Money won’t grow in your mattress.
It will grow in a Fixed Deposit!
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    We found 112 Best Fixed Deposit Rates for 1 Year

    Institution Name
    Deposit Amount Range
    Tenure Range
    Interest Rate
    Up to ₹25L
    1 Year to 5 Years
    7.49% - 8.19% Monthly compounding
    Response Time Within 30 minutes
    Features
    Documents
    Good to Know
    Up to ₹25L
    1 Year to 5 Years
    7.75% - 8.5% Monthly compounding
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know
    Up to ₹1Cr
    7 Days to 20 Years
    5% - 8% Quarterly compounding
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know
    Up to ₹1Cr
    7 Days to 10 Years
    4% - 7.5% Quarterly compounding
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know
    Up to ₹1Cr
    7 Days to 10 Years
    4.25% - 7.35% Monthly compounding
    Response Time Within 30 minutes
    Features
    Documents
    Good to Know
    Up to ₹1Cr
    15 Days to 20 Years
    4.25% - 7.15% Monthly compounding
    Response Time Within 30 minutes
    Features
    Documents
    Good to Know
    Up to ₹1Cr
    7 Days to 10 Years
    4% - 7% Monthly compounding
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know
    NRI - FD
    Up to ₹1Cr
    1 Year to 5 Years
    6.5% - 7.10% Monthly compounding
    Response Time Within 30 minutes
    Features
    Documents
    Good to Know
    NRI - FD
    Up to ₹1Cr
    1 Year to 10 Years
    6% - 6.65% Monthly compounding
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know
    NRI - FD
    Up to ₹1Cr
    1 Year onwards
    6.25% - 6.5% Monthly compounding
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know
    Up to ₹1Cr
    7 Days to 10 Years
    4% - 7.35% Quarterly compounding
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know
    NRI - FD
    Up to ₹1Cr
    1 Year to 5 Years
    6.85% Quarterly compounding
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know
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  • Customer Reviews

    • HDFC Bank Fixed Deposit
      "Best"
      0.5 4.0/5 "Great!"
      I do have fixed deposit account with the HDFC bank and the interest rate is common one with every bank like it used to get varied up to 0.5% . Penalty charges are nil with them for the premature withdraw, which is the really good one.
      Was this review helpful? 4
      , chennai
      Reviewed on Jun 22, 2017
    • SBI Fixed Deposit
      "Good Service"
      0.5 4.0/5 "Great!"
      When I have started to deposit the money I was getting good interest rate but know the rate of interest is decreased with SBI Fixed deposit. I have started the fixed deposit around 6 years ago with SBI. Initially I got around 9.5% as interest rate but now I am getting only 7.5% interest rate. The service with State is good.
      Was this review helpful? 4
      , bangalore
      Reviewed on Jun 22, 2017
    • Canara Bank Fixed Deposit
      "Good"
      0.5 2.5/5 "Just OK"
      I am having the fixed deposit account with the Canara bank and the rate of interest is around 8.5%, which was very lesser one on that time. Total tenure is around three years of time, also the penalty charges are not really huge. Customer service is not really up to the mark.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 20, 2017
    • IDBI Fixed Deposit
      "Good experience"
      0.5 5.0/5 "Blown Away!"
      I would suggest IDBI bank is the best one to get the fixed because of the good rate of interest . Customer service is good one and am with them from the last three years of time. Penalty charges are lesser one with the m for the premature withdraw.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jun 19, 2017
    • ICICI Bank Fixed Deposit
      "Good Indian bank"
      0.5 4.0/5 "Great!"
      I do have fixed deposit account with the ICICI bank and the interest rate is around 6.5% per annum , also the maturity period is also one year of time. Customer service is also a good one with the ICICI bank, also the response too. Online banking services are also working in good way and am very familiar with them till now.
      Was this review helpful? 2
      , bangalore
      Reviewed on Jun 16, 2017
    • Axis Bank Fixed Deposit
      "Its good investment"
      0.5 4.5/5 "Excellent!"
      I have invested one lakh in fixed deposit with AXIS bank. Its going to matured in this august, Then I would be getting around Rs.1.12,000. I have opened this FD through online and I will be getting the amount same to my account. AXIS gave me premature withdrawal, I can close whenever I want.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 13, 2017
    • Canara Bank Fixed Deposit
      "For common man"
      0.5 5.0/5 "Blown Away!"
      I do have the fixed deposit account with the Canara bank and am using it from the last ten years of time. Customer service aspects are good one with them and the online banking services are not really working in a good according the new generation bankers. The interest rate is around 7.25% as of now.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 12, 2017
    • YES Bank Fixed Deposit
      "Wonderful "
      0.5 5.0/5 "Blown Away!"
      I have the fixed deposit account with the Yes bank and the interest rate is around 6.5% above and the customer service is not yet experienced because everything used to dealt with through online experience. I have not faced any server down issues with the Yes bank.
      Was this review helpful? 1
      , ghaziabad
      Reviewed on Jun 12, 2017
    • HDFC Bank Fixed Deposit
      "Excellent "
      0.5 5.0/5 "Blown Away!"
      I am having the fixed deposit account with the HDFC bank and the services are always an excellent one. I have opened the account on immediate basis like everything used to get happened in instant way. Rate of interest is around 6.5% and the response is an excellent one.
      Was this review helpful? 1
      , mumbai
      Reviewed on Jun 09, 2017
    • Vijaya Bank Fixed Deposit
      "Excellent "
      0.5 5.0/5 "Blown Away!"
      I am having the fixed deposit account with the Vijaya bank and the interest rate is around 6.5% and the customer service is good one , also they are nearby my locality and also the access is really friendly. Online services are good one with the Vijaya bank.
      Was this review helpful? 1
      , mumbai
      Reviewed on Jun 09, 2017
    • Central Bank of India Fixed Deposit
      "Fund transfer"
      0.5 0.5/5 "Unacceptable"
      The worst banking system I have ever seen. if i want to transfer amt to other bank through IFSC they can't detect the bank or automatically logged out .if I want current statement they can't.net banking automatically logged out.if i go for pass book entry server down problem. if I go to ATM only 2k available etc...
      Was this review helpful? 3
      , kolkata
      Reviewed on Jun 01, 2017
    • SBI Fixed Deposit
      "Very good in services"
      0.5 5.0/5 "Blown Away!"
      When I wanted to open a fixed deposit account at State Bank of India. I did not have to visit the bank. I opened the account online and though the rate of interest is not that appealing. I am happy with the overall experience and process and the convenient banking process.
      Was this review helpful? 9
      , guwahati
      Reviewed on May 31, 2017
    • SBI Fixed Deposit
      "Convenient to Hold"
      0.5 4.0/5 "Great!"
      It has been two years when I opened fixed deposit with State bank of India. The period is for five years. Since I completed two years, three years to go. Interest rate is of 11%. Actually SBI is located near to my house so I feel more comfortable in visiting the bank at any instance. All the staffs are very friendly and very cooperative.
      Was this review helpful? 5
      , visakhapatnam
      Reviewed on May 25, 2017
    • SBI Fixed Deposit
      "Secured investment"
      0.5 5.0/5 "Blown Away!"
      Compared to other banks SBI offering good interest rate on fixed deposit, they offered me 7.95% of interest. I have the amount of Rs. 2.4 lakhs for the tenure of three years. After the maturity period I got the amount around 2.9 lakhs. I am very much fine with that.
      Was this review helpful? 4
      , hyderabad
      Reviewed on May 24, 2017
    • Karur Vysya Bank Fixed Deposit
      "Good"
      0.5 3.5/5 "Pretty good"
      I am having the fixed deposit account with the Karur Vysya bank and the account got opened within one to two days of time. Tenure is for five years of time and after that it will be get matured. Rate of interest was around 8.5% to 9% on that time with the tax redemption.
      Was this review helpful? 1
      , hyderabad
      Reviewed on May 23, 2017
    • Karnataka Bank Fixed Deposit
      "Good Bank"
      0.5 5.0/5 "Blown Away!"
      I have an account for fixed deposit only with Karnataka bank. I have deposited around fifty five lakhs. I bank with Karnataka for more than twenty years, even my family members are having an account with the same bank. Their services are really good.
      Was this review helpful? 1
      , chennai
      Reviewed on May 22, 2017
    • ICICI Bank Fixed Deposit
      "Good one"
      0.5 3.5/5 "Pretty good"
      I have fixed deposit account with the ICICI bank and I got it from them because I had the salary account with them. Within two days of time fixed deposit account got opened and the maturity period is around one year of time. Interest rate is around 8% with them and am not that much happy with that. I would like to suggest that they can increase the rate of interest for the deposits.
      Was this review helpful? 1
      , hyderabad
      Reviewed on May 18, 2017
    • SBI Fixed Deposit
      "Too much of process involved"
      0.5 2.5/5 "Just OK"
      At other private bank a fixed deposit could be opened online and a customer does not have to visit the bank. In my case I had to visit State bank of India to open a fixed deposit and it has a lot of process involved. Like wise to close the same it is the same scenario.
      Was this review helpful? 6
      , pune
      Reviewed on May 10, 2017
    • SBI Fixed Deposit
      "Good "
      0.5 5.0/5 "Blown Away!"
      I am having fixed deposit account with the State bank of India and the interest rate is around 6.2% for the tenure of five years of time. I have opened this account through online, so it got happened very immediately. Charges are nil with them and I can get the money withdrawal in fraction of seconds.
      Was this review helpful? 5
      , pondicherry
      Reviewed on May 09, 2017
    • SBI Fixed Deposit
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      Long back I had Fixed deposit account with State bank of India. I selected the tenure period for six years. The bank had fixed a good rate of interest. At last I received the money with the promised interest amount. I am much satisfied with SBI for the FD service.
      Was this review helpful? 4
      , hyderabad
      Reviewed on May 09, 2017
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    Best Fixed Deposit Rates for 1 Year is Rated as "Excellent!" by 1751 Users

    Fees & Charges

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    Fixed Deposit BYTES FROM OUR KITCHEN

    Best Fixed Deposit Rates for 1 Year

    Fixed Deposits

    Fixed deposit is a financial tool that helps you build on your savings over a period of time. Under Fixed Deposit, the investors invests a lump sum amount of money in the account and earns a certain percentage of interest on the same over a period of time. It is a very safe form of investment as the risk factor is considerably less. The interest rate on the fixed deposit scheme depends on various factors such as the amount deposited, tenure of the scheme and the bank offering the scheme.

    Company Fixed Deposits:

    Company Fixed Deposits are fixed deposits offered by companies. These kind of deposits are offered when the company is not keen on issuing shares but requires additional capital. Company Fixed Deposits are unsecured and are better for people who are looking to invest for a short period of time.

    Top Bank FD Rates for 1 Year

    RBL Bank 1 Year Fixed Deposit

    One of the most trusted but least advertised private sector banks in India – RBL Bank – has a range of options for fixed deposits in terms of tenure. The interest rates vary between 7.75% and 8.00% for deposits up to 1 year, depending on the amount invested. Senior citizens get a preferential interest rate ranging between 7.98% and 8.24%, depending on the amount invested, for the same tenure. The bank offers 5 different FD plans, depending on the needs of the customer.

    RBL Bank 1 Year FD Rates
    Interest Rate & Compounding Amount Invested Tenure
    Under monthly compounding at 7.75% Less than Rs.1 crore 1 year
    Compounding quarterly at 8.00% Less than Rs.1 crore 1 year

    ICICI Home Finance 1 Year FD

    The minimum deposit tenure offered by the ICICI Housing Finance Company is 1 year. Interest can be compounded annually, quarterly, or monthly. The current interest rates are 7.50% for the monthly compounding option, 7.55% for the quarterly compounding option, and 7.75% for the annual compounding option.

    ICICI Home Finance 1 Year FD Rates
    Interest Rate & Compounding Amount Invested Tenure
    Under monthly compounding at 7.50% Less than Rs.1 crore 1 year
    Compounding quarterly at 7.55% Less than Rs.1 crore 1 year
    Compounding yearly at 7.75% Less than Rs.1 crore 1 year

    IndusInd Bank FD for 1 Year Tenure

    One of the better options to take a fixed deposit out from a private sector bank is the IndusInd Bank. Investors in this FD can make partial withdrawals from their accounts. The interest rate currently is 7.35%, which is lower than most other offerings, but comes from an institution that’s been rated as one of the most trustworthy and reliable in this kind of business.

    IndusInd Bank 1 Year FD Rates
    Interest Rate & Compounding Amount Invested Tenure
    Under monthly compounding at 7.05% Less than Rs.1 crore 1 year

    Bandhan Bank 1 Year Fixed Deposit

    This bank offers 2 FD schemes that can be chosen depending on the requirement of the customer. Compounding frequency can be chosen as either monthly or quarterly, and the interest rate is a flat 8.25% for the tenure of 1 year.

    Bandhan Bank 1 Year FD Rates
    Interest Rate & Compounding Amount Invested Tenure
    Under monthly compounding at 8.25% Less than Rs.1 crore 1 year

    Indian Post Office Fixed Deposit for 1 Year Tenure

    The Indian Post Office offers the most widely available fixed deposit schemes in the country. Also, this institution provides a lower interest rate as compared to most banks and NBFCs but is arguably the most trustworthy place in which to park your funds. Interest is compounded quarterly, but paid annually, and is currently being offered at 7.1% for a tenure of 1 year.

    India Post 1 Year FD Rates
    Interest Rate & Compounding Amount Invested Tenure
    Under monthly compounding at 7.10% Less than Rs.1 crore 1 year

    Top Company FDs for 1 year

    Listed below are the top Company Fixed Deposit schemes for the year 2016:

    Shriram City Union Fixed Deposit for 1 Year

    Despite being an NBFC, Shriram City Finance is one of the most successful and trusted fixed deposit providers in the country. This NBFC offers an interest rate of 7.95% under the monthly compounding system, and 8.00% under the quarterly compounding system.

    Shriram City Union 1 Year FD Rates
    Interest Rate & Compounding Amount Invested Tenure
    Under monthly compounding at 7.49% Less than Rs.1 crore 1 year
    Compounding quarterly at 7.54% Less than Rs.1 crore 1 year

    Mahindra Finance Fixed Deposit for 1 Year

    This private NBFC provides higher interest rates than most banks, and has been around long enough to be widely considered a trusted name in personal finance. Senior citizens get an additional 0.25% on the interest rate through Mahindra finance. Mahindra Finance offers 7.75% interest on its fixed deposits when compounded half yearly. Interest is compounded either quarterly or half-yearly.

    Mahindra Finance 1 Year FD Rates
    Interest Rate & Compounding Amount Invested Tenure
    Under half-yearly compounding at 7.75% Less than Rs.1 crore 1 year
    Compounding quarterly at 7.65% Less than Rs.1 crore 1 year

    Shriram Transport Finance Company 1 Year Fixed Deposit

    This is an NBFC that’s expanded its operations from offering financing for those that require transportation related assets and has moved into deposits, etc. Interest can be compounded in these deposits on a monthly, quarterly, half-yearly, and yearly basis. Interest rates offered are 7.72% for monthly compounding, 7.77% for quarterly compounding, 7.85% for half-yearly compounding, and 8.00% for annual compounding.

    Shriram Finance 1 Year FD Rates
    Interest Rate & Compounding Amount Invested Tenure
    Under monthly compounding at 7.49% Less than Rs.1 crore 1 year
    Compounding quarterly at 7.54% Less than Rs.1 crore 1 year
    Compounding half yearly at 7.61% Less than Rs.1 crore 1 year
    Compounding yearly at 7.75% Less than Rs.1 crore 1 year

    Sundaram Finance Fixed Deposit for 1 Year

    Another very successful and widely trusted NBFC that offers fixed deposits is the Sundaram Finance NBFC. Investors are offered the choice of having interest compounded monthly or quarterly. The deposits can be made for a tenure of one year and interest is compounded monthly at the rate of 7.45%, and quarterly at the rate of 7.50%.

    Sundaram Finance 1 Year FD Rates
    Interest Rate & Compounding Amount Invested Tenure
    Under monthly compounding at 6.96% Less than Rs.1 crore 1 year
    Compounding quarterly at 7.00% Less than Rs.1 crore 1 year

    LIC Housing One Year Fixed Deposit

    The LIC Housing Finance Company has been rated FAAA by CRISIL, and offers interest rates on par with most banks and leading NBFCs for deposits of 1 year tenure. Senior citizens are offered an additional interest rate of 0.10% on top of the advertised interest rate which is 7.85% for fixed deposits of a 1 year tenure. Interest compounds annually only.

    LIC Housing 1 Year FD Rates
    Interest Rate & Compounding Amount Invested Tenure
    Under monthly compounding at 7.85% Less than Rs.1 crore 1 year

    The interest rates are subject to change. The customer is advised to consult the Banks or Financial Companies for the updated rate of interest on Fixed Deposit Schemes.

    Updated on January 2017

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