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    Vijaya Bank Visa City Specific Credit Cards
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    Vijaya Bank Visa City Specific Credit Cards

    VISA City Specific Cards offered by Vijaya bank are amongst the popular ones in India. This card offers a host of features to its customers. The major benefit of this card is that it can be accessed from any part of the world.  

    Features and Benefits:

    • Validity – Vijaya Bank Visa City Specific Cards is valid for use anywhere around the world.
    • Card Limit – Rs.5000 is the minimum limit on Vijaya Bank Visa City Specific Cards and Rs.75000 is the maximum limit.
    • Cash Withdrawal Facility – Cash withdrawal facility is available for the customers of Vijaya Bank Visa City Specific Cards. A person can withdraw 50% of the card limit or Rs.25000 (whichever has the lower value). The cash withdrawal limit is Rs.2500 for add- on cards.
    • Annual Fees and Entrance Fees – The entrance fees for Vijaya Bank Visa City Specific Cards is Rs.400 and the Advance Annual Subscription fee is Rs.400

    Eligibility:

    • Anyone who holds a Vijaya Bank account is eligible to apply for Visa City Specific Cards
    • Salaried employees need to earn an income of Rs.60000 annually to be eligible for this card and businessmen or self - employed professionals need to earn Rs.50000 annually
    • Applicants of Vijaya Bank Visa City Specific Cards must have a deposit account worth Rs.50000 with the bank for two years along with Rs.50000 average balance in their SB account for the past six months
    • Applicants must have credit facility worth Rs.2 lakhs

    Fees and Charges:

    Type Amount
    Annual Fees Rs.400
    Fee for Cash Withdrawal at Vijaya Bank ATMs Rs.10 or 3% (whichever has the higher value) plus service tax of 14.5 percent
    Entrance Fees Rs.400
    Charges for Card Replacement Rs.172
    Fee for Duplicate Statement Rs.29
    Card Hot Listing Fee Rs.229
    Surcharge Rs.10 or 2.5% on petrol pumps and railways transactions (whichever is greater) plus service tax of 14.5%
    Fee for Cash Withdrawal at other Bank ATMs in India Rs.75 or 3% (whichever has the higher value) plus service tax of 14.5 percent

    Vijaya Bank Visa City Specific Cards FAQs:

    • What to do in case I lose my Vijaya Bank Visa City Specific Card?
    • In case you lose your Vijaya Bank Visa City Specific Card, you should immediately contact the bank and report about the missing card and get it blocked. To block the card, you can either contact the bank’s customer care or make use of the SMS hot listing facility provided by the bank.

    • Will the bank replace my Vijaya Bank Visa City Specific Card in case I lose it?
    • Yes, the bank will replace your Vijaya Bank Visa City Specific Card in case you lose it.

    • What is the annual fees for Vijaya Bank Visa City Specific Cards?
    • The annual fees for Vijaya Bank VISA City Specific Cards is Rs.400.

    • Can I check the status of my Vijaya Bank Visa City Specific Card application online?
    • Yes, you can check the status of your Vijaya Bank Visa City Specific Card application online.

    • What is the entrance fees for Vijaya Bank Visa City Specific Cards?
    • The entrance fees for Vijaya Bank Visa City Specific Cards is Rs.400.

    Vijaya Bank Visa City Specific Credit Cards Reviews

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