Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    We found 64 Guwahati Credit Cards

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    Rs.750 Amazon voucher free Ad Paperless approval option available
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    499
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    899
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    1499
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    6500
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    3000
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    3999
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    9999
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  • Guwahati Credit Cards Reviews

    • SBI Cards Credit Card
      "Scope for improvement"
      0.5 3.0/5 "Satisfactory"
      SBI credit card is the one, am using from the last two years of time. Credit limit value could be get improvised like its really not beneficial for me. Whole scenario was not really made me to get satisfied about the process, also they used to take much time to resolve any issues.
      Was this review helpful? 0
      , guwahati
      Reviewed on Jun 22, 2017
    • ICICI Bank Credit Card
      "You should beleive it"
      0.5 4.0/5 "Great!"
      I want to mention ICICI bank credit card is my first choice because their interest rate is very lesser one for the minimum amount payment. Customer service and all is absolutely good. Online services are also an awesome one like its very clean and clear.
      Was this review helpful? 0
      , guwahati
      Reviewed on Jun 22, 2017
    • HDFC Bank Credit Card
      "Excellent "
      0.5 5.0/5 "Blown Away!"
      HDFC bank credit card is the best one to have and am happy with that till now. I got the maximum credit limit, also the benefit is too good. Customer service is fine one for me and the response is an immediate one with the HDFC bank credit card.
      Was this review helpful? 0
      , guwahati
      Reviewed on Jun 21, 2017
    • ICICI Bank Credit Card
      "Good for day to day use"
      0.5 5.0/5 "Blown Away!"
      ICICI charges are bit high but worth. I am got ICICI Coral credit card very recently. Earlier I used platinum credit card. They told in Coral card, there is free movie ticket and no charges for billing. No add on charges of petrol filling. Even I am fine with the credit limit its good.
      Was this review helpful? 0
      , guwahati
      Reviewed on Jun 20, 2017
    • HDFC Bank Credit Card
      "Nice experience"
      0.5 5.0/5 "Blown Away!"
      It was a smooth deal on my HDFC Bank credit card. After me applying for it, I got the card on time and the credit limit is also good and the offers on it is also satisfactory. Since I use the card when ever it needed and not much for offers. It has been a nice experience till date.
      Was this review helpful? 0
      , guwahati
      Reviewed on May 31, 2017
    • ICICI Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      ICICI bank has offered me a life time free credit card and they have given me a decent limit of 75K. They bank also has benefits on the card, just that I have not used it much. The customer services are excellent and when ever I use the card it has not let me down.
      Was this review helpful? 0
      , guwahati
      Reviewed on May 31, 2017
    • SBI Cards Credit Card
      "Can provide better services"
      0.5 4.0/5 "Great!"
      There are other banks which provides better services on the credit card. But it is not the same with State bank of India. I am not too happy with product alone as I have to pay a annual fee of 2999 and I get no benefits on the card. I was toild that I would get vouchers and I have not yet received the same. I got this card during the year 2010 with a credit limit of 37K, after which I got a new card as the old one expired and I still have the same limit. The only best thing on this card is they are very good in providing offers.
      Was this review helpful? 0
      , guwahati
      Reviewed on May 31, 2017
    • HDFC Bank Credit Card
      "Not Satisfactory"
      0.5 2.5/5 "Just OK"
      HDFC bank has provided me with the basic of offers on the card but I am not happy with the credit card services. The customer support needs to understand that until there are is customer for them that they could exist else they would not be at that bank. So they need to provide professional services and cut off their attitude.
      Was this review helpful? 1
      , guwahati
      Reviewed on May 30, 2017
    • ICICI Bank Credit Card
      "Good To Use"
      0.5 5.0/5 "Blown Away!"
      I had availed a credit card of ICICI bank. The annual fee is around 99 rupees. The credit limit is quite good which is one lakh. Regularly getting reward points and cash back offers from the bank. Also there is an option to convert all the reward points into cash. Overall it is good to use this card.
      Was this review helpful? 1
      , guwahati
      Reviewed on May 30, 2017
    • SBI Cards Credit Card
      "Best"
      0.5 5.0/5 "Blown Away!"
      I am having credit card with SBI and the credit limit value is around 1.25 lakh Rupees and the services are good with them. I am using SBI credit card from the last four to five years of time. Till now, I have not received any offers from them.
      Was this review helpful? 0
      , guwahati
      Reviewed on Apr 15, 2017
    • HDFC Bank Credit Card
      "Average"
      0.5 4.0/5 "Great!"
      For the past 6 years, I am holding money back credit card with HDFC bank. The credit limit is sufficient on the card 1.2 laks Initially they gave 50k I often use this card only for on line shopping purposes I have so many reward points but yet to claim it and Iam planning to discontinue this card
      Was this review helpful? 0
      , guwahati
      Reviewed on Mar 29, 2017
    • HDFC Bank Credit Card
      "Would be better if they send remainders for the payment"
      0.5 3.0/5 "Satisfactory"
      The fact is, HDFC has offered me the highest credit limit. I normally use my HDFC credit to do most of my transactions. However, I dont get any sort of reminder nor any notification for my payment. Furthermore, even their rates are higher. Just because they are not sending reminders for the payment they simply go ahead and waive off the charges which is levied on the customer's account.
      Was this review helpful? 1
      , guwahati
      Reviewed on Mar 01, 2017
    • Axis Bank Credit Card
      "Not Satisfactory"
      0.5 1.0/5 "Really Bad"
      To start off, I would say that the portal of Axis bank is not up to the mark also it falls below my expectations. The reason being , its highly difficult for me to download my statement. Every time I try to download the statement I am getting some sort of error. Its purely because of that I refrain from using that credit card. Even I am not happy with the way they serve me too.
      Was this review helpful? 0
      , guwahati
      Reviewed on Mar 01, 2017
    • ICICI Bank Credit Card
      "The Best Service"
      0.5 4.0/5 "Great!"
      I am fond of ICICI Credit card. I am holding this credit card for a period of 7 plus years. Easy to use, my ICICI credit card there is no annual fee . The interest rate levied on my ICICI credit card is pretty normal. Every time they send reminders or notification about my payment due date.
      Was this review helpful? 0
      , guwahati
      Reviewed on Mar 01, 2017
    • HDFC Bank Credit Card
      "Services are good. But not the features on the card"
      0.5 4.0/5 "Great!"
      HDFC Bank is good in services like sending me my statements on time for the credit card and the keeping me intimated on my transactions through messages. But they need to upgrade my credit limit as I use minimum of 15K on my card every month and I do not get cash back offers or a loan facility on the card as well.
      Was this review helpful? 0
      , guwahati
      Reviewed on Feb 23, 2017
    • Bank Bazaar Customer Support
      "Really awesome"
      0.5 5.0/5 "Blown Away!"
      I really helped me in fulfilling all my needs. It supports us according to our needs. Really wanna appreciate the team of bankbazaar. Thank you so much . I really suggest everyone to opt for bank bazaar who are in need of loans and credit cards..
      Was this review helpful? 0
      , guwahati
      Reviewed on Feb 23, 2017
    • ICICI Bank Credit Card
      "Need Some Improvement"
      0.5 3.0/5 "Satisfactory"
      I was holding my Credit card with ICICI Bank for past one and half years.Customer services was good, but when the payment procedure I was not satisfied with their service .I wish ICICI bank should reduce some terms and conditions for EMI procedure.
      Was this review helpful? 0
      , guwahati
      Reviewed on Jan 09, 2017
    • HDFC Bank Credit Card
      "Very Useful Credit Card"
      0.5 5.0/5 "Blown Away!"
      I was holding my Credit card with HDFC Bank for past 5 years. I was earned redeem points on my card, also I received lots of offers and cash bank offers on my credit card. They was good in customer service, very transparent in my transaction statement.
      Was this review helpful? 0
      , guwahati
      Reviewed on Jan 09, 2017
    • Axis Bank Credit Card
      "The best"
      0.5 5.0/5 "Blown Away!"
      My credit card pf Axis Bank gives me all the offers be, it a loan facility or a flexible EMI conversion. I also get offers on movie tickets and much more. The best is I also do not have to pay a fee for the card. It is free for life time. The services and response has been the best always.
      Was this review helpful? 1
      , guwahati
      Reviewed on Sep 16, 2016
    • Axis Bank Credit Card
      "Not Satisfactory"
      0.5 1.0/5 "Really Bad"
      I own a credit card of Axis bank. I am not happy with the service which they provide on this card. Apart from the service their offers too are not attractive. The credit limit offered is okay for me. It is of 1.65 Lakh. There is a loan facility which is avialiable on the card. The points cannot be redeemed at this portal as it is too slow.
      Was this review helpful? 0
      , guwahati
      Reviewed on Aug 09, 2016
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    Guwahati Credit Cards is Rated as "Excellent!" by 90 Users

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    Looking for a Credit Card in Guwahati? Compare various Credit Card offers online at BankBazaar.com for Guwahati city

    Guwahati is an ancient Urban, it is the largest city in Assam and also the largest city in north-eastern region of India. This major city in eastern India is one of the fastest growing cities in the country. It is commonly referred to as the Gateway of the North-Eastern India. The city is between the banks if the river Brahmaputra and the foothills of the Shillong plateau. To the west of the city is the LBG International Airport and towards the east of Guwahati is the town of Narengi. Guwahati is a major commercial and educational hub of North-East India and is home to many well-known educational institutions such as the Indian Institute of Technology Guwahati and many other premier institutions such as Cotton College and Guwahati University.

    History of Guwahati

    According to the Mahabharata, Guwahati was the capital of the kings Narakasura and Bhagadatta. The ancient sakti temple of Goddess Kamakhya in Nilachal hill (an important seat of Tantric and Vajrayana Buddhism), the ancient and unique astrological temple Navagraha in Chitrachal Hill, and archaeological remains in Basista and other locations support the mythological assertions of the city's ancient past. During medieval times between the 12th and 15th centuries AD, after the destruction of the Kamata kingdom, the city lost its earlier glory and became mainly a strategic outpost of the Koch Hajo and Ahom kingdom. The city was the seat of the Borphukan, the civil military authority of the Lower Assam region appointed by the Ahom kings. The Mughals invaded Assam seventeen times and they were defeated by the Ahoms in Battle of Itakhuli and Battle of Saraighat.

    Economy of Guwahati

    The GDP of Guwahati metro was estimated at $1 billion in 2010. As a river port, Guwahati has traditionally been an important administrative and trading center. The major economic activities are trade and commerce, transportation and services. Guwahati is the most important trade hub in the North Eastern Region. It is a major wholesale distribution center, a marketing hub, and also a retail hub of the region. The city contains the headquarters or regional offices of several manufacturing and business establishments. Bamunimaidam and Kalapahar are two major industrial estate of Guwahati. Guwahati is important for printing and publishing, as well as businesses related to electronic and print media. During the past two decades, businesses such as real estate development, finance, etc. have intensified. Retail and real estate have emerged as big players. Tourism and recreation, education, research, cultural activities, real estate, etc. are slowly increasing and contributing to city's economic growth..

    Get BankBazaar advantages when looking for credit card offers in Guwahati
    • Simple process: The process of finding details about various credit card types and their features available in Guwahati can be done by simple filling up a form with your basic details.
    • Instant response: Since the processing is done online, bank bazaar helps you to quickly look up your options while applying for a credit card in Guwahati.
    • Easy Comparison: Since most banks offer more than one type of credit card and the advantages and features which come along with different banks arent the same, bank bazaar helps you to compare the crucial elements which can determine your choice of credit card.
    • Limited documentation: One of the main advantages of applying for your credit card via bank bazaar is that there is not much documentation required.
    • Apply and get approval quickly: The online E-Approval of your credit card application will be done almost instantly; this saves you a whole lot of time!
    • Your information is secure: Bank Bazaar guarantees a secure experience. All your personal details and information provided by you is secured. The details are electronically forwarded to the bank you choose to make your dealings with.
    FAQs
    1. Who can get a Credit Card?
    2. Anyone with a fixed income, aged above 21 & favourable CIBIL credit score of over 800 can get a credit card.

    3. What will be my credit limit?
    4. The credit limit will depend on various factors like your income, repayment, CIBIL score, etc. Your credit limit can be increased or decreased depending on your last years spending and repayment history

    5. Can I get an Add-on card? And will there be a separate credit limit on the Add-on card?
    6. Yes, you can get an Add-on card but, it will totally depend on the offers the credit card issuer is running at a given point of time. There will not be a separate credit limit for the add-on card.

    7. What should I do if there is a fraud transaction on my credit card?
    8. You should immediately inform your credit card issuer about the fraud transaction.

    9. What should I do if my Credit card is lost or stolen?
    10. If your credit card is lost or stolen inform your credit card issuer within 24 hours and block your card immediately for any fraudulent transactions. Ask your card issuer to send you a new card which generally gets delivered in 3-4 working days.

    11. Which payment network credit cards are available in India?
    12. Basically, Visa, MasterCard and American Express are three popular payment networks available in India. Payment Networks are not credit card issuers your credit card is issued by banks or other financial institutes.

    13. What is a grace period?
    14. A grace period is interest free period for you to pay your credit card balance in full without any interest rate charges. The grace period is calculated based on your billing cycle and not from the date of the transaction.

    15. Will there be any joining fees for credit card?
    16. Most credit card issuers do not charge you any joining fees. Some may charge you but they might reverse those charges in your first credit card statement.

    17. Is there any annual fee associated with credit cards?
    18. Most issuers waive off annual fee for the first year and then charge a minimum amount of Rs. 500 as annual fee.

    19. What is the interest rate/finance charge for credit cards?
    20. The finance charges will wary for each card issuer and type of card like Platinum, Gold, Titanium or any special credit card. Generally credit card interest rates start at 2.5% per month (30% per annum) to 3.75% per month (45% per annum).

    21. Will there be an overdue penalty or late payment fee?
    22. Yes, every card issuer will charge you a late payment fee ranging from Rs 300 to Rs 600.

    23. Will there be a separate charge for foreign currency transactions on my credit card?
    24. Yes, every card issuer will charge you some percentage of the transaction value for the foreign currency transactions. It is generally around 3.5% of the transaction value.

    25. How can I make my credit card payment?
    26. Credit Card issuers provide the following credit card payment options:

      • Through ATMs: Make payments through your card issuing bank ATMs.
      • Through Net banking: Make Card payments using your Net banking.
      • Visa Money Transfer
      • Standing Instructions: If you have bank account with your card issuing bank then you can give standing instructions to directly debit the minimum amount due or full payment due for your monthly credit card payment.
      • National Electronic Funds Transfer (NEFT): Transfer funds from any other bank account to make your card payments.
      • Drop Box Option: You can also drop a local cheque, payable to bank card A/c followed by your card number, at any drop box located in ATMs and branches of your card issuer.
      • Over the counter: You can pay directly by visiting your card issuing bank and make the cash payment for your credit card outstanding.
    Credit Card Eligibility and Documentation
    • Card holder should be in the age bracket of 18 years to 70 years.
    • Should have a fixed monthly income.
    • Should have a good CIBIL credit score.

    Documents required for Credit Card:

    • Pan Card Photocopy OR Form 60
    • Latest Salary Slip, Form 16, Income Tax return copy as income proof
    • Passport, driving license, ration card, etc. for residence proof.
    Features & Benefits of Credit Cards
    • To fulfill dreams which cant wait, apply for credit cards and live your dreams.

    Credit Cards come with great features and benefits:

    • Save on fuel spends
    • Exiting reward programs
    • Comprehensive Insurance coverage
    • Cash back facilities
    • EMI facility on your product purchases
    • Balance Transfer facility
    • Interest Free Period
    • Special discounts on various products
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