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    Vijaya Bank Visa Doctors Credit Card

    Card
    1st Year Fee
    Rewards
    Joining Perks
    Response Time Within 30 minutes

    Vijaya Bank Visa Doctors Credit Card

    Fees & Charges

    Promised Interest Rate

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    Credit Card BYTES FROM OUR KITCHEN

    Overview:

    Medical practitioners and doctors can immensely benefit by availing the Vijaya Bank Visa Doctors Credit Card, which comes loaded with features. Individuals from any medical discipline can procure this credit card. Vijaya Bank also offers a waiver on the annual fees for three years, when the Vijaya Bank Visa Doctors Credit Card is availed. This credit card can be used at any merchant outlet across the globe for purchases and also for online transactions.

    Features and Benefits:

    The Vijaya Bank Visa Doctors Credit Card comes with attractive features and privileges suitable to any practicing medical professional.

    • Global Usage:
    • The Vijaya Bank Visa Doctors Credit Card is internationally valid and can be used anywhere, worldwide.

    • Card Limit:
    • Vijaya Bank Visa Doctors Credit Cards carry a minimum limit of Rs. 5000 and a maximum limit of up to Rs. 1, 50,000.

    • Card Withdrawal Limit:
    • Vijaya Bank Visa Doctors Credit Cards come with a withdrawal limit of Rs. 25000 or up to 50% of the card limit (whichever is lower). The add-on cards taken by a customer carry a withdrawal limit of up to Rs. 2,500.

    • Annual Fees / Joining Fees:
    • The joining fee for a Vijaya Bank Visa Doctors Credit Card is Rs 400 and the advance annual subscription fee is Rs 400. This annual fee is waived off for the first three years of card usage.

    Eligibility:

    • All types of qualified and registered medical practitioners and doctors are eligible to apply for a Vijaya Bank Visa Doctors credit card. Individuals practicing Ayurveda, Homeopathy, Allopathy, Unani and other related medical branches can apply for this global card.
    • Salaried employees should furnish an annual income of Rs. 60,000 and self-employed professionals and businessmen should show an annual income of Rs. 50,000 to qualify.
    • Applicants should have held a deposit account with a minimum deposit amount of Rs. 50,000 for a period of two years. Additionally, the applicant should have also held a balance of Rs. 50,000 for the last six months in a savings account.
    • The credit facility available to an applicant should be atleast Rs. 2 lakhs.

    Documents required:

    • Filled-in Application Form
    • Salary Certificate
    • Proof of business income - IT/WT assessment order
    • Other Income Proof

    Fees & Charges:

    Annual Fees Rs 400/-
    Joining Fees Rs 400/-
    Cash Withdrawal Charges at Vijaya Bank ATMs A minimum of 3% or Rs.10 plus a service tax of 14%, whichever is higher.
    Cash Withdrawal Charges at Other Bank ATMs (India) A minimum of 3% or Rs.75 plus a service tax of 14%, whichever is higher.
    Cash Withdrawal Charges at Other Bank ATMs (Abroad) A minimum of 3% or Rs.100 plus a service tax of 14%, whichever is higher.
    Card replacement charges Rs 171/-
    Issue of chip card Rs 143/-
    Lost Card Hot listing charges Rs 228/-
    Duplicate statement Rs 29/-
    Surcharge Rs 10/- or 2.50%, whichever is higher on fuel and railway transactions. This also includes a service tax of 14%.

    Vijaya Bank Visa Doctors Credit Card FAQs:

    1. What should a card holder do if a Vijaya Bank credit card has been lost or stolen?
    2. Customers can use the SMS hot listing facility to block their credit cards and can also contact the 24/7 customer care for further support.

    3. How are Vijaya Bank Visa Doctors Credit Card users protected against fraud attacks while making online transactions?
    4. The Vijaya Bank Visa Doctors Credit Card uses the Verified by VISA gateway to process online transactions. Card holders can conveniently make secure online purchases and transactions using this gateway.

    5. Can customers check the status of their Vijaya Bank credit card application online?
    6. Yes, customers have the option of checking the status of their Vijaya Bank credit card application on the bank’s web portal.

    7. Can customers request for Vijaya Bank credit cards using the mobile banking facility?
    8. Yes, customers can place requests for credit cards by entering the mPin using their registered mobile banking numbers.

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    Vijaya Bank Visa Doctors Credit Card Reviews

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