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Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
Mrs. Sharma enjoys cashback on all her retail purchases. You could too! Get A Card
Vijaya Bank is a pan India institution that serves diverse sectors of the country. Vijaya Bank offers its customers the Gold Credit Card in association with VISA. This credit card is a domestic card accepted in India and Nepal. There is no pre-set limit on the maximum credit card limit you can get. Enjoy benefits of cash advances when you need it the most. You can withdraw up to Rs. 50,000 on your credit card. In order to be eligible for this credit card, you need to be an account holder of Vijaya Bank.
With the Vijaya Bank VISA Gold credit card, you can withdraw up to 50% of your credit limit, upto a maximum of Rs. 50,000.
The Vijaya Bank VISA Gold Credit Card is valid only for domestic use in India and Nepal.
Going green, Vijaya Bank will email your credit card statements to your registered email address, free of charge.
Vijaya Bank will directly debit your bank account in order to clear your credit card bill.
Chip-embedded cards provide additional security against fraud.
For all your credit card-related queries and needs, Vijaya Bank provides a 24/7 customer care service.
Let your family enjoy the benefits of the Vijaya Bank VISA Gold Credit Card. Get add-on cards for your family members above the age of 18.
| Charge | Amount |
| Joining Fee | Rs. 1000 |
| Annual Fee | Rs. 1000 |
| Interest rate | Not specified |
| Charge | Amount |
| Minimum credit limit | Rs. 75,000 |
| Maximum credit limit | No pre set limit |
| Cash withdrawal charges at Vijaya Bank ATM | 3% or Rs. 10 (+ Service tax of 14.5%) whichever is higher. |
| Cash withdrawal charges at other bank’s ATM | 3% or Rs. 75 (+ Service tax of 14.5%) whichever is higher. |
| Cash advance limit | 50% of card limit, subject to a maximum of Rs. 50,000 |
| Cash advance limit on add on cards | Rs. 5,000 |
| Duplicate statement | Rs. 29 |
| Issue of chip card | Rs. 144 |
| Hotlisting card | Rs. 229 |
| Card replacement | Rs. 172 |
| Railway surcharge | 2.5% or Rs. 10 (+ Service tax of 14.5%) whichever is higher. |
| Fuel surcharge | 2.5% or Rs. 10 (+ Service tax of 14.5%) whichever is higher. |
If you are interest in the VISA Gold Credit Card, you need to have an account with Vijaya Bank. You also need to satisfy one of the following requirements.
Yes, even without a salary or income proof, you can apply for this card if you can satisfy any one of the following:
Yes, there is an entrance fee of Rs. 1,000 when you apply for the Vijaya Bank VISA Gold Credit Card. There is also an advanced annual subscription fee of Rs. 1,000. The total entrance or annual fee will be around Rs. 1,146 inclusive of taxes.
The VISA Gold card is valid only in India and Nepal. This credit card cannot be used abroad or internationally.
If you lose your credit card, call the 24 x 7 customer care service and report the loss immediately. Your card will be blocked to prevent fraudulent transactions.
The minimum limit is Rs. 75000, but there is no maximum limit set by Vijaya Bank. The credit limit offered to you will depend on your income or customer relationship with the bank.
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