DHFL offers easy-to-apply home loans for Non-Resident Indians with handsome interest rates to convert dreams into reality. Their home loan facilities cater to a diverse range of needs such as property purchase, expansion or renovation of an existing property, or constructing a new house/flat. DHFL NRI Home Loan provides you the option of financing your house/property in India while living overseas.
Drafted for Non-Resident Indians only, this financing scheme offers hassle-free documentation, competitive rates, and long repayment tenure to the borrowers.
The home loan rate of interest for NRIs (salaried and self-employed) begins at 10% p.a. Other charges have been mentioned in the table below:
|Charge Type (Both for Salaried/Self-Employed Individuals)||Loan Quantum|
|CERSAI Registration Charges||
* GST + document charges
You can determine your eligibility for a DHFL Home Loan with the help of their Home Loan Eligibility Calculator. You will be required to enter the following information:
The following identity documents are:
|Proofs of residence(Any one)||
|Income Declaration Proof||
Apart from the processing fees and the CERSAI registration charges, some of the other charges incorporated in home loan are technical fees (for property located outside the geographical limit), valuation fee with regards to construction linked loan cases, prepayment charges, foreclosure charges, cheque/ECS bounce penalty charges, overdue charges on default EMI, recovery charges, legal charges, and so on.
The following factors are considered while determining the home loan eligibility of an applicant:
No. You will be able to enjoy tax benefits only if you have filed your Income Tax Returns accurately and are eligible for tax exemptions.
No. As long as said property is commercial or residential in nature, RBI’s approval is not required.
Home Loan EMI calculator can always be made use of to know the exact EMI you will be required to pay.
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