Vijaya Bank offers the Visa Classic International Credit Card to individuals and also to Corporates. It also gives beneficial features such as Revolving Credit facility, repayment of monthly credit card bills in easy installments that can range from 5% of the outstanding amount to 95% of the outstanding amount.
This credit card can be used anywhere across the globe, since it is accepted by all merchant outlets and ATMs.
The minimum limit on this credit card is Rs. 5,000/- and the maximum card limit applicable is Rs. 75,000/-.
The Vijaya Bank Visa Classic International Credit Cardholder can also withdraw cash of up to Rs. 25000/- or up to 50% of credit limit available on the card, whichever is the lowest. Add-on cardholders can also avail this facility and withdraw up to Rs. 2,500/-.
Or any one of the following:
|Joining Fee||Rs. 400/-|
|Advance Annual Subscription Fee||Rs. 400/-|
|Cash Withdrawal Charges at Vijaya Bank ATMs||A minimum of 3% or Rs.10 plus a service tax of 14%, whichever is higher.|
|Cash Withdrawal Charges at Other Bank ATMs (Abroad)||A minimum of 3% or Rs.100 plus a service tax of 14%, whichever is higher.|
|Cash Withdrawal Charges at Other Bank ATMs (India)||A minimum of 3% or Rs.75 plus a service tax of 14%, whichever is higher.|
|Issue of chip card||Rs. 143/-|
|Card replacement charges||Rs. 171/-|
|Duplicate statement||Rs. 29/-|
|Lost Card Hot listing charges||Rs. 228/-|
The surcharge applicable on all fuel and railway transactions when you use the Vijaya Bank Visa Classic International Credit Card is Rs. 10/- or 2.50% of the amount transacted, whichever is the highest. A service tax of 14% is also included.
You can either contact the customer service at Vijaya Bank or view your application status online through the Bank’s official website.
If you have lost/misplaced your credit card, or if it has been stolen, you should immediately alert the Bank through the SMS hot listing facility and block your card. You can then contact Vijaya Bank’s customer service center for further assistance.
Yes, mobile banking facility is available on the Vijaya Bank Visa Classic International Credit Card.