• Gruh Finance Fixed Deposit (FD) Rates

    GRUH Finance Limited deals with two main products - home loans and Fixed Deposits (FDs). The GRUH term deposits are available at rates from 3.00% p.a. to 5.50% p.a. The tenure of investment ranges from 7 days to 10 years.

    With effect from 17 October 2019, the deposit products of GRUH are available under Bandhan Bank.

    Bandhan Bank offers 6 different types of fixed deposit schemes, namely – Standard Fixed Deposit, Tax Saver Fixed Deposit, Premium Fixed Deposit, Dhan Samriddhi Fixed Deposit, Advantage Fixed Deposit, and Super Saver Fixed Deposit.

    The GRUH Finance Fixed Deposit rates for cumulative deposits are given in the following table:

    Maturity Period Rate of interest p.a. (in %) Senior Citizens)
    1 year- 2 years 7.75 8.00
    2 years 1 month-5 years 8.00 8.25
    5 years 1 month-10 years 8.25 8.50

    *The GRUH Finance FD rates are subject to change as per the discretion of the company. The current rates are valid as of 10 May 2021.

    GRUH Monthly Income Plan Deposit rates

    The FD rates* for GRUH Monthly Income Plan are indicated in the following table:

    Maturity Period Rate of interest p.a. (in %) Senior Citizens)
    1 year-2 years 7.25 7.50
    2 years 1 day-5 years 7.50 7.75
    5 years 1 day-10 years 7.75 8.00

    *The GRUH Finance term deposit rates are subject to change as per the discretion of the company. The current rates are valid as of 10 May 2021.

    GRUH Quarterly Income Plan Fixed Deposit rates

    The following table contains the interest rates* for GRUH Quarterly Income Plan deposits:

    Maturity Period Rate of interest p.a. (in %) Senior Citizens)
    1 year-2 years 7.50 7.75
    2 years 1 day-5 years 7.75 8.00
    5 years 1 day-10 years 8.00 8.25

    *The GRUH Finance Fixed Deposit interest rates are subject to change as per the discretion of the company. The current rates are valid as of 10 May 2021.

    GRUH Annual Income Plan FD interest rates

    The rates of interest* for the GRUH Annual Income Plan deposit are given in the table below:

    Maturity Period Rate of interest p.a. (in %) Senior Citizens)
    1 year-2 years 7.75 8.00
    2 years 1 day-5 years 8.00 8.25
    5 years 1 day-10 years 8.25 8.50

    *The GRUH Finance FD rates are subject to change as per the discretion of the company. The current rates are valid as of 10 May 2021.

    GRUHINI Bachat Yojana Deposit interest rates

    The given table shows the FD rates* for deposits under the GRUHINI Bachat Yojana:

    Maturity Period Rate of interest p.a. (in %) Senior Citizens)
    1 year-2 years 8.00 N/A
    2 years 1 day-5 years 8.25 N/A
    5 years 1 day-10 years 8.50 N/A

    *The GRUH Finance FD rates are subject to change as per the discretion of the company. The current rates are valid as of 10 May 2021.

    GRUH Fixed Deposit Rates for TRUSTs

    GRUH Finance Ltd. offers deposits to TRUSTs at the following interest rates*:

    Maturity Period Rate of interest p.a. (in %)
    1 year- 2 years 8.00
    2 years 1 month-5 years 8.25
    5 years 1 month-10 years 8.50

    *The GRUH Finance term deposit interest rates are subject to change as per the discretion of the company. The current rates are valid as of 10 May 2021.

    Highest interest rates of GRUH Deposits

    • The highest FD rate on GRUH FD with Cumulative growth and GRUH Annual Income Plan is 8.25% p.a.
    • The highest rates for:
      • GRUH Monthly Income Plan: 7.75% p.a.
      • GRUH Quarterly Income Plan: 8.00% p.a.
    • The maximum interest rate on FDs for TRUSTs is 8.50% p.a.
    • The highest Fixed Deposit interest rate under Senior Citizens’ scheme is 8.50% p.a.
    • One can avail up to 8.50% p.a. for a deposit under the GRUHINI Bachat Yojana.

    Types of GRUH Finance Ltd. Fixed Deposits

    • GRUHINI Bachat Yojana
    • GRUH Fixed Deposits under Senior Citizens scheme
    • GRUH FD placed by TRUSTs
    • GRUH Cumulative Growth Plan
    • GRUH Annual Income Plan
    • GRUH Quarterly Income Plan
    • GRUH Monthly Income Plan

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.