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    We found 1 Vijaya Bank Visa Classic International Credit Card

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    Vijaya Bank Visa Classic International Credit Card

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    Overview:

    Vijaya Bank offers the Visa Classic International Credit Card to individuals and also to Corporates. It also gives beneficial features such as Revolving Credit facility, repayment of monthly credit card bills in easy installments that can range from 5% of the outstanding amount to 95% of the outstanding amount.

    Benefits:

    • Vijaya Bank Visa Classic International Credit Card comes with the facility of sharing the credit of the principal cardholder to his/her parents, spouse and also to children who are at least 18 years old or above, through add-on cards that are issued free of cost.
    • Credit cardholders can also earn one loyalty point for every Rs.100 spent on the card.

    Features:

    • Globally Valid:
    • This credit card can be used anywhere across the globe, since it is accepted by all merchant outlets and ATMs.

    • Card Limit:
    • The minimum limit on this credit card is Rs. 5,000/- and the maximum card limit applicable is Rs. 75,000/-.

    • Cash Withdrawal Facility:
    • The Vijaya Bank Visa Classic International Credit Cardholder can also withdraw cash of up to Rs. 25000/- or up to 50% of credit limit available on the card, whichever is the lowest. Add-on cardholders can also avail this facility and withdraw up to Rs. 2,500/-.

    Eligibility:

    • The applicant has to be an account holder of Vijaya Bank
    • Salaried applicants must earn an income of at least Rs. 60000/-, annually.
    • Self-employed/Business Class applicants must earn an income of at least Rs. 50000/- annually

    Or any one of the following:

    • The applicant has a term deposit worth at least Rs. 50,000/- held for a deposit term of 2 years or more,
    • The applicant enjoys a credit facility of Rs. 2 lakhs
    • He/ She has an average balance of Rs. 50,000/- in their SB Account for a minimum period of 6 months or more, previously.

    Fees and Charges:

    Joining Fee Rs. 400/-
    Advance Annual Subscription Fee Rs. 400/-
    Cash Withdrawal Charges at Vijaya Bank ATMs A minimum of 3% or Rs.10 plus a service tax of 14%, whichever is higher.
    Cash Withdrawal Charges at Other Bank ATMs (Abroad) A minimum of 3% or Rs.100 plus a service tax of 14%, whichever is higher.
    Cash Withdrawal Charges at Other Bank ATMs (India) A minimum of 3% or Rs.75 plus a service tax of 14%, whichever is higher.
    Issue of chip card Rs. 143/-
    Card replacement charges Rs. 171/-
    Duplicate statement Rs. 29/-
    Lost Card Hot listing charges Rs. 228/-

    Vijaya Bank Visa Classic International Credit Card FAQs:

    1. What is the surcharge applicable on this credit card?
    2. The surcharge applicable on all fuel and railway transactions when you use the Vijaya Bank Visa Classic International Credit Card is Rs. 10/- or 2.50% of the amount transacted, whichever is the highest. A service tax of 14% is also included.

    3. How can I know my Vijaya Bank Visa Classic International Credit Card application status?
    4. You can either contact the customer service at Vijaya Bank or view your application status online through the Bank’s official website.

    5. I lost my Vijaya Bank Visa Classic International Credit Card. What should I do now?
    6. If you have lost/misplaced your credit card, or if it has been stolen, you should immediately alert the Bank through the SMS hot listing facility and block your card. You can then contact Vijaya Bank’s customer service center for further assistance.

    7. Is mobile banking facility available on this credit card?
    8. Yes, mobile banking facility is available on the Vijaya Bank Visa Classic International Credit Card.

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  • Vijaya Bank Visa Classic International Credit Card Reviews

    • Vijaya Bank Credit Card
      "Convenient to use"
      0.5 5.0/5 "Blown Away!"
      I am using classic credit card with Vijaya Bank. My credit limit is fifty thousand rupees. This card is very much convenient for me, not required to carry money all the way, instead it is very simple to carry my credit card. Offers and benefits are pretty good for the card.
      Was this review helpful? 0
      , thiruvananthapuram
      Reviewed on Mar 20, 2017
    • Vijaya Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      Credit limit offered on the Vijaya Bank credit card is very good. Rate of Interest is very low. For every purchase we get the reward points like for Rs.100 we get one point which can be redeem through purchasing. They charge an annual fee of Rs.1147 in the initial stage itself. . They used to respond within 10-15 minutes through mail for our query. But it is difficult to get the card because they ask for too many documentation .
      Was this review helpful? 1
      , hosur
      Reviewed on May 26, 2016
    • Vijaya Bank Credit Card
      "Good limit!"
      0.5 5.0/5 "Blown Away!"
      Annual fee for this classic credit card is rs 100. More over the card can be availed by all the customers. Vijaya bank offered me a credit limit of 60K on the card. The executives are providing good response to the customer against the credit card and I am having the card with them for more than a year.
      Was this review helpful? 2
      , bangalore
      Reviewed on Jan 22, 2016
    • Vijaya Bank Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      I got the vijaya bank credit card against to my fixed deposit. Being the nationalized bank they do not have much benefit but it is useful for the traveling person because it is the international credit card. They have annul fee of Rs.500.
      Was this review helpful? 2
      , mumbai
      Reviewed on Dec 31, 2015
    • Vijaya Bank Credit Card
      "Good service "
      0.5 5.0/5 "Blown Away!"
      The service provided by Vijaya Bank based on the credit card service is really good.They have provided good customer service and I had a very good relationship withe Bank.There charges and interest rate was very less compared to any other Bank.I would like to recommend about Vijaya Bank to others.
      Was this review helpful? 8
      , goa
      Reviewed on Sep 14, 2015
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