Vijaya Bank Credit Card Statement

Vijaya Bank credit card statement helps you to keep a track of all your expenses. You can easily highlight fraudulent transactions and take up the issue with the bank. You will find your name, address and registered mobile number on the credit card statement along with your expenses and total balance available. This will help you wisely keep an account of and manage your expenses.

Benefits of Vijaya Bank Credit Card Statement

• A credit card statement is available to you without having to pay any fee.
• Credit card statements give you information non new products and services offered by Vijaya Bank.
• It is a quick service, convenient and secure.
• It allows you to assess your statements at any time.

Parts of the Vijaya Bank Credit Card Statement

It is very important that you understand the various terms in your credit card statement. Here are various details that you will find in your statement.

1. Statement of the card

   In this section, you will find:

   • Credit Limit
   • Total dues
   • Available credit limit
   • Available cash limit
   • Minimum amount due
   • Payment due date

2. Past Dues

   Under this section of the credit card statement, you will see these details:

   • Minimum amount due
   • Current dues
   • One month
   • Over limit
   • Three months+
   • Two months +

3. Rewards points summary

   In this section, you will find:

   • Earned points
   • Opening and closing balance
   • Disbursed points
   • Adjusted points

4. Account Summary

   • Opening and closing balance
   • Details of payments made
   • Finance charges
   • Total dues
   • Date of transaction
   • Description of transaction

How to Get Vijaya Bank Credit Card Statement

Get Vijaya Bank Credit Card Statement Online:

• You can make a request for online credit card statements via the Vijaya Bank net banking facility.
• Once your request is sent to the bank, a representative will stop sending you hard copies of the credit card statement.

Get Vijaya Bank Credit Card Statement Offline:

• You can get your Vijaya Bank credit card statements offline via post.
• You will have to visit the nearest bank branch and register for the same.

What to do if you Find Errors in Your Vijaya Bank Credit Card Statement

• -Once you find an error in your credit card statement, like a purchase that was not made by you, immediately bring this to the notice of the Vijaya Bank officials.
• You can also raise the issue with you merchant and rectify the same without involving bank officials.
• You can report the transaction to your creditor’s department and request them to carry out all inquiries related to the billing.
• You have to report the transactions to the department within 60 days of having received the statement.

FAQs on Vijaya Bank Credit Card Statement

1. Will I continue to get a physical statement of my credit card even though I registered for the Vijaya Bank credit card e-statement?

   Once you have registered for Vijaya Bank credit card e-statement, the bank will immediately discontinue the disbursal of your physical credit card statements. However, you can always can request for a hard copy of your credit card statement from time to time.

2. Do the email statements change the due date as well?

   Your payment due date will be the same regardless of an e-statement or a physical credit card statement.

3. What is the customer care number of Vijaya Bank?

   You can reach the Vijaya Bank credit card customer care at 1800 425 4066.