Highlights of YES Bank YES First Exclusive Credit Card
If you’ve been wondering what the ticket is to the high life – look no further. The YES Bank YES First Exclusive Credit Card is your key to unlocking the best rewards, benefits, and premium services without being in the billionaire’s club.
The YES First Exclusive Credit Card rewards you right from the outset with 50,000 rewards points on your first transaction, direct access to luxury hotel membership, and unlimited complimentary lounge access with a Priority Pass Membership.
Benefits of YES Bank YES First Exclusive Credit Card
50,000 rewards points which can be redeemed against an impossibly wide range of products/services/discounts are awarded to the cardholder on the first transaction.
40,000 rewards points are awarded on every renewal.
25,000 bonus rewards points are awarded to cardholders who reach the benchmark of Rs.20 lakh (or more) in spending using this card between anniversaries (the date on which you became a card member to the same date next year).
10 rewards points on every Rs.100 spent on retail purchases.
1,000 rewards points for each registration for the YES PayNow system.
Interest Rate and Foreign Exchange Rates
Only 1.75% extra markup for foreign currency exchange/transactions.
Cardholders who also have a YES Bank Salary/Savings Account will get an interest rate of 1.20% (monthly) on revolving credit.
Cardholders without YES Bank Salary/Savings Account will get an interest rate of 1.99% (monthly) which is still lower than almost all of YES Bank’s competitors.
Discounts on YES Bank YES First Exclusive Card
Flat 25% off on movie ticket bookings on Bookmyshow.com.
Green Fee waiver at the best golf courses in India.
Free golfing lessons at the best golf courses in India.
Fuel surcharge waived off at all petrol bunks in India (for fuel worth between Rs.400 and Rs.5,000).
Concierge Services on YES Bank YES First Exclusive Card
To complement your VIP status, a dedicated concierge is assigned who will take care of everything from assisting you in renting a vehicle, to getting those highly sought-after dinner reservations, to delivering flowers and gifts to your loved ones.
Roadside assistance on YES Bank YES First Exclusive Card
This card entitles you to receive emergency assistance whenever your motor vehicle breaks down with emergency towing and repair assistance at any time of day.
Features of YES Bank YES First Exclusive Credit Card
Online transactions get additional security with MasterCard Secure Code payment authentication system.
Payments can be authorized easily without even taking the card out of your wallet thanks to the Contactless Card Technology that’s built into this card. Simply wave the card over a contactless payment terminal to authorize and make payments up to a predetermined amount using this card.
Accidental death in case of air travel is covered up to Rs.3 crores.
Medical emergencies that may crop up overseas are covered up to the extent of Rs.50 lakhs.
A credit shield of Rs.10 lakhs is active in order to cover the dependants of the primary cardholder in case of his/her demise.
No processing fees.
Turn any purchase into easy EMIs.
Eligibility & Documentation for YES Bank YES First Exclusive Credit Card
Minimum age: 21 years.
Duly filled out and signed application form.
For salaried applicants – salary slips.
For self-employed applicants – bank and income statement.
Proof of identity.
Proof of address.
Fees and Charges on YES Bank YES First Exclusive Credit Card
Annual membership fee (without GST as applicable) is Rs.10,000.
Renewal for annual membership (without GST as applicable) is Rs.10,000.
How to apply for YES Bank YES First Exclusive Credit Card
You can contact your nearest YES Bank branch office, or use BankBazaar.com’s online credit card comparison tool to compare credit cards with similar features and benefits and apply through the secure portal.
FAQs on YES Bank YES First Exclusive Credit Card
Does Yes Bank have an online payment portal or e-wallet?
Yes, Yes Bank has a Digital Wallet which can be used to send or receive money and make payments. Mobile/DTH recharges can be done instantly and this payment portal can even be used to make payments for shopping purchases.
Does Yes Bank have any other credit cards on offer?
Yes, Yes Bank has a full range of credit cards including:
YES Prosperity Edge Credit Card.
YES Prosperity Cashback Plus Credit Card.
YES Prosperity Rewards Credit Card.
YES Prosperity Cashback Credit Card.
YES Prosperity Rewards Plus Credit Card.
Each of these cards has its own set of reward and benefits that rewards certain types of customers.
How can a person make a bill payment for the YES Bank credit card?
Customers can use NEFT, NetBanking, Cheque, Cash, or even leave standing instructions for bill payments on their YES Bank Credit Card bills.
What are the YES Bank Customer Care numbers?
For YES First Credit Cardholders, 1800 103 6000 or +91 22 4935 0000. For YES Prosperity Cardholders, 1800 103 1212 or +91 22 4935 0000.
What is the minimum purchase amount that can be converted into EMIs?
Using this card, transactions valued over Rs.2,500 can be converted into EMIs and paid off over 3 to 24 months.
*GST rate of 18% applicable for all financial services effective July 1, 2017
*Please note that all promotions, amounts, rewards, tenures, repayment requirements, time frames, interest rates, other rates, charges, fees, ceilings, requirements, criteria, features, benefits, exclusions, calculations, ratios, averages, ratings, services provided, terms and conditions mentioned above are as of November, 2016, and are subject to change at any time. All banks / NBFCs / insurance providers / financial service providers / companies, etc. mentioned above retain all rights to modify, replace, or add to or subtract from any of the above, in any way, at any time, and at their own discretion. You are requested to reconfirm the same with your chosen bank / company / NBFC / insurance provider / financial service provider, etc. before making any financial commitments.
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I have applied for YES bank credit card through online and the agent gave me the details for the credit card .I have taken the card because its a life time free card. The credit limit was not sufficient but it was manageable, I used this card for domestic ticket booking, bill payment and many other purposes.I got my card statement on time. I am satisfied with the service.
When i first used the YES bank credit it was fine but later on it was not working properly it always show some issue,the card limit is only 65000 which i am not happy.I used this card for shopping,electricity bill payment,ticket booking and more.Due to some issues on the card i could not pay my bill on time.
I got a credit card offer from YES bank through online. They called me on time for further verification, the process was smooth hence I received the card within 5 days. The credit limit is sufficient. Since they provide more offers so chosen this card. They given one plus one free movie tickets offer. Mostly I use this card for filling petrol and an online shopping.
I have availed YES bank credit card for fuel and shopping as well as for my personal use. I get 2movie tickets are free and monthly 100% cash back offers are avail ,using for the past 1 month i have not used movie ticket offers yet .The credit limit was very less it was only 56000.I have got the credit card on delay basis it took extra 2 days of time since delayed by courier person.
I have applied YES bank credit card via online. I have used it for the last two months, I usually used it for personal basis and the card limit is Rs.18,000 but overall the customer service is good and I would recommend this card to others as well.
I am unable to use YES bank credit card is not working and showing bank server problem wherever using it getting this information.The credit limit was less and this was a life time free card and this credit card was delivered on time everything was good so far. I am not satisfied with the service.
I am unable to do transaction by using YES bank card for just few days before but as of now that issue was sort out. I taken this card on 6-8 months back. I am not yet used this card much. There is no annual fee chargeable. The credit limit is not sufficient of 15K. The cash limit is there only 5K , not found any best to use the card normally I will be using whenever get offers.
YES bank credit card, i am using for the past 25-30 days. I have not used still now and i don't know about the features, bank condition is not active right now. Through representative i have its pretty easy to apply this credit card since its a new card i don't about the card benefits.
YES Bank people is not professional, actually I have applied for card to card process which doesn't required any documentation except the existing card statements but here they have been asking me Aadhar card, payslip, home agreement and etc which am not interested to provide hence it was cancelled.
I am holding YES Bank credit card for past 4 months which was applied via other channel. The process was done on time and without any issue have received the card. It is a life time free card and the credit limit was 35K. I swipe this card for all purposes and it works fine.
YES bank card is closed by RBI for some reason and offers are there like booking tickets and auto debit option for my fund to pay the monthly bill. As per my experience, the card is good. There is no delay in processing the card. Its quite comfortable to make the payment. I don't receive any promotional calls regarding the offers.
I have a credit card from YES bank but due to the crisis i am unable to use the card in online and offline purchases whenever i do the transactions, it shows declined. For the dining and 1+1 movie tickets, reward points purpose, i have chosen this card. They have given me a credit limit of Rs. 30000. Its a zero annual fee credit card.
My YES Bank credit card is not working since that bank has some problem. I made out standing payment Rs. 62k and they given a good credit limit and also its a free card. Earlier i use to get end number of calls from bank side for EMI conversion that was very irritated.
Recently i have purchased the credit card from YES bank which have availed online. 7 days before i have received the card due to YES bank crisis issue, I'm unable to use this card in all the POS machines. Within a week, they have completed the entire process of getting a credit card. There is no yearly charges for this card.
I have Yes bank credit card which is having very less credit limit which they need to improve .This was a life time free card and the agent shared all the relevant details about the card process. I am using it for the past 20 days and it was a hassle free process.
The rate of interest was little bit higher in YES Bank credit card. They given a good credit limit and i am using this card for shopping purpose. EMI facility is available and the documentation was simple and good within a week i received this card. YES Bank has a good customer service.
YES simply proposed me to get a card since it does not have any annual fee. Currently yes bank credit card is not working since its because of undertaken my RBI. I'm not happy about the credit limit provided by YES bank because its only Rs. 30000 and the documentation process was very simple. I can get add on card and i get more reward points on utility bill payments.
Taken my YES bank credit card 2 months before because they said that they will provide more credit limit hence i thought that i can close all other credit card but they have provided me a less limit of Rs. 20000 which I'm not satisfied with. I don't get any offers on this credit card.
Recently i have purchased the credit card from YES bank. They have provided me a credit limit of Rs. 25000 which I'm not satisfied with. The process took for a long time. I didn't call the customer care till date. There is a annual fee of Rs. 1000. In this card, i get reward points in online when i book a movie ticket and flight tickets.
I have not get a situation to call the YES bank customer care people. Its a care free credit card because its a life time free card so i don't need to worry about the fee waiver. When i compared to other bank, this is best to use so i don't need to track of the minimum transaction per year. I get a good reward points based on my transaction. I got my card within a week.