Given below is the stepwise process involved in opening a J&K Bank fixed deposit account online (For new customers):
Step 1: Log on to the bank fixed deposit main page https://www.jkbank.com/deposits/personal/fixedDepositsScheme.php
Step 2: Now, proceed to click on ‘Apply Online’, which can be found on the right hand side of the page
Step 3: This will redirect you to the apply page, where you have to fill in details
Step 4: Fill in all details in the ‘Apply Now’ window. The details will include name, email ID, mobile number, address and other details
Step 5: Once all the details are keyed in, click on submit. A customer care representative will contact you and take you through the FD application process
How to apply for a J&K Bank FD (for existing J&K account holders)
Those who already have an active savings account with Jammu & Kashmir Bank can use the internet banking facility to open an FD account at the click of a button. This is a much faster process and does not involve any paperwork. All you have to do is to select the type of deposit, amount and duration. J&K Bank fixed deposit rates are attractive and competitive.
Let us look at the stepwise procedure involved in opening an FD account with J&K Bank for existing customers below:
Step 1: Login to interbanking banking and go to the home page
Step 2: Click on the domestic term deposit option and fill in all relevant details
Step 3: Choose the account from which money will be debited for the FD
Step 4: Verify all details and submit. The FD account will be opened within an hour and the customer will receive a confirmation message.
Those who have Jammu & Kashmir mobile banking may also be able to open a domestic term deposit account through this method. Apart from this, the other way to open a deposit account is by directly visiting the bank branch in person. Also, the FD application form can be downloaded online from the bank website. The form needs to be filled in and then submitted to the concerned bank branch.
To open a bank account, it is also very important to have all the documentation in place. Given below is the table of documents that is required: