YES Bank YES FIRST Exclusive Credit Card

If you are looking for a YES Bank credit card that offers exclusive privileges, exciting reward points, and lifestyle benefits, then the YES FIRST Exclusive Credit Card is the ideal option. This credit card rewards you right from the outset with 40,000 rewards points on your first transaction, direct access to luxury hotel membership, and unlimited complimentary lounge access with a Priority Pass Membership.

Benefits of YES Bank YES FIRST Exclusive Credit Card

Rewards Points

• 40,000 rewards points are awarded to the cardholder on the first transaction made within 90 days of the issuance of the card.
• 12 reward points on spending every Rs.200 for travel, airlines, and dining.
• 6 rewards points on spending every Rs.200 for all other categories.
• 1,000 rewards points for each registration for the YES PayNow system.

Features of YES Bank YES FIRST Exclusive Credit Card

• 30,000 reward points on card renewal every year.
• Annual bonus of 25,000 reward points on spends of Rs.20 lakh or more in an anniversary year.
• Attractive interest rate of 1.99% per month on revolving credit.
• Fuel-surcharge waiver across all fuel stations in India.
• 25% discount on BookMyShow.
• Complimentary Priority Pass & 3 free domestic lounge visits per quarter.
• Preferential foreign currency markup of 1.75% only.
• Payments can be authorized easily without even taking the card out of your wallet thanks to the Contactless Card Technology that’s built into this card. Simply wave the card over a contactless payment terminal to authorize and make payments up to a predetermined amount using this card.
• Insurance cover:
  1. Accidental death in case of air travel is covered up to Rs.3 crore.
  2. Medical cover for emergency hospitalisation when travelling abroad to the extent of Rs.50 lakh.
  3. A Credit Shield cover worth Rs.10 lakh in the event of death of the primary cardholder.
• No processing fees.
• Turn any purchase into easy EMIs.

Interest Rate and Foreign Exchange Rates

• Only 1.75% extra markup for foreign currency exchange/transactions.
• The interest rate is 1.99% per month (23.88% per annum) on revolving credit, cash advances, and overdue amount.

Discounts on YES Bank YES FIRST Exclusive Card

• Flat 25% off on movie ticket bookings on Bookmyshow.com.
• Get 4 complimentary rounds of green fees every calendar year at select golf courses in India.
• Get one complimentary golfing lesson every month at select gold courses in India.
• 1% Fuel surcharge waived off at all petrol pumps across India (for fuel worth between Rs.400 and Rs.5,000).

Concierge Services on YES Bank YES FIRST Exclusive Card

• To complement your VIP status, a dedicated concierge is assigned who will take care of everything from assisting you in renting a vehicle, to getting those highly sought-after dinner reservations, to delivering flowers and gifts to your loved ones.

Roadside Assistance on YES Bank YES FIRST Exclusive Card

• This card entitles you to receive emergency assistance whenever your motor vehicle breaks down with emergency towing and repair assistance at any time of day.

Eligibility & Documentation for YES Bank YES FIRST Exclusive Credit Card

• Minimum age: 21 years.
• Documents required:
  • Duly filled out and signed application form.
  • For salaried applicants – salary slips.
  • For self-employed applicants – bank and income statement.
  • Proof of identity.
  • Proof of address.

Fees and Charges on YES Bank YES FIRST Exclusive Credit Card

• First Year Membership Fee is Rs.999 + applicable taxes
• Renewal Membership Fee is Rs.999 + applicable taxes

Note: Get waiver on the renewal membership fees on spending Rs.6 lakh or more in the previous anniversary year.

FAQs on YES Bank YES FIRST Exclusive Credit Card

1. Does Yes Bank have an online payment portal or e-wallet?

   Yes, Yes Bank has a Digital Wallet which can be used to send or receive money and make payments.

2. How can a person make a bill payment for the YES Bank credit card?

   Customers can use NEFT, NetBanking, Cheque, Cash, or even leave standing instructions for bill payments on their YES Bank Credit Card bills.

3. What are the YES Bank Customer Care numbers?

   For YES FIRST Credit Cardholders, 1800 103 6000 or +91 22 4935 0000. For YES Prosperity Cardholders, 1800 103 1212 or +91 22 4935 0000.

4. What is the minimum purchase amount that can be converted into EMIs?

   Using this card, transactions valued over Rs.2,500 can be converted into EMIs and paid off over 3 to 24 months.