Guwahati is an ancient Urban, it is the largest city in Assam and also the largest city in north-eastern region of India. This major city in eastern India is one of the fastest growing cities in the country. It is commonly referred to as the Gateway of the North-Eastern India. The city is between the banks if the river Brahmaputra and the foothills of the Shillong plateau. To the west of the city is the LBG International Airport and towards the east of Guwahati is the town of Narengi. Guwahati is a major commercial and educational hub of North-East India and is home to many well-known educational institutions such as the Indian Institute of Technology Guwahati and many other premier institutions such as Cotton College and Guwahati University.
History of Guwahati
According to the Mahabharata, Guwahati was the capital of the kings Narakasura and Bhagadatta. The ancient sakti temple of Goddess Kamakhya in Nilachal hill (an important seat of Tantric and Vajrayana Buddhism), the ancient and unique astrological temple Navagraha in Chitrachal Hill, and archaeological remains in Basista and other locations support the mythological assertions of the city's ancient past. During medieval times between the 12th and 15th centuries AD, after the destruction of the Kamata kingdom, the city lost its earlier glory and became mainly a strategic outpost of the Koch Hajo and Ahom kingdom. The city was the seat of the Borphukan, the civil military authority of the Lower Assam region appointed by the Ahom kings. The Mughals invaded Assam seventeen times and they were defeated by the Ahoms in Battle of Itakhuli and Battle of Saraighat.Economy of Guwahati
The GDP of Guwahati metro was estimated at $1 billion in 2010. As a river port, Guwahati has traditionally been an important administrative and trading center. The major economic activities are trade and commerce, transportation and services. Guwahati is the most important trade hub in the North Eastern Region. It is a major wholesale distribution center, a marketing hub, and also a retail hub of the region. The city contains the headquarters or regional offices of several manufacturing and business establishments. Bamunimaidam and Kalapahar are two major industrial estate of Guwahati. Guwahati is important for printing and publishing, as well as businesses related to electronic and print media. During the past two decades, businesses such as real estate development, finance, etc. have intensified. Retail and real estate have emerged as big players. Tourism and recreation, education, research, cultural activities, real estate, etc. are slowly increasing and contributing to city's economic growth..Get BankBazaar advantages when looking for credit card offers in Guwahati
Anyone with a fixed income, aged above 21 & favourable CIBIL credit score of over 800 can get a credit card.
The credit limit will depend on various factors like your income, repayment, CIBIL score, etc. Your credit limit can be increased or decreased depending on your last years spending and repayment history
Yes, you can get an Add-on card but, it will totally depend on the offers the credit card issuer is running at a given point of time. There will not be a separate credit limit for the add-on card.
You should immediately inform your credit card issuer about the fraud transaction.
If your credit card is lost or stolen inform your credit card issuer within 24 hours and block your card immediately for any fraudulent transactions. Ask your card issuer to send you a new card which generally gets delivered in 3-4 working days.
Basically, Visa, MasterCard and American Express are three popular payment networks available in India. Payment Networks are not credit card issuers your credit card is issued by banks or other financial institutes.
A grace period is interest free period for you to pay your credit card balance in full without any interest rate charges. The grace period is calculated based on your billing cycle and not from the date of the transaction.
Most credit card issuers do not charge you any joining fees. Some may charge you but they might reverse those charges in your first credit card statement.
Most issuers waive off annual fee for the first year and then charge a minimum amount of Rs. 500 as annual fee.
The finance charges will wary for each card issuer and type of card like Platinum, Gold, Titanium or any special credit card. Generally credit card interest rates start at 2.5% per month (30% per annum) to 3.75% per month (45% per annum).
Yes, every card issuer will charge you a late payment fee ranging from Rs 300 to Rs 600.
Yes, every card issuer will charge you some percentage of the transaction value for the foreign currency transactions. It is generally around 3.5% of the transaction value.
Credit Card issuers provide the following credit card payment options:
Documents required for Credit Card:
Credit Cards come with great features and benefits: