The Everyday Spend AMEX Gold Credit Card offers a variety of reward benefits on purchases made online and in retail stores. Earn cashback of Rs.500 on joining, 10X points on cab bookings and online shopping and 5X points on other online purchases.
As the name suggests, the Everyday Spend American Express Gold Credit Card provides exciting rewards on your everyday spends. From accelerated benefits to exclusive redemption options, the card has it all at a minimal annual fee.
Welcome gift: Spend Rs.10,000 within the first 90 days of card set-up to become eligible for a cashback of Rs.500.
Renewal fee waiver: Spend Rs.39,999 in a membership year and get your renewal fee of Rs.495 waived off. Transactions such as cash withdrawals, express cash transactions, drafts, balance transfers and fees are not eligible for the offer.
Reward points program
American Express ezeClick - The American Express ezeClick facility allows you to shop at more than 9,000 websites with a unique ID eliminating the need for entering card details or filling up online forms.
EMI facility: Enjoy the flexibility to convert purchase in to EMI at the point of sale terminal. Get a low interest rate of 12% p.a., refundable processing fee, and zero foreclosure fee.
Other services: Add-on facilities offered on the card include 24x7 card-related assistance, zero liability on lost card, dispute resolution, and emergency card replacement.
|Type of Fees and Charges||Amount|
|1st Year fee||Rs 495. Cashback of Rs 500 on spending Rs 10,000 within 90 days|
|2nd Year Onwards||Rs 495. Waived on annual spends more than Rs 39,999|
|Interest rate||3.5% per month or 42% per annum|
|Cash withdrawal fee||3.5% of the withdrawn amount (Minimum - Rs.250)|
|Add-on card fee||NIL for 1st card|
|Fee for duplicate statement||Rs.100 for each statement that is minimum of 3 months old|
|Over limit fee||Rs.500|
|Miles or points redemption fee||Rs.200 for each redemption|
|Fee for transactions made in foreign currency||Currency conversion factor assessment - 3.5%|
|Late payment charge||30% of the minimum due amount (Minimum - Rs.500, Maximum - Rs.1,000)|
Applicant should meet the following eligibility criteria to become eligible -
For any other documents apart from the ones mentioned here, you would be informed by American Express.
You can visit American Express official website to apply for the card directly.
Alternatively, you can apply on BankBazaar to enjoy the exclusive partner benefits.
Steps to apply for the card on BankBazaar:
Upon successful submission of the application, you will receive an acknowledgment on the registered mobile number with an Application ID.
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