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  • YES Bank YES First Exclusive Credit Card

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    YES Bank YES First Exclusive Credit Card

    Highlights of YES Bank YES First Exclusive Credit Card

    If you’ve been wondering what the ticket is to the high life – look no further. The YES Bank YES First Exclusive Credit Card is your key to unlocking the best rewards, benefits, and premium services without being in the billionaire’s club.

    The YES First Exclusive Credit Card rewards you right from the outset with 50,000 rewards points on your first transaction, direct access to luxury hotel membership, and unlimited complimentary lounge access with a Priority Pass Membership.

    Benefits of YES Bank YES First Exclusive Credit Card

    Rewards Points

    • 50,000 rewards points which can be redeemed against an impossibly wide range of products/services/discounts are awarded to the cardholder on the first transaction.
    • 40,000 rewards points are awarded on every renewal.
    • 25,000 bonus rewards points are awarded to cardholders who reach the benchmark of Rs.20 lakh (or more) in spending using this card between anniversaries (the date on which you became a card member to the same date next year).
    • 10 rewards points on every Rs.100 spent on retail purchases.
    • 1,000 rewards points for each registration for the YES PayNow system.

    Interest Rate and Foreign Exchange Rates

    • Only 1.75% extra markup for foreign currency exchange/transactions.
    • Cardholders who also have a YES Bank Salary/Savings Account will get an interest rate of 1.20% (monthly) on revolving credit.
    • Cardholders without YES Bank Salary/Savings Account will get an interest rate of 1.99% (monthly) which is still lower than almost all of YES Bank’s competitors.

    Discounts on YES Bank YES First Exclusive Card

    • Flat 25% off on movie ticket bookings on Bookmyshow.com.
    • Green Fee waiver at the best golf courses in India.
    • Free golfing lessons at the best golf courses in India.
    • Fuel surcharge waived off at all petrol bunks in India (for fuel worth between Rs.400 and Rs.5,000).

    Concierge Services on YES Bank YES First Exclusive Card

    • To complement your VIP status, a dedicated concierge is assigned who will take care of everything from assisting you in renting a vehicle, to getting those highly sought-after dinner reservations, to delivering flowers and gifts to your loved ones.

    Roadside assistance on YES Bank YES First Exclusive Card

    • This card entitles you to receive emergency assistance whenever your motor vehicle breaks down with emergency towing and repair assistance at any time of day.

    Features of YES Bank YES First Exclusive Credit Card

    • Online transactions get additional security with MasterCard Secure Code payment authentication system.
    • Payments can be authorized easily without even taking the card out of your wallet thanks to the Contactless Card Technology that’s built into this card. Simply wave the card over a contactless payment terminal to authorize and make payments up to a predetermined amount using this card.
    • Insurance cover:
    • Accidental death in case of air travel is covered up to Rs.3 crores.
    • Medical emergencies that may crop up overseas are covered up to the extent of Rs.50 lakhs.
    • A credit shield of Rs.10 lakhs is active in order to cover the dependants of the primary cardholder in case of his/her demise.
    • No processing fees.
    • Turn any purchase into easy EMIs.

    Eligibility & Documentation for YES Bank YES First Exclusive Credit Card

    • Minimum age: 21 years.
    • Documents required:
    • Duly filled out and signed application form.
    • For salaried applicants – salary slips.
    • For self-employed applicants – bank and income statement.
    • Proof of identity.
    • Proof of address.

    Fees and Charges on YES Bank YES First Exclusive Credit Card

    Annual membership fee (without GST as applicable) is Rs.10,000.

    Renewal for annual membership (without GST as applicable) is Rs.10,000.

    How to apply for YES Bank YES First Exclusive Credit Card

    You can contact your nearest YES Bank branch office, or use BankBazaar.com’s online credit card comparison tool to compare credit cards with similar features and benefits and apply through the secure portal.

    FAQs on YES Bank YES First Exclusive Credit Card

    1. Does Yes Bank have an online payment portal or e-wallet?
    2. Yes, Yes Bank has a Digital Wallet which can be used to send or receive money and make payments. Mobile/DTH recharges can be done instantly and this payment portal can even be used to make payments for shopping purchases.

    3. Does Yes Bank have any other credit cards on offer?
    4. Yes, Yes Bank has a full range of credit cards including:

      • YES Prosperity Edge Credit Card.
      • YES Prosperity Cashback Plus Credit Card.
      • YES Prosperity Rewards Credit Card.
      • YES Prosperity Cashback Credit Card.
      • YES Prosperity Rewards Plus Credit Card.

      Each of these cards has its own set of reward and benefits that rewards certain types of customers.

    5. How can a person make a bill payment for the YES Bank credit card?
    6. Customers can use NEFT, NetBanking, Cheque, Cash, or even leave standing instructions for bill payments on their YES Bank Credit Card bills.

    7. What are the YES Bank Customer Care numbers?
    8. For YES First Credit Cardholders, 1800 103 6000 or +91 22 4935 0000. For YES Prosperity Cardholders, 1800 103 1212 or +91 22 4935 0000.

    9. What is the minimum purchase amount that can be converted into EMIs?

    Using this card, transactions valued over Rs.2,500 can be converted into EMIs and paid off over 3 to 24 months.

    *GST rate of 18% applicable for all financial services effective July 1, 2017

    *Please note that all promotions, amounts, rewards, tenures, repayment requirements, time frames, interest rates, other rates, charges, fees, ceilings, requirements, criteria, features, benefits, exclusions, calculations, ratios, averages, ratings, services provided, terms and conditions mentioned above are as of November, 2016, and are subject to change at any time. All banks / NBFCs / insurance providers / financial service providers / companies, etc. mentioned above retain all rights to modify, replace, or add to or subtract from any of the above, in any way, at any time, and at their own discretion. You are requested to reconfirm the same with your chosen bank / company / NBFC / insurance provider / financial service provider, etc. before making any financial commitments.

    Other Top Credit Cards By Yes Bank

    Credit Card Reviews

    • YES Bank Credit Card
      "Very good card"
      0.5 4.0/5 "Great!"
      I am using YES bank credit card from last 2 years, the credit card services are good when compared to other cards. There was no annual fee charged for this credit card. Credit limit is fine in this credit card and offers like cash back are good in this card.
      Was this review helpful? 1
      , chennai
      Reviewed on Dec 04, 2018
    • YES Bank Credit Card
      "Need to reduce charges"
      0.5 2.0/5 "Expected more"
      I am having a credit card with YES bank from last 1.5 years, there was no annual fee charged for this credit card. I am getting only reward points on this credit card and no other offers. Credit limit is fine in this card and the services are not up to the mark.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 04, 2018
    • YES Bank Credit Card
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      The credit limit is satisfactory from this bank where i have been using the credit card with the YES BANK. They have provided the EMI conversion option with this card but they have offered with none of the offers from this credit card.
      Was this review helpful? 0
      , mumbai
      Reviewed on Dec 04, 2018
    • YES Bank Credit Card
      "Fees are high"
      0.5 3.0/5 "Satisfactory"
      They are charging more than Rs. 18000 whatever the feasible amount. I have started using the yes bank credit card nearly a year. They have provided me a credit limit of Rs. 40000 and I'm not at all happy about it. They have not even done a credit limit enhancement. There is no annual fee.
      Was this review helpful? 0
      , mumbai
      Reviewed on Dec 03, 2018
    • YES Bank Credit Card
      "Improvement needed on services"
      0.5 1.0/5 "Really Bad"
      I used the services earlier for YES Bank. I had a credit card with them and though I have other cards with more than 1.5 Lakh, they have offered me a limit of only one lakh. I contacted the customer care and I was told to wait for a month or two to enhance the limit. I waited and the limit was not increased. So I cancelled the card.
      Was this review helpful? 0
      , chennai
      Reviewed on Dec 03, 2018
    • YES Bank Credit Card
      "Need to improved the offers. "
      0.5 4.0/5 "Great!"
      They don't have much offers on yes bank. I have got a satisfied credit limit on yes bank. I made a single transaction with a amount of Rs. 75000. I have purchased this credit card less than 2 years ago. They should have more offers on other website. The customer care service has to be improved.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 02, 2018
    • YES Bank Credit Card
      "Its Excellent"
      0.5 5.0/5 "Blown Away!"
      Its a free card there is no charges on yearly basis, I received the top most card that they have with all facilities. The customer support people are reachable. I am getting 9.9% of interest lower than other personal loan. Yes bank is good in interest rate.
      Was this review helpful? 0
      , mumbai
      Reviewed on Dec 01, 2018
    • YES Bank Credit Card
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      I am satisfied with the credit card where i haev taken it through the YES BANK because the card is user friendly to access. I have started using this card recently so i have not experience completely with this card. The credit limit is satisfactory with this card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 30, 2018
    • YES Bank Credit Card
      "Good card"
      0.5 3.5/5 "Pretty good"
      Yes Bank credit card is accessible in all the shops and am using the card for 2.5 years. The offers are not that much great. I am getting only the reward points on every transactions. Still I have not redeem the points. If I purchase 20 or 30K then annual fee will be waived off.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 29, 2018
    • YES Bank Credit Card
      "Bad experience"
      0.5 1.0/5 "Really Bad"
      I have been holding YES bank credit card, there service is not up to the mark , like they have provided me too low credit limit ,i was no use for me and they have not charged me annual fee , i had applied this card first they had canceled by stating that in my home no one was there to collect credit card but that in next to impossible because everything every one use to live in my home and even they have deliver in office and they said that even that was close so they created fake report and after 15-20 days they gave me credit card.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Nov 28, 2018
    • YES Bank Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I have been holding YES bank credit card for long time, they have not charged me annual fee in this card and i am happy with my credit limit which they have provided in this card and there service is good, they provide good discount and offers in maximum products.
      Was this review helpful? 1
      , mumbai
      Reviewed on Nov 28, 2018
    • YES Bank Credit Card
      "Very Good Service"
      0.5 4.0/5 "Great!"
      I am using this card for the last one year and the services which they had provided so far was good. But the credit limit which they had given has been less, there has been some good benefits in holding this card and it has been a life time free card.
      Was this review helpful? 0
      , thane
      Reviewed on Nov 28, 2018
    • YES Bank Credit Card
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      I have been using with the YES BANK credit card as i am using this card from past few months as the service is good with this bank. They have offered with the good credit limit it is satisfactory. I am getting the good offers also with this credit card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 28, 2018
    • YES Bank Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I like the Yes Bank credit card very much. They are giving good offers and reward points to the customers. The customer service and response is equally good. Its a YES PREFERRED CARD and am using it for almost 2 years. The credit limit is sufficient. There are no annual charges.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Nov 27, 2018
    • YES Bank Credit Card
      "Best card"
      0.5 5.0/5 "Blown Away!"
      I like the Yes bank credit card, its customer friendly. My card is a life time free. The credit limit is not sufficient and I am the one requested them to give low limit and using the card for 4 years. I am using the card for multi purpose, whenever I use in e-commerce sites or apps, it will add reward points.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 27, 2018
    • YES Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      have been using YES bank credit card for long time my experience till now with this bank was good, they provide me good offers in on line as well as in movie tickets and much more and they don't charged any annual fee yet,and there customer support team and there responsive is good.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 27, 2018
    • YES Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      My credit card was taken with YES BANK , i am holding this card for past 1 year . They offered YES BANK FIRST PREVILAGE Credit card . The process was good i receive the card on time . There is no annul fee at the time of getting the card . So far it has been good experience .
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Nov 27, 2018
    • YES Bank Credit Card
      "Good service"
      0.5 3.0/5 "Satisfactory"
      I had been recently started using this card and the services whcih they had provided so far was good. The credit limit which they had given with the card has been less but it has been a life time free card and i have started using the card for my purchases.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 27, 2018
    • YES Bank Credit Card
      "Average card"
      0.5 3.0/5 "Satisfactory"
      I have a Yes bank Credit Card and the rewards pints are horrible here. They don't give offers on Book my show App and even the points redeem option is not good here. Limit given is also less , it is less than my salary. Its been one year with Yes Bank and I am not satisfied.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 26, 2018
    • YES Bank Credit Card
      "Average card"
      0.5 3.0/5 "Satisfactory"
      I am using YES bank credit card from last 6 months, there was no annual fee charged for this credit card. I get good offers like reward points on this credit card and the value is also good. Net banking is easy to make payments and the credit limit is less in this card.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 26, 2018
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