Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    We found 62 Gwalior Credit Cards

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    Rs.750 Amazon voucher free Ad Paperless approval option available
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    499
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    9999
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    Rs.750 Amazon voucher free
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    6500
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    3000
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    5000
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    3999
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    5000
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    2500
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  • Gwalior Credit Cards Reviews

    • HDFC Bank Credit Card
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      I use a platinum edge credit card of HDFC Bank. The services offered by them was very good . The response is good too. When ever there is a query, I get a response for it instantly. It is a life time free card. I get all the offers on the card. Its a hassle free experience..
      Was this review helpful? 0
      , gwalior
      Reviewed on May 13, 2016
    • Axis Bank Credit Card
      "Great Limit!"
      0.5 5.0/5 "Blown Away!"
      Initially the credit limit offered on the credit card is 1.7L. They increased the credit limit once by proper notification. I am making payment on reaching the branch. There is no extra charges on making payment by cash. For more than one year, I am having the Visa Signature card with Axis bank.
      Was this review helpful? 2
      , gwalior
      Reviewed on Dec 14, 2015
    • HDFC Bank Credit Card
      "Low limit!"
      0.5 3.0/5 "Satisfactory"
      Along with the car loan disbursal, HDFC bank offered me a credit card. They processed me the money back card in a short time. I never faced any issues in activating the card for the first time. The credit limit offered on the card is 75K, which is really low as per my requirement.
      Was this review helpful? 2
      , gwalior
      Reviewed on Dec 14, 2015
    • Bank Bazaar Customer Support
      "EASILY FINDOUT"
      0.5 5.0/5 "Blown Away!"
      I M VERY HAPPY TO YOUR FINDOUT, ACCORDING TO OUr NEED CREDIT CARD & U GAVE ME OPTION TO CHOOSE MANY BANKS OPTION .SO WE HAVE OPTION TO SELECT OUR BANK. & SERVICECING IS SO FAST& ITS SAVE MY TIME ALSO WHEN I WAS GOING TO BANK. EVERY BANKS ASK ME WHT IS UR ABILITY? SO THAT TIME I FEEL VERY DISAPPOINTED .SO I PREFERTO CHOOSE THIS SITE, IT IS VERY USEFULL TO US.
      Was this review helpful? 0
      , gwalior
      Reviewed on Oct 29, 2015
    • Bank Bazaar Customer Support
      "Credit Card Application"
      0.5 3.5/5 "Pretty good"
      It is a very good side to find which credit card is best for your demands. It help better then representative come to you and describe only one card and always told this is the best cared for you. No other cared suitable for you in this kind of processing fees.
      Was this review helpful? 0
      , gwalior
      Reviewed on Oct 14, 2015
    • Bank Bazaar Customer Support
      "nice"
      0.5 5.0/5 "Blown Away!"
      bank bazar is a good and nice because of there are many option for credit card and loan thats why any they respose of your decision if any body want credit card and any type of loan so please go on www.bankbazaar.com and choose anything what do u want.
      Was this review helpful? 0
      , gwalior
      Reviewed on Oct 05, 2015
    • ICICI Bank Credit Card
      "Very good"
      0.5 4.0/5 "Great!"
      At present the credit limit is 75k and satisfied with the offered limit. Entertainment offers are good in my coral credit card as we can receive buy one get one movie offer and also vouchers where we can use it in branded shops. I am requesting ICICI bank to provide high credit limit for an existing customers and they can reduce the financial charges as well.
      Was this review helpful? 0
      , gwalior
      Reviewed on Aug 04, 2015
    • ICICI Bank Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I am holding a credit card of ICICI Bank. They are increasing the credit limit on demand. Also When ever I want I can convert the transaction in to EMI I call them immediately place the request and then convert that in to EMI. Name of the credit card is Visa card. I am yet to avail the cash back and discounts on this card.
      Was this review helpful? 0
      , gwalior
      Reviewed on Jul 28, 2015
    • ICICI Bank Credit Card
      "Good"
      0.5 5.0/5 "Blown Away!"
      I have the ICICI bank credit card for the past 6 months. It is very useful in filling the petrols. The credit limit offered is just 28,000 which less and want to increased soon. I got my credit card within 25 days after applying. Interest rate for the purchase is 13.5% and for the credit card the interest rate is 3.5%.
      Was this review helpful? 2
      , gwalior
      Reviewed on Jun 04, 2015
    • HDFC Bank Credit Card
      "Bad"
      0.5 1.0/5 "Really Bad"
      For the past 1 year i have the platinum edge credit card from the HDFC bank. Every year they use to charge the Rs. 700 as the annual fee for the card and they are charging Rs.350 for the insurance which was issued forcedly. No much benefits are available on the card. I am not at all satisfied by the service given for the credit card i have.
      Was this review helpful? 0
      , gwalior
      Reviewed on May 25, 2015
    • review Credit Card
      "Awesome offers "
      0.5 4.0/5 "Great!"
      I was holding Gold credit card with SBI since 2009 but closed it two months ago. Actually I am working in Indian Army so SBI offered very good benefits like no shopping limit as can do shopping unlimited where they wonâ??t charges anything. Likewise they offered cash back and redeem points on the credit card while doing purchase. Apart from the above said, they offer gift hampers during Diwali season. Credit limit is around 1.5lakhs and they upgrade the card in interval of 5 years.
      Was this review helpful? 8
      , gwalior
      Reviewed on Dec 08, 2014
    • HDFC Bank Credit Card
      "Can do better"
      0.5 4.0/5 "Great!"
      HDFC Credit card is not good I am sure credit benefits credit card the closing the EMI option and also grace period time the interest rates are very high and also financial charges is very high and good customer service and security is also very low.
      Was this review helpful? 0
      , gwalior
      Reviewed on Jul 22, 2014
    • Axis Bank Credit Card
      "Very Good"
      0.5 5.0/5 "Blown Away!"
      I am satisfied with the overall service of Axis bank credit card i would say that it was benefited for me in on-line shopping on the electronic shops and in petrol bunks with less interest rate and I get lot of reward points , little disappointed with the customer response.
      Was this review helpful? 1
      , gwalior
      Reviewed on May 23, 2014
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    Gwalior Credit Cards is Rated as "Excellent!" by 13 Users

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    Promised Interest Rate

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    Credit Card BYTES FROM OUR KITCHEN

    Looking for a Credit Card in Gwalior? Compare various Credit Card offers online at BankBazaar.com for Gwalior city

    Gwalior is one of the largest cities in the state of Madhya Pradesh. The city is rich with historical splendor and is a must visit for most tourists with a taste for history. The city has a population close to 1.9 million people, with a sizable young and urban population. The city is filled with industrial estates and some of the industries that are popular in the city include:

    • Textile Industry
    • Handicraft and handloom industry
    • Chemical industry
    • Tanning industry
    • Agrochemical industries

    A number of industrial and commercial zones have developed around Gwalior.it is the tourist capital of Madhya Pradesh and is one of the largest cities in central India. Hence there is a potential number of customers for credit card usages in Gwalior.

    A credit card is plastic money, where a bank allocates credit value to that card, which can be used totally by the customer, even without having those funds in his account. At the end of the month a bill is generated for the amount utilized by you from the credited amount. You are required to pay off your bill along with a particular interest on the amount used. What this does is that it allows you to use money even when you dont have any! These days, credit cards have become fancier and more attractive because that banks offer benefits like cash back, reward points, interest free credit and discounts when you make purchases from certain outlets.Another advantage of using credit cards is that you would not need to carry cash or cheques around, and can swipe your card at the point of sale. This action makes a call to the acquirer, which is a bank that collects all the swipes made by the merchant and guaranties him payment for them and generates a code that has to be typed in by the merchant. Once the code is keyed in, two slips containing details of the transaction are generated of which one copy lies with merchant and the other is given to you. The acquirer in turn checks for the validity and authenticity of the card swiped. The acquirer makes contact with your credit card bank and takes the purchase amount from your bank. The bank in turn sends you a bill at the end of the month.

    Get BankBazaar advantages when looking for credit card offers in Gwalior
    • BankBazaar is your one- stop-guide to all the banks offering Credit Card facilities. You get to compare the various schemes offered by different banks, and apply for a credit card from one of our partner banks. You can apply for a credit card from ICICI Bank, HDFC Bank, Axis Bank, IndusInd Bank, Citibank or American Express Corporation on our website Bankbazaar.com. and choose the best deals for yourself in a hassle-free manner here at banks offering credit cards facilities in Gwalior are
      • Axis Bank Credit Cards
      • HDFC Bank Credit Cards
      • CitiBank Credit Cards
      • ICICI Bank Credit Cards
    FAQs
    1. Who can get a Credit Card?
    2. Anyone with a fixed income, aged above 21 & favourable CIBIL credit score of over 800 can get a credit card.

    3. What will be my credit limit?
    4. The credit limit will depend on various factors like your income, repayment, CIBIL score, etc. Your credit limit can be increased or decreased depending on your last years spending and repayment history

    5. Can I get an Add-on card? And will there be a separate credit limit on the Add-on card?
    6. Yes, you can get an Add-on card but, it will totally depend on the offers the credit card issuer is running at a given point of time. There will not be a separate credit limit for the add-on card.

    7. What should I do if there is a fraud transaction on my credit card?
    8. You should immediately inform your credit card issuer about the fraud transaction.

    9. What should I do if my Credit card is lost or stolen?
    10. If your credit card is lost or stolen inform your credit card issuer within 24 hours and block your card immediately for any fraudulent transactions. Ask your card issuer to send you a new card which generally gets delivered in 3-4 working days.

    11. Which payment network credit cards are available in India?
    12. Basically, Visa, MasterCard and American Express are three popular payment networks available in India. Payment Networks are not credit card issuers your credit card is issued by banks or other financial institutes.

    13. What is a grace period?
    14. A grace period is interest free period for you to pay your credit card balance in full without any interest rate charges. The grace period is calculated based on your billing cycle and not from the date of the transaction.

    15. Will there be any joining fees for credit card?
    16. Most credit card issuers do not charge you any joining fees. Some may charge you but they might reverse those charges in your first credit card statement.

    17. Is there any annual fee associated with credit cards?
    18. Most issuers waive off annual fee for the first year and then charge a minimum amount of Rs. 500 as annual fee.

    19. What is the interest rate/finance charge for credit cards?
    20. The finance charges will wary for each card issuer and type of card like Platinum, Gold, Titanium or any special credit card. Generally credit card interest rates start at 2.5% per month (30% per annum) to 3.75% per month (45% per annum).

    21. Will there be an overdue penalty or late payment fee?
    22. Yes, every card issuer will charge you a late payment fee ranging from Rs 300 to Rs 600.

    23. Will there be a separate charge for foreign currency transactions on my credit card?
    24. Yes, every card issuer will charge you some percentage of the transaction value for the foreign currency transactions. It is generally around 3.5% of the transaction value.

    25. How can I make my credit card payment?
    26. Credit Card issuers provide the following credit card payment options:

      • Through ATMs: Make payments through your card issuing bank ATMs.
      • Through Net banking: Make Card payments using your Net banking.
      • Visa Money Transfer
      • Standing Instructions: If you have bank account with your card issuing bank then you can give standing instructions to directly debit the minimum amount due or full payment due for your monthly credit card payment.
      • National Electronic Funds Transfer (NEFT): Transfer funds from any other bank account to make your card payments.
      • Drop Box Option: You can also drop a local cheque, payable to bank card A/c followed by your card number, at any drop box located in ATMs and branches of your card issuer.
      • Over the counter: You can pay directly by visiting your card issuing bank and make the cash payment for your credit card outstanding.
    Credit Card Eligibility and Documentation
    • Card holder should be in the age bracket of 18 years to 70 years.
    • Should have a fixed monthly income.
    • Should have a good CIBIL credit score.

    Documents required for Credit Card:

    • Pan Card Photocopy OR Form 60
    • Latest Salary Slip, Form 16, Income Tax return copy as income proof
    • Passport, driving license, ration card, etc. for residence proof.
    Features & Benefits of Credit Cards
    • To fulfill dreams which cant wait, apply for credit cards and live your dreams.

    Credit Cards come with great features and benefits:

    • Save on fuel spends
    • Exiting reward programs
    • Comprehensive Insurance coverage
    • Cash back facilities
    • EMI facility on your product purchases
    • Balance Transfer facility
    • Interest Free Period
    • Special discounts on various products
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