YES First Preferred Credit Card

YES First Preferred Credit Card is a credit card with significant rewards and benefits that help you save the more you spend. Accelerated reward points for select categories.

These reward points can be redeemed for products, services, or experiences across a wide range of categories ranging from flight and movie tickets to hotel bookings. An exclusive catalogue of products offers an attractive range of products to choose from to redeem the reward points. Apart from this, you also get complimentary priority pass membership to airport lounges internationally as well as in India.

Insurance coverage for flight accidents, medical insurance cover for hospitalisation, Instant EMI, EMI on Call, Quick Loan features. fuel surcharge waiver, and discounts on movie tickets are also offered on the YES First Preferred Credit Card.

YES First Preferred Credit Card Key Highlights

• Enjoy 25% discount on movie tickets made on BookMyShow.
• Get 20,000 reward points every anniversary year if your annual spends exceed Rs.7.5 lakh.
• Earn 8 reward points on every Rs.200 spent on 'Select Categories’.
• For every Rs.200 spent on 'Select Categories’, get 4 reward points.
• Enjoy fuel surcharge waiver at all fuel stations in India for transactions between Rs.400 to Rs.5,000.

YES First Preferred Credit Card Lifestyle Benefits

• Get Green Fee waiver (4 rounds) at select golf courses in India.
• Enjoy complimentary Golf Lesson every month at select golf courses across the country.
• Enjoy 4 complimentary airport lounge accesses under the Priority Pass Membership.
• Enjoy 2 domestic lounge visits every quarter.
• Enjoy life insurance cover of up to Rs.1 crore in case of flight accidents.

YES First Preferred Credit Card Features and Benefits

• Attractive interest rate of 3.50% per month on revolving credit.
• Medical Insurance: Get Rs.25 lakh medical insurance for emergency hospitalization when traveling overseas.
• Credit Shield: Also, get credit shield in case of accidental death of the primary cardholder.
• Concierge Services: Get 24x7 dedicated concierge assistance who will help you with hotel reservations, flight bookings, restaurant referrals, movie tickets assistance, and flower and gift delivery.

YES First Preferred Credit Card Fees and Charges

Eligibility Criteria for YES First Preferred Credit Card

To be eligible to get a YES First Preferred Credit Card, you need to fulfill the following eligibility criteria:

• You should be a minimum of 21 years.
• You should not be over 60 years.
• Your minimum net monthly salary should be Rs.2 lakh.
• If you are self-employed, your Income Tax Return should be Rs.24 lakh or more.
• Or, you should have a fixed deposit with YES Bank of Rs.3 lakh or above.

Documents Required for YES Bank First Preferred Credit Card

FAQs on YES First Preferred Credit Card

1. How do I reach the YES Bank concierge desk?

   Please dial 1800119371 to reach the concierge desk. You can also contact the YES bank’s credit card customer care department at 1800 103 1212.

2. Is there a cap on the fuel surcharge waiver?

   Yes. The maximum fuel surcharge waiver in a billing cycle cannot exceed Rs.500.

3. Is there a fee to redeem my reward points accumulated in my YES Bank First Preferred Credit Card?

   Yes. A reward redemption fee of Rs.100 will be levied when you redeem your reward points.

4. How do I get more information about the complimentary golf lessons that the YES Bank First Preferred Credit Card offers?

   Please dial 1800 102 6263 to book your golf lessons.

5. Is YES First Preferred Credit Card as contactless credit card?

   Yes. This is a contactless credit card.