Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • Yes Prosperity Cashback Plus Credit Card

  • We found 1 Yes Prosperity Cashback Plus Credit Card
    1st Year Fee
    Joining Perks
    What you'll love
    Fee Details

    Saving money is hard in this current age of inflation and taxes. While some of us resort to not spending money, there are other ways to save, like using the Yes Prosperity Cashback Plus Credit Card. A card designed specifically to provide cashback on each spend, it is ideal for someone who loves to spend and save at the same time.

    Yes Prosperity Cashback Plus Credit Card Highlights

    • Simple application procedure
    • Zero documentation
    • Each transaction is entitled to a cashback
    • Insurance cover to protect against unforeseen events

    Benefits of Yes Prosperity Cashback Plus Credit Card

    Some of the main benefits of this credit card are highlighted below:

    • Special interest rate – Individuals who opt for revolving credit are provided preferential interest rates.
    • Preferential markup on international currency – Cardholders are entitled to a special markup of 3.4% on international currency.
    • Cashback - Cardholders are eligible to earn cashback ranging between 0.75% and 5% on each retail spend.
    • Nil processing fee – Individuals can avail this card without paying any processing fee.

    Features of Yes Prosperity Cashback Plus Credit Card

    Some of the unique features of this card are highlighted below:

    • Flexible repayment options – Cardholders can choose to repay large amounts through EMIs, with the repayment tenure ranging between 3 months and 2 years.
    • Insurance cover – The primary cardholder is provided an insurance cover of Rs.1 lakh.
    • Fuel waiver – The surcharge on fuel spends is waived when one uses this card to fill petrol/diesel.
    • Security – The card uses modern technology to ensure that transactions are safe and secure.

    Eligibility criteria for Yes Prosperity Cashback Plus Credit Card

    Individuals will need to satisfy the following eligibility criteria in order to get the card.

    • Age – The minimum and maximum age requirement for this card are 21 years and 60 years respectively.
    • Income – An individual should have a minimum annual income of Rs.5.5 lakh in order to be eligible for this card.
    • Employment status – An applicant should have a job with a steady source of income. Individuals can either be self-employed or salaried.

    Documents required

    Yes Bank follows a Zero Documentation policy for this card.

    How to apply

    Eligible individuals can apply for this credit card by visiting a Yes Bank branch or by logging onto their website. An online application can be submitted after filling certain basic information, with bank representatives informing an applicant about the status once completed.

    Fees and other charges

    Fee Type Amount
    First year fee (membership) Rs.1,500
    Renewal fee (membership) Rs.1,500

    Note: The fees mentioned in the table does not include taxes. All applicable taxes should be paid in addition to this amount.


    1. Can I earn cashback when I use this credit card to purchase fuel?

      No, this credit card does not provide any cashback on fuel purchases. All other spends are eligible to earn a cashback.

    2. What is the preferential interest rate offered by Yes Bank on revolving credit?

      The preferential interest rate stands at 2.40% per month for cardholders who have a Savings or Salary Account with Yes Bank. Individuals who do not have said account will be charged 3.22% per month.

    3. Do I get any welcome benefit when I purchase this credit card?

      Yes, new cardholders are entitled to a Welcome Cashback equivalent to Rs.250, provided they spend a minimum of Rs.2,500 in the first month.

    4. What is the Instant EMI feature of this card?

      The instant EMI feature enables cardholders to purchase expensive items and repay the amount in equated monthly instalments.

    5. What is the typical interest charged on this card?

      The interest ranges between 12 and 15% per annum.


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