service was good and they followed up on time. The tenure period for this loan is 4 years.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 30, 2018
    • HDB Financial Services Personal Loan
      "Good"
      0.5 4.0/5 "Great!"
      I have my personal loan with HDB finance.The loan amount was 3 lakhs and the interest rate was 13% which is average . The tenure period was 5 years . Here the processing fee was good and the executives were helpful.They have sanctioned the loan within the committed time.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 19, 2018
    • HDB Financial Services Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      My experience was good with HDB financial service for personal loan, the loan amount was for Rs 2.10 lakhs for 5 years with high interest rate of 12.99%. They charge 3% of the principal amount on preclosure. The process was long and it took 20 days to disburse the loan amount. Customer service was good and they collected documents on time.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 16, 2018
    • HDB Financial Services Personal Loan
      "Not good"
      0.5 2.0/5 "Expected more"
      My personal loan was taken with HDB FINANCE 2months back. The loan amount was 2 lakhs and the interest rate was 12.99% which is bit high . The tenure period was 5 years and the whole process was really god . They have sanctioned the loan within the committed time.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 12, 2018
    • HDB Financial Services Personal Loan
      "Need Improvement"
      0.5 4.0/5 "Great!"
      I got the personal loan from the HDB FINANCIAL SERVICES around 4years ago. The customer support service is average with the HDB financial, they were not quick in their response part, rather they are not in a automation system, but they are in to the manual process.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 10, 2018
    • HDB Financial Services Personal Loan
      "Better service"
      0.5 2.5/5 "Just OK"
      The customer support service is better with the HDB FINANCIAL SERVICES. I have got the personal loan from the HDB around 2 years ago. They have disbursed the loan amount in a month time. The rate of interest and the charges are average with the HDB FINANCIAL SERVICES.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Mar 31, 2018
    • HDB Financial Services Personal Loan
      "Better and need to reduce the interest rate"
      0.5 4.0/5 "Great!"
      I took my personal in HDB Financial Services through online channel. They offered a interest rate about 12.55% which was high. They have deducted between 3 to 4K for the processing fee and insurance. I got it 96K with the for 2 years . I am paying RS.4750 through ECS.
      Was this review helpful? 0
      , mumbai
      Reviewed on Feb 28, 2018
    • HDB Financial Services Personal Loan
      "Average Experience"
      0.5 3.0/5 "Satisfactory"
      First impression with them is that they took a long time for getting the loan, almost a month for getting the money. I wanted to get Rs.2.5 Lakhs but instead they offered me only Rs.2 Lakhs. Good thing was that Manager resolved the issue within 2 days after raising my concern with them.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 22, 2018
    • HDB Financial Services Personal Loan
      "Very good"
      0.5 4.0/5 "Great!"
      My personal loan was taken with HDB finance. The loan amount was 2.24 lakhs and the interest rate was 13% which is average . The tenure period was 5 years. The loan process was good and they have sanctioned the loan with the committed time. My overall experience was very good and its recommendable.
      Was this review helpful? 0
      , mumbai
      Reviewed on Feb 17, 2018
    • HDB Financial Services Personal Loan
      "Good"
      0.5 4.0/5 "Great!"
      My personal loan was taken with HDB finance. I had a very good experience here . The loan amount was 2.5 lakhs and the Interest rate was 12.99% which is average in the market. The tenure period was 3 years. I had a very good loan process and they have sanctioned the loan within the committed time also so I would like to recommend this HDB financial services to others.
      Was this review helpful? 0
      , mumbai
      Reviewed on Feb 15, 2018
    • HDB Financial Services Personal Loan
      "Need to change"
      0.5 3.0/5 "Satisfactory"
      The rate of interest and the charges are high with the HDB FINANCIAL SERVICES , The promised interest rate was not approved when the loan got disbursed and they have increased the rate of interest when they have disbursed my loan amount. The communication part need to be improved with the HDB FINANCIAL SERVICES.
      Was this review helpful? 0
      , raipur
      Reviewed on Feb 12, 2018
    • HDB Financial Services Personal Loan
      "Best service"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan with HDB Financial services.The loan amount is 2.25 lakhs.Rate of interest is 23% very high as compared to others.The EMI amount is 8710,they had deducted a minimum amount as processing fees.The tenure is till 2020.
      Was this review helpful? 0
      , jaipur
      Reviewed on Feb 10, 2018
    • HDB Financial Services Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a Personal loan with HDB Financial services, my loan experience was very good. The loan amount i requested was for Rs 3 lakhs but they gave only for Rs 1.5 lakhs and the rate of interest is 12.99% which is nominal when compared to other sources. Customer service was good and they responded on time. The process was smooth and i received my loan amount on time.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 09, 2018
    • HDB Financial Services Personal Loan
      "Very good"
      0.5 4.0/5 "Great!"
      I have my personal loan with HDB finance . The loan amount was 2 lakhs and their Interest rate was 11.35% which is average In the market. The tenure period was 5 years . The loan process was really good and smooth . The processing fee was also nominal .My experience was very good and its recommendable.
      Was this review helpful? 0
      , pune
      Reviewed on Feb 08, 2018
    • HDB Financial Services Personal Loan
      "Good"
      0.5 3.0/5 "Satisfactory"
      My personal loan was taken with HDB finance. The loan amount was 1.25 lakhs and the Interest rate was 1.5 lakhs The tenure period was 5 years .They have provide door step service for collecting documents but They taken much time for releasing the amount other than that my overall experience was good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 08, 2018
    • HDB Financial Services Personal Loan
      "Promises need to be fulfilled"
      0.5 1.0/5 "Really Bad"
      Initially the promised interest rate was different and after approving the loan the HDB financial services has increase the interest to 15% , so that was the reason I haven't got the personal loan from the HDB financial services. The customer support was very average with the HDB financial services.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 28, 2018
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