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    ING Vysya Fixed Deposit Rates
     and 2 other FDs
    Institution Name
    Deposit Amount Range
    Tenure Range
    Interest Rate
    Up to ₹25L
    1 Year to 5 Years
    7.75% - 8.6% Monthly compounding
    Response Time Within 30 minutes
    Good to Know
    Up to ₹25L
    1 Year to 5 Years
    7.72% - 8.65% Monthly compounding
    Response Time Within 30 minutes
    Good to Know
    ING Vysya Fixed Deposit Rates is Rated as "Great!" by 9 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service



     ING Vysya Bank FD(Fixed Deposit) Interest Rates

    ING Vysya Bank, as of April 2015, has merged with Kotak Mahindra Bank. All its products, services, branches, ATMs, outlets and operations will carry on under the Kotak Mahindra Bank banner.

    Kotak completed the merger through an all-stock buyout of ING Vysya Bank. The deal, estimated at a value of Rs.15,000 crores, was proposed in Nov. 2014 and was completed this year after receiving appropriate approvals from RBI.

    Kotak Mahindra Bank, post the merger, becomes India's 4th largest bank in the private sector.

    The updated list of ING Vysya Bank FD Rates, for Regular and Senior Citizen, is listed below:

    Tenure Regular FD Rate Senior Citizen FD Rate
    Upto Amount Rs. 1 Crore Rs. 1 Crore
    7 - 14 Days 3.50% 4.00%
    15 - 30 Days 4.00% 4.50%
    31 - 45 Days 5.00% 5.50%
    46 - 90 Days 5.50% 6.00%
    91 - 120 Days 6.00% 6.50%
    121 - 179 days 6.00% 6.50%
    180 Days 6.50% 7.00%
    181 Days to 269 Days 6.50% 7.00%
    270 Days 6.50% 7.00%
    271 Days to 363 Days 6.50% 7.00%
    364 Days 6.50% 7.00%
    365 Days to 389 Days 6.75% 7.25%
    390 Days (12 months 25 days) 6.90% 7.40%
    391 Days - Less than 23 Months 6.25% 6.75%
    23 Months 6.25% 6.75%
    23 months 1 Day- less than 2 years 6.25% 6.75%
    2 years- less than 3 years 6.25% 6.75%
    3 years and above but less than 4 years 6.25% 6.75%
    4 years and above but less than 5 years 6.25% 6.75%
    5 years and above upto and inclusive of 10 years 6.00% 6.50%

    ING Vysya Bank short term FD rates

    ING Vysya Bank provides its customers with competitive rates of interest for short term deposits. For fixed deposits of tenure 30 days, the rate of interest is 4.50% p.a. The rate of interest offered for a tenure of 31-60 days is increased by 1.00%, thus making it 5.50% p.a. A tenure of 6 months and 9 months attracts interest at the rate of a booming 8.25% p.a. and 8.50 respectively. The rate of interest for a tenure of 1 year ranges at 8.75% p.a.

    ING Vysya Bank medium and long term FD rates

    The bank offers high interest rates for medium and long term deposits. The rate of interest levied on term deposits of 1 year 6 months is 8.75% p.a. Term deposits of a tenure ranging 3 years and 5 years earn interest at the rate of 8.50% p.a. and 8.25% p.a. Respectively.

    ING Vysya Bank FD rates for seniors.

    It offers a comparatively higher rate of interest for senior citizens. The highest rate of interest offered in short term deposits and long term deposits is 9.25% p.a.

    ING Vysya Bank offers fixed deposits with attractive interest rates for short term and long term deposits. The rate of interest is higher with long term deposits since the tenure is higher.

    ING Vysya Fixed Deposit Reviews

    • ING Vysya Fixed Deposit
      "ing vysya (now Kotak) is the worst bank ever on FD"
      0.5 0.5/5 "Unacceptable"
      Cannot be more pathetic in terms of the hidden costs on our own money. This bank would take away your hard earned money partially, they promise 9.25% but you actually get 9.17% and on pre-closure you lose 2% of the principal amount. Do i recommend this bank to others? Definitely "NO"...
      Was this review helpful? 7
      , bangalore
      Reviewed on Jul 03, 2015
    • ING Vysya Fixed Deposit
      "Good to go king!!!"
      0.5 5.0/5 "Blown Away!"
      I actually closed the fixed deposit in middle of the tenure but ING Vysya did not charge anything and they surrendered the amount with interest. 9.25% is the interest rate for FD. Very much glad about service because whatever they had committed were fulfilled. More than that they are giving flexibility in closing the deposit.
      Was this review helpful? 7
      , bangalore
      Reviewed on Apr 18, 2015
    • ING Vysya Fixed Deposit
      "ING Vysya- A good bank"
      0.5 4.0/5 "Great!"
      I have been a customer of ING Vysya Bank for about 4 years now and have had a good experience so far. I have a savings account as well as a fixed deposit with the bank. The executives are cordial and prompt and the services are commendable. The only thing which I don't like is that a minimum balance of 5000 is to be maintained :P
      Was this review helpful? 20
      , nasik
      Reviewed on Feb 27, 2015
    • ING Vysya Fixed Deposit
      "Hassle Free, Best Value FD's Which No Other Bank Offers"
      0.5 5.0/5 "Blown Away!"
      During my house construction, I found ING offers better RoI (9.75%) on FDs. Plus, it has a product called FD+, which offers no penalty on pre-mature withdrawal of FDs. My Home Loan was from HDFC. I invested my capital reserved for construction & Home Loan disbursements received in Stages from HDFC before giving it to the builder as FD in ING FD+ by splitting it into convenient 1 & 2 Lac each for 366 Days to manage cashflow. ING Netbanking is hasslefree that you can Open & Close FDs anytime. When you close an FD, the amount is credited to the account in very short period. Liquidity is like SB account. One can close FD partly. I can close 20K from 1 Lac for my small need & rest 80K still earns same RoI. I earned around 70K as interest during that period. Form 15G is needed to avoid TDS. I use the same logic now for Savings. Each month, I make FD for my Investment Needs. Disadv: Cumbersome Paper Process Plus: Very Supportive Staff
      Was this review helpful? 7
      , bangalore
      Reviewed on Jan 02, 2015
    • ING Vysya Fixed Deposit
      "Good interest rate"
      0.5 4.0/5 "Great!"
      I have just deposited the money of around 50k before 2.5 years. The rates offered is 9% per annum and I would deposit the money through cheque. The interest rate is one of the best with this bank. However, in terms of response, I feel it could be more responsive.
      Was this review helpful? 7
      , raipur
      Reviewed on Sep 19, 2014
    • ING Vysya Fixed Deposit
      "Fixed Deposit"
      0.5 5.0/5 "Blown Away!"
      Holding a fixed deposit and the return @ 9.25% is awesome and very user friendly app if you are doing mobile banking and online banking too by which transactions can be done seconds. Very much satisfied with the service and features of the products. Now banking on our finger tips.
      Was this review helpful? 5
      , kolkata
      Reviewed on Sep 07, 2014
    • ING Vysya Fixed Deposit
      0.5 5.0/5 "Blown Away!"
      I am holding this ING VYSYA Fixed Deposit account for a couple of years. Setting up this account, was very easy. There is no need for one to visit the Branch. I rarely, think about visiting the Branch, as I can do everything on line. Their interest rate is good when compared with other Banks as well.
      Was this review helpful? 8
      , bangalore
      Reviewed on Aug 30, 2014
    • ING Vysya Fixed Deposit
      "Interest rate offer was good"
      0.5 4.0/5 "Great!"
      Response was bit delayed. Its good, i went to the branch and the services was good and I don't feel any difference with any other banks. They had a scheme like if i have any other fixed deposit with any bank, they would offer the interest rate based on the other banks.
      Was this review helpful? 6
      , mangalore
      Reviewed on Jul 18, 2014
    • ING Vysya Fixed Deposit
      0.5 3.0/5 "Satisfactory"
      Couple of months ago I started my first fixed deposit with bank of ING VYSYA Bank. I am a salary account holder for a while. It was quite easy to start a fixed deposit as there are no documents required. Rate of interest is good compared to other banks. Customer service is fine but not good as other private banks.
      Was this review helpful? 9
      , bangalore
      Reviewed on Jul 12, 2014
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