Multiple banks. Different interest rates. Call it a "conflict of interest".
  •  Loading your search... Loading your search...
  • HDBFS Personal Loan Diwali Offers Oct 2017 is Rated as "Great!" by 211 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Personal Loan BYTES FROM OUR KITCHEN

    HDBFS Personal Loan Diwali Offers Oct 2017

    HDB Financial Services Personal Loan Diwali Offers October 2017 – Grab Amazon Diwali Bonus Wali and Vantage Circle Points

    HDB Financial Services Limited is a subsidiary company of The Housing Development Finance Corporation Limited (HDFC). With a speedy loan process, personal loans offered by HDB Financial services are popular among many loan seekers in India. So, if you have festival-related expenses to meet, HDBFS’s personal loan is your best option.

    You can apply for an HDBFS personal loan or an HDBFS Business Loan on the BankBazaar website and enjoy superb deals! This year, BankBazaar will enable you to celebrate the festival of lights merrily with your near and dear ones. Enjoy this joyous occasion with sweets, savouries, new goodies, and new clothes!

    Key Features of HDBFS Personal Loan

    • Personal loans up to Rs.20 lakhs granted.
    • The minimum tenure is 12 months and the maximum repayment period can go up to 60 months.
    • No guarantor or security is required to avail this loan.
    • Hassle free documentation.
    • Doorstep service available.
    • Salaried individuals who fall within the age group of 21 years to 60 years with minimum 1-year work experience with the current employer, earning at least Rs.20, 000 net monthly income are eligible to get this personal loan.

    Interest rates for HDBFS Personal Loan

    For HDBFS personal loans, a floating rate of interest is applied. In this case, a Floating Reference Rate (FRR) is charged on the facility with spread as agreed while taking the loan. This FRR is set every quarter.

    • FRR as on July 1, 2017: 18% p.a.
    • FRR as on October 1, 2017: 18% p.a.
    • Next revision date: January 1, 2018

    There are also Short Term Floating Rates (STFR) for HDBFS short-term loans where loans are taken against securities or gold. Even STFRs are set every quarter.

    • STFR as on July 1, 2017: 11.25% p.a.
    • STFR as on October 1, 2017: 11.25% p.a.
    • Next revision date: January 1, 2018

    Enjoy Diwali offers from BankBazaar on HDBFS Personal Loan 2017

    Apply for a personal loan product from HDBFS if you meet their eligibility criteria. You can check if you are eligible on the BankBazaar website itself. You can apply conveniently for an HDBFS personal loan on the BankBazaar website and even enjoy exclusive discounts when your loan gets sanctioned. When you apply via BankBazaar.com, you will receive Amazon vouchers and Vantage Circle points.

    1. Diwali Bonus Wali – HDBFS Personal Loan

    Go for any HDBFS personal loan and apply for it on the BankBazaar web portal. You will be entitled to receive an Amazon Diwali Bonus Wali voucher worth Rs.1,000.

    How to apply for this offer?

    • First, you will need to go to BankBazaar.com and then go to the HDBFS personal loan segment. Here, you will need to click ‘Get Quote’ for the loan option that you are interested in. You will receive a response within 30 minutes.
    • If your personal loan gets disbursed, you will receive a cool voucher worth Rs.1,000. This will be sent to your email ID that you have given when your personal loan is disbursed.
    • You can then visit the Amazon website or download the Amazon app on your smartphone to redeem your gift voucher.

    Terms and conditions for this offer

    • This Amazon Diwali Bonus Wali – HDBFS Personal Loan offer is valid from October 1, 2017 until October 31, 2017.
    • Your age should be at least 18 years to avail this offer.
    • To avail this offer, your personal loan application should be disbursed on or before December 15, 2017.
    • You cannot club with this offer with any other voucher or promotion.

    2. Vantage Circle Points for HDBFS Personal Loan

    If you apply for an HDBFS personal loan on BankBazaar.com through any promotional campaign conducted by Vantage Circle, you will receive Vantage Points worth Rs.1,000.

    How to apply for this offer?

    • First, select any of the 2 HDBFS personal loan options on the BankBazaar website and then click on ‘Get Quote’. After you receive the response within 30 minutes, you can apply for the loan.
    • Once your loan application gets disbursed, you will receive the Vantage points on your ID that is registered with Vantage Circle. These will be added to your Vantage account.
    • Next, you can log on to the official website of Vantage Circle to redeem these points.

    Terms and conditions for this offer

    • You can avail this offer only if you apply for an HDBFS personal loan on BankBazaar.com via any promotional campaign run by Vantage Circle.
    • The validity of this offer starts from September 15, 2017 until October 31, 2017.
    • This is valid only if your HDBFS personal loan is disbursed on or before November 30, 2017.
    • You will receive your Vantage Points via email on the email address that is registered with BankBazaar.com.
    • You will have to be at least 18 years old to be eligible for this offer.
    • You will get the points only in your Vantage Circle account.

    Things to Keep in Mind While Choosing a Diwali HDBFS Personal Loan Offer

    • Many financial websites may be offering various personal loan offers during such times such as Diwali as they know that people are looking for attractive deals for shopping. However, as a sensible online customer, you should be very cautious of these online promotions.
    • Make sure you check each and every term and condition before you sign up for the offer.
    • Read the fine print of your offer to not miss out any detail about the loan.
    • Check for the authenticity and the genuineness of the offer. Do not sign up for any random offer that you see on the World Wide Web.

    Choose BankBazaar.com for your HDBFS personal loan and get your funds in no time! This Diwali/Dhanteras, you can celebrate new beginnings by purchasing whatever you want. Be it a new furniture set, a new motorbike, or a new home theatre system, you can count on HDBFS for reliable funds.

    Personal Loan Reviews

    • HDB Financial Services Personal Loan
      "Average experience"
      0.5 2.0/5 "Expected more"
      The experience is average with HDB financial services for the personal loan. To get the loan it was a good process. But the after loan services is not up to the mark. I filled the form for the ECS deduction and the EMI was to get deducted on the 4th and later I got a message that it was not deducted because of a technical issue. Later it was to be deducted on the 14th and it did not happen again. Though there is sufficient funds in the account it is the bank fault and now they are asking me to come over to the branch to fill in the forms once more. Till I got the loan the executive was continuously coming over to my place but after the disbursement they expect the customer to do the same.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 21, 2017
    • HDB Financial Services Personal Loan
      "Transparent process and good services"
      0.5 4.0/5 "Great!"
      The experience is good at HDB Financial services. The documents were collected within a span of two to three days and I got the personal loan within ten days. The disbursement happened was as per my requirement. The best I preferred about the process was that everything was clearly informed to me including interest rate. I got a rate of 11.99% and the processing charges was of 3.5%.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 17, 2017
    • HDB Financial Services Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      The response is excellent with HDB financial services. They have approved my personal loan application within a day time. The customer support was prompt with the HDB financial services. The rate of interest and the charges are nominal with HDB financial services.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 17, 2017
    • HDB Financial Services Personal Loan
      "Best service"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan form HDB financial service.The loan amount is three lakhs,the rate of interest is 16% which is nominal when compared to others.I have taken it for 3 years.The customer service is good and net banking is very much convenient to pay my EMI.
      Was this review helpful? 0
      , nagpur
      Reviewed on Nov 16, 2017
    • HDB Financial Services Personal Loan
      "Good"
      0.5 4.0/5 "Great!"
      I had applied for a personal loan through online channel. There was a delay on the disbursement. I opt for 1.5L but they disbursed 2L 92K. The customer service is good. The rate of interest was quite high. The part payment and pre closure option is good. The documentation process was very poor.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 15, 2017
    • HDB Financial Services Personal Loan
      "Good for personal loan"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan from HDB FINANCIAL SERVICES.The disbursed loan amount was 1 lakhs 38 thousand. The tenure for the amount to be paid back to the bank was 5 years. The monthly EMI comes around 3209 with 12.5 percentage rate of interest.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 10, 2017
    • HDB Financial Services Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I had taken a personal lona from HDB financial services.The loan amount is three lakhs.Rate of interest is 12.75%they had deducted 7000 as processing fees.Customer service and net banking is good and quick to browse for an information.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 09, 2017
    • HDB Financial Services Personal Loan
      "Good process"
      0.5 3.0/5 "Satisfactory"
      ROI 12%..Process was short This is a Financial Service which provides you loan on the basis of your Credit Score and being an associate of one of the top most Bank, you tend to trust them more. Their Loan process was short and the rate of interest of 12% is alright with me.
      Was this review helpful? 0
      , jaipur
      Reviewed on Nov 09, 2017
    • HDB Financial Services Personal Loan
      "Smooth process but high rate of interest"
      0.5 3.0/5 "Satisfactory"
      I have taken a personal loan with HDB Financial services and my experience was good. I had a clear and smooth process with them and also throughout the term. I would say that the rate of interest is high as they promised me a lower rate initially but was later changed to an increased rate.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 09, 2017
    • HDB Financial Services Personal Loan
      "Quick Loan process"
      0.5 5.0/5 "Blown Away!"
      HDB finance is very good, they done the loan process within two days. If I submitted the documents today, within two days they have disbursed the amount. Recently I took the top 2.20 lakhs now my total loan amount is Rs.5 lakhs with the Emi of Rs.11,800 with the interest rate of 10% previously it was 16% of interest.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 07, 2017
    • HDB Financial Services Personal Loan
      "Satisfactory services"
      0.5 5.0/5 "Blown Away!"
      I have taken the personal loan from HDB financial services and the process was good to get my loan through. The services and response was quick and they too a week for disbursement. I applied for this loan through an online channel where I had to upload my documents online. It was a simple paper less. The rate of interest is high, it was around 13%. The processing charges are high too.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 01, 2017
    • HDB Financial Services Personal Loan
      "Great experience"
      0.5 4.0/5 "Great!"
      I applied for a Personal Loan with HDB Finance and had great experience with them. The Loan got approved within Two Business days. The Rate of Interest is 15%, which is little high but alright for me. The overall experience with them was great.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 01, 2017
    • HDB Financial Services Personal Loan
      "Good service "
      0.5 5.0/5 "Blown Away!"
      I had applied for a personal loan with HDB Financial services.Loan amount requested is two lakhs.Rate of interest is 13% nominal like other banks.Executives has responded to my loan request,had closed my application because postponded my plans in near future.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 31, 2017
    • HDB Financial Services Personal Loan
      "Good experience"
      0.5 4.0/5 "Great!"
      My search for a Personal Loan came to an end with HDB Finance. The whole took 15 days to complete and I got the money credited to my account. The process was not so troublesome, the documentation were pretty simple too. The Rate of Interest of 17% is a little high, which is something I am ok with.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 30, 2017
    • HDB Financial Services Personal Loan
      "average service"
      0.5 3.0/5 "Satisfactory"
      I have recently taken a personal loan with HDB I am not at all happy with the service of HDB I feel HDB have to improvise their service also the rate of interest offers by HDB was little high compare to the market value which was 14 % even the staffs of HDB for my personal loan service was not much helpful as I expected from HDB service.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 25, 2017
    • HDB Financial Services Personal Loan
      "Its Better"
      0.5 5.0/5 "Blown Away!"
      They gave me hassle free loan experience, HDB finance taken one week to collect the complete the loan process after collecting the documents. I am satisfied with the offers which they gave me. I have taken 1.5 lakhs for the tenure of four years.
      Was this review helpful? 0
      , thane
      Reviewed on Oct 23, 2017
    • HDB Financial Services Personal Loan
      "Excellent Experience"
      0.5 5.0/5 "Blown Away!"
      I had a great experience with HDB Financial Services. The process of the loan was quick and seamless. The communication they put forward was good too, and I would definetely rate them the maximum. I felt the rate of Interest of 13.50% was a little higher, which could be reduced a little.
      Was this review helpful? 0
      , mumbai
      Reviewed on Oct 23, 2017
    • HDB Financial Services Personal Loan
      "Good Service "
      0.5 5.0/5 "Blown Away!"
      Customer service was good from HDB Finance for the personal loan I applied for . I got a full approval on my loan the rate of interest given to me was high 14% , equal from the other banks . I received the loan amount after a months time and the processing fee they charged me 2% also there were no any kind of extra charge for the process .
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 21, 2017
    • HDB Financial Services Personal Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      My personal loan is from HDB financial services and it was a fast process. I got the loan on time and the disbursement was as needed. The interest rate and was around 10.35% and the processing charges was also normal. The after loan services are good.
      Was this review helpful? 0
      , jalandhar
      Reviewed on Oct 16, 2017
    • HDB Financial Services Personal Loan
      "Good"
      0.5 3.0/5 "Satisfactory"
      I have taken my personal loan with HDB finance. The customer service and responses was good but they have said It s completely paperless before later they have asked me to submit a lot documents which was not satisfactory. I was looking for 2.16 lakhs but they have offered just 2 lakhs . The rate of interest was 14.6% which was good comparing to other banks. The processing fee was 8000 which is really high here. They have provided door step service for the documentation collation.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 14, 2017
    Common Loader Icon
  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.