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    Vijaya Bank Visa Classic International Credit Card

    We found 1 Vijaya Bank Visa Classic International Credit Card

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    Vijaya Bank Visa Classic International Credit Card

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    Overview:

    Vijaya Bank offers the Visa Classic International Credit Card to individuals and also to Corporates. It also gives beneficial features such as Revolving Credit facility, repayment of monthly credit card bills in easy installments that can range from 5% of the outstanding amount to 95% of the outstanding amount.

    Benefits:

    • Vijaya Bank Visa Classic International Credit Card comes with the facility of sharing the credit of the principal cardholder to his/her parents, spouse and also to children who are at least 18 years old or above, through add-on cards that are issued free of cost.
    • Credit cardholders can also earn one loyalty point for every Rs.100 spent on the card.

    Features:

    • Globally Valid:
    • This credit card can be used anywhere across the globe, since it is accepted by all merchant outlets and ATMs.

    • Card Limit:
    • The minimum limit on this credit card is Rs. 5,000/- and the maximum card limit applicable is Rs. 75,000/-.

    • Cash Withdrawal Facility:
    • The Vijaya Bank Visa Classic International Credit Cardholder can also withdraw cash of up to Rs. 25000/- or up to 50% of credit limit available on the card, whichever is the lowest. Add-on cardholders can also avail this facility and withdraw up to Rs. 2,500/-.

    Eligibility:

    • The applicant has to be an account holder of Vijaya Bank
    • Salaried applicants must earn an income of at least Rs. 60000/-, annually.
    • Self-employed/Business Class applicants must earn an income of at least Rs. 50000/- annually

    Or any one of the following:

    • The applicant has a term deposit worth at least Rs. 50,000/- held for a deposit term of 2 years or more,
    • The applicant enjoys a credit facility of Rs. 2 lakhs
    • He/ She has an average balance of Rs. 50,000/- in their SB Account for a minimum period of 6 months or more, previously.

    Fees and Charges:

    Joining Fee Rs. 400/-
    Advance Annual Subscription Fee Rs. 400/-
    Cash Withdrawal Charges at Vijaya Bank ATMs A minimum of 3% or Rs.10 plus a service tax of 14%, whichever is higher.
    Cash Withdrawal Charges at Other Bank ATMs (Abroad) A minimum of 3% or Rs.100 plus a service tax of 14%, whichever is higher.
    Cash Withdrawal Charges at Other Bank ATMs (India) A minimum of 3% or Rs.75 plus a service tax of 14%, whichever is higher.
    Issue of chip card Rs. 143/-
    Card replacement charges Rs. 171/-
    Duplicate statement Rs. 29/-
    Lost Card Hot listing charges Rs. 228/-

    Vijaya Bank Visa Classic International Credit Card FAQs:

    1. What is the surcharge applicable on this credit card?
    2. The surcharge applicable on all fuel and railway transactions when you use the Vijaya Bank Visa Classic International Credit Card is Rs. 10/- or 2.50% of the amount transacted, whichever is the highest. A service tax of 14% is also included.

    3. How can I know my Vijaya Bank Visa Classic International Credit Card application status?
    4. You can either contact the customer service at Vijaya Bank or view your application status online through the Bank’s official website.

    5. I lost my Vijaya Bank Visa Classic International Credit Card. What should I do now?
    6. If you have lost/misplaced your credit card, or if it has been stolen, you should immediately alert the Bank through the SMS hot listing facility and block your card. You can then contact Vijaya Bank’s customer service center for further assistance.

    7. Is mobile banking facility available on this credit card?
    8. Yes, mobile banking facility is available on the Vijaya Bank Visa Classic International Credit Card.

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