Highlights of YES Bank YES First Exclusive Credit Card
If you’ve been wondering what the ticket is to the high life – look no further. The YES Bank YES First Exclusive Credit Card is your key to unlocking the best rewards, benefits, and premium services without being in the billionaire’s club.
The YES First Exclusive Credit Card rewards you right from the outset with 50,000 rewards points on your first transaction, direct access to luxury hotel membership, and unlimited complimentary lounge access with a Priority Pass Membership.
Benefits of YES Bank YES First Exclusive Credit Card
50,000 rewards points which can be redeemed against an impossibly wide range of products/services/discounts are awarded to the cardholder on the first transaction.
40,000 rewards points are awarded on every renewal.
25,000 bonus rewards points are awarded to cardholders who reach the benchmark of Rs.20 lakh (or more) in spending using this card between anniversaries (the date on which you became a card member to the same date next year).
10 rewards points on every Rs.100 spent on retail purchases.
1,000 rewards points for each registration for the YES PayNow system.
Interest Rate and Foreign Exchange Rates
Only 1.75% extra markup for foreign currency exchange/transactions.
Cardholders who also have a YES Bank Salary/Savings Account will get an interest rate of 1.20% (monthly) on revolving credit.
Cardholders without YES Bank Salary/Savings Account will get an interest rate of 1.99% (monthly) which is still lower than almost all of YES Bank’s competitors.
Discounts on YES Bank YES First Exclusive Card
Flat 25% off on movie ticket bookings on Bookmyshow.com.
Green Fee waiver at the best golf courses in India.
Free golfing lessons at the best golf courses in India.
Fuel surcharge waived off at all petrol bunks in India (for fuel worth between Rs.400 and Rs.5,000).
Concierge Services on YES Bank YES First Exclusive Card
To complement your VIP status, a dedicated concierge is assigned who will take care of everything from assisting you in renting a vehicle, to getting those highly sought-after dinner reservations, to delivering flowers and gifts to your loved ones.
Roadside assistance on YES Bank YES First Exclusive Card
This card entitles you to receive emergency assistance whenever your motor vehicle breaks down with emergency towing and repair assistance at any time of day.
Features of YES Bank YES First Exclusive Credit Card
Online transactions get additional security with MasterCard Secure Code payment authentication system.
Payments can be authorized easily without even taking the card out of your wallet thanks to the Contactless Card Technology that’s built into this card. Simply wave the card over a contactless payment terminal to authorize and make payments up to a predetermined amount using this card.
Accidental death in case of air travel is covered up to Rs.3 crores.
Medical emergencies that may crop up overseas are covered up to the extent of Rs.50 lakhs.
A credit shield of Rs.10 lakhs is active in order to cover the dependants of the primary cardholder in case of his/her demise.
No processing fees.
Turn any purchase into easy EMIs.
Eligibility & Documentation for YES Bank YES First Exclusive Credit Card
Minimum age: 21 years.
Duly filled out and signed application form.
For salaried applicants – salary slips.
For self-employed applicants – bank and income statement.
Proof of identity.
Proof of address.
Fees and Charges on YES Bank YES First Exclusive Credit Card
Annual membership fee (without GST as applicable) is Rs.10,000.
Renewal for annual membership (without GST as applicable) is Rs.10,000.
How to apply for YES Bank YES First Exclusive Credit Card
You can contact your nearest YES Bank branch office, or use BankBazaar.com’s online credit card comparison tool to compare credit cards with similar features and benefits and apply through the secure portal.
FAQs on YES Bank YES First Exclusive Credit Card
Does Yes Bank have an online payment portal or e-wallet?
Yes, Yes Bank has a Digital Wallet which can be used to send or receive money and make payments. Mobile/DTH recharges can be done instantly and this payment portal can even be used to make payments for shopping purchases.
Does Yes Bank have any other credit cards on offer?
Yes, Yes Bank has a full range of credit cards including:
YES Prosperity Edge Credit Card.
YES Prosperity Cashback Plus Credit Card.
YES Prosperity Rewards Credit Card.
YES Prosperity Cashback Credit Card.
YES Prosperity Rewards Plus Credit Card.
Each of these cards has its own set of reward and benefits that rewards certain types of customers.
How can a person make a bill payment for the YES Bank credit card?
Customers can use NEFT, NetBanking, Cheque, Cash, or even leave standing instructions for bill payments on their YES Bank Credit Card bills.
What are the YES Bank Customer Care numbers?
For YES First Credit Cardholders, 1800 103 6000 or +91 22 4935 0000. For YES Prosperity Cardholders, 1800 103 1212 or +91 22 4935 0000.
What is the minimum purchase amount that can be converted into EMIs?
Using this card, transactions valued over Rs.2,500 can be converted into EMIs and paid off over 3 to 24 months.
*GST rate of 18% applicable for all financial services effective July 1, 2017
*Please note that all promotions, amounts, rewards, tenures, repayment requirements, time frames, interest rates, other rates, charges, fees, ceilings, requirements, criteria, features, benefits, exclusions, calculations, ratios, averages, ratings, services provided, terms and conditions mentioned above are as of November, 2016, and are subject to change at any time. All banks / NBFCs / insurance providers / financial service providers / companies, etc. mentioned above retain all rights to modify, replace, or add to or subtract from any of the above, in any way, at any time, and at their own discretion. You are requested to reconfirm the same with your chosen bank / company / NBFC / insurance provider / financial service provider, etc. before making any financial commitments.
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I have received my YES PROSPERITY EDGE from Yes Bank. Credit limit is good and there is no annual fee.Yes bank customer service was good, I had received the card on time. The features of the card are great. I am getting reward points and cashback offer.
Reason to select this YES Prosperity card has an option to earn more points based on the spend, they gave me Rs. 35,000 as limit its fine for me. It has life time free benefits but I am not getting any offers at e commerce sites like amazon, flipkart.
I have taken a credit card with YES bank with low credit limit of 22 thousands only but I was expecting for more than a lakh. Which was processed through an online on a month before. I use this card for hotel purposes. There is no option for a lounges service.
There are few things made me to chose this Yes bank card like it has life time free card and they provide reward points, based on the spends I do get airport lounge facility for International and domestic purpose. The credit limit is also satisfactory, the due date falls on convenient date.
I had applied for a credit card with YES bank on 2 months before which was processed through an online. The process was done on smooth but to get a call from bank was too delay process then submitted the documents and then received the card after 20 days. It is a life time free card. I am yet to use it.
I had applied for YES PREMIA credit card from Yes Bank. They have given sufficient credit limit, I am happy with the credit limit. I had received the card on time and annual fee is not chargeable. I am getting messages after every transaction.
Yes Bank mobile application is very good where I can see my usage on my transactions but if I do the payment it takes 3 days to update and reflect on my credit card, it took 5 days approve my credit card, credit limit of the card is good, credit card charges are applicable but if we do more transaction then the annual fee charges is waved off.
I had applied for YES PROSPERITY REWARD PLUS CREDIT CARD it was been delivered in 10 days, card limit is excellent, EMI options are available, annual fee is zero, customer service is available 24/7 days, ATM service is available if I want to withdraw cash on my credit card.
I had applied for YES PROSPERITY REWARD PLUS CREDIT CARD where the card got approved and customer service is good, credit limit is nominal, EMI options are available, annual fee is zero, offers are very good and also rewards points offers are good.
I have applied for YES bank credit card for more than a month which was processed through an online. It is a life time free credit which was given from bank. The process was delay for 2 days. The credit limit is too low of only 30 thousands which was not as per my requirement. I use this card for shopping purpose.
I had applied for YES PROSPERITY EDGE credit card where it took 20 days to approve and the credit limit is good, EMI options are available, annual free charges is zero, card has good cash back and reward points offers, PIN number was easy to generate.
For YES bank credit card applied through an online on a month before. The credit limit is sufficient and it was a life time free credit card. EMI option applicable. I use for fuel , restaurants , utility bill payment. They have given one benefits to add a member to pay for a rent in net banking. Based on the usage I get reward points.
I had applied for YES PROSPERITY REWARD PLUS CARD it was been approved in 7 days, credit limit of the card is nominal, EMI options are very less compare to my other credit cards, PIN number was easy to generate,I am getting my credit card statement on time.
I have used YES BANK credit card and am facing a problem with the payment mode. I am having a saving account with Citi Bank and there is no option showing for this bank card. I have paid the amount by colleague card and gonna reach the customer support for this issue. Initial experience was good in taking the card. The credit limit is 30K which is sufficient.
Through an online I have applied for a credit card with YES bank for more than a month. It is a life time free credit card and the credit limit is sufficient. Since it is a life time free credit card I have chosen for it.I use for shopping, grocery and while going outing with my friends.
I have received my YES PROSPERITY REWARD PLUS CARD. They told me that it is a lifetime free credit card. Credit limit is sufficient for me. I had received the card on time. I have started using the card and I am receiving message on time after transaction.
I have Yes Bank credit card which was applied through Online .I have got this credit card on exact time and got all the details about the card process through the agent.The credit limit was very less and not sufficient .This was a free card and there are good reward points as well as cash back offers.This was a life time free card and good to use .
I have minimum a credit limit of above 3L to 4L but YES BANK is given me only 30K. I have been doing more expenditure which is not suitable for my profile. It is a life time free card. I got YES First preferred card and there are few normal benefits. They came and collected the documents.
I have recently taken YES BANK Prosperity Edge card. The reason for getting the card is its life time free. The credit limit is less. I have not used the card yet and will be using it soon. The application is good. Actually they are provided me one benefit, if I pay my electricity bill through this card and will be getting 250 points every month.
I have applied for Yes bank credit card which was applied through Online.I have not taken this credit card since there was no response and follow up from Bank end .I have got all the required details about the card process. There was no difficulties faced when applied for this card .