Overview of ICICI Bank Business Banking Platinum Debit Card
If you are looking for convenient and secure ways to carry cash on you, look no further than ICICI Debit Cards. All you need is one of the many debit cards on offer to have easy access to your funds. You can also make purchases at over a millions locations that accept Visa/MasterCard around the world. Each type of debit card comes loaded with unique features and benefits to satisfy all your needs and lifestyle. What’s more, ICICI Debit cards are fortified with the most advanced technology in safety to give you the safest experience with your money.
‘ICICI Bank Business Banking Platinum Debit Card’ is a treasure chest of special discounts, rewards and conveniences.
Features and Benefits
- ICICI Bank Business Banking Platinum Debit Card comes with a high withdrawal and transaction limit. The daily purchase limit at retail outlets and on merchant websites is Rs. 5,00,000 in India and Rs. 2,00,000 when you are abroad. The daily cash withdrawal limit at ATMs is Rs. 2,00,000.
- ICICI Bank Business Banking Platinum Debit Card can be used for any kind of online transactions including booking air tickets and online shopping. It is safe and simple. Simply register yourself for "Verified by VISA" and start paying the convenient way. The online transaction limit per day is Rs. 5 lacs for this card.
- Save while you fill petrol with the ICICI Bank Business Banking Platinum Debit Card. Avail zero surcharge on fuel when you fill petrol at any petrol bunk. However, you will not be eligible for the 2.5% surcharge if your fuel expense is Rs.401 or more.
- You can enjoy all of the Visa Platinum Privileges with this card. Some of them are airport privileges, Visa Golf benefits, excellent car rental offers as well as offers on hotels and resorts, among much more. Visit the official website for more details.
- This card comes with insurance so you are taken care of no matter where you are. You can avail Air accident insurance worth Rs. 20 Lac, personal accident insurance worth Rs. 10 Lacs, as well as purchase protection worth Rs. 2.5 Lac. Visit the official website for more details.
- The ICICI Bank Business Banking Platinum Debit Card comes with the PAYBACK rewards program which means that you will be earning points whenever you swipe your card. For every Rs. 200 that you spend at merchant establishments in India/Indian websites, you will be earning 6 PAYBACK points. For every Rs. 200 that you spend at merchant establishment which are located outside India you will be earning 10 points.
- The Zero Liability Protection protects you from misuse of the card, loss, theft or misplacement. In case you find that your card is lost/misused. Simply inform the bank to report misuse/loss by calling the 24-hour Customer Care within 15 days and providing the necessary documents. Your balance will be restored in your account at the earliest.
- The excellent tracking system inbuilt in the card makes sure that you are always in control of your expenses. You will be alerted with SMS notifications every time you make a transaction on the ICICI Debit Card.
- The itemized billing system is designed to make sure that you know everything there is to know about your funds. It makes sure that you are kept in the loop by sending regular bank statements with detailed information about purchases made on your card, including the date, merchant name and amounts spent.
Business Banking Platinum Debit Card FAQs
- What amount of cover will I get with the ICICI Bank Business Banking Platinum Debit Card?
Ans. You will Personal Accident-Insurance (Air) worth Rs. 20 lacs, Personal Accident-Insurance (Non Air) worth Rs. 10 lacs and Purchase Protection Cover upto Rs. 2.5 lacs.
- What are the major Terms and Conditions with the ICICI Bank Business Banking Platinum Debit Card’s cover?
- The cover will only be valid on Active Cards. This means that there should have been a minimum transaction of Rs. 499/- in the last 30 days before it was lost.
- If you are looking for Air Accident cover, you will only be eligible if you have bought the air ticket using the ICICI Bank Business Banking Platinum Debit Card
- When it comes to Purchase Card protection, you should understand that you will be eligible only against Standard Fire, Allied perils and Burglary. Also these must have taken place in residential premises for the cover to be effective.
- The Cover will only be valid if you have made the purchases on your ICICI Bank Business Banking Platinum Debit Card
- Validity of the cover is for 90 days from the date of purchase
- What is included in the Airport Privileges in the platinum privileges?
Ans. You can enjoy Airport Lounge Access, Airport travel assist and discounts on shopping at airports.
- I have paid a huge amount for my college tuition. Why have I not received the corresponding reward points?
Ans. You are not eligible to receive reward points when you spend on the following: Utilities, Mutual fund, Government Payments, Telecom, Insurance premium, Post Office payment and Education.
- What is the maximum I can spend per day for online transactions with this card?
Ans. You can spend up to a maximum of Rs. 5 lacs for online transactions
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