Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    We found 1 Vijaya Bank Visa Classic Credit Card
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    Vijaya Bank Visa Classic Credit Card is Rated as "Blown Away!" by 1 Users

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    Vijaya Bank Visa Classic Credit Card

    Credit cards offered by Vijaya Bank are amongst the popular ones as they have a lot of attractive features to offer. The Visa Classic Credit Card is one such credit card, which is a domestic card issued by the Bank and is valid in India and Nepal.

    Vijaya Bank Visa Classic Card Features and Benefits:

    • Validity – The Vijaya Bank Visa Classic Credit Card can be accessed from anywhere in India and Nepal
    • Card Limit – The minimum limit of a Vijaya Bank Visa Classic Credit Card is Rs.5000 and the maximum limit is Rs.75000
    • Cash withdrawal facility – The Vijaya Bank Visa Classic Credit Card provides cash withdrawal facility to its customers, which is 50 percent or Rs.25000 of the card limit (whichever is lower). The withdrawal limit for add-on cards is Rs.2500
    • Joining and Annual Fees – The joining fees for a Vijaya Bank Visa Classic Credit Card is Rs.300 and the Advance Annual Subscription Fee is Rs.300

    Eligibility Criteria:

    • Any account holder of Vijaya Bank is eligible to apply for a Vijaya Bank Visa Classic Credit Card
    • Salaried employees should have an annual income of Rs.60,000 and the self - employed professionals or business class individuals must have an annual income of Rs.50,000 to apply for this card
    • Applicants must have a deposit of Rs.50000 for 2 years and a credit facility of Rs.2 lakhs to be eligible
    • Applicants should have a SB Account with an average balance of Rs. 50,000 for the last 6 months at least.

    Fees and Charges:

    Type Amount
    Fees for Joining Rs.400
    Annual Fees Rs.400
    Cash Withdrawal Charges (Vijaya Bank ATMs) Rs.10 or 3 percent plus 14.5 percent service tax (whichever is greater)
    Cash Withdrawal Charges (Other Bank ATMs located in India) Rs.75 or 3 percent plus 14.5 percent service tax (whichever is greater)
    Charge for Replacing Card Rs.172
    Surcharge Rs.10 or 2.5 percent (whichever is greater) on Petrol or Railway Transactions plus the 14.5 percent service tax
    Duplicate Statement Rs.29

    Vijaya Bank Visa Classic Credit Card FAQs:

    • In which countries can this card be used?
    • This card can be used anywhere in India and Nepal.

    • I have lost my Vijaya Bank Credit Card. What do I do?
    • You must immediately contact the bank and get your credit card blocked. To block a credit card, you can either make use of the SMS hot listing facility provided by the bank or you can contact the bank’s customer care department.

    • Will the bank replace my credit card if I lose it?
    • Yes, the bank will replace your credit card if you lose it, but you will have to pay a card replacement fee.

    • Can I track the status of my credit card application with Vijaya Bank online?
    • Yes, you can track your Vijaya Bank credit card application online on the bank website.

    • What is the maximum limit on this card?
    • The maximum limit on this card is Rs.75000.

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  • Vijaya Bank Visa Classic Credit Card Reviews

    • Vijaya Bank Credit Card
      "Honest bank"
      0.5 5.0/5 "Blown Away!"
      Among all my credit card experience, Vijay bank is excellent, because they are good in charges. In term of offers also they are good, why I prefer Vijay bank especially they wont put any extra charges, they wont give any false commitment, they are very transparent.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 31, 2017
    • Vijaya Bank Credit Card
      "Convenient to use"
      0.5 5.0/5 "Blown Away!"
      I am using classic credit card with Vijaya Bank. My credit limit is fifty thousand rupees. This card is very much convenient for me, not required to carry money all the way, instead it is very simple to carry my credit card. Offers and benefits are pretty good for the card.
      Was this review helpful? 0
      , thiruvananthapuram
      Reviewed on Mar 20, 2017
    • Vijaya Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      Credit limit offered on the Vijaya Bank credit card is very good. Rate of Interest is very low. For every purchase we get the reward points like for Rs.100 we get one point which can be redeem through purchasing. They charge an annual fee of Rs.1147 in the initial stage itself. . They used to respond within 10-15 minutes through mail for our query. But it is difficult to get the card because they ask for too many documentation .
      Was this review helpful? 1
      , hosur
      Reviewed on May 26, 2016
    • Vijaya Bank Credit Card
      "Good limit!"
      0.5 5.0/5 "Blown Away!"
      Annual fee for this classic credit card is rs 100. More over the card can be availed by all the customers. Vijaya bank offered me a credit limit of 60K on the card. The executives are providing good response to the customer against the credit card and I am having the card with them for more than a year.
      Was this review helpful? 2
      , bangalore
      Reviewed on Jan 22, 2016
    • Vijaya Bank Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      I got the vijaya bank credit card against to my fixed deposit. Being the nationalized bank they do not have much benefit but it is useful for the traveling person because it is the international credit card. They have annul fee of Rs.500.
      Was this review helpful? 2
      , mumbai
      Reviewed on Dec 31, 2015
    • Vijaya Bank Credit Card
      "Good service "
      0.5 5.0/5 "Blown Away!"
      The service provided by Vijaya Bank based on the credit card service is really good.They have provided good customer service and I had a very good relationship withe Bank.There charges and interest rate was very less compared to any other Bank.I would like to recommend about Vijaya Bank to others.
      Was this review helpful? 8
      , goa
      Reviewed on Sep 14, 2015
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