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    Vijaya Bank Visa Nurses Credit Card

    Card
    1st Year Fee
    Rewards
    Joining Perks
    Nil
    Response Time Within 30 minutes

    Vijaya Bank Visa Nurses Credit Card

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    Overview:

    Nurses working in any medical institution can hugely benefit from the varied features available with the Vijaya Bank Visa Nurses Credit Card. The cardholder should be an account holder with Vijaya Bank to qualify for this credit card. The Vijaya Bank Visa Nurses Credit Card can be used at any merchant store around the world for shopping purchases and for online transactions.

    Features and benefits:

    The Vijaya Bank Visa Nurses Credit Card comes with exceptional features and benefits suitable to any individual in the nursing profession.

    • Global Usage:
    • The Vijaya Bank Visa Nurses Credit Card is globally valid and can be used anywhere, across foreign countries.

    • Card Limit:
    • Vijaya Bank Visa Nurses Credit Cards carry a minimum limit of Rs. 5000 and a maximum limit of up to Rs. 75,000.

    • Card Withdrawal Limit:
    • Vijaya Bank Visa Nurses Credit Cards carry a withdrawal limit of Rs. 25000 or up to 50% of the card limit (whichever is lower). The add-on cards taken by a customer come with a withdrawal limit of up to Rs. 2,500.

    • Annual Fees / Joining Fees:
    • The Vijaya Bank Visa Nurses Credit Card does not carry any annual fee or joining fee and is issued without any extra charges. If the credit card is not used for a period of 12 months, then the card holder will have to pay a penalty of Rs. 100. Vijaya Bank will automatically cancel the Vijaya Bank Visa Nurses Credit Card if the customer does not use it for a period of 15 months.

    Eligibility:

    • Salaried nurses should furnish an annual income of Rs. 60,000 and self-employed professionals and businessmen should show an annual income of Rs. 50,000 to qualify.
    • The applicant nurse should be a permanent employee of a reputed Government institution, hospital or nursing home.
    • The customer should be a Vijaya Bank account holder in order to be eligible to apply for a Vijaya Bank Visa Nurses Credit Card.
    • Applicants should have held a deposit account with a minimum deposit amount of Rs. 50,000 for a period of two years. Additionally, the applicant should have also held a balance of Rs. 50,000 for the last six months in a savings account.
    • The credit facility available to an applicant should be atleast Rs. 2 lakhs.

    Documents required:

    • Filled-in Application Form
    • Proof of business income - IT/WT assessment order
    • Salary Certificate
    • Other Income Proof

    Fees & Charges:

    Annual Fees NIL
    Joining Fees NIL
    Cash Withdrawal Charges at Vijaya Bank ATMs A minimum of 3% or Rs.10 plus a service tax of 14%, whichever is higher.
    Card replacement charges Rs 171/-
    Cash Withdrawal Charges at Other Bank ATMs (India) A minimum of 3% or Rs.75 plus a service tax of 14%, whichever is higher.
    Cash Withdrawal Charges at Other Bank ATMs (Abroad) A minimum of 3% or Rs.100 plus a service tax of 14%, whichever is higher.
    Duplicate statement Rs 29/-
    Lost Card Hot listing charges Rs 228/-
    Surcharge Rs 10/- or 2.50%, whichever is higher on fuel and railway transactions. This also includes a service tax of 14%.
    Issue of chip card Rs 143/-

    Vijaya Bank Visa Nurses Credit Card FAQs:

    1. What should a customer do if a Vijaya Bank Visa Nursescredit card has been lost or stolen?
    2. Card holders should use the SMS hot listing facility available from Vijaya Bank to block their credit cards and if needed, can also contact the 24/7 customer helpdesk for further support.

    3. How are Vijaya Bank Visa Nurses Credit Card users protected against online fraud attacks while making purchase transactions?
    4. The Vijaya Bank Visa Nurses Credit Card uses the Verified by Visa (VbV) gateway to process online transactions. Card holders can conveniently make secure online purchases and transactions using the Visa gateway.

    5. Can customers check the status of their Vijaya Bank Visa Nurses Credit Card application online?
    6. Yes, applicants have the option of checking the current status of their Vijaya Bank credit card applications on the bank’s portal.

    7. Can customers request for a Vijaya Bank Visa Nurses Credit Cardusing the mobile banking facility offered?
    8. Yes, customers can place quick requests for Vijaya Bank Visa Nurses Credit Cards by entering the mPin on their registered mobile banking numbers.

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