"Indeed, I had taken an educational loan from UNION bank of INDIA and it is very good too. I had lost my points because of which credit score had not reduced. Actually at the time of availing this loan they advised me to re-pay the loan after a year, as per their instructions I started to pay my loan after a year. however it impacted my credit score now that I had paid the lumpusm amount my credit score is reverted back.
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