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    Bankbazaar Fixed Deposit Rates

    We found 112 Fixed Deposit Rates
    Institution Name
    Deposit Amount Range
    Tenure Range
    Interest Rate
    Up to ₹25L
    1 Year to 5 Years
    7.75% - 8.6% Monthly compounding
    Response Time Within 30 minutes
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    Up to ₹25L
    1 Year to 5 Years
    7.72% - 8.65% Monthly compounding
    Response Time Within 30 minutes
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    Highlights
    Documents
    Good to Know
    Up to ₹1Cr
    7 Days to 20 Years
    5% - 7.75% Quarterly compounding
    Response Time Within 30 minutes
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    Up to ₹1Cr
    7 Days to 10 Years
    4% - 7.25% Quarterly compounding
    Response Time Within 30 minutes
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    Up to ₹1Cr
    7 Days to 10 Years
    4.25% - 7.05% Monthly compounding
    Response Time Within 30 minutes
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    Up to ₹1Cr
    15 Days to 20 Years
    5.75% - 7.25% Monthly compounding
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    Up to ₹1Cr
    7 Days to 10 Years
    4% - 7% Monthly compounding
    Response Time Within 30 minutes
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    Good to Know
    NRI - FD
    Up to ₹1Cr
    1 Year to 5 Years
    6.5% - 6.8% Monthly compounding
    Response Time Within 30 minutes
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    NRI - FD
    Up to ₹1Cr
    1 Year to 10 Years
    6.5% - 6.75% Monthly compounding
    Response Time Within 30 minutes
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    NRI - FD
    Up to ₹1Cr
    1 Year onwards
    6.25% - 6.5% Monthly compounding
    Response Time Within 30 minutes
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    Up to ₹1Cr
    7 Days to 10 Years
    4% - 7.30% Quarterly compounding
    Response Time Within 30 minutes
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    NRI - FD
    Up to ₹1Cr
    1 Year to 5 Years
    6.80% Quarterly compounding
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    Fixed Deposit Rates

    Banks and other Non-Banking Financial Companies (NBFCs) offer a multitude of financial services and products to boost one’s savings. Fixed Deposits (FD) or term deposits are one of the most preferred modes of investment. Unlike investments in shares, the returns on FD are not subject to any market fluctuations or trends. This makes them a safe and risk-averse investment opportunity. An FD allows an individual to pledge a lump sum of money within a financial institution for a predetermined tenor and a fixed rate of interest.

    Given below are the best FD rates offered by some of the top banks in India updated as on September, 2018:

    Fixed Deposit Interest Rates for Top Banks 2018
    Fixed Deposits with Bank Tenure (Min-Max) Regular Interest Rates
    IDFC Bank 7 days to 10 years 4.00%-8.25%
    Lakshmi Vilas Bank 7 days to 20 months  4.50%-7.50%
    DCB Bank 7 days to 10 years 4.00%-7.75%
    Ratnakar Bank 7 days to 20 years  5.00%-7.50%
    Deutsche Bank 1 year to 5 years 7.50%-8.25%
    Bandhan Bank 7 days to 10 years 3.50%-7.40%
    Karur Vysya Bank 7 days to above 3 years 5.00%-7.00%
    Tamil Mercantile Bank 15 days to above 3 years 5.00%-7.15%
    Karnataka Bank 7 days to 10 years 3.50%-7.30%
    HDFC Bank 7 days to 10 years 3.50%-7.25%
    IndusInd Bank 7 days to above 5 years 3.50%-7.65%
    Oriental Bank of Commerce 7 days to 10 years 5.75%-6.75%
    Yes Bank 7 days to 10 years 5.00%-7.10%
    Union Bank 7 days to 10 years 5.00%-6.85%
    Axis Bank 7 days to 10 years 3.50%-7.45%
    ICICI Bank 7 days to 10 years 4.00%-7.25%
    IDBI Bank 15 days to 20 years 5.75%-6.85%
    Kotak Mahindra Bank 7 days to 10 years 3.50%-7.30%
    Vijaya Bank 7 days to above 5 years 5.00%-6.80%
    Punjab National Bank  7 days to 10 years 5.70%-6.75%
    Bank of Baroda  7 days to 10 years 4.25%-6.75%
    State Bank of India  7 days to 10 years 5.75%-6.85%
    Jana Small Finance Bank 7 days to 10 years 6.00%-8.50%
    City Union Bank 7 days to 10 years 6.25%-7.10%

    *The interest rates are subject to change as per the bank’s discretion. The rates mentioned are applicable as of 29 August 2018.

    fd interest rates in India 2018
    Fixed Deposit Rates

    Best Bank FD rates in India 2018

    The highest FD rate of FD is offered by Jana Small Finance Bank i.e. 8.50% for a tenor of 366 days. This is followed by IDFC Bank and Deutsche Bank at 8.25% for a tenor of 3-10 years and 5 years respectively. DCB offers an interest rate of 7.75% for a maturity period lying within 3 years and 5 years. Axis Bank provides FD at a rate of 7.45% for a maturity period within 17 months to 18 months. Bandhan Bank offers an interest rate of 7.40% for a tenor of 2 years to less than 5 years. It is important to consider the interest rates and the corresponding tenor before opting for a suitable term deposit plan.

    The FD schemes offered by most banks can be availed for tenures ranging from as short as seven days to as long as 10 years. The best interest rates on FDs offered by banks in India for regular individuals are mentioned in the table above.

    Best Company FD schemes 2018

    The following are the best company FD rates offered for 2018:

    Fixed Deposit Interest Rates for best company FDs in 2018
    Fixed Deposits with Company Tenure (Min-Max) Regular Interest Rates
    Shriram Transport Finance UNNATI Scheme (yearly, non-cumulative) 3 to 5 years 8.00% to 8.25%
    KTDFC 1 year to 5 years 8.00% to 8.25%
    DHFL Aashray Deposit Plus (cumulative) 1 year to 5 years 7.70% to 8.05%
    Bajaj Finance Ltd 1 year to 5 years 7.50% to 7.85%
    Mahindra Finance (Dhanvruddhi cumulative scheme) 33 months 8.30%
    Post Office Time Deposit 5 years 7.40%
    LIC Housing Finance Ltd 1 year to 5 years 7.30% to 7.45%
    PNB Housing Finance 1 year to 5 years 7.45%

    *Please note that interest rates are subject to change and can be revised without prior notice

    The best term deposit rate of 8.30% p.a. is paid by Mahindra Finance. KTDC offers the second highest rate of interest of 8.25% on all deposits held from a tenure ranging from 1 year to 3 years. On the other hand the DHFL Aashray Deposit Plus plan also offers a high rate of interest, which is 8.05%% for deposits held from 48 months to 120 months. Many other company deposits schemes are also paying high interest rates. In general, it is seen that company deposits pay more than bank deposits.

    FD interest rates: Things you should know

    • Fixed deposit interest rates vary from one bank to the other as it is primarily dependent on a bank’s business plan.
    • FD rates are calculated based on the amount of liquid cash a bank has at any given point in time. For instance, when demonetization happened, FD interest rates of all banks went down significantly because banks had access to more money than they were used to.
    • Nearly every bank offers special FD schemes, which come with a slightly higher rate of interest when compared to traditional FD.
    • Banks tend to change their interest rate on a daily basis for high-value deposits which tend to go beyond Rs.1 crore or more.
    • Public Sector Undertakings (PSUs) have their own fixed deposit interest rate offerings as well, which differ from one brand to the other.
    • Fixed deposits are eligible for TDS if they earn an interest of more than Rs.10,000 in a year.
    • Senior citizens get a higher fixed deposit interest rate when compared to the general public.
    • While company FDs come with higher interest rates, investing in them is always a risky proposition.

    Given below are the best FD rates for less than 1 year:

    2018 FD Interest Rate for less than 1 year
    Bank Tenure Regular FD Interest Rates
    IDFC Bank 7 days to less than 1 year 4.00% to 7.00%
    Bandhan Bank 7 days to less than 1 year 3.50% to 6.80%
    Union Bank 7 days to less than 1 year 5.00% to 6.75%
    Lakshmi Vilas Bank 7 days to less than 1 year 4.50% to 6.75%
    Yes Bank 7 days to less than 1 year 5.00% to 6.70%
    ICICI Bank 7 days to less than 1 year 4.00% to 6.50%

    *Please note that interest rates are subject to change and can be revised without prior notice

    Fixed Deposit Rates in India For Senior Citizens 2018

    Fixed deposits are a good investment option for senior citizens, considering that their sources of income may be limited and people are mostly risk averse in that age group. The main advantage that those above 60 have over other individuals is that they are eligible for a higher rate of interest. Most banks in India tend to offer better interest rates for senior citizens.

    • IDFC Bank deposits can fetch senior citizen investors the highest FD rate of 8.00% p.a.
    • RBL Bank pays depositors who are aged 60 years and above in the range of 7.15% p.a. to 7.85% p.a..

    The best fixed deposit interest rates offered by banks in India for senior citizens’ are mentioned in the table below:

    FD Rates for Senior Citizens for Top 10 Banks in 2018
    Fixed Deposits with Bank Tenure (Min-Max) Senior Citizen FD Rates
    IDFC Bank 366 days 8%
    RBL Bank 1 year to 5 years 7.15% to 7.85%
    Yes Bank 3 months to less than 6 months 7.40%
    ICICI Bank 390 days to 2 years 7.25%
    HDFC Bank 1 year 17 days to 5 years 7.50%
    PNB More than 1 year to 3 years 7.25%
    BOB 366 days to 400 days 7.05%
    SBI 3 years to less than 5 years/td> 7.20%

    *Please note that interest rates are subject to change and can be revised without prior notice

    Top Bank Tax saver FD interest rates 2018

    A tax saver FD offers tax benefits and investors can claim tax deduction under Section 80C of the Income Tax Act for up to Rs.1.5 lakh for the principal invested. This is very similar to a normal FD but it comes with a minimum lock in period of 5 years. However, unlike other term deposits, loan and overdraft facility may not be available.

    A high FD rate of up to 8.00% p.a can be gained by investing in Deutsche Bank tax saver deposits

    Best bank Tax saver FD interest rates 2018
    Bank Tenure Interest rate
    Deutsche Bank 5 years 8.00%
    IDFC Bank 5 years 7.20%
    DCB 5 years 7.25%
    Karur Vysya Bank 5 years 7.00%
    Standard Chartered Bank 5 years 6.50%
    Allahabad Bank 5 years 6.50%
    Bank of Baroda 5 years 7.00%
    Andhra Bank 5 years 6.50%

    *Please note that interest rates are subject to change and can be revised without prior notice

    Quick Tips

    Why is a Fixed Deposit is better than a Savings Account?

    We can give you a four reasons why a fixed deposit makes for a better investment option than a regular savings account.

    Earn more Interest with a Fixed Deposit

    Got a substantial amount of money? Don’t let it sit idle in your Savings Account. Put that money in a Fixed Deposit and earn more interest on it.

    Fixed Deposits offer Higher fd rates

    Interest rates offered on Fixed Deposits are higher than the interest offered on a Savings Account. Help your money grow with a Fixed Deposit.

    Build a Credit History

    In case you don’t have a credit history, you can create one by using a Fixed Deposit as collateral to secure a loan.

    Senior Citizens get Higher Interest Rates Regularly

    If you are over 60 years of age, you can avail a higher rate of interest on Fixed Deposits. You can also open a Fixed Deposit jointly with a senior citizen and get as much as 0.5% more than the interest rate for regular depositors.

    Must Know Bank Fixed Deposit Rules

    Fixed deposits (FD) are a popular and sought after financial scheme among investors who are looking for safe, secure and guaranteed returns on their investment, even if the interest rates are not very high. Bank fixed deposits have always been one among the most preferred savings methods through which one can gain a certain fixed percentage of interest without taking any financial risks. Not just this, fixed deposits also come with a host of other benefits such a high liquidity value, which allows the investor to prematurely withdraw his/her fixed deposit at any point in time, avail a loan on the FD, etc. FDs have also been a favorite option among senior citizens, who are generally eligible for a higher rate of interest. When it comes to FDs, there is a lot to know, be it do’s and don'ts or rules and regulations. Let us take a look at some of the important things about FDs.

    • Tax Deducted at Source (TDS): All customers must know that the interest earned on FDs are fully subject to tax. Many people have the wrong notion that the interest earned on an FD is tax-free. This is not true and not paying tax on the interest earned on FDs will only put you in trouble. Usually, if the interest earned at one branch is more than Rs.10,000 per annum, tax charges will be applicable. The usual rate of TDS is around 10%. In cases where the tax liability is more than the TDS, the account holder will have to pay the excess. If it is the other way round, one can claim for a refund.
    • Loan facilities: Customers who hold FDs are eligible to avail a loan on the same without any hassle. Most banks allow depositors a loan or overdraft facility of up to 90% of the FD amount. The interest charged will be a certain percentage higher than that is gained through the holding of the fixed deposit. Availing a loan of your own FD is an easy and stress-free way to meet sudden financial needs or personal emergencies. An important point to note here is that the tenure of the loan cannot be longer than the FD tenure. Most banks usually have an upper limit of 5 years for loans taken against FDs.
    • Insurance of FD: Did you know that your FD is protected and you hold an insurance in case the bank in under any circumstance fails you the money due to various reasons. The Deposit Insurance and Credit Guarantee Corporation (DICGC) in collaboration with the Reserve Bank of India, offers protection to all FD account holders. An insurance amount of Rs.1 lakh will be provided on the principal invested and the interest earned. DICGC will take the responsibility of paying the account holder this sum in case of bank failure. This insurance coverage will be provided for all deposit holders, irrespective of which bank they may hold their deposit in.
    • Clubbing of interest: It is very important for customers to know that the interest earned from both FDs and recurring deposits will be clubbed under one umbrella. In fact, the interest earned from deposits held across banks will be clubbed for the purpose of calculating the total interest earned for tax purposes. This will be done each financial year to evaluate the applicability of TDS. Also, note that TDS deductions will be applicable for all interest earned on recurring deposits as well.
    • Form 15G or 15H: In cases where the interest earned is less than Rs.10,000 then the account holder will not be liable to pay tax. In such a case, it is always wise to fill in form 15G or 15H as a self-declaration. With this, one can prevent the hassle of claiming a tax refund while filing income tax returns. Please note that even if TDS has been already deducted one has to declare in the income tax return.
    • Minor or spouse: It is a wrong assumption that if an FD is opened in the name of a minor or nonworking spouse, there will be a tax exemption. This is not true because the tax will have to be borne for the same without any excuses.
    • Cumulative deposits: In case of cumulative deposits, even though the interest will be paid after the completion of the maturity period, it is necessary to make a declaration every financial year. This is because the bank will be deducting TDS through the PAN of the depositor and if the income is not declared there will be a mismatch.

    Before making assumptions or making misconceptions, it is important to be aware of all rules and regulations with regard to FDs. This will help investors to a large extent because, in most cases, many people do not know tax rules, especially when it comes to FDs.

    3 Factors That Affect FD Rates

    Fixed deposits are now considered to be a very old fashioned method of saving, but still attract many investors since they have guaranteed returns at the end of the tenure of the investment at a decent interest rate. There are various factors that affect the rates of interest for a Fixed Deposit.

    1. Policies of the Reserve Bank of India : The several norms and restrictions posed by the Reserve Bank of India, in order to gain optimum control over credit and inflow and outflow of fund throughout the country. The repo rate changes, cash reserve ratio tends to change and these changes affect the banking products like Fixed deposits, loans etc.
    2. Recession : When unemployment in a country crosses the benchmark set Recession hits, and slowly the country faces an economic slow movement, affecting the purchasing power of the people in the country, forcing the Reserve Bank of India to release more funds in the financial market. With this release the funds in the cash reserve reduces and hence again affects Fixed deposits, loans etc.
    3. Inflation : When prices of goods and items become more expensive on a daily basis, the opposite of recession, banks and lending institutions are scared of the devaluation of the rupee, and reducing the purchasing amount over the amount lent out. To ensure the losses of interest over the amount lent. Banks will offer higher interest rates on fixed deposits.

    Fixed deposits are savings options for the risk-averse common man and the rates offered on these deposits are mostly the only basis of choosing them over any other savings medium. Some of the top ranking fixed deposits of 2018 are as follows

    Top 10 Fixed Deposit Rates for 1 Year Deposits

    1 year fixed deposits are meant for people who can afford only to have their money for that long a duration as a deposit. Land owners and property owners who don’t want any market risk can go for this option. In India, Shriram City Union outranks most banks with a high interest rate for 1 year deposits, followed closely by RBL Bank. Bandhan Bank, being relatively new still has the upper hand over many others in terms of interest rate offered. Mahindra Finance and Shriram Transport Finance come in at the fourth and fifth position. Post these top 5 leaders, the remaining institutions that can offer a good rate of interest are the Indian Post Office, Sundaram Finance, LIC Housing, ICICI Home Finance and IndusInd Bank. Interest rates offered by these institutions range from 8 percent to 8.75 percent per annum.

    Top 10 Fixed Deposit Rates for 2 Year Deposits

    Fixed deposits are relatively risk free investments that can be used by people who normally have a lump sum amount to invest. Since the interest rates offered are comparatively higher than that of savings or current accounts, fixed deposits become a more lucrative investment option for the traditional investor. Two year deposits normally tend to have slightly higher rates than one year terms, more so because of the longer term of deposit. The five leaders in the 2 year term deposits as per the interest rates are RBL Bank, Shriram City Union Finance, Bandhan Bank, India Post and LIC Housing Finance Limited. Another wing of the Shriram Group, the Shriram Transport Finance Company takes up the sixth position, followed closely by Mahindra Finance. ICICI Home Finance, Sundaram Finance and Laxmi Vilas Bank occupy the bottom three rungs of the ladder. The diversity of interest rates offered for 2 year deposits has a wider margin, the lowest being 7.9 percent per annum and the highest being 9.14 percent per annum.

    Top 10 Fixed Deposit Rates for 3 Year Deposits

    As the term of deposits increase, interest rates offered by banks and financial institutions also tend to be higher. Though there might be some odd ones out that reduce their interest rates for the 3 years investing period. This medium long tenure is mostly opted for by people with lease contracts that have high penalty values. Since fixed deposits are relatively risk free, it makes for a wise decision to use such investing periods for wealth growth. The leader in this category is Shriram City Union Finance that has the highest possible interest rate. RBL Bank stays close at its heels though fractions of percentiles lower at the second place. Shriram Transport Finance Company comes in at third cutting it close with RBL Bank. Indian Post Office manages to climb into the top five in this category being at the fourth position and the list closes with LIC Housing Finance Limited. Bandhan Bank comes in at sixth with several fractions lower of a percentage. Sundaram Finance, Mahindra Finance, Gruh Finance Limited and ICICI Housing Finance come in at the closing of the top 10. The lower end of interest rates offered comes at 8 percent per annum and the highest rate of interest offered is at 9.84 percent per annum.

    Top 10 Fixed Deposit Rates for 4 year Deposits

    When considering people who are homeowners and landlords and are offering leases for their property, 4 year and 5 year deposits in fixed deposits are a good idea when people are averse to risks that are offered through the market. Though the return on the deposits are less as compared to stocks and equities, one’s investment stays very secure. Four years is one of the long term commitments in fixed deposits and many financial institutions offer great returns on the same. While Shriram City Union Finance Fixed Deposit stays right at the top of the list with an amazing interest rate that reaches double digits, it is closely followed by RBL Bank at the second position. PNB Housing Finance Limited comes in at the third position with a slightly lower rate. The Shriram Transport Finance Company Limited has a fixed deposit rate that slightly rivals that of PNB Housing and comes in at position four. Coming in at fifth is Bandhan Bank with its fixed deposit rates that are among the higher ones in the market. Mahindra Finance occupies position six and is followed by the India Post Office at number seven. ICICI Home Finance, Jammu & Kashmir Bank and Lakshmi Vilas Bank come in at number eight, nine and ten on the list.

    Top 10 FD Rates for 5 Years Deposits

    Fixed deposits for five year terms are the investments that typically dole out the highest possible rate of return, especially with cooperative banks and non-banking financial companies. These durations can be chosen again by property owners who wish to earn sumptuous interest on the security deposit that has been offered for a piece of property. Additionally, it is also the best way to keep one’s funds safe from market risk and have the least liability ever. Shriram City Union Finance currently emerges as the leader in fixed deposits of 5 years duration. It is closely followed in the second position by RBL Bank. Deutsche Bank becomes the third in the leaderboard with great offers on interest rates. Shriram Transport Finance comes in at the fourth position and LIC HFL comes in at fifth. For positions sixth, seventh, eighth, ninth and tenth, the institutions that can be named are India Post Office, Mahindra Finance, PNB Housing Finance Limited, Tamilnad Mercantile Bank and ICICI Home finance. The lowest rate in this category could be 8 percent per annum while the highest would be 10.77 percent per annum.

    FAQs on Fixed Deposit

    1. Is fixed deposit interest compounded?

      Yes, the fixed deposit interest is compounded based on monthly, quarterly, half-yearly or yearly interest rates. Individuals can utilize the fd interest rate calculator to determine the approximate interest they will be earning on their investment (principal amount) or FD account. Considering the fact that the FD has fixed terms, the interest compounding becomes rather simple with the interest payment frequency as one of the prime variable components.

    2. What is a reinvestment of interest in a fixed deposit account?

      Fixed deposit accounts can be opened under a cumulative or non-cumulative deposit scheme. Based on the type of the deposit scheme, the account will earn interest on the investment (principal amount) on either monthly, quarterly or annual basis. The account holder will have the option to choose the fixed deposit term ranging from few months to a maximum of 10 years. At maturity of a cumulative fixed deposit account, the account holder can choose to reinvest the interest along with the principal amount for an extended period of time.

    3. Can we get monthly interest on fixed deposits?

      Yes, the account holder can choose to receive the interest payment every month for the entire term of the fixed deposit account. Depending on the investment (deposit amount), term, and interest rate offered by the account, the monthly interest amount can be calculated. Most banks offer the fixed deposit interest calculators on their website that will come handy when you need to calculate the earnings and value of the investment.

    4. How to Calculate Interest Rate on Fixed Deposits in India?

      A fixed deposit online calculator will help you calculate the interest that your money will earn when kept in a fixed deposit. This will take into account your investment that's the Principal amount on maturity after the interest is compounded on a monthly, quarterly, half-yearly or yearly basis. As an example let’s say that you have a sum of Rs.15, 000 that is deposited in your bank for a period 2 years the interest the bank is paying you is an annual interest rate of 5%, The interest will be compounded quarterly for this period.

      The formula used by the bank will be A = P x (1 + r/n)nt I = A - P.

      Maturity Value (A) = P x (1 + r/n)nt

      = 15000 x (1 + 0.05/4)4x2

      = 15000 x (1 + 0.0125)8

      = 15000 x (1.0125)8

      = 15000 x 1.104486101

      Making the Maturity Value (A) = Rs. 16567.29.

      And hence leading to the Maturity Value (FD) = Rs. 16567.29

      Interest Earned Amount (I) = Rs. 1567.29.

    5. Do all FDs give you tax benefits?

      No. Only tax saver FDs give you a tax benefit.

    Customer Reviews

    • SBI Fixed Deposit
      "Good Investment Plan"
      0.5 4.0/5 "Great!"
      I have taken fixed deposit account in STATE BANK OF INDIA . They are not charging any charges for the account . I used to get income tax benefits . Am satisfied with the customer service and response.They are giving good rate of interest . Overall am happy with my account .
      Was this review helpful? 1
      , mumbai
      Reviewed on Dec 12, 2018
    • Post Office Fixed Deposit
      "Good investment plan"
      0.5 5.0/5 "Blown Away!"
      I have started investing in the fixed deposit almost more than 5 years. I have invested a variable amount in different times. They have offered me a interest rate of 7.5%. The response was good. I have chosen the post office because of the safe and security.
      Was this review helpful? 0
      , guwahati
      Reviewed on Dec 12, 2018
    • YES Bank Fixed Deposit
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have the fixed deposit account with the Yes bank and the interest rate they have given me is good, also the customer service is good too they have co-ordinated with me well they time to time update me about there date of pay my next fixed deposit date.On line banking services are fine one too and am really happy with them.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Dec 11, 2018
    • Axis Bank Fixed Deposit
      "Average bank to avail fixed deposit"
      0.5 4.5/5 "Excellent!"
      I have chosen the Axis bank for my fixed deposit. I have deposited around of Rs. 50000. Since they are providing very good services in their branch. They have offered me a interest rate of 6.5%. I put the money in 2015. I have visited their branch many times and the service is very much prompt. I had no issues with them.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 11, 2018
    • ICICI Bank Fixed Deposit
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      My fixed deposit is with ICICI Bank. I had to go to the bank and meet the executive and open the account. I can close the account online. There is a lock in period for 12 to 13 months. The interest I earn is satisfactory. I have a deposit of 70K. Overall good.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 07, 2018
    • Punjab National Bank Fixed Deposit
      "Good Investment Plan"
      0.5 5.0/5 "Blown Away!"
      I have taken fixed deposit account in Punjab National Bank . They are not charging any charges for the account . I used to get income tax benefits . Am satisfied with the customer service and resonance.They are giving good rate of interest . Overall am happy with my account .
      Was this review helpful? 1
      , new delhi
      Reviewed on Dec 06, 2018
    • DHFL Fixed Deposit
      "Online features should be improved for FD"
      0.5 3.0/5 "Satisfactory"
      They are providing amazing interest of 8.2% on FD account, I done the investment of Rs. 50,000 I done pre matured , I withdrawal the amount it has locking period of 3 month they didn't give any interest, draw back in DHFL, for fixed deposit account opening, we have to visit to the branch, the same procedure to close the FD.
      Was this review helpful? 2
      , hyderabad
      Reviewed on Dec 04, 2018
    • Axis Bank Fixed Deposit
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      I have done with the fixed deposit with the AXIS BANK where the mobile application is easy and user friendly to access. It is easy to do the fixed deposit through the application which is paperless approval. The service is good with this bank.
      Was this review helpful? 3
      , chennai
      Reviewed on Dec 01, 2018
    • Post Office Fixed Deposit
      "Better Investment For FD account in post office"
      0.5 5.0/5 "Blown Away!"
      Earlier I invested in FD at post office, after five year I got the deposit amount with the best interest, payment mode is only cash. For Rs. 10,000 fixed deposit I got around Rs. 15,000 it helped me out. The service is also good in post office, the staff are responding well. Its good for domestic service.
      Was this review helpful? 4
      , bangalore
      Reviewed on Nov 30, 2018
    • Post Office Fixed Deposit
      "Good interest rate"
      0.5 5.0/5 "Blown Away!"
      I have invested the money in post office account recently. I have chosen the post office 5 years back. Its because of the safe and security and elements of the post office. Interest rates are more when i compared with other private bank. I have invested the money of Rs. 1.5 lakhs. Its easy to invest the money. I have a friend who is working over there helped me a lot.
      Was this review helpful? 3
      , chennai
      Reviewed on Nov 30, 2018
    • HDFC Bank Fixed Deposit
      "Good Investment plan"
      0.5 5.0/5 "Blown Away!"
      I have taken the fixed deposit for my wife. I have purchased the plan with HDFC bank. I have chosen in the year of 2012. I have invested the fixed amount of Rs. 17 lakhs. They have offered me a interest rate of nominal amount. The service is HDFC is really good. Every year i have enhancing the interest rate for the fixed deposit.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 30, 2018
    • ICICI Bank Fixed Deposit
      "Nice bank for fixed deposit"
      0.5 5.0/5 "Blown Away!"
      In 2010, i have done a fixed deposit with ICICI. Every year its been renewing automatically. Since my working in ICICI bank, he has recommended me about the fixed deposit plan. The amount was Rs. 2 lakhs. They have given me a interest rate 7.8% and they have increased the interest rate last year. The ICICI services are upto the mark.
      Was this review helpful? 1
      , chennai
      Reviewed on Nov 30, 2018
    • HDFC Bank Fixed Deposit
      "Good"
      0.5 5.0/5 "Blown Away!"
      I do have a fixed deposit account with HDFC Bank. They are giving good interest. I can manage this account online. I have chosen HDFC because of bank financial is good. I have just started recently and its a one time investment of 3L. The process was very quick and it was done through online.
      Was this review helpful? 1
      , noida
      Reviewed on Nov 27, 2018
    • ICICI Bank Fixed Deposit
      "Good Savings"
      0.5 4.0/5 "Great!"
      I don't get any attractive offers but they are providing standard interest for the Fixed deposit being an existing customer of ICICI bank. Right now the government is providing around 6% of interest for FD account for per annum. I can access FD bank through online banking.
      Was this review helpful? 1
      , mumbai
      Reviewed on Nov 26, 2018
    • HDFC Bank Fixed Deposit
      "Save money with very good interest rate"
      0.5 5.0/5 "Blown Away!"
      Currently HDFC is providing 7.5% of interest for FD account, I taken FD for the tenure of three years. I can deposit minimum to maximum amount, the customer service is very helpful related to the FD queries. I am getting message its very simple and beneficial.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 24, 2018
    • Axis Bank Fixed Deposit
      "Hassle Free FD account"
      0.5 4.0/5 "Great!"
      I have saving account hence in an application I can track and maintain the FD account. The bank is providing the interest rate around 6 to 8% for per annum. Its convenient I can open the FD account through app and I close the FD without any hassles. The amount also gets credited immediately to my bank account.
      Was this review helpful? 2
      , bangalore
      Reviewed on Nov 23, 2018
    • Indian Bank Fixed Deposit
      "Good Investment"
      0.5 4.0/5 "Great!"
      Currently I have fixed deposit in Indian Bank, they are providing the interest around 7% of FD account for one year. When I visited the branch for FD account opening, within one year I opened it, I got my account no. I can make any amount to invest in FD as per my convenient.
      Was this review helpful? 2
      , chennai
      Reviewed on Nov 20, 2018
    • Karur Vysya Bank Fixed Deposit
      "Secured Deposit"
      0.5 5.0/5 "Blown Away!"
      Karur Vysya gave me the 9.2% of interest rate for the period of three years, I have deposited the amount around Rs.1.5 lakh. There is no procession fee for the FD account. I went to bank for FD within two hours they opened the service. I could see the transaction through online. I got good benefits from them.
      Was this review helpful? 2
      , hyderabad
      Reviewed on Nov 20, 2018
    • SBI Fixed Deposit
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I had a Fixed Deposit account with SBI and my experience was average, an amount of Rs 20000 is paid as a fixed amount. Customer service was not up to the mark with SBI. I am not aware of the returns in this Fixed deposit account.
      Was this review helpful? 4
      , kolkata
      Reviewed on Nov 20, 2018
    • SBI Fixed Deposit
      "Good returns"
      0.5 5.0/5 "Blown Away!"
      I had a Fixed Deposit account with SBI and my experience was good, an amount of Rs 1 lac is paid as a fixed amount. Customer service was very good and they explained all the terns and conditions. I am satisfied with the returns in this Fixed deposit account.
      Was this review helpful? 2
      , gurgaon
      Reviewed on Nov 20, 2018
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