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  • Vijaya Bank MasterCard Classic Credit Card

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    Vijaya Bank MasterCard Classic Credit Card

    Vijaya Bank MasterCard Classic Credit Card is one of the most popular credit card offered by the bank which can be used anywhere in India and Nepal. It comes under the bank’s domestic card category and has a maximum limit of Rs.75000 as well as a lot of other attractive features.

    Features and Benefits:

    • Validity – The Vijaya Bank MasterCard Classic Credit Card is valid in India and Nepal
    • Card Limit – The minimum limit of the Vijaya Bank MasterCard Classic Credit Card is Rs.5000 and the maximum limit is Rs.75000
    • Cash Withdrawal Facility – Vijaya Bank provides cash withdrawal facility to its MasterCard Classic Credit Cardholders, which is Rs.25000 or 50 percent of the card limit (whichever is lower). There is a withdrawal limit of Rs.2500 for add- on cards
    • Joining and Annual Fees – The Advance Annual Subscription fee for a Vijaya Bank MasterCard Classic Credit Card is Rs.300 and the joining fees is Rs.300

    Eligibility:

    • Anyone who has an account with Vijaya Bank is eligible to apply for this card
    • Salaried employees must have an annual income of Rs.60000 to apply for this card and business class individuals or self - employed professionals must have an income of Rs.50000 per annum
    • Applicants need to have a deposit of Rs.50000 for two years and a credit facility of Rs.2 Lakhs
    • Applicants need to have an average balance of Rs.50000 for the last 6 months in their SB Account

    Fees and Charges:

    Type Amount
    Fees for Joining Rs.300
    Annual Fees Rs.300
    Charges for Cash Withdrawal (Vijaya Bank ATMs) 3 percent or Rs.10 (whichever is higher) plus 14.5 percent service tax
    Charges for Cash Withdrawal (Other Bank ATMs located in India) 3 percent or Rs.75 (whichever is greater) plus 14.5 percent service tax
    Card Replacement Charge Rs.172
    Duplicate Statement Rs.29
    Surcharge 2.5 percent or Rs.10 on petrol pumps or railways related transactions (whichever has the higher value) plus 14.5% service tax
    Card Hot Listing Rs.229

    Vijaya Bank MasterCard Classic Card FAQs:

    • What is the annual fees for Vijaya Bank MasterCard Classic Credit Card?
    • The annual fees for Vijaya Bank MasterCard Classic Credit Card is Rs.300.

    • Will the bank replace the credit card in case it is lost or stolen?
    • Yes, the bank will replace the credit card in case it is lost or stolen. Individuals who get their cards replaced have to pay a fee for the same.

    • What to do in case of lost credit card?
    • In case of a lost credit card, the first step is to report about the same to the bank and get the card blocked immediately. One can block the card either by contacting the customer care of Vijaya bank or use the SMS hot listing facility.

    • Does Vijaya Bank allow customers to track the status of their credit card applications online?
    • Yes, Vijaya Bank allows customers to track the status of their credit card applications online.

    • What is the cash withdrawal limit for add- on cards?
    • The cash withdrawal limit for add- on cards is Rs.2500.

    Vijaya Bank MasterCard Classic Credit Card Reviews

    • Vijaya Bank Credit Card
      "Need improvement on the credit card"
      0.5 2.0/5 "Expected more"
      I am not happy with Vijaya bank credit card, it charge me like anything, anyway its going to migrate with Bank of India. I am holding this card around six months , the payment gate is good, the offers are not attractive, even it has yearly charges.
      Was this review helpful? 0
      , mumbai
      Reviewed on Dec 01, 2018
    • Vijaya Bank Credit Card
      "AVERAGE"
      0.5 3.0/5 "Satisfactory"
      My credit card was taken with VIJAYA BANK , i discontinue the card because there is not any good benefits not even good offers with this card . They provided good credit limit . Customer support and their response is good . The card was chargeable .
      Was this review helpful? 2
      , pune
      Reviewed on Sep 03, 2018
    • Vijaya Bank Credit Card
      "Average Card"
      0.5 5.0/5 "Blown Away!"
      I'm not sure about the interest rate and annual fee. Their is no thing special in this Vijaya bank. I have been using for more than 2 years. They have offered me a credit limit of Rs. 20000 which is okay for me. I don't find any cashback offers in there but rewards points is there. I'm not aware of the reward points to cash. I used to receive offer messages in my mail.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 20, 2018
    • Vijaya Bank Credit Card
      "Just Great Card"
      0.5 4.5/5 "Excellent!"
      In the year of 2006, I have taken this card. It is a very good card. I'm using this card Globally. The customer care are slow in responding. When i talk to the customer care executive, they will very slow. The card is so helpful to me. I never ever checked the interest rate and annual fee. I carry the card for the next month even if i not make the payment also. But they will charge for late fee. The penalty will be less compared to other bank cards.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jun 18, 2018
    • Vijaya Bank Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      Credit limit with the Vijaya Bank is very good. They gave me rs 5,00,000 which is more than sufficient to me. But I am unable to make the payment via online thats the main disadvantage with Vijaya Bank. Also customer service and response is some what okay.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Feb 14, 2018
    • Vijaya Bank Credit Card
      "Honest bank"
      0.5 5.0/5 "Blown Away!"
      Among all my credit card experience, Vijay bank is excellent, because they are good in charges. In term of offers also they are good, why I prefer Vijay bank especially they wont put any extra charges, they wont give any false commitment, they are very transparent.
      Was this review helpful? 1
      , bangalore
      Reviewed on Aug 31, 2017
    • Vijaya Bank Credit Card
      "Convenient to use"
      0.5 5.0/5 "Blown Away!"
      I am using classic credit card with Vijaya Bank. My credit limit is fifty thousand rupees. This card is very much convenient for me, not required to carry money all the way, instead it is very simple to carry my credit card. Offers and benefits are pretty good for the card.
      Was this review helpful? 1
      , thiruvananthapuram
      Reviewed on Mar 20, 2017
    • Vijaya Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      Credit limit offered on the Vijaya Bank credit card is very good. Rate of Interest is very low. For every purchase we get the reward points like for Rs.100 we get one point which can be redeem through purchasing. They charge an annual fee of Rs.1147 in the initial stage itself. . They used to respond within 10-15 minutes through mail for our query. But it is difficult to get the card because they ask for too many documentation .
      Was this review helpful? 3
      , hosur
      Reviewed on May 26, 2016
    • Vijaya Bank Credit Card
      "Good limit!"
      0.5 5.0/5 "Blown Away!"
      Annual fee for this classic credit card is rs 100. More over the card can be availed by all the customers. Vijaya bank offered me a credit limit of 60K on the card. The executives are providing good response to the customer against the credit card and I am having the card with them for more than a year.
      Was this review helpful? 3
      , bangalore
      Reviewed on Jan 22, 2016
    • Vijaya Bank Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      I got the vijaya bank credit card against to my fixed deposit. Being the nationalized bank they do not have much benefit but it is useful for the traveling person because it is the international credit card. They have annul fee of Rs.500.
      Was this review helpful? 2
      , mumbai
      Reviewed on Dec 31, 2015
    • Vijaya Bank Credit Card
      "Good service "
      0.5 5.0/5 "Blown Away!"
      The service provided by Vijaya Bank based on the credit card service is really good.They have provided good customer service and I had a very good relationship withe Bank.There charges and interest rate was very less compared to any other Bank.I would like to recommend about Vijaya Bank to others.
      Was this review helpful? 9
      , goa
      Reviewed on Sep 14, 2015
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