Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • The Everyday Spend American Express® Gold Credit Card

    The Everyday Spend American Express® Gold Credit Card

    The Everyday Spend AMEX Gold Credit Card offers a variety of reward benefits on purchases made online and in retail stores. Earn cashback of Rs.500 on joining, 10X points on cab bookings and online shopping and 5X points on other online purchases.

    As the name suggests, the Everyday Spend American Express Gold Credit Card provides exciting rewards on your everyday spends. From accelerated benefits to exclusive redemption options, the card has it all at a minimal annual fee.

    Key Highlights Of The Everyday Spend American Express Gold Credit Card

    • You can earn up to 10 times the reward points on purchases made on Ola and Flipkart.
    • 5X more reward points on online and in-store partner platforms.
    • Annual fee waiver on milestone spends.

    Reward Benefits Of The Everyday Spend American Express Gold Credit Card

    • 10 times the reward points are given to you on purchases made on Ola and Flipkart.
    • 5 times reward points are offered on expenses made on Amazon, BookMyShow, Uber and Big Bazaar.
  • The application and approval procedure of this credit card on BankBazaar is completely paperless.
  • On the Bank Bazaar app or website, you can check your eligibility of getting this credit card free of cost.
  • Features And Benefits Of The Everyday Spend Gold Credit Card

    Welcome gift: Spend Rs.10,000 within the first 90 days of card set-up to become eligible for a cashback of Rs.500.

    Renewal fee waiver: Spend Rs.39,999 in a membership year and get your renewal fee of Rs.495 waived off. Transactions such as cash withdrawals, express cash transactions, drafts, balance transfers and fees are not eligible for the offer.

    Reward points program

    • Earn 1 Membership Rewards (MR) point on every Rs.50 spent on all retail purchases.
    • Earn 10 times more reward points on spends made on Flipkart and Ola.
    • 5 times more reward points on spends at Big Bazaar, Amazon, BookMyShow, UBER, and others.
    • Accrued points can be redeemed for more than 500 reward options across categories like travel, electronics, luxury products, and others.

    American Express ezeClick - The American Express ezeClick facility allows you to shop at more than 9,000 websites with a unique ID eliminating the need for entering card details or filling up online forms.

    EMI facility: Enjoy the flexibility to convert purchase in to EMI at the point of sale terminal. Get a low interest rate of 12% p.a., refundable processing fee, and zero foreclosure fee.

    Other services: Add-on facilities offered on the card include 24x7 card-related assistance, zero liability on lost card, dispute resolution, and emergency card replacement.

    Fees And Charges of everyday Spend American Express Gold Credit Card

    Type of Fees and Charges Amount
    1st Year fee Rs 495. Cashback of Rs 500 on spending Rs 10,000 within 90 days
    2nd Year Onwards Rs 495. Waived on annual spends more than Rs 39,999
    Interest rate 3.5% per month or 42% per annum
    Cash withdrawal fee 3.5% of the withdrawn amount (Minimum - Rs.250)
    Add-on card fee NIL for 1st card
    Fee for duplicate statement Rs.100 for each statement that is minimum of 3 months old
    Over limit fee Rs.500
    Miles or points redemption fee Rs.200 for each redemption
    Fee for transactions made in foreign currency Currency conversion factor assessment - 3.5%
    Late payment charge 30% of the minimum due amount (Minimum - Rs.500, Maximum - Rs.1,000)

    Eligibility To Apply For Everyday Spend American Express Gold Credit Card

    Applicant should meet the following eligibility criteria to become eligible -

    • Should be a resident of India.
    • Should be above 18 years of age.
    • For salaried applicants - Income of Rs.4 lakh per annum.
    • For self-employed applicants - Annual income of Rs.6 lakh.
    • Good credit history and no payment defaults.
    • Must have an existing American Express Credit Card.
    • Should be a resident any one of the Indian cities including Delhi, Mumbai, Bangalore, Chennai, Pune, Hyderabad, Jaipur, Kolkata, Indore, Coimbatore, Chandigarh, Ahmedabad, Surat, and Vadodara.

    Documents Needed To Apply For The American Express Everyday Spend Gold Credit Card

    • Income proof, KYC documents, PAN, Form 16.
    • Recent photograph

    For any other documents apart from the ones mentioned here, you would be informed by American Express.

    How To Apply Online For The Everyday Spend American Express Gold Credit Card online?

    You can visit American Express official website to apply for the card directly.

    Alternatively, you can apply on BankBazaar to enjoy the exclusive partner benefits.

    Steps to apply for the card on BankBazaar:

    • Click the 'Check Eligibility' option next to the card on the page.
    • Check your eligibility by answering the questions asked on the screen.
    • If you're eligible, you will be redirected to the online application page, where you need to enter required information.
    • Upload the required documents as prompted and click on the 'Submit' button.

    Upon successful submission of the application, you will receive an acknowledgment on the registered mobile number with an Application ID.


    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

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