Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
Medical practitioners and doctors can immensely benefit by availing the Vijaya Bank Visa Doctors Credit Card, which comes loaded with features. Individuals from any medical discipline can procure this credit card. Vijaya Bank also offers a waiver on the annual fees for three years, when the Vijaya Bank Visa Doctors Credit Card is availed. This credit card can be used at any merchant outlet across the globe for purchases and also for online transactions.
The Vijaya Bank Visa Doctors Credit Card comes with attractive features and privileges suitable to any practicing medical professional.
The Vijaya Bank Visa Doctors Credit Card is internationally valid and can be used anywhere, worldwide.
Vijaya Bank Visa Doctors Credit Cards carry a minimum limit of Rs. 5000 and a maximum limit of up to Rs. 1, 50,000.
Vijaya Bank Visa Doctors Credit Cards come with a withdrawal limit of Rs. 25000 or up to 50% of the card limit (whichever is lower). The add-on cards taken by a customer carry a withdrawal limit of up to Rs. 2,500.
The joining fee for a Vijaya Bank Visa Doctors Credit Card is Rs 400 and the advance annual subscription fee is Rs 400. This annual fee is waived off for the first three years of card usage.
| Fees | Amount |
|---|---|
| Annual Fees | Rs 400/- |
| Joining Fees | Rs 400/- |
| Cash Withdrawal Charges at Vijaya Bank ATMs | A minimum of 3% or Rs.10 plus a service tax of 14%, whichever is higher. |
| Cash Withdrawal Charges at Other Bank ATMs (India) | A minimum of 3% or Rs.75 plus a service tax of 14%, whichever is higher. |
| Cash Withdrawal Charges at Other Bank ATMs (Abroad) | A minimum of 3% or Rs.100 plus a service tax of 14%, whichever is higher. |
| Card replacement charges | Rs 171/- |
| Issue of chip card | Rs 143/- |
| Lost Card Hot listing charges | Rs 228/- |
| Duplicate statement | Rs 29/- |
| Surcharge | Rs 10/- or 2.50%, whichever is higher on fuel and railway transactions. This also includes a service tax of 14%. |
Customers can use the SMS hot listing facility to block their credit cards and can also contact the 24/7 customer care for further support.
The Vijaya Bank Visa Doctors Credit Card uses the Verified by VISA gateway to process online transactions. Card holders can conveniently make secure online purchases and transactions using this gateway.
Yes, customers have the option of checking the status of their Vijaya Bank credit card application on the bank's web portal.
Yes, customers can place requests for credit cards by entering the mPin using their registered mobile banking numbers.
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