Multiple banks. Different interest rates. Call it a "conflict of interest".
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    We found 2 HDBFC Personal Loan Diwali Offers Oct 2016
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    13.99% - 16.99% Fixed
    Up to 2% One time fee
    20L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    15.95% - 18.95% Fixed
    2% One time fee
    20L Max
    1-3 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    HDBFC Personal Loan Diwali Offers Oct 2016 is Rated as "Great!" by 176 Users

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    HDBFC Personal Loan Diwali Offers Oct 2016

    HDB Financial Services Personal Loan Diwali Offers Oct 2016 – Grab Amazon Gift Card & Gocash

    HDB Financial Services Limited is a subsidiary company of The Housing Development Finance Corporation Limited (HDFC). With speedy loan process, personal loans offered by HDB Financial services is popular among loan seekers in India. So, if you have festival related expenses to meet, HDBFS’s personal loan is your best option.

    Key Features of HDBFS Personal Loan

    • Personal loans up to Rs.20 lakhs granted.
    • The minimum tenure is 12 months and the maximum repayment period can go up to 60 months.
    • No guarantor or security is required to avail this loan.
    • Hassle free documentation.
    • Doorstep service available.
    • Salaried individuals who fall within the age group of 21 years to 60 years with minimum 1 year work experience with current employer, earning at least Rs.20, 000 net monthly income are eligible to get this personal loan.

    Enjoy Diwali offers from BankBazaar on HDBFS Personal Loan 2016

    BankBazaar is a third party financial products comparing website that has launched a Diwali campaign to shower their customers with gifts such as:

    • Now you can get Goibibo Gocash worth Rs.1000 and use it while booking flights tickets or hotel on the Goibibo website.
    • Get Amazon gift card worth Rs.1000 and redeem it against your favourite merchandise on the Amazon website.
    • The offer will start from 6th October 2016 to 30th October 2016.

    Steps to avail the offer on HDBFS Personal Loans

    • Visit BankBazaar.com and check if your chosen bank is the participating in this offer.
    • Apply for a HDBFS personal loan and be eligible to get Go-cash worth Rs. Rs.1000 from Goibibo and Amazon gift voucher worth Rs.1000 on loan disbursement.
    • Complimentary coupons will be sent to the registered email ID.
    • Then, go to www.amazon.in to redeem the Amazon gift voucher.
    • You can redeem the Go-Cash points by using the Goibibo App.

    Terms and conditions to use the Goibibo Coupon

    • Go to the ‘My Go-cash’ section on the app.
    • Check the coupon emailer and coupon validity date
    • Enter unique coupon code sent to you.
    • Your Go-cash points will remain valid up to 180 days from the date you enter your coupon.
    • Please visit www.goibibo.com/gocash for more information.

    Terms and conditions to use Amazon Gift Card Coupon Code

    • Go the www.amazon.com . You can visit the website of Amazon or mobile app.
    • Shop whatever you like and proceed to bill.
    • Check the coupon validity date.
    • While billing Enter the coupon code provided on the voucher
    • Visit www.amazon.com for more details.

    Additional Reading: Personal Loan Diwali Offers

    Terms & Conditions

    • Welcome to Dhamaal Diwali Offer on BankBazaar.com (“Program”), co-programmed by Amazon and Goibibo (“Merchant”) and effective from 6th October, 2016 to 30th October, 2016 (“Program Period”).
    • Get Amazon gift voucher worth Rs.500 (Rupees Five Hundred only) and Go-Cash Vouchers worth Rs.500 (Rupees Five Hundred only) (“Vouchers” / “e-Cash” interchangeably), on Approval of Credit Card product on or before 15th December, 2016.
    • Get Amazon gift voucher worth Rs.1000 (Rupees One Thousand only) and Go-Cash Vouchers worth Rs.1000 (Rupees One Thousand only) (“Vouchers” / “e-Cash” interchangeably), on Disbursal of Personal Loan product on or before 15th December, 2016.
    • Get Amazon gift voucher worth Rs.2500 (Rupees Two Thousand and five Hundred only) and Go-Cash Vouchers worth Rs.2500 (Rupees Two Thousand and five Hundred only) (“Vouchers” / “e-Cash” interchangeably), on Disbursal of Car Loan product on or before 15th December, 2016.
    • Get Amazon gift voucher worth Rs.10,000 (Rupees Ten Thousand only) (“Vouchers”), on Disbursal of Home Loan product on or before 15th December, 2016.
    • On approval or issuance of the products as the case may be, the Vouchers and/or e-Cash will be emailed to your email address registered with BankBazaar.com. Please note that the Vouchers offered may be either promotional or gift Vouchers or both depending on the product against which they are issued. For more details of promotional Go-Cash Vouchers and usage limitations, please refer to the Go-Cash T&C below or visit www.goibibo.com. Similarly, for more details of Amazon Gift Vouchers and usage limitations, please visit www.amazon.in.
    • Descriptions of the Merchant’s Voucher advertised on BankBazaar.com are provided solely by the Merchant. BankBazaar.com does not investigate or vet any Merchant or Merchant’s Vouchers and is not responsible for any performance or quality claims associated with such description of the Merchant’s Voucher. All information provided on the Merchants Voucher is for informational purposes only and we encourage you to read all information presented on the Merchant’s website www.amazon.in and www.goibibo.com/gocash for warnings and directions that accompany the Voucher before use.
    • Redemption of the Voucher shall be completely governed by the Merchant’s Terms & Conditions and any query/claim/dispute may be referred to the Merchant alone. By use of this Voucher, you agree specifically to the terms on the Voucher and any additional terms as may be determined by the Merchant.
    • As the issuer of the Voucher, the Merchant shall be fully responsible to honour the Voucher, deliver customer services associated with it and resolve disputes, if any, in relation to the Voucher. BankBazaar.com does not make any warranty in relation to the Voucher, including, without limitation, their validity and/or value.
    • BankBazaar.com is not a party to any transaction that the Merchant and you may enter into as a result of you redeeming the Voucher. Shipment and tracking options may be stated in the Merchant terms and conditions and BankBazaar.com owns no liability on the same.
    • No Voucher requests will be entertained for any Personal Loan, Car Loan, or Home Loan product disbursed after the expiry of the time lines mentioned above.
    • No Voucher requests will be entertained for any Credit Card product approved after the expiry of the time lines mentioned above.
    • The voucher is valid for select partners only. A banner displaying the Dhamaal Diwali Badge indicates that the offer is applicable for that particular product.
    • Participants should be 18 years and above as on date of submission of their application.
    • By obtaining the Vouchers through BankBazaar, you acquire only the right to use the same as per terms and conditions stipulated therein.
    • Participant must qualify the eligibility criteria, as may be laid down by partners and which may vary on product to product basis, for being eligible to participate and avail the offers under this Program.
    • BankBazaar shall not be liable for loss or damage of the Voucher once issued. Vouchers cannot be replaced or cancelled after issue.
    • This Program is valid for 1 order per product for a customer/participant during the Program Period.
    • In addition to the above, the Voucher is subject to the terms of use of BankBazaar and these additional terms and conditions
      • No cash or credit alternative in lieu of the Voucher is available under the Program.
      • Reproduction, resale, modification or trade of Voucher is prohibited.
      • Voucher once used cannot be reused.
      • BankBazaar reserves the right to add, modify or discontinue the terms and conditions of this Program at any time without prior notice.
      • BankBazaar reserves the right to verify the eligibility of participants. By taking part in this Program, participants confirm that they accept the terms and conditions set out herein.
    • The decision with respect to purchase of any financial product like Credit Card, Personal Loan, Car Loan or Home Loan suitability or choice or the viability of any financial product or service shall always be the sole responsibility and decision of the user /subscriber/participant.
    • BankBazaar.com shall not be liable for any losses suffered by any participant/customer due to rejection of any application by the Partner Banks.
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  • Personal Loan Reviews

    • HDB Financial Services Personal Loan
      "Its Excellent"
      0.5 5.0/5 "Blown Away!"
      My need got fulfilled hence there was no requirement to take any personal loan from HDB finance, in term of service they are good, HDB have contacted me lot of time and confirmed my requirements but I denied to process. Their interest rate and charges are also quite nominal.
      Was this review helpful? 0
      , mumbai
      Reviewed on Sep 15, 2017
    • HDB Financial Services Personal Loan
      "Very good services"
      0.5 5.0/5 "Blown Away!"
      It was a good experience with HDB financial services. I have taken a personal loan. The customer services are good and they done a good job. I also got the welcome kit. The interest rate was around 15 or 16%, which seemed normal to me. The processing charges are also normal.
      Was this review helpful? 0
      , mumbai
      Reviewed on Sep 15, 2017
    • HDB Financial Services Personal Loan
      " Interest rate should be compromised. "
      0.5 1.5/5 "Bad"
      From HDB FINANCIAL SERVICES i took a personal loan 6 months back. The approved loan amount is 2 lakhs. The rate of interest is 25% which is very high for 36 months. Monthly EMI comes around 8756rs. There was an processing fee of 12000 and in addition to that they charged 8000 as insurance for this loan amount were i no need to pay the approved amount if anything happened to me.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Sep 13, 2017
    • HDB Financial Services Personal Loan
      "SATISFACTORY"
      0.5 3.5/5 "Pretty good"
      The experience is good at HDB financial services. The process was good and I got the disbursement in 2 weeks. The disbursement was also as required. The interest rate they have offered is 13% and processing charges was normal around 3500 approximately and I found it reasonable as well for the personal loan. Overall a good experience
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 07, 2017
    • HDB Financial Services Personal Loan
      "Other than documentation everything was good"
      0.5 3.5/5 "Pretty good"
      Documentation part was not really simple with HDB financial services. That can be simplified towards customer satisfaction. This is the only drawback with HDB for my personal loan process, the rest of the process went good and the interest rate is fair.
      Was this review helpful? 0
      , pune
      Reviewed on Sep 07, 2017
    • HDB Financial Services Personal Loan
      "Better service"
      0.5 5.0/5 "Blown Away!"
      I am very much satisfied with HDB finance because I requested them to process the interest of 14.5% but HDB finance gave me 14% it was really great. But process was delay in term of responsiveness is good. They sanctioned the entire amount , whatever that I have requested.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 05, 2017
    • HDB Financial Services Personal Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      The personal loan process was not up to the mark with HDB financial services. They took around 10 days to disburse my loan, the rate of interest is nominal but when compared with others it is high. The processing fee is average and I am satisfied with the loan amount.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 02, 2017
    • HDB Financial Services Personal Loan
      "Average Service"
      0.5 5.0/5 "Blown Away!"
      The HDB financial service taken around a month time to disburse my personal loan. They are taking too much of time to disburse my loan amount,The ECS option haven't activated yet. They told they will activate the Ecs mode of payment but still its not activated . The rate of interest is low when compared with others.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 02, 2017
    • HDB Financial Services Personal Loan
      "Excellent "
      0.5 4.0/5 "Great!"
      My experience was really good with the HDB financial services and the rate of interest offered was around 13%. Customer service provided by HDB is very good. Response is really a fine one and the charges are nominal one and the loan amount got disbursed to my account within ten days of time.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 01, 2017
    • HDB Financial Services Personal Loan
      "Happy with the services"
      0.5 3.5/5 "Pretty good"
      Everything was fine at HDB Financial services and I even recommended them to others. It was good as I got the personal loan amount I needed. The interest rate and processing charges was normal. I got a rate of around 13%. The after loan services was smooth for me too.
      Was this review helpful? 0
      , pune
      Reviewed on Aug 31, 2017
    • HDB Financial Services Personal Loan
      "Fast process"
      0.5 5.0/5 "Blown Away!"
      My personal loan is from HDB financial services and it was a fast process. I got the loan on time and the disbursement was as needed. The interest rate and was around 10.35% and the processing charges was also normal. The after loan services are good.
      Was this review helpful? 0
      , jalandhar
      Reviewed on Aug 30, 2017
    • HDB Financial Services Personal Loan
      "Very good service"
      0.5 4.0/5 "Great!"
      The customer service has to give proper response to the customer with HDB financial services. At times I tried reaching their customer support but there was no response. They have disbursed my loan within 10 to 12 days. The rate of interest is high when compared with others. The processing fee was zero with HDB financial service.
      Was this review helpful? 0
      , chennai
      Reviewed on Aug 29, 2017
    • HDB Financial Services Personal Loan
      "God service"
      0.5 3.0/5 "Satisfactory"
      The HDB FINANCIAL SERVICE has disbursed my loan within 7 to 8 days. The rate of interest is high when compared with other banks. The documentation process was really good with HDB financial service. They told that I will be getting the loan kit after the disbursement but still I never got the loan kit.
      Was this review helpful? 0
      , thane
      Reviewed on Aug 29, 2017
    • HDB Financial Services Personal Loan
      "Proces is good. But the afterloan services needs improvement"
      0.5 4.0/5 "Great!"
      The process at HDB Financial services is good for the personal loan. I was contacted on time and the process was also smooth. The document collection is on time and the disbursement too. But the major drawback is the after loan services, where I have not received my loan letter yet, I am not sure what is the final interest rate and processing fee been charged.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 29, 2017
    • HDB Financial Services Personal Loan
      "More Verifications"
      0.5 4.0/5 "Great!"
      The big challenge with HDB financial service for the personal loan was, there was a back to back verification from them. Everyday they used to verify something for the loan. So it took one week time because of this more verification process. But the interest rate is good for the personal loan.
      Was this review helpful? 0
      , chennai
      Reviewed on Aug 28, 2017
    • HDB Financial Services Personal Loan
      "Excellent service"
      0.5 4.0/5 "Great!"
      The service was pretty good with HDB financial services. They came and collected the documents on time. But they took around a week time to disburse my loan amount,but they have promised that they can disburse the loan within 2 to 3 days of time. The rate of interest was low when compared with others.
      Was this review helpful? 0
      , pune
      Reviewed on Aug 28, 2017
    • HDB Financial Services Personal Loan
      "Can do better"
      0.5 5.0/5 "Blown Away!"
      I am yet to receive the welcome kit and the loan credentials from HDB financial services .I had called them and informed them about the same they confirmed that they would be sending the same shortly however I have not got any. Awaiting for the same.
      Was this review helpful? 0
      , mumbai
      Reviewed on Aug 28, 2017
    • HDB Financial Services Personal Loan
      "Need Improvement"
      0.5 3.0/5 "Satisfactory"
      The personal loan process was very lengthy from HDB financial services . They took more than the promised time to disburse my loan, They haven't fulfilled their promises in processing fee as well. They haven't explained the loan documents . The Hdb financial services need to be transparent in their process,. The customer service need to be improved with HDB financial service.
      Was this review helpful? 0
      , pune
      Reviewed on Aug 24, 2017
    • HDB Financial Services Personal Loan
      "Very good "
      0.5 3.0/5 "Satisfactory"
      I ended up taking loan from HDB financial services, it was very easy process as everything was well within the time scales. I dont have any idea about foreclosure and part payment options and they had deducted around 3% from the loan amount . Parallel y no insurance was added.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 23, 2017
    • HDB Financial Services Personal Loan
      "Perfect service"
      0.5 5.0/5 "Blown Away!"
      It was a smooth process with the HDB financial services. I would say it was a paperless approval . They have approved my loan after I sent my document via online portal, they have disbursed my loan within 5 days of time. The rate of interest which was offered by HDB was high when compared with others. The added benefit is I can foreclose loan amount as well part payment option is available here.I am satisfied with the loan amount.
      Was this review helpful? 0
      , mumbai
      Reviewed on Aug 23, 2017
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