Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • YES Bank YES First Exclusive Credit Card

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    Promised Interest Rate

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    YES Bank YES First Exclusive Credit Card

    Highlights of YES Bank YES First Exclusive Credit Card

    If you’ve been wondering what the ticket is to the high life – look no further. The YES Bank YES First Exclusive Credit Card is your key to unlocking the best rewards, benefits, and premium services without being in the billionaire’s club.

    The YES First Exclusive Credit Card rewards you right from the outset with 50,000 rewards points on your first transaction, direct access to luxury hotel membership, and unlimited complimentary lounge access with a Priority Pass Membership.

    Benefits of YES Bank YES First Exclusive Credit Card

    Rewards Points

    • 50,000 rewards points which can be redeemed against an impossibly wide range of products/services/discounts are awarded to the cardholder on the first transaction.
    • 40,000 rewards points are awarded on every renewal.
    • 25,000 bonus rewards points are awarded to cardholders who reach the benchmark of Rs.20 lakh (or more) in spending using this card between anniversaries (the date on which you became a card member to the same date next year).
    • 10 rewards points on every Rs.100 spent on retail purchases.
    • 1,000 rewards points for each registration for the YES PayNow system.

    Interest Rate and Foreign Exchange Rates

    • Only 1.75% extra markup for foreign currency exchange/transactions.
    • Cardholders who also have a YES Bank Salary/Savings Account will get an interest rate of 1.20% (monthly) on revolving credit.
    • Cardholders without YES Bank Salary/Savings Account will get an interest rate of 1.99% (monthly) which is still lower than almost all of YES Bank’s competitors.

    Discounts on YES Bank YES First Exclusive Card

    • Flat 25% off on movie ticket bookings on Bookmyshow.com.
    • Green Fee waiver at the best golf courses in India.
    • Free golfing lessons at the best golf courses in India.
    • Fuel surcharge waived off at all petrol bunks in India (for fuel worth between Rs.400 and Rs.5,000).

    Concierge Services on YES Bank YES First Exclusive Card

    • To complement your VIP status, a dedicated concierge is assigned who will take care of everything from assisting you in renting a vehicle, to getting those highly sought-after dinner reservations, to delivering flowers and gifts to your loved ones.

    Roadside assistance on YES Bank YES First Exclusive Card

    • This card entitles you to receive emergency assistance whenever your motor vehicle breaks down with emergency towing and repair assistance at any time of day.

    Features of YES Bank YES First Exclusive Credit Card

    • Online transactions get additional security with MasterCard Secure Code payment authentication system.
    • Payments can be authorized easily without even taking the card out of your wallet thanks to the Contactless Card Technology that’s built into this card. Simply wave the card over a contactless payment terminal to authorize and make payments up to a predetermined amount using this card.
    • Insurance cover:
    • Accidental death in case of air travel is covered up to Rs.3 crores.
    • Medical emergencies that may crop up overseas are covered up to the extent of Rs.50 lakhs.
    • A credit shield of Rs.10 lakhs is active in order to cover the dependants of the primary cardholder in case of his/her demise.
    • No processing fees.
    • Turn any purchase into easy EMIs.

    Eligibility & Documentation for YES Bank YES First Exclusive Credit Card

    • Minimum age: 21 years.
    • Documents required:
    • Duly filled out and signed application form.
    • For salaried applicants – salary slips.
    • For self-employed applicants – bank and income statement.
    • Proof of identity.
    • Proof of address.

    Fees and Charges on YES Bank YES First Exclusive Credit Card

    Annual membership fee (without GST as applicable) is Rs.10,000.

    Renewal for annual membership (without GST as applicable) is Rs.10,000.

    How to apply for YES Bank YES First Exclusive Credit Card

    You can contact your nearest YES Bank branch office, or use BankBazaar.com’s online credit card comparison tool to compare credit cards with similar features and benefits and apply through the secure portal.

    FAQs on YES Bank YES First Exclusive Credit Card

    1. Does Yes Bank have an online payment portal or e-wallet?
    2. Yes, Yes Bank has a Digital Wallet which can be used to send or receive money and make payments. Mobile/DTH recharges can be done instantly and this payment portal can even be used to make payments for shopping purchases.

    3. Does Yes Bank have any other credit cards on offer?
    4. Yes, Yes Bank has a full range of credit cards including:

      • YES Prosperity Edge Credit Card.
      • YES Prosperity Cashback Plus Credit Card.
      • YES Prosperity Rewards Credit Card.
      • YES Prosperity Cashback Credit Card.
      • YES Prosperity Rewards Plus Credit Card.

      Each of these cards has its own set of reward and benefits that rewards certain types of customers.

    5. How can a person make a bill payment for the YES Bank credit card?
    6. Customers can use NEFT, NetBanking, Cheque, Cash, or even leave standing instructions for bill payments on their YES Bank Credit Card bills.

    7. What are the YES Bank Customer Care numbers?
    8. For YES First Credit Cardholders, 1800 103 6000 or +91 22 4935 0000. For YES Prosperity Cardholders, 1800 103 1212 or +91 22 4935 0000.

    9. What is the minimum purchase amount that can be converted into EMIs?

    Using this card, transactions valued over Rs.2,500 can be converted into EMIs and paid off over 3 to 24 months.

    *GST rate of 18% applicable for all financial services effective July 1, 2017

    *Please note that all promotions, amounts, rewards, tenures, repayment requirements, time frames, interest rates, other rates, charges, fees, ceilings, requirements, criteria, features, benefits, exclusions, calculations, ratios, averages, ratings, services provided, terms and conditions mentioned above are as of November, 2016, and are subject to change at any time. All banks / NBFCs / insurance providers / financial service providers / companies, etc. mentioned above retain all rights to modify, replace, or add to or subtract from any of the above, in any way, at any time, and at their own discretion. You are requested to reconfirm the same with your chosen bank / company / NBFC / insurance provider / financial service provider, etc. before making any financial commitments.

    Other Top Credit Cards By Yes Bank

    Credit Card Reviews

    • YES Bank Credit Card
      "Good Card"
      0.5 5.0/5 "Blown Away!"
      My initial process was good in YES bank for the credit card, the bank executive came to my place and took the papers and they send the card within 15 days. The credit limit is satisfactory as per my requirement. Since its a new card, its a life time free credit card its a best thing.
      Was this review helpful? 0
      , vadodara
      Reviewed on Mar 21, 2019
    • YES Bank Credit Card
      "Very Good Service"
      0.5 4.0/5 "Great!"
      I am using this credit card for the last two months, i am satisfied with the credit limit with the card and i am yet to explore the benefits and features with this card. I am not sure whether there is any annual charges with this card and i am yet to use this card as well.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 20, 2019
    • YES Bank Credit Card
      "Limit needs an enhancement"
      0.5 4.0/5 "Great!"
      The credit limit offered by YES Bank is very less. I got a limit of 30K and I also informed the bank to take back the credit card. Though it is a corporate account, the bank has not been providing a decent limit to all who have taken the card. I would not recommend the bank.
      Was this review helpful? 0
      , mumbai
      Reviewed on Mar 20, 2019
    • YES Bank Credit Card
      "Good Card"
      0.5 5.0/5 "Blown Away!"
      I do have YES bank credit card, we can reach their customer bay immediately, they do have particular emi option, cash back and other benefits but still they make the changes based on the customer requirement. The limit of the card is very satisfactory as well.
      Was this review helpful? 0
      , mumbai
      Reviewed on Mar 20, 2019
    • YES Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      The overall process in getting this card has been pretty good and it was delivered to me by the promised time. I am satisfied with the credit limit with this card and there has been some good benefits with this card which they had explained to me. It is a life time free card as well.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Mar 20, 2019
    • YES Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I had chosen with this card since it was offering an Airport lounge access, and the process in getting this card was quite simple and it was delivered to me on time. I am happy with the credit limit with this card and they had explained me with the benefits and features with the card where it is a free card.
      Was this review helpful? 0
      , noida
      Reviewed on Mar 20, 2019
    • YES Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I am holding YES BANK credit card . I do most of the transaction with this Card and never had any issues. . Have cash-back and rewards. Well every card has an advantage and disadvantage. Wish this card go good in terms of services. I am holding this card for past few months .
      Was this review helpful? 1
      , mumbai
      Reviewed on Mar 19, 2019
    • YES Bank Credit Card
      "Average card"
      0.5 3.5/5 "Pretty good"
      Reason for applying YES BANK credit card was its features and benefits. As of now the limit provided is fine but going ahead if the limit is increased it will be great. I have started using it and its working fine. I do get rewards points. Overall the experience is good .
      Was this review helpful? 1
      , bangalore
      Reviewed on Mar 19, 2019
    • YES Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      Last five years I got yes bank credit card this is life time free card and reward point offer in this card . I am satisfied with this credit limit and their customer service provided is good and response at a time I am happy with yes credit card bank ,
      Was this review helpful? 0
      , new delhi
      Reviewed on Mar 19, 2019
    • YES Bank Credit Card
      "Avrage"
      0.5 3.5/5 "Pretty good"
      I got yes bank credit card this is life time free card and reward point offer in this card . I am satisfied with this credit limit and their customer service provided is good and response at a time after approval within ten days taken time I cant give comment because I did use this card.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 19, 2019
    • YES Bank Credit Card
      "Looking for better credit limit"
      0.5 5.0/5 "Blown Away!"
      I hold YES BANK PROSPERITY credit card from one year. The card is better and service is also good but they are not providing better limit and requesting for IT submitted files. The executive was very helpful and supportive. There is no annual fee. The benefits are very good.
      Was this review helpful? 0
      , mumbai
      Reviewed on Mar 19, 2019
    • YES Bank Credit Card
      "GOOD"
      0.5 3.0/5 "Satisfactory"
      I have been holding the credit card with the YES BANK the credit limit with this card is good also the card has the good offers. There is no issues with the billing with this card also it is user friendly card to use. The offers with this card is good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 18, 2019
    • YES Bank Credit Card
      "GOOD CARD TO USE"
      0.5 4.0/5 "Great!"
      There is no particular reason for taking the YES PROSPERITY REWARD PLUS CARD, the credit limit with this card is good but expecting for hike with this card also the documentation process was simple and i got the card within 10days, it is a free card also it has a offers of rewards points.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Mar 18, 2019
    • YES Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I have been recently applied for Yes bank credit card .They have charged me annual fee or not ,i have no idea,i need to check it,The credit limit which they have given me was good,i am happy with the credit limit, the reason for choosing this card is for offers,the process went smooth, the card was on time.
      Was this review helpful? 1
      , bangalore
      Reviewed on Mar 17, 2019
    • YES Bank Credit Card
      "Good Credit Card"
      0.5 5.0/5 "Blown Away!"
      When I applied for the card through online, I got Yes bank credit card offer, hence I gone with this card. The process was good, the documents submitted on time, I got the card with pin number, but the credit limit is less around Rs. 50,000 it should be increased.
      Was this review helpful? 0
      , secunderabad
      Reviewed on Mar 17, 2019
    • YES Bank Credit Card
      "Good Credit Card to Use"
      0.5 4.5/5 "Excellent!"
      Through online my credit card got activated without any hassle, last 20 days back I got the card. The accessibility of the card is good. The credit limit is good, they are sending the alert and other notification on time. The card which I am holding from Yes bank its a life time free card.
      Was this review helpful? 1
      , ludhiana
      Reviewed on Mar 16, 2019
    • YES Bank Credit Card
      "Better card"
      0.5 5.0/5 "Blown Away!"
      Yes bank credit card is good and have been using it for one year. The credit limit was good and annual charges are zero. I use this card for multi purpose. There was no benefits on this card. They need to improve the customer service. I don't know about the interest rate.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Mar 16, 2019
    • YES Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      Last eight month I got yes bank credit card this is life time free card and reward point offer available in this card . I am satisfied with this credit limit and their customer service provided is good and response at a time I am happy with yes bank ,
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Mar 16, 2019
    • YES Bank Credit Card
      "Average card "
      0.5 2.0/5 "Expected more"
      I hold YES BANK credit card . I am holding this card for past 15 days . They offered very low credit limit with this card . I have another card as well and there i got good limit . Initially they said they will give more limit but they have not and also I did not get any offers based on this credit card.
      Was this review helpful? 0
      , noida
      Reviewed on Mar 16, 2019
    • YES Bank Credit Card
      "Average card "
      0.5 2.0/5 "Expected more"
      I hold YES BANK credit card . I am holding this card for past 15 days . They offered very low credit limit with this card . I have another card as well and there i got good limit . Initially they said they will give more limit but they have not and i did not get any offers in this card .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Mar 16, 2019
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